Patent application number | Description | Published |
20090187505 | ONLINE SAVINGS NETWORK - Implementing an online savings network includes creating a network account for an owner and associating an investment account to the network account. The investment account is associated with savings parameters and is owned by the owner. A first contributor is invited to join the online savings network and a condition is established in response to an input by the first contributor that, when satisfied, triggers an automatic contribution of financial assets to the investment account by the first contributor, wherein the financial assets have a value that is relative to a value of a contribution by the owner. | 07-23-2009 |
20100057574 | BUDGET ENVELOPE CREDIT CARD - Apparatus and methods for providing a budget envelope credit card are provided. An apparatus according to the invention may include a budget envelope credit card software engine and a rewards software engine that provides a reward scheme for use by the budget envelope credit card engine, the rewards scheme that defines a reward frequency. | 03-04-2010 |
20100268629 | CONCRETE BUDGETING - Apparatus and methods for supporting a budgeting process are provided. A method according to the invention may include operating an electronic information processing platform to receive an electronic confirmation of one of a purchase, a savings transaction, and an investment transaction. The method may further include performing a reevaluation of a future savings goal in response to the confirmation. The method may also include performing one of the following in response to the reevaluation: 1) presenting an alternative to the future savings goal and 2) auto-executing a process. The auto-executing may be based on pre-determined rules. | 10-21-2010 |
20150046210 | METHOD AND SYSTEM FOR INTENTION OBJECT GENERATION - A system, computer-readable storage medium storing at least one program, and computer-implemented method for generating an intention object. Activity data defining activity attributes of an intention of a user to undertake an activity is obtained. The activity attributes may comprise at least one temporal attribute defining a time constraint relating to the activity and at least one contextual attribute identifying a context relating to the activity. One or more content items related to the activity are obtained. An intention object is then generated based on the activity attributes, the intention object comprising a data structure including the activity attributes and the one or more content items. An additional activity attribute is inferred based on the activity attributes and the one or more content items. The intention object is then updated to include the additional activity attribute. | 02-12-2015 |
20150046211 | METHOD AND SYSTEM FOR SELECTIVELY PRESENTING A COLLECTION OF INTENTION OBJECTS - A system, computer-readable storage medium storing at least one program, and computer-implemented method for providing a collection of intention objects to a user. A collection of intention objects is accessed. Each of the intention objects comprises a data structure including a plurality of activity attributes of an intention of the user to undertake an activity. A relevancy rank for each of the collection of intention objects is determined based on the plurality of activity attributes corresponding to each intention object. The relevancy rank may provide a suggested order in which the user undertake each respective activity. One or more intention objects of the collection of intention objects with a relevancy rank above a predefined threshold are identified. A graphical representation of each of the identified intention objects is then presented in a free form spatial user interface. | 02-12-2015 |
20150046440 | METHOD AND SYSTEM FOR PROVIDING SCHEDULING SUGGESTIONS - A system, computer-readable storage medium storing at least one program, and computer-implemented method for providing scheduling suggestions to a user. A collection of intention objects is accessed. Each of the intention objects is a data structure comprising a plurality of activity attributes of an intention of a user to undertake an activity. Calendar data from a calendar of the user is accessed and an available time slot on the calendar is determined. In response to determining the available time slot, a suggested intention object is selected from the collection of intention objects based on a plurality of activity attributes of the suggested intention object. A scheduling suggestion is then presented to the user. The scheduling suggestion may include a suggestion to schedule an activity associated with the suggested intention object in the available time slot. | 02-12-2015 |