Patent application number | Description | Published |
20080223922 | MONITORING OF STORED-VALUE-INSTRUMENT USAGE - Methods and systems are disclosed of executing a financial transaction that enable enhanced usage monitoring. Funds are received from a buyer for purchase of a single-load stored-value instrument. The single-load stored-value instrument is associated with a predefined value amount. Buyer identification information that identifies the buyer is received. The buyer identification information is stored in association with the stored-value instrument. The stored-value instrument is validated for use in making purchase by drawing from value associated with the stored-value instrument. | 09-18-2008 |
20080235122 | MASTER GIFT CARD, SYSTEMS AND METHODS - Stored value instruments and tools for their use and/or administration are disclosed. In an aspect, a stored value instrument is associated with a subaccount that has access to a portion of an amount stored value in a master account. There may be many such subaccounts associated with a master account, and each subaccount may have its own associated stored value instrument. Beneficially, this arrangement can allow a master account holder to assign a specific portion of the stored value in the master account for the use of each of the stored value instruments, while still maintaining the ability to administer the master account. | 09-25-2008 |
20150046334 | SYSTEM AND METHOD FOR ISSUING PREPAID NEGOTIABLE INSTRUMENTS - Pre-paid negotiable instruments are issued in response to a request at a host system from the holder of a stored-value account. The request is made through an IVR system or a web interface, and the host allocates funds from the account and provides a balance remaining after the negotiable instrument is issued. The instrument is printed with a transaction number or other identifier at an issuing system, and is then sent to the account holder. The account holder activates the instrument after receipt. The payee receives the instrument and authorizes the instrument by providing the transaction number or identifier to the host. When authorized, payment is guaranteed to the payee from the issuer. | 02-12-2015 |
Patent application number | Description | Published |
20080267500 | Coupon Copy Protection - A data distribution system which includes business groups, a client system and a main database system is described. Coupons and coupon data may be exchanged between the business groups, the client system and the main database system. Each coupon being exchanged may include one or more fraud protection features that can neither be altered nor tampered by users, consumers or retailers. | 10-30-2008 |
20100211447 | SEARCHING A DATABASE INCLUDING PRIORITIZING RESULTS BASED ON HISTORICAL DATA - Methods and apparatus, including computer program products, are provided that include techniques for searching a database. One method includes receiving one or more input search terms and providing a database. The database maps at least one search term to at least one coupon. The method further includes identifying one or more coupons in the database based on the received input search terms. The method further includes selecting one or more coupons from the identified coupons. A given coupon can be selected based on a number of times the given coupon has been previously printed. A given coupon can also be selected based on a number of times the given coupon has been previously redeemed. The method further includes presenting one or more coupons to the user where the presented one or more coupons include the selected one or more coupons. | 08-19-2010 |
20110103653 | COUPON COPY PROTECTION - A data distribution system which includes business groups, a client system and a main database system is described. Coupons and coupon data may be exchanged between the business groups, the client system and the main database system. Each coupon being exchanged may include one or more fraud protection features that can neither be altered nor tampered by users, consumers or retailers. | 05-05-2011 |
20140108117 | COUPON COPY PROTECTION - A data distribution system which includes business groups, a client system and a main database system is described. Coupons and coupon data may be exchanged between the business groups, the client system and the main database system. Each coupon being exchanged may include one or more fraud protection features that can neither be altered nor tampered by users, consumers or retailers. | 04-17-2014 |
Patent application number | Description | Published |
20080256316 | Mirroring System Memory In Non-Volatile Random Access Memory (NVRAM) For Fast Power On/Off Cycling - A computer comprising a processor, a volatile main store, a non-volatile random access memory (NVRAM) mirror store, and optionally a cache for the non-volatile mirror store. While programs of the computer are operational, the contents of the volatile main store are mirrored in the non-volatile mirror store such that when a startup signal is received, the contents of the volatile main store are quickly restored from the contents of the non-volatile mirror store. | 10-16-2008 |
20090150625 | Multistage Virtual Memory Paging System - Hierarchically paging data in a computer system wherein, when evicting a page of data from the computer system main storage, evicting the page to a first paging store (preferably NVRAM). When evicting a page of data from the first paging store, evicting the page to a second paging store (such as a disk). When the main store requires a page of data that is not in the main store and when the page of data is available in the first paging store, loading the third page of data into main store from first paging store. When the page of data is not available in the first paging store, loading the third page of data into main store from the second store. Optionally, pages of main store are saved and restored from NVRAM during a power-down, power-up sequence of events. | 06-11-2009 |
20090214020 | CATEGORY BASED ORGANIZATION AND MONITORING OF CUSTOMER SERVICE HELP SESSIONS - A method and computer readable medium are provided for monitoring customer support sessions based on at least one category associated with the customer support sessions. A request from an administrator for information associated with unresolved support sessions is received. A set of support categories is presented to the administrator. A selection of at least one support category is received from the administrator. A set of first level customer support agent identifiers associated with at least one support session queued under the at least one support category which has been selected is presented to the administrator. | 08-27-2009 |
20090217206 | MODELESS INTERACTION WITH GUI WIDGET APPLICATIONS - A user displayed interactive GUI widget (icon) provides two or more regions. A first region provides widget manipulation function for editing the widget, editing including moving or sizing functions. A second region provides widget interaction function for user interaction with the widget including interaction lists or interaction graphics. The regions may comprise one or more icon border regions and one or more icon internal regions. | 08-27-2009 |
20130124246 | CATEGORY BASED ORGANIZATION AND MONITORING OF CUSTOMER SERVICE HELP SESSIONS - A method and computer readable medium are provided for monitoring customer support sessions based on at least one category associated with the customer support sessions. A request from an administrator for information associated with unresolved support sessions is received. A set of support categories is presented to the administrator. A selection of at least one support category is received from the administrator. A set of first level customer support agent identifiers associated with at least one support session queued under the at least one support category which has been selected is presented to the administrator. | 05-16-2013 |
Patent application number | Description | Published |
20120082964 | ENHANCED GRAPHOLOGICAL DETECTION OF DECEPTION USING CONTROL QUESTIONS - A method for enhanced graphological detection of deception is disclosed, including collecting handwritten answers to control questions and test questions from a subject. In certain embodiments of the invention, the collection of answers is accomplished with a handwriting tablet that can provide digital output. Next, the control input is analyzed so as to generate control handwriting feature data, and the test input is analyzed so as to generate test handwriting feature data. Next, test handwriting feature data resembling control handwriting feature data is designated to be non-deception-related, and test handwriting feature data not resembling control handwriting feature data is designated to be potentially deception-related. Finally, potentially deception-related test handwriting feature data is analyzed using graphological analysis, thereby identifying deception-related test handwriting data, and deception data is generated therefrom. A system for executing the method is also disclosed, which in some embodiments is a computer system. | 04-05-2012 |
20120114246 | ENHANCED GRAPHOLOGICAL ASSESSMENT OF PERSONALITY USING CATEGORIZATION OF HANDWRITING FEATURES TO INDICATE RELATIVE LEVEL OF INHERENCY AND HABITUALNESS OF PERSONALITY TRAITS THAT ARE ASSOCIATED WITH THE HANDWRITING FEATURES - A method for personality assessment through analysis of handwriting is disclosed that provides a way to take into account the relative influence of personality traits indicated by different handwriting features, depending upon the type of handwriting features, and how strongly those features are expressed. The method improves the assessment of personality through handwriting analysis, by separating handwriting features into categories that highlight which aspects of the subject's personality are inherent and deeply-rooted versus changeable and superficial; as well as which aspects of the subject's personality are habitually expressed, versus non-habitually expressed. Handwriting features are separated into primary variables that represent more inherent aspects of the subject's personality, and secondary variables that represent less inherent aspects of the subject's personality. Handwriting features are also separated into dominant variables that represent habitually expressed aspects of the subject's personality, and non-dominant variables that represent non-habitually expressed aspects of the subject's personality. | 05-10-2012 |
20130071030 | METHOD FOR GRAPHOLOGY-BASED ASSESSMENT OF PERSONALITY TRAITS OF A SUBJECT USING INFERRED HANDWRITING FEATURES DERIVED FROM THE SUBJECT'S PRESENTATION FEATURES - A method for graphology-based assessment of a subject's personality traits is disclosed which involves graphological analysis of inferred handwriting features that are derived from the subject's presentation features. The method includes: obtaining presentation features of a subject; deriving inferred handwriting features of the subject from the presentation features according to pre-determined rules of correlation between the presentation features and the inferred handwriting features; and then performing graphological analysis on the inferred handwriting features so as to provide an assessment of the subject's personality traits. Presentation features can include a subject's general appearance, attire, body language, facial expression, and/or conversational style, for example. Handwriting features can include zonal sizes, connective forms, the handwriting's pressure, spacing, size, and slant, level of script, primary and secondary variables, and/or overall form level data. | 03-21-2013 |