Patent application number | Description | Published |
20100179887 | SYSTEM FOR PROVIDING GOODS AND SERVICES BASED ON ACCRUED BUT UNPAID EARNINGS - A system for enabling employees to utilize accrued and unpaid earnings to obtain externally provided goods and services includes at least one employee access node located in an employer facility and having physical resources for interfacing with subscribing employees to transfer value on the behalf thereof, a transaction processor for facilitating transfer of value on behalf of the subscribing employees; and physical resource interfaces associated with the physical resources to enable subscribing employees to input identification information, a data store a data store for storing configurations associated with providers and/or goods and services, a local server for communicating with the at least one employee access node to operate in conjunction therewith to facilitate the transfer of value on behalf of the given subscribing employee and a central processing center including one or more provider communications interfaces enabling the central processing center to communicate with a third party provider of goods or services and to facilitate a transfer of value to the third party provider on behalf of the given subscribing employee. | 07-15-2010 |
20100179894 | SYSTEM FOR PROVIDING GOODS AND SERVICES BASED ON ACCRUED BUT UNPAID EARNINGS - A system for interfacing predetermined services to a user at a fixed location includes a processing platform running an operating system. Also included are a plurality of physical system resource interfaces for interfacing with available physical system resources. The physical system resources allow a user to gain access to the predetermined desired services. The system further includes a data store for storing configuration information for enabling the operating system to interface with the available physical system resources through the physical system resource interface associated therewith. A communication resource for interfacing with the operating system allows communication of the operating system with a central office for downloading configuration information to selectively enable ones of the available physical system resources to interface with the operating system through associated ones of the physical system resource interfaces in accordance with the configuration information and the predetermined service selected by a user. A plurality of configurations are stored in the data store, and each is associated with a predetermined service and one or more of the available physical system resources. Each physical system resource interface is uniquely associated with a defined one of the physical system resources. | 07-15-2010 |
20100179990 | REMOTELY CONFIGURABLE USER DEVICE WITH PHYSICAL USER RESOURCES AND INTERFACE - A user device for interfacing predetermined external services provided by third party service providers to a user at a fixed location includes a processing platform running an operating system, a plurality of physical system resources associated with the remotely configurable user device, physical system resource interfaces for interfacing the operating system with the available physical system resources, a data store for storing ones of multiple configuration information associated with and identifying the external services that are available to a user with the user device and one or more of the available physical system resources required for ones of the external services and a communication resource for interfacing with the operating system to allow communication of the operating system with a central office for downloading of configuration information to remotely enable a selected one or ones of the predetermined external services provided by third party service providers. | 07-15-2010 |
20100180000 | SYSTEM FOR PROVIDING TRANSACTION SERVICES TO A PLURALITY OF USER DEVICES - A system for providing access to a plurality of services from third party service providers to users at remote locations includes a plurality of resource managers having associated physical system resources for enabling a user to access a user selected service each resource manager including a processing platform with an operating system running thereon, a data store, including configuration information for each of the services available to a user through the resource manager, wherein there are multiple configurations associated with different ones of the predetermined services and one or more of the available physical system resources, and central processing center that communicates with each of the plurality of resource managers to enable or disable selected ones of the services on given ones of the resource managers based upon predetermined criteria and operates in conjunction with the resource managers to execute predetermined sequences of actions for accessing user selected ones of the services from the service providers providing such services. | 07-15-2010 |
20100180018 | REMOTELY CONFIGURABLE USER DEVICE FOR ACCESSING A DISTRIBUTED TRANSACTION SYSTEM - A system for interfacing predetermined external services provided by service providers to a user at a fixed location includes a processing platform running an operating system and a plurality of physical system resource interfaces for interfacing with available physical system resources allowing a user to gain access to the predetermined external services, a data store associated with the processing platform stores configuration information defining ones of a plurality of external services, a communication interface enables the operating system to communicate with a central office to download of configuration information for one or more of the external services and to facilitate access to a selected one of the external services. | 07-15-2010 |
20100180031 | DISTRIBUTED TRANSACTION SYSTEM - A system for interfacing predetermined services to a user at a fixed location includes a processing platform running an operating system. Also included are a plurality of physical system resource interfaces for interfacing with available physical system resources. The physical system resources allow a user to gain access to the predetermined desired services. The system further includes a data store for storing configuration information for enabling the operating system to interface with the available physical system resources through the physical system resource interface associated therewith. A communication resource for interfacing with the operating system allows communication of the operating system with a central office for downloading configuration information to selectively enable ones of the available physical system resources to interface with the operating system through associated ones of the physical system resource interfaces in accordance with the configuration information and the predetermined service selected by a user. A plurality of configurations are stored in the data store, and each is associated with a predetermined service and one or more of the available physical system resources. Each physical system resource interface is uniquely associated with a defined one of the physical system resources. | 07-15-2010 |
20130036049 | DISTRIBUTED TRANSACTION SYSTEM - A distributed transaction system for enabling users to conduct transactions using services from third party service providers includes a central processing center with one or more communications interfaces to facilitate transactions initiated by users at a plurality of kiosks wherein each of the kiosks includes a user interface enabling a user to access a user selected service and a data store for storing configurations associated with services provided by the third party service providers, whereby a user interfaces with one or more of physical system resources of the kiosk to open a user identity session such that the kiosk is operative to facilitate at least one first user action with the physical resources to initiate a financial transaction and the central processing center is operative to execute at least a second action to facilitate the transaction and to communicate with a financial institution. | 02-07-2013 |
20140156476 | SYSTEM FOR PROVIDING EMPLOYEES ACCESS TO ACCRUED BUT UNPAID EARNINGS - A system for interfacing predetermined services to a user at a fixed location includes a processing platform running an operating system. Also included are a plurality of physical system resource interfaces for interfacing with available physical system resources. The physical system resources allow a user to gain access to the predetermined desired services. The system further includes a data store for storing configuration information for enabling the operating system to interface with the available physical system resources through the physical system resource interface associated therewith. A communication resource for interfacing with the operating system allows communication of the operating system with a central office for downloading configuration information to selectively enable ones of the available physical system resources to interface with the operating system through associated ones of the physical system resource interfaces in accordance with the configuration information and the predetermined service selected by a user. A plurality of configurations are stored in the data store, and each is associated with a predetermined service and one or more of the available physical system resources. Each physical system resource interface is uniquely associated with a defined one of the physical system resources. | 06-05-2014 |
20140249974 | SYSTEM FOR PROVIDING GOODS AND SERVICES BASED ON ACCRUED BUT UNPAID EARNINGS - A system for interfacing predetermined services to a user at a fixed location includes a processing platform running an operating system. Also included are a plurality of physical system resource interfaces for interfacing with available physical system resources. The physical system resources allow a user to gain access to the predetermined desired services. The system further includes a data store for storing configuration information for enabling the operating system to interface with the available physical system resources through the physical system resource interface associated therewith. A communication resource for interfacing with the operating system allows communication of the operating system with a central office for downloading configuration information to selectively enable ones of the available physical system resources to interface with the operating system through associated ones of the physical system resource interfaces in accordance with the configuration information and the predetermined service selected by a user. A plurality of configurations are stored in the data store, and each is associated with a predetermined service and one or more of the available physical system resources. Each physical system resource interface is uniquely associated with a defined one of the physical system resources. | 09-04-2014 |
20140279448 | DISTRIBUTED TRANSACTION SYSTEM - A distributed transaction system for enabling users to conduct transactions using services from third party service providers includes a central processing center with one or more communications interfaces to facilitate transactions initiated by users at a plurality of kiosks wherein each of the kiosks includes a user interface enabling a user to access a user selected service and a data store for storing configurations associated with services provided by the third party service providers, whereby a user interfaces with one or more of physical system resources of the kiosk to open a user identity session such that the kiosk is operative to facilitate at least one first user action with the physical resources to initiate a financial transaction and the central processing center is operative to execute at least a second action to facilitate the transaction and to communicate with a financial institution. | 09-18-2014 |