Patent application number | Description | Published |
20160034891 | METHOD AND SYSTEM FOR ACTIVATING CREDENTIALS - Method and apparatus for activating credentials for transmission to a transaction processing system via a data communications network, the credentials being arranged in sets and a set including a unique identifier and verification data elements. Credentials are activated and are then available for use in at least one subsequent transaction. In the transaction, in response to receiving authorization from a user, the unique identifier and verification data elements from a set are transmitted to the transaction processing system on behalf of the user. Responsive to the user successfully authenticating, a plurality of options are transmitted to the user. This plurality of options corresponds to different set of credentials derived at least in part from data received via data communications from one or more trusted data processing systems remote from the user. The user selects one or more of the options resulting in one or more sets of credentials are activated. | 02-04-2016 |
20160034892 | METHOD AND SYSTEM FOR TRANSMITTING CREDENTIALS - Method and apparatus for transmitting credentials to a transaction processing system, the credentials arranged in sets and a set including a unique identifier and verification data elements. Credentials are activated and are then available for use in at least one subsequent transaction. In the transaction, in response to receiving authorization from a user, the unique identifier and verification data elements from a set are transmitted to the transaction processing system for the user. The credentials are activated using an activation mode selected from at least a first activation mode and a second activation mode. In the first activation mode, additional user input for the verification data elements associated with the unique identifier is received from the user. In the second activation mode, the user is authenticated, and verification data elements are received via a data communications network are received from a trusted data processing system remote from the user. | 02-04-2016 |
20160036800 | METHOD AND SYSTEM FOR CREATING A UNIQUE IDENTIFIER - Method and apparatus for creating a second unique identifier for a user in a second system based on a first unique identifier for a user in a first system. A first authentication process is initiated based on a first unique identifier associated with the user in the first system. Responsive to the user successfully authenticating during the first authentication process, the second unique identifier for a user in the second system is generated. The second unique identifier is based on user data associated with the first unique identifier in the first system, and the second unique identifier is different from the first unique identifier. | 02-04-2016 |
Patent application number | Description | Published |
20150356316 | SYSTEM, METHOD AND PROGRAM FOR MANAGING A REPOSITORY OF AUTHENTICATED PERSONAL DATA - The present invention relates to a method, system and computer program for managing a repository of personal data and, more particularly, a repository of authenticated personal data. Among its many advantages, the present invention allows a user to control access to their personal data by third parties. In particular, the present invention may allow a user to control the parties with whom their personal data is shared and customise which elements of their personal data may be shared with each such third party. Furthermore, the present invention allows a user to specify a fee for sharing particular aspects of their personal data, thereby allowing the user to monetise their personal data assets and be remunerated for their contribution. | 12-10-2015 |
20150356552 | SYSTEM, METHOD AND PROGRAM FOR SECURELY MANAGING FINANCIAL TRANSACTIONS - The present invention relates to a method, system and computer program for securely managing financial transactions and, more particularly, but not exclusively, transactions authorised by way of authenticated personal data. It is significantly based on authenticated personal data and provides a degree of assurance to financial entities that the personal data used to establish a customer account (and gain access thereto for the purposes of conducting a financial transaction) is genuine, as is the identity of the customer to whom the personal data relates. The identity assurance aspect provides by a rating system which gives a rating to a personal data record according to the number of items of personal data deemed to be authentic, the nature of the issuing source of the identity evidence (e.g. a passport is rated more highly than a sports club membership card) and the financial health of the relevant customer. | 12-10-2015 |
20150379345 | IDENTITY DOCUMENT DIGITAL IMAGE CORRECTION METHOD, SYSTEM AND COMPUTER PROGRAM - An identity document digital image correction method comprising identifying the type, class and issue of a presented identity document from features in a digital image thereof; retrieving from a reference identity document repository, information about a reference authentic version of an identity document of the same type, class and issue as the presented identity document; allowing a user to select at least two features in the digital image of the presented identity document calculating the distance between the two selected features; determining the distance between corresponding features in the reference authentic version of the identity document; calculating a scaling factor γ | 12-31-2015 |