Patent application number | Description | Published |
20110307188 | SYSTEMS AND METHODS FOR PROVIDING DRIVER FEEDBACK USING A HANDHELD MOBILE DEVICE - A method for collecting and evaluating driving related data, comprising using one or more sensors associated with a handheld mobile device to automatically collect driving data during a data collection session; and using one or more processors to execute computer readable instructions stored in non-transitory memory to calculate, based at least on the collected driving data, one or more metrics related to the driver's driving behavior, and display on a display device the one or more calculated metrics related to the driver's driving behavior. | 12-15-2011 |
20130006674 | Systems and Methods Using a Mobile Device to Collect Data for Insurance Premiums - A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data. | 01-03-2013 |
20130006675 | SYSTEMS AND METHODS USING A MOBILE DEVICE TO COLLECT DATA FOR INSURANCE PREMIUMS - A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data. | 01-03-2013 |
20140278569 | RISK EVALUATION BASED ON VEHICLE OPERATOR BEHAVIOR - A method for ascertaining the risk associated with the driver of a vehicle utilizes three-dimensional (3D) motion sensing data. A server gathers motion sensing data from one or more motion sensing modules and clusters the motion sensing data into movement categories. The server then assigns an indication of risk to at least some of the movement categories and combines the motion sensing data from a plurality of movement categories to generate a collective measure of risk associated with the driver of the vehicle. | 09-18-2014 |
20150100448 | VEHICLE AUCTION TOOL WITH VEHICLE CONDITION ASSESSMENTS - A method for buying and selling vehicles includes receiving information identifying a vehicle, retrieving condition data corresponding to the vehicle from a condition database, wherein a device inside the vehicle generates at least some of the condition data while the vehicle is being operated, and analyzing the condition data to determine a condition of the vehicle, wherein the condition of the vehicle relates to at least one of a quality or a value of the vehicle. Further, the method includes communicating an indication of the vehicle condition to an end user device, and, in response to the indication of the vehicle condition, receiving an offer to purchase the vehicle. A notification is generated based on the offer to purchase the vehicle, wherein the notification indicates a status of a purchase of the vehicle according to the offer to purchase the vehicle, and the notification is communicated to the end user device. | 04-09-2015 |
20150100504 | SYSTEMS AND METHODS TO ASSESS THE CONDITION OF A VEHICLE - A computer-implemented method includes receiving a vehicle condition query via a computer network and retrieving condition data corresponding to a vehicle from a vehicle condition database. Further, the method includes determining a condition of the vehicle based on a collective analysis of the condition data, wherein the condition of the vehicle relates to at least one of a quality or a value of the vehicle, and developing one or more condition descriptors reflecting the condition of the vehicle. Still further, the method includes generating a vehicle condition report including an indication of the one or more condition descriptors and communicating, via the computer network, the vehicle condition report to a remote computing device for presentation to a user of the remote computing device. | 04-09-2015 |
20150100505 | VEHICLE SHARING TOOL BASED ON VEHICLE CONDITION ASSESSMENTS - A method for assessing an operator of a shared vehicle includes receiving a vehicle operator enrollment from a user, wherein the vehicle operator enrollment includes: (i) information identifying a vehicle operated by the user, and (ii) information identifying a shared vehicle. Further, the method includes retrieving condition data corresponding to the vehicle from a condition database, wherein a device inside the vehicle generates at least some of the condition data while the vehicle is being operated by the user, analyzing the condition data to determine a correlation between the user operating the vehicle and a change in a condition of the vehicle, wherein the condition of the vehicle relates to at least one of a quality or a value of the vehicle, and generating a report, wherein the report includes indications of the correlation between the user operating the vehicle and the change in the condition of the vehicle. In addition, the method includes communicating, via the computer network, the report to a remote computing device for presentation to a user. | 04-09-2015 |
20150100506 | SYSTEMS AND METHODS TO REPORT VEHICLE OWNERSHIP INFORMATION - A method for reporting vehicle ownership information includes receiving an enrollment from a customer, wherein the enrollment includes information identifying a vehicle and retrieving a plurality of condition data corresponding to the vehicle from one or more databases. The method further includes analyzing the existing condition data and the additional condition data to establish a vehicle condition trend. The vehicle condition trend reflects changes in a condition of the vehicle, wherein the condition of the vehicle relates to at least one of a quality or a value of the vehicle. Still further, the method includes generating a vehicle ownership report, wherein the vehicle ownership report includes indications of the vehicle condition trend, and communicating the vehicle ownership report to a remote computing device for presentation to the customer. | 04-09-2015 |
20150100508 | SYSTEMS AND METHODS TO ASSESS THE CONDITION OF A PROPERTY - A method for reporting property ownership information includes receiving an enrollment from a customer and retrieving existing condition data corresponding to the property from a condition database. Further, the method includes gathering additional condition data corresponding to the property and analyzing the existing condition data and the additional condition data to establish a property condition trend. Subsequently, a property ownership report is generated and communicated to a remote computing device for presentation to a customer. | 04-09-2015 |