| 44th week of 2011 patent applcation highlights part 55 |
| Patent application number | Title | Published |
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| 20110270648 | System and Method for Performing Conjoint Analysis - In a system and method for conjoint analysis, corresponding utility values are determined for a plurality of individual concept elements and for combinations of multiple concept elements, e.g., pair wise combinations of concept elements. A regression technique, e.g., least squares linear regression, may be used to determine the utility values. | 2011-11-03 |
| 20110270649 | APPARATUSES, METHODS AND SYSTEMS FOR OPTIMIZING USER CONNECTION GROWTH OF SOCIAL MEDIA - This disclosure details the implementation of apparatuses, methods, and systems for a media marketing planning and optimization tool (hereinafter, “Social-OPT”), wherein the Social-OPT takes inputs (e.g., macro economic data, client data, etc.) and transforms the inputs via the Social-OPT components, such as the Macro Economic Data Processing component, the Regression Component, the Forecast Data Generator component, and/or the like, into outputs (e.g., forecast structure, forecast data, etc.). | 2011-11-03 |
| 20110270650 | SYSTEM AND METHOD FOR REAL-TIME FEEDBACK - A computer system for obtaining feedback at a location of service includes one touch screen computer terminal devices located at the location of service across multiple entities. One computer software module is for authoring a survey, the survey comprising a plurality of survey question with at least one of the survey questions having an answer value configured to trigger a notification signal. Another computer software module presents the survey at the touch screen computer terminal(s) and for obtaining respondent answers to the survey questions and another computer software module monitors the respondent answers and if any of the respondent answers have the answer value configured to trigger the notification signal, the computer software module that monitors the respondent answers triggers the notification signal. Certain statistical data is shared between multiple entities. | 2011-11-03 |
| 20110270651 | SYSTEM FOR IMPROVING PRODUCTION PROCESSES - A performance evaluation system has a computer for displaying the production performance of a machine compared with the production performance of other machines. The machines a connected via a network link to a performance comparison computer. The invention is set up such that comparison data from the performance comparison computer are displayed at least to the operator of a machine via the display of the computer for displaying the production performance. | 2011-11-03 |
| 20110270652 | CUSTOMER REWARD SYSTEM FOR PROVIDING MULTIPLE REWARD TYPES INCLUDING MOBILE/WIRELESS DEVICE REWARDS - A customer reward method involves monitoring customer in-store purchases utilizing an in-store point-of-sale computer system and awarding customer points based upon such in-store purchases; storing both (i) cumulative customer point data and (ii) customer point transaction data in a customer database, the customer point transaction data including transaction date and time data; accessing the cumulative customer point data to determine a first customer reward applicable to purchase of a specific product, the first customer reward triggered by identification of the customer's intent to purchase the specific product; and periodically transferring new customer point transaction data to a third party computer system for use by the third party computer system in identifying a second customer reward applicable to use of a customer mobile phone, such that customer points earned by the customer for in-store purchases are used to define two distinct reward types for the customer. | 2011-11-03 |
| 20110270653 | SYNCHRONIZATION OF INTERACTIVITY WITH LINEAR ADVERTISEMENT IN A MOBILE BROADCAST NETWORK - Methods, systems, and apparatus for synchronizing interactive advertisements with linear advertisements, including: a traffic module configured to generate advertisement schedule information about slots for linear advertisements on channels; an automation module configured to detect cue messages in real-time media, each cue message indicating a respective start time and a respective index of a respective slot for respective linear advertisements, and to forward information about the cue messages; and an interactivity production module configured to receive the advertisement schedule information, the information about the cue messages, and information about interactive sequences, each interactive sequence to be synchronized with a respective spot for an associated linear advertisement, to generate an interactivity event for each respective interactive sequence, to calculate a start time for each respective interactivity event using information about a respective associated cue message, and to forward an activation message with the respective start time for each respective interactivity event. | 2011-11-03 |
| 20110270654 | Pedestrian Mapping System - The present invention is directed toward a system and method for a web-based mapping and routing service for pedestrians, which may include wheeled transportation (e.g. buses). More specifically, the present invention is directed toward use on a college campus. The present invention provides customized pedestrian routes highlighting campus and community locations while providing navigation options concerning walking distance and safety factors. This provides custom routes to each user that are designed to be optimized for safety or speed depending on user input. | 2011-11-03 |
| 20110270655 | Offer conversion - A source offer and offer parameters regarding the source offer are received. Specifications for one or more of a number of conversion parameters are also received. The source offer is converted to a target offer, based on the offer parameters and the conversion parameters specified. Where the source offer is an incremental offer, the target offer is a cumulative offer. Where the source offer is a cumulative offer, the target offer is an incremental offer. In an incremental offer, when a volume reaches a volume threshold, a price decreases by a corresponding price discount for the volume above the volume threshold, but the price does not decrease for the volume below the volume threshold. In a cumulative offer, when the volume reaches at the volume threshold, the price decreases by the corresponding price discount for the volume both below and above the volume threshold. | 2011-11-03 |
| 20110270656 | METHOD OF AUCTIONING LICENSE PLATES TO GENERATE REVENUE - The method of auctioning license plates provides for the public auctioning of state-issued, motor vehicle license plates. The method includes the step of first establishing a market value data set for a plurality of license plates. Next, the market value data set is stored in a market value database, which is recorded in computer readable memory associated with an auction server. An online auction is then established for at least one license plate to be sold. Once up for auction, bidders bid on the at least one license plate. Once bidding has closed, the at least one license plate is sold to the highest bidder, and funds are transferred from buyer to seller. Following the sale, transfer of ownership of the at least one license plate is recorded in a motor vehicle administration database, and both sales and property taxes associated with the sale of the license plate are assessed. | 2011-11-03 |
| 20110270657 | Redeeming Affinity Rewards As Political Contributions - Systems, methods and computer program products for facilitating the redemption of affinity reward points as political contributions are disclosed. In an aspect, “points” or “miles” created through various existing affinity programs prevalent in the credit card and airline industries can be redeemed as political donations. Typically, such reward, award or bonus “points” or “miles” have been redeemed for free or discounted rewards such as airline tickets, hotel room stays, restaurant vouchers or other goods and services. However, millions of vested affinity points or miles are left unused (i.e., unredeemed). The present invention allows a consumer who holds such points or miles to link to a political campaign, political party or political action committee allowing excess points to be converted into cash donations to such political campaigns, political parties or political action committees. | 2011-11-03 |
| 20110270658 | SYSTEM AND METHOD FOR DISTRIBUTING PRINTED ADVERTISING INFORMATION MESSAGES DURING MONEY TRANSFER AND PAYMENTS - System and method of distribution of printed advertising informational messages when money transfers and payments is related to the sphere of electronic distribution of advertising informational materials and can be used by the systems of international and local money transfer and/or systems of payments collecting and/or technical provider which functions include save, rout, sort and distribute information among the systems of transfers and payments rendering services to the companies and individuals. And the delivery of the advertising informational messages is administrated by the advertising module of informational system uniting via technological solution the work of financial and advertising modules and provide the selective delivery of the advertising modules to the accordingly identified group of the clients to the terminals of applications for the printing on the hardcopy of the electronic form of services rendering and the selective criteria for the certain audience of the concrete advertising module can be the given by the advertiser the amount of transfer and/or entering in an account of the client. | 2011-11-03 |
| 20110270659 | Method for increasing sales at an automobile dealership by providing instantaneous personalized inventory price quotes or payment estimates via internet - This invention allows a customer to browse the inventory on a dealership's website and obtain an immediate personalized price or payment quote without further interaction from dealership personnel. | 2011-11-03 |
| 20110270660 | Software platform - A software platform is provided. The software platform includes a rewards component; a banking component; and a social media component. The software platform further includes input from banks and other financial institutions. The rewards component includes a processor, a transaction filter, a rewards filter, and a social filter. The social filter connects to social media sites. The rewards component uses input from the banking component to determine rewards and the social media component uses input from consumer transactions, financial products and offers to output to social media websites. The output to social media websites may be location based information, feeds or mobile phone based services. The user data is determined by the use of the banking component and/or the social media component. The rewards component provides financial incentives based on data from the user. | 2011-11-03 |
| 20110270661 | Targeted marketing to on-hold customer - Systems and methods are described for delivering targeted content to a customer through a voice response unit (VRU). When the customer calls into the VRU, the customer is prompted to enter identification information. A unique customer identification code (UCIC) associated with the customer is used to look up an anonymized customer profile stored by a third party server. An advertisement identification code (ADIC) associated with the anonymized customer profile is used to identify targeted offers for the customer. The customer is then informed of the targeted offers verbally by the VRU. Optionally, the customer is presented with details of the offer verbally via the VRU. According to another aspect, the customer can select alternate media for delivery of the offer details (e.g., email, text message, etc.). | 2011-11-03 |
| 20110270662 | SYSTEMS AND METHODS FOR MOBILE ORDER APPLICATIONS IN RETAIL ENVIRONMENTS - Systems and methods for mobile order application in retail environments allow consumers to initiate orders for items (such as food or beverage) or other services on a venue's premises directly with a merchant via a smart phone. A venue's staff may immediately view and fulfill the order, which is made available for pickup or delivery based on a consumer's preference. A merchant may capitalize on demand during peak hours, optimize their workforce, and have access to consumer buying behavior and data to refine their product and service offerings. Consumers and vendors are also able to utilize on-premise social networking capabilities that allow people who are at the same venue to communicate with each other while at the venue. In addition, the mobile ordering application may leverage information from third party social networking sites. Merchants and advertisers may send real time suggestive advertising messages and digital gifts to potential customers to drive traffic to their venue(s). | 2011-11-03 |
| 20110270663 | Location-Aware Conferencing With Participant Rewards - Various embodiments of systems, methods, and computer programs are disclosed for providing a virtual conference. One embodiment is a method for providing a virtual conference. One such method comprises: a conferencing system obtaining participant location information associated with a plurality of participant identifiers; the conferencing system establishing an audio conference with the plurality of participants associated with the participant identifiers; coupling a server to the conferencing system, the server identifying indicia of one or more acts during the audio conference, the one or more acts deemed worthy of a corresponding unit score in a reward program, the server communicating information to a rendering device that displays, during the audio conference, a graphical view via a display device. | 2011-11-03 |
| 20110270664 | LOYALTY REDEMPTION - A loyalty redemption system and related methods are disclosed. The loyalty redemption system can include a card. | 2011-11-03 |
| 20110270665 | Expiring Virtual Gift Card Statement Credit Exchange for Loyalty Reward - A statement credit reward system receives a request to redeem reward points from an account holder in exchange for a virtual gift card, where the account holder's request may be in response to an offer from a merchant for the card. The statement credit reward system receives transaction information corresponding to one or more transactions conducted by the account holder with one or more merchants. The transaction information may contain a qualifying transaction conducted by the account holder with a merchant. The statement credit reward system will attempt to match a statement credit trigger with the qualifying transaction. If a match is not found, the statement credit reward system adds the predetermined number of reward points back into the account holder's balance of reward points. If a match is found, the statement credit reward system credits the monetary amount of the statement credit trigger to the account holder's balance. | 2011-11-03 |
| 20110270666 | System and Method for Providing Financial Incentives and Discentives Based on a Consumer Activity - A system and method for providing financial incentives and disincentives to a consumer based on a consumer activity. A record related to the consumer activity is received by a Computer Server and stored in a Consumer Database. The Consumer Database includes historical consumer activity associated with the registered consumer. The historical consumer activity is transmitted to at least one registered marketing entity. Based on the historical consumer activity, the registered marketing entity provides a financial incentive and/or disincentive which is processed and automatically applied to a qualified registered consumer. | 2011-11-03 |
| 20110270667 | Method and System for Customer Registration and Discount Distribution in an Affiliate Network - An affiliate website may encourage a high level of customer participation and ensure that the affiliate and affiliate network receive a commission from sales using an online coupon without requiring a customer to register for and purchase the coupon. A customer may provide identifying information to an affiliate before the customer receives a coupon, and the affiliate may control the number of available coupons while ensuring commission credit for any resulting sale. | 2011-11-03 |
| 20110270668 | Methods and systems for effective processing of coupons or loyalty cards using a mobile device - The invention provides methods and systems for mobile device users to generate and populate a rolling profile for consumers. | 2011-11-03 |
| 20110270669 | PARKING LOCATOR SYSTEM PROVIDING VARIABLY PRICED PARKING FEES - A parking locator system providing variably priced parking includes one or more parking sensors and one or more parking kiosks. The parking sensors may generate parking information identifying one or more occupied parking spaces and one or more unoccupied parking spaces within a vicinity. Promotion information including one or more discounts to parking fees may be received at the parking kiosks. The parking kiosks may display the discounted parking fees and receive payment of the same. The discounts to parking fees may expire at particular times. The size of the discounts may be set based on traffic congestion, which may be determined based on the number of occupied parking spaces within the vicinity. | 2011-11-03 |
| 20110270670 | METHOD AND SYSTEM FOR FACILITATING ONLINE ADVERTISING - This invention relates to a method of facilitating online advertising. The method includes the step of receiving a financial value, for example, a subscription, from at least one subscribing member, for example, an advertiser, of a system for facilitating online advertising for applying at least one advertising specific rule to advertisements provided on websites or web pages visited by users of the system. A further step involves measuring an amount of user activity on each of a plurality of websites visited by the users of the system by way of at least a client tracking module. A still further step involves allocating a portion of the received financial value to each website visited by the users of the system in proportion to the amount of user activity measured on each website. The invention also extends to an associated method and system. | 2011-11-03 |
| 20110270671 | Predicting number of selections of advertisement using hierarchical Bayesian model - A predetermined distribution type of a number of selections of an advertisement within a predetermined time period for a predetermined phrase and having a predetermined advertisement location is specified. A parameterization of a mean of the predetermined distribution type is also specified. The mean is determined using a hierarchical Bayesian model, based on the predetermined distribution type, the parameterization, and historical data regarding a number of actual selections of the advertisement for each of a number of phrases similar to the predetermined phrase. The mean corresponds to an average number of selections of the advertisement within the predetermined time period for the predetermined phrase and having the predetermined advertisement location, as predicted by the model. | 2011-11-03 |
| 20110270672 | Ad Relevance In Sponsored Search - Techniques for improving advertisement relevance for sponsored search advertising. The method includes steps for processing a click history data structure containing at least a plurality of query-advertisement pairs, populating a first translation table containing a co-occurrence count field, populating a second translation table containing an expected clicks field, and calculating a click propensity score for an advertisement using the click history data structure, the first translation table (for determining overall click likelihood across all historical traffic), and using the second translation table (for removing biases present in the first translation table). Other method steps calculate a second click propensity score for a second advertisement, then ranking the first advertisement relative to the second advertisement for comparing a click propensity score to a threshold for filtering low quality ad candidates from a plurality of ad candidates, and then ranking advertisements for optimizing placement of ads on a sponsored search display page. | 2011-11-03 |
| 20110270673 | LOCATION-BASED ADVERTISEMENT CONVERSIONS - In general, this specification relates to content presentation. One aspect of the subject matter described in this specification can be embodied in methods that include the actions of presenting one or more content items to a user, each content item being associated with a conversion location; logging an identifier for each of the one or more content items presented to the user; receiving a location and user identifier from the user; using the user identifier to identify the one or more content items presented to the user and comparing, using one or more processors, the location to the conversion location of the one or more content items presented to the user; and logging a conversion for a particular presented content item having a conversion location matching the received location. Other embodiments of this aspect include corresponding systems, apparatus, and computer program products. | 2011-11-03 |
| 20110270674 | NETWORK-BASED SYSTEMS AND METHODS FOR DEFINING AND MANAGING MULTI-DIMENSIONAL, ADVERTISING IMPRESSION INVENTORY - A method for representing and managing an inventory of overlapping multi-dimensional items such as advertising or ad impressions. The method uses an inventory management module to generate unique segment identifiers for sets of inventory items by processing descriptions of the sets of impressions including defining criteria. The method includes processing the unique segment identifiers to create a representation of the inventory as a plurality of inventory regions, which may include non-overlapping regions that correspond to inventory items in a single set of the inventory and also include overlapping regions that correspond to inventory items in two or more of the sets (e.g., items that match two or more sets of defining criteria or attributes). Availability and selection of inventory is determined using the information on inventory regions to control effects of cannibalization, such as by implementing logically necessary allocation to only cannibalize a region on a limited or forced basis. | 2011-11-03 |
| 20110270675 | GOVERNING THE SERVING OF ADVERTISEMENTS BASED ON A COST TARGET - Helping advertisers to control marketing expenditures by governing the delivery of an advertisement over a time period. Such governing may be accomplished by (a) determining an expected cost associated with delivering the advertisement, ungoverned, over the time period; and (b) governing the delivery of the advertisement based on the expected cost and a target cost. The delivery of the advertisement may be also governed based on time remaining in the time period, budget deficits from past periods, budget surpluses from past periods, a start date and an end date associated with the advertisement, time since a start date associated with the advertisement, and/or time until an end date associated with the advertisement. The target cost may be based on a predefined budget. | 2011-11-03 |
| 20110270676 | Probabilistic Linking Approach for Serving Impressions in Guaranteed Delivery Advertising - A computer-implemented method and display advertising server network for serving impression opportunities to a frequency-capped guaranteed delivery contract in a system for delivery of display advertising to a user. The method includes steps for receiving, from a computer, an event predicate and a user ID corresponding to the user, retrieving, from an index engine, a set of eligible frequency-capped contracts, wherein an eligible contract comprises at least one target predicate matching at least a portion of the event predicate, and probabilistically selecting for serving, in a computer, the booked contract having a frequency cap specification, only when the selected frequency-capped contract can be served to the user without violating the frequency cap specification. Exemplary embodiments include generating a pseudo-random number sequence, and then selecting a particular pseudo-random number from the series of pseudo-random numbers, the selected particular pseudo-random number being based on the user ID, a visit count, a URL. | 2011-11-03 |
| 20110270677 | DETERMINING CONTENT TO BE PROVIDED BY AN ENTITY FOR RENDERING VIA A RESOURCE IN A TARGET DOCUMENT OR NOTIFYING AN ALTERNATIVE ENTITY OF THE AVAILABILITY OF THE RESOURCE - A method and system for allowing a resource associated with a target document usable for ad rendering by a first entity to be used for rendering of content by a second entity. Depending on one or more conditions, the first entity either uses the resource to render at least one ad or allows a second entity to use at least a portion of the resource to render content. | 2011-11-03 |
| 20110270678 | SYSTEM AND METHOD FOR USING REAL-TIME KEYWORDS FOR TARGETING ADVERTISING IN WEB SEARCH AND SOCIAL MEDIA - As the result of a keyword search, real time and social news stream Web search results are retrieved and analyzed to build a topic model of n-grams. The n-grams of the topic model are treated as ad-based keywords to determine advertisements to be displayed in conjunction with the real time Web search results. The real time Web search results and the advertisements are then be presented or displayed for user consumption or review. | 2011-11-03 |
| 20110270679 | SYSTEM AND METHOD FOR DISTRIBUTING MESSAGES TO AN ELECTRONIC DEVICE BASED ON MOVEMENT OF THE DEVICE - The present disclosure described herein relates to a system and method for distributing messages, such as advertisements, to electronic devices. The method comprises: selecting an advertisement from a set of advertisements based on a state of movement of the device, where the state of movement is at least partly based on movement data of the device; and transmitting the advertisement to the device. After transmitting the advertisement to the device, the advertisement may be generated on the device. | 2011-11-03 |
| 20110270680 | DATA COMMUNICATIONS BETWEEN SHORT-RANGE ENABLED WIRELESS DEVICES OVER NETWORKS AND PROXIMITY MARKETING TO SUCH DEVICES - A method for allowing short-ranged communication devices to communicate with each other using the Internet. Cell servers are provided in first and second zones linked to the Internet and adapted for transmitting voice and other digital data over the Internet such as using VoIP. The method includes registering users of short-range enabled devices, such as Bluetooth cell phones, with a communication system and storing a device identifier along with a user ID and password. A contact list is stored for each registered user. The method includes a registered user entering a cell serviced by a server, the server discovering the user's device, logging the user into the system based on the device identifier and an entered user ID and password, receiving a communication request to chat with one of the listed contacts, and establishing a communication session using time previously awarded to the user for receiving marketing content. | 2011-11-03 |
| 20110270681 | SYSTEM AND METHOD FOR TARGETED ADVERTISING ON PARCEL PACKAGES - A method for displaying messages that are placed on packages being shipped to consumers in the form of labels that are targeted to specific consumers based on publicly available data or shopping behavior data. The method includes receiving information regarding one or more packages to be delivered to one or more recipients. The method also includes retrieving promotion data regarding one or more promotions targeted to the one or more recipients. One or more personalized promotion labels are generated from the promotion data. An identifier is assigned to each of the one or more personalized promotion labels corresponding to the one or more recipients, wherein a given identifier identifies a given one of the one or more packages on which to place a given personalized promotion label associated with the given identifier. The one or more personalized promotion labels are transmitted to one or more output devices for placement of the one or more personalized promotion labels on the one or more packages. | 2011-11-03 |
| 20110270682 | Solar panel wind turbine communication server network apparatus method and mechanism - The method included herein is an alternative energy wireless solar panel wind turbine communication server appliance node mechanism with built in communications server array, wireless energy and communications mechanism with protection, sharing, storage, accessing, authentication, battery management, certification, processing attachment and tracking mechanisms. The method and mechanism is utilized via networked servers, solar panels, and wireless electronic devices (online and offline) as well as mobile (wireless) communications devices built into one waterproof, temperature, controlled self sensing hardware package. The method and mechanism also works as part of a kilowatt hour banking system, and thermal passive solar control mechanism for living spaces. | 2011-11-03 |
| 20110270683 | Method For Delivering Content To Receiver - A method is disclosed for delivering content to an internet capable receiver. The receiver is adapted to receive the content via a medium supported by a medium provider. The method includes the steps of appointing at least one content provider for supplying the content to the receiver and appointing at least one advertiser for supplying advertisements to the receiver. The method includes the steps of securing payments from the at least one advertiser for the advertisements supplied to the receiver; and disbursing at least a portion of the secured payments to the at least one content provider and to the medium provider. | 2011-11-03 |
| 20110270684 | DECISION-MAKING SYSTEM AND METHOD - A method and system for providing product recommendations to users. Attributes associated with one or more products for recommendation are displayed. Each attribute is selectable in a simple “drag-and-drop” manner. Along with the displayed attributes, user preference areas (e.g., preference drop zones) that allow users to indicate amounts of user inclination or disinclination for displayed attributes are displayed. Upon viewing the displayed attributes, users can then select at least one attribute for any user preference type. Thereupon, product recommendations are displayed on the basis of selected preferences over the selected product attributes. Potential product purchasers can express preferences in a simple manner from which specific product recommendations can be made. | 2011-11-03 |
| 20110270685 | SYSTEM AND METHOD FOR DISTRIBUTING MESSAGES TO AN ELECTRONIC DEVICE BASED ON COMMUNICATIONS BETWEEN DEVICES - The present disclosure described herein relates to a system and method for distributing messages to electronic devices. The method comprises: identifying a first device that is in communication with a second device; identifying an advertisement that matches at least one attribute associated with at least one of the first and second devices; transmitting the advertisement to the first device; and upon receipt of a notification of approval of the advertisement, transmitting the advertisement to the second device. | 2011-11-03 |
| 20110270686 | ONLINE PLATFORM FOR WEB ADVERTISEMENT PARTNERSHIPS - Embodiments of the present invention relate creating online advertising co-campaigns between multiple web advertisers. Users affiliated with different entities looking to advertise online can easily submit requests to form the co-campaigns. The partner advertisers the users request to form co-campaigns with can then be messaged and asked whether the partner advertisers will agree to the online advertising partnership. A co-campaign will be created and managed if the partner advertisers agree to take part in the co-campaign. Co-campaigns are possible for online one-to-one, many-to-one, and many-to-many advertising partnerships online. | 2011-11-03 |
| 20110270687 | APPARATUS AND METHOD FOR CONTROLLED DELIVERY OF DIRECT MARKETING MESSAGES - A system is provided for controlling delivery of direct marketing messages from marketers to subscribers. An aggregator (third-party intermediary) collects permissions from subscribers and acts as the enforcer of their preferences while allowing the marketers to connect with the subscribers on-demand. The benefits to the marketers include: on-demand access to consumers and corporate decision makers (subscribers); recipient (subscriber) defined preferences based upon delivery (e.g., time, frequency, channel) and profile (e.g., interests, hobbies, planned purchases); and automatic compliance with subscriber preferences. | 2011-11-03 |
| 20110270688 | Mechanism for Message Placement in Document White Space - A computer generated method disclosed. The method includes examining a print job data stream spooled in a spooled print production file, identifying one or more white space regions within documents in the print production file accessing an external source for selection of an advertisement to insert into each of the white space regions and inserting an advertisement into each of the white space regions. | 2011-11-03 |
| 20110270689 | DIGITAL ADVERTISING SYSTEM - An exemplary embodiment providing for one or more improvements includes an advertising auction system that has an administration server for managing available advertising space and advertising auctions. One or more publishers list their available advertising space at the administration server and one or advertisers bid on the available advertising space wherein a highest bidder at a close of an auction will have their advertisement placed at the available advertising space made available by the one or more publishers for a period of time. | 2011-11-03 |
| 20110270690 | Remote Management of Mobile Advertising Application - A management object (MO) for configuring a device relative to mobile advertising service is provided. The MO may include parameters, attributes or data for use in provisioning, configuring or otherwise managing a mobile advertising client to use the mobile advertising service. The mobile advertising MO includes at least one property including: mobile advertising enabler version information, a service provider identification, advertising server identification, an advertising server access address, a supported delivery method, and an interaction code. | 2011-11-03 |
| 20110270691 | METHOD AND SYSTEM FOR PROVIDING URL POSSIBLE NEW ADVERTISING - Disclosed are a method and system for providing a uniform resource locator (URL) enabling a new advertisement. The method includes acquiring, from a usage record of users using an application, a URL with respect to a site where the users visit, analyzing the URL or a landing page of the URL to classify a category of business with respect to the URL, and providing the URL that enables the new advertisement based on a comparison of a site of the URL with a registered advertisement site or an exposed advertisement site for each of the classified category of business. | 2011-11-03 |
| 20110270692 | SYSTEMS AND METHODS FOR DISTRIBUTION OF DIGITAL MEDIA CONTENT UTILIZING VIRAL MARKETING OVER SOCIAL NETWORKS - A networked computing system capable of distributing commercial digital media content utilizing existing interpersonal resources of a social network service (SNS). The networked computing system includes a media content provider (MCP), multiple personal computing devices (PCDs), a SNS and a data communications network that facilitates data communications amongst the MCP, the PCDs, and the SNS. A registered user of the SNS at a first PCD is able to access media content emanating from a MCP based on a media content referral from a registered user of the same SNS at a second PCD. The SNS may operate as an agent for the MCP so that the MCP can use the SNS as a viral media content marketing utility. | 2011-11-03 |
| 20110270693 | SYSTEM AND METHOD FOR ELECTRONIC PREPAID ACCOUNT REPLENISHMENT - A method for crediting a customer account maintained by a vendor of services in response to payment received from a customer is disclosed herein. The method includes issuing, to the customer, a membership account number associated with at least the customer account. A membership account number and a payment corresponding to a requested amount of a service offered by the vendor are received from the customer at a point-of-sale. The method further includes generating, at the point-of-sale, an authorization message including at least the membership account number and embedded transaction information identifying the service offered by the vendor and the requested amount. The embedded transaction information is then communicated from the point-of-sale to a database server. The customer account is credited, in response to the embedded transaction information, based upon an amount of the payment. The method also includes electronically transferring funds based upon the amount of the payment from a first account associated with the point-of-sale to a second account associated with the vendor. | 2011-11-03 |
| 20110270694 | Device ID and Financial Information - A method including sending a device ID and financial information associated with a user of a device to a transaction device in response to receiving a transaction request from the transaction device, configuring an image capture device to capture an image of the user and send the image of the user to the transaction device, and configuring the transaction device to authenticate the financial information with the image of the user. | 2011-11-03 |
| 20110270695 | System, Apparatus, and Methods for Currency Processing Control and Redemption - A coin processing and redemption system includes a coin processing machine configured to receive a batch of coins in an input region and process the batch of coins to determine a value thereof. A dispensing device is provided and is configured to output a redemption ticket bearing a code. The coin processing machine is configured to associate the redemption ticket code with a coin processing transaction prior to the determination of a value of a batch of coins. | 2011-11-03 |
| 20110270696 | REUSABLE PRODUCE AND BULK-ITEM SHOPPING SYSTEM AND RELATED SALES METHOD - A reusable produce and bulk-item shopping system and related business method designed to eliminate the need for using plastic film bags in retail sales of produce and other grocery items sold by weight. Disclosed are a caddy and a plurality of relatively smaller, reusable bags that fit neatly into the caddy. The caddy and bags are preferably sized and shaped to allow close engagement between the caddy and the smaller bags when the caddy and the bags are in the open position and filled. The smaller bags are of uniform weight, and the associated business method teaches several unique methods to easily and properly account for the weight of the bag at the check stand, in order to easily effect a net weight sale of the items in the bag. | 2011-11-03 |
| 20110270697 | IMAGE-BASED PRODUCT MARKETING SYSTEMS AND METHODS - Exemplary product marketing systems and methods are disclosed. An exemplary method includes a product marketing system receiving, from an access device, a product search request and image data representative of an image associated with a product, searching, in response to the product search request, a repository of product image data to identify at least one match to the image associated with the product, generating, based on the at least one match, search results data comprising product information for at least one product, and transmitting the search results data to the access device. Corresponding systems and methods are also disclosed. | 2011-11-03 |
| 20110270698 | Providing a Conditional Allowance Within a Virtual Space - A conditional allowance may be provided in a virtual space. Disbursement of the conditional allowance may be contingent upon fulfillment of disbursement requirements. For example, a funds recipient such as a child may receive funds from a funds provider such as a parent if the child has fulfilled various duties assigned by the parent and/or achieved certain goals designated by the parent. Such funds may be utilized by the child to purchase virtual goods within a virtual space. | 2011-11-03 |
| 20110270699 | MULTIPLE CRITERIA BUYING AND SELLING MODEL - A multiple criteria buying and selling system and method is provided. A seller initially establishes a deal structure for a product, which provides seller defined selling criteria information relating to the purchasing of the product, such as volume per unit price, quality, delivery time and warranty information. A buyer will be able to review a list of deals if the seller's selling criteria matches a buyer defined buying criteria. The deal structure is preferably set up so as to provide buyers with both price and non-price criteria information that the buyer's would consider important in a purchase of the type of product being offered by the seller. The deal structure is electronically made available to potential buyers of the product. For example, the deal structure may be displayed on an Internet site. | 2011-11-03 |
| 20110270700 | MULTIPLE CRITERIA BUYING AND SELLING MODEL - A multiple criteria buying and selling system and method is provided. A seller initially establishes a deal structure for a product, which provides seller defined selling criteria information relating to the purchasing of the product, such as volume per unit price, quality, delivery time and warranty information. A buyer will be able to review a list of deals if the seller's selling criteria matches a buyer defined buying criteria. The deal structure is preferably set up so as to provide buyers with both price and non-price criteria information that the buyer's would consider important in a purchase of the type of product being offered by the seller. The deal structure is electronically made available to potential buyers of the product. For example, the deal structure may be displayed on an Internet site. | 2011-11-03 |
| 20110270701 | DISPLAYING ACTIVE RECENT BIDDERS IN A BIDDING FEE AUCTION - In one embodiment, active recent bidders in a bidding fee auction are displayed in a region of a graphical bidder interface. Each bidder in the set of active recent bidders is displayed in a single graphical bidder element, or avatar, in the region. In response to receiving an event, an activity level and a recency measure for each bidder in the bidding fee auction are generated. Bidders are removed or added to the set of active recent bidders based on the activity levels and recency measures of the bidders. Avatars corresponding to the bidders are added or removed from the region. | 2011-11-03 |
| 20110270702 | DYNAMIC UNIT-DEMAND AUCTION - Systems and methods provide for a dynamic unit-demand auction that can support bid revision. Preparation of a unit-demand bid can involve specifying offers for multiple items, thus a unit-demand agent can intend to modify one or more components of an active bid. Embodiments of the system and methods provide a comprehensive solution to unit-demand bid revision problem including satisfying strong theoretical properties related to efficiency, truthfulness, privacy preservation, and scalability, and permitting various degrees of time performance. | 2011-11-03 |
| 20110270703 | SYSTEM AND METHOD OF COLLABORATIVE FILTERING BASED ON ATTRIBUTE PROFILING - A system and/or a method of collaborative filtering based on attribute profiling is disclosed. In one embodiment, a method includes generating a product profile of a content-based product through applying any number of value data assigned by a user to a set of attributes embodying possible reasons as to why the user reacts to the content-based product, generating a user profile of a user through applying a group of value data assigned by the user to a content-based product sharing the set of attributes and recommending a different content-based product to the user when a different product profile of the different content-based product matches with the user profile beyond a threshold value. The method may include recommending the different content-based product to a different user when a different user profile of the different user matches with the user profile of the user who has subscribed to the different content-based product. | 2011-11-03 |
| 20110270704 | RANDOM STARTING PRICE ON-LINE AUCTION - A method and system of conducting an on-line auction of specific products of a product type so that winning bid amounts among the specific products will vary, a wide range of types of buyers will bid and the quantity offered is affected by the number of bidders. The system fixes a set time frame in which all bidding for all specific products of the product type is to occur. For a specific product of the product type a number of bids is fixed sufficient to trigger an end to bidding and offering an additional specific product of the product type. For each specific product a number is randomly selected and used to fix the starting price of the specific product. Bidders are advised the starting price for the specific product, the fixed number of bids for each specific product offered and the set time frame. | 2011-11-03 |
| 20110270705 | System and Method for Geographic Based Data Visualization and Extraction - A displayed map is overlaid with a map-based graphical user interface (GUI). The GUI provides one or more related translucent views corresponding to the displayed map, where each view is associated with a dataset. The GUI also provides interlocked queries and analysis tools to probe the dataset. Each view comprises a polygon layer corresponding to the displayed map and a point layer corresponding to the displayed map, where the polygon layer and the point layer work in tandem to simultaneously display both aggregated and disaggregated data across the displayed map. A selection of a specific item of the point layer or a sub-region of the polygon layer is received from the user. In response, both the point layer and the polygon layer are modified so as to provide additional selectable information corresponding to the received selection and also additional selectable information that may be of interest to the user. | 2011-11-03 |
| 20110270706 | VEHICLE VALUE ANALYSIS - A method of analyzing a value of a vehicle, the method comprising: (a) receiving a request for information concerning a particular vehicle for sale; (b) receiving vehicle data concerning the particular vehicle and a plurality similar vehicles for sale from at least one source; (c) comparing the vehicle data to identify a subset comprising a plurality of comparable vehicles that are comparable to the particular vehicle and that are for sale; (d) comparing the vehicle data of the particular vehicle to the vehicle data of at least one of the plurality of comparable vehicles to asses a relative value of the particular vehicle; and, (e) generating a report that conveys the relative value of the particular vehicle. | 2011-11-03 |
| 20110270707 | APPARATUS AND METHODS FOR EFFICIENT DELIVERY OF AUCTION ITEM INFORMATION - Apparatus and methods for efficient delivery of a plurality of information regarding items for auction. In one embodiment, the apparatus comprises a server entity adapted to communicate with a plurality of information sources (such as sources having vehicle history information, estimated valuation information, etc.) The server entity compiles information received from the plurality of sources and formats the information for efficient delivery to a client device via e.g., SMS based text messaging, internet-based instant messaging, or the like. In another salient aspect of the invention, a client enters an auction identification number (AID) rather than a longer alpha-numeric VIN or other identification number. The server entity may also calculate and communicate estimates and/or alerts/reminders of when bidding will begin for particular items for auction which the client has expressed interest in. Exemplary client interface and business methods are also given. | 2011-11-03 |
| 20110270708 | Perishable Medical Product Management Systems, Perishable Medical Product Management Methods, And Perishable Medical Product Resale Methods - Perishable medical product management systems, perishable medical product management methods, and perishable medical product resale methods are described. According to one aspect, a perishable medical product management system includes a communications interface, storage circuitry configured to store information regarding a plurality of perishable medical products including information regarding useful lives of the perishable medical products, and processing circuitry coupled with the communications interface and storage circuitry, and wherein the processing circuitry is configured to monitor remaining amounts of time of the useful lives of the perishable medical products, to detect one of the perishable medical products approaching the end of its useful life as a result of the monitoring, and to control the communications interface to output a communication which indicates that the one perishable medical product is approaching the end of its useful life as a result of the detection of the one perishable medical product approaching the end of its useful life. | 2011-11-03 |
| 20110270709 | CONTENT MANAGEMENT APPARATUS - There is disclosed an apparatus configured to provide a chart of content items to a plurality of user devices. The apparatus is configured to enable individual users to temporarily access one or more content items listed in the chart. The apparatus comprises a user device interface configured to communicate with user device applications and a permissions module configured to define user access permissions, including temporary user access permissions, relating to individual ones of the one or more items of content. The apparatus also provides a distribution module configured to implement permissions defined in the permission module in relation to user devices by making available one or more items of content listed in the chart to at least one user device application. | 2011-11-03 |
| 20110270710 | System for dynamically generating affiliate advertising within electronic communications - A system and method with a distributor physically acting upon a computer to send an electronic mail message to a recipient. The system uses an Internet browser add-on to identify the presence of an electronic mail message and insert a predetermined advertising code into the electronic mail message. The advertising code can be generally selected by the system or selected by the distributor. Once selected, the advertisements are associated within the server with the distributor as part of an affiliate marketing program. | 2011-11-03 |
| 20110270711 | MANAGING APPLICATION INTERACTIONS WITH ENTERPRISE SYSTEMS - Networked services may interface with enterprise systems of an organization to access data in the enterprise systems. A networked service may be able to retrieve, manipulate, and store data in the enterprise systems. Once a networked service interfacing with enterprise systems has been created, developers may create apps or applications that call one or more networked services to access data in the enterprise systems. The apps may provide basic functionality, such as generating a user interface in a specific device using a specific industry standard platform for incorporating data from enterprise systems accessed by a linked service. Networked services may also contain modules for tracking calls or invocations of the service together with an identifier of an associated application and user, in addition to other data. This data may be recorded in a database and shared to compensate parties based on actual usage of the services and/or apps. | 2011-11-03 |
| 20110270712 | ARRANGEMENT FOR MANAGING MOBILE DEVICE ACCESS TO PRECINCT REGIONS CONTAINING SERVICES AND PRODUCTS AND INFORMATION - An arrangement for managing mobile device access to precinct regions so that a user can access usable information about certain products, services or other things from said precinct for real time consideration and decision making, said arrangement including: a server with a database of vendors, products, services, promotional materials, information, applications and other resources for each precinct; a hand-held device having means to allow a user to operate software applications including a web browser; said hand-held device having means to support short range wireless communication protocols; said hand-held device having navigation means displayable upon said screen to locate, promote and/or direct a customer to a certain location and/or vendor within precinct; communication means for said hand-held device to wirelessly access information from and transfer information to said database; wherein provision for the hand-held device to associate with a precinct is realised by the inherent short range wireless communication protocol of the hand-held device to be activated by proximity with a kiosk, port, pad, gate or zone (proximity station) within or near to the precinct region such that once access to the wireless network has been established as permitted through the proximity gesture of the hand-held device coming in range with said proximity station, the user of the hand-held device may then interact with the precinct and those associated vendors, products, services, information, applications and other resources from the database and to be then under the guidance of the navigational display appearing on the hand-held device to be then guided to the point of sale of such a vendor, product and/or service. | 2011-11-03 |
| 20110270713 | METHODS AND SYSTEMS FOR FACILITATING THE PROVISION OF OPINIONS TO A SHOPPER FROM A PANEL OF PEERS - In accordance with one or more embodiments, a system determines an image, selects a panel of participants, and outputs the image to each of the participants of the panel of participants. Responses may be collected from the participants and an indication of the results may be output to a shopper. | 2011-11-03 |
| 20110270714 | ALTERNATE DELIVERY LOCATION METHODS AND SYSTEMS - Methods and systems disclosed herein are used to deliver a package or product to an alternate delivery location (ADL) for pick up by a customer or authorized retriever. The customer can register to receive delivery of a package or product with an ADL solution provider before delivery of the product, or may do so when purchasing the product. Alternatively, a product or package can be shipped from sender to an ADL for pick up by a person, outside of the context of purchasing a product. The methods and systems also offer the capability to track transported packages or products. | 2011-11-03 |
| 20110270715 | FLIGHT SELECTION METHOD - The present invention relates to a flight selection method using a computerised device. The method includes the step of processing flight data relating to flights to produce display data. The display data is displayed by a remote computer in accordance with a flight search query. The display data includes flight representations displayed relative to a timeline. At least one flight representation is associated with more than one fare indicator to provide for a more compact display of flight information. | 2011-11-03 |
| 20110270716 | SYSTEMS AND METHODS WHEREIN A BUYER PURCHASES PRODUCTS IN A PLURALITY OF PRODUCT CATEGORIES - Systems and methods are provided wherein an indication of a plurality of product categories is received, each product category being associated with a plurality of products. For example, the indication of the plurality of product categories may be received from a buyer. Buyer offer information, including an indication of an offer amount associated with the plurality of product categories, is also received. A subset of the plurality of products is selected for each of the product categories, and an indication of the selected products is provided. The buyer's offer may then be evaluated. If the buyer's offer is accepted, the selected products may be provided to the buyer in exchange for payment of the offer amount. | 2011-11-03 |
| 20110270717 | SYSTEM, PROGRAM PRODUCT, AND METHODS FOR ONLINE IMAGE HANDLING - A system to facilitate electronic commerce associated with an online marketplace, program product, and methods are provided. Electronic commerce over a computer network is facilitated by a computer system that forms a community of computers that enable the users to buy and sell items in an online marketplace. To list the item on an online marketplace website, for example, the selling user posts an item with a seller marketplace item management website by completing an online-item marketplace item creation form. The form requires input related to the item, such as a description, sale price or minimum bid, shipping instructions, and the like, and an image file or image file location illustrating the marketplace item. The seller marketplace item management server provides a marketplace administrator server the marketplace item data including original image file or image file location. The server contains a random image size generator that generates at least two additional images of the marketplace item for display in a seller marketplace item web page to advertise the marketplace item. | 2011-11-03 |
| 20110270718 | SYSTEM AND METHOD FOR TOY ADOPTION AND MARKETING - Provided are a method and computer system that provide a virtual world. A server of the computer system includes a storage subsystem that stores two or more items of different personalized information about multiple different users, including different user identifications and passwords associated with the user identifications respectively representing the users. The server computer system is programmed to accept login credentials including a user identification and password and validate the login credentials. The server computer system is also programmed to control formation of a first user account and storage of the first user identification and first password. The storage subsystem stores information about registration codes that have not yet been entered. Further, the server computer system is programmed to accept entry of one or more of the registration codes that have not yet been entered and, based on entry of the registration codes, to associate stored information indicative of the one registration code with the first user identification. | 2011-11-03 |
| 20110270719 | NETWORK MARKETING SOCIAL NETWORK - A social network and method of using the same is presented. The social network comprises a server comprising a processor and a non-transitory computer readable medium in communication with the processor, where encoded on the computer readable medium is a plurality of subscriber profiles and a plurality of referral networks, where each of the subscriber profiles and referral networks is associated with one of the subscribers of the social network, and where each of the referral networks comprises a total number of referred subscribers referred by the associated subscriber. For each subscriber of the social network, the processor, using the computer readable program code, is configured to calculate a total compensation for the subscriber based upon the associated referral network. | 2011-11-03 |
| 20110270720 | Bank balance funds check and negative balance controls for enterprise resource planning systems - A computer implemented method and system for providing automated controls for enterprise resource planning systems comprising a bank balance funds check control and a negative balance control. The bank balance funds check control checks the existing bank balance funds available, and validates a financial transaction on detecting adequate bank balance funds available, or prevents the validation of the financial transaction on detecting inadequate bank balance funds available, thereby preventing negative funds resulting out of outgoing payment, by way of restriction on the standard functionality of bank funds available fluctuating between positive and negative amounts. The negative balance control accepts and processes incoming positive and negative receipts, and manages the situation arising there out of, irrespective of availability of adequate bank balance funds available, resulting in negative bank funds or increase in the existing negative bank funds available, by way of context-sensitive exceptions to the restriction. | 2011-11-03 |
| 20110270721 | MONITORING APPLICATION INTERACTIONS WITH ENTERPRISE SYSTEMS - Networked services may interface with enterprise systems of an organization to access data in the enterprise systems. A networked service may be able to retrieve, manipulate, and store data in the enterprise systems. Once a networked service interfacing with enterprise systems has been created, developers may create apps or applications that call one or more networked services to access data in the enterprise systems. The apps may provide basic functionality, such as generating a user interface in a specific device using a specific industry standard platform for incorporating data from enterprise systems accessed by a linked service. Networked services may also contain modules for tracking calls or invocations of the service together with an identifier of an associated application and user, in addition to other data. This data may be recorded in a database and shared to compensate parties based on actual usage of the services and/or apps. | 2011-11-03 |
| 20110270722 | CHARGING METHOD SELECTION FOR SERVICE DATA FLOWS BASED ON THE DATA SERVICES BEING REQUESTED - Systems and methods are disclosed for performing Policy and Charging Control (PCC) for packet core networks. One embodiment comprises a PCC architecture that includes an online charging system (OCS). The OCS receives a request for charging rules for an initial data service from a PCRF. The request from the PCRF includes a service indicator for the initial data service. The OCS selects a charging method for the initial data service based on the service indicator, and transmits a response to the PCRF that includes the selected charging method. The PCRF may then make a PCC decision based on the charging method selected by the OCS, and a PCEF may enforce PCC rules for the initial data service. If there is a service changing during a data session, the OCS selects a charging method for the new data service, and the PCRF updates the PCC rules accordingly. | 2011-11-03 |
| 20110270723 | DYNAMICALLY TRIGGERED APPLICATION CONFIGURATION - Dynamically triggered application configuration may be provided. An application trigger may be created and associated with a work area. A characteristic may be associated with a work implement. The work implement may be determined to be located in the work area and, if the characteristic of the work implement satisfies a condition associated with the application trigger, an application configuration may be transmitted to the work implement. | 2011-11-03 |
| 20110270724 | AGRICULTURAL INVENTORY AND INVOICE SYSTEM - An agricultural inventorying and invoicing system may be provided. A work task associated with an agricultural implement and a work area may be identified. If the agricultural implement is determined to be located within the work area, a work application for recording at least one data measurement associated with the work task may be initiated. If the work implement is determined to no longer be located within the work area, the work application may be halted and the recorded at least one data measurement may be transmitted to a central system. | 2011-11-03 |
| 20110270725 | METHODS AND SYSTEMS FOR PROVIDING A YIELD CURVE INDEX - An exemplary aspect comprises a computer system comprising: (a) one or more servers that receive electronic data describing prices for a first category of futures positions; and (b) one or more processors that calculate an index value at a specified time based on one or more weighted price changes for said first category of futures positions, wherein said index value has a target exposure to one or more yields for said first category of futures positions. In one or more exemplary embodiments, the computer system further comprises one or more processors that receive electronic data describing prices for a second category of futures positions, wherein the index value at the specified time is based on one or more differences between weighted price changes for the first category of futures positions and the second category of futures positions. Other exemplary aspects comprise related methods and software. | 2011-11-03 |
| 20110270726 | INDEPENDENT ANNUITY PLACEMENT SYSTEM AND METHOD - A system and method for facilitating annuity transactions between annuity purchasers and providers via an annuities placement program accessible to the purchasers and providers. Purchasers enter quote solicitation information used by the annuity providers to establish a quote for an annuity Annuity providers enter a quote in response to the quote solicitation information, and the quote is provided to the purchaser via the annuities placement program. The quote is customized to the annuity purchaser's quote solicitation information. Multiple quotes from multiple providers may be presented to the purchaser for ease of quote comparison. To facilitate such transactions, a discretionary group is established to be a contract holder for each participating annuity provider. A master group contract is established for each of the participating providers, each of which is written by a respective one of the participating annuity providers to the discretionary group to allow the discretionary group to be the contract holder for annuities purchased by the annuity purchasers. In response to an annuity purchase, a certificate of participation is issued to the purchaser from the provider under the terms of the master group contract of that annuity provider, which reflects annuity terms customized to the annuity purchaser. | 2011-11-03 |
| 20110270727 | SYSTEMS AND METHODS OF ON-LINE CREDIT INFORMATION MONITORING AND CONTROL - Systems and methods of on-line credit information monitoring and control. In one embodiment, a server computer accesses and retrieves credit information relating to a consumer. The server computer may also provide a user interface with active links associated with credit items. The links may allow the consumer to communicate directly with a credit service. The server computer may offer additional credit-related services such as credit report retrieval, credit monitoring, notifications, identity theft management, interest rate calculations, historical archives, and account management. | 2011-11-03 |
| 20110270728 | SWAP INDEX - A set of indices is provided which allows accurate tracking of interest rate swap (IRS) markets. The indices are calculated using market data and synthetic purchasing and selling of synthetic interest rate swaps utilizing the present market data. The value of the synthetic interest rate swaps are the basis for the value of a particular index. The purchasing and selling of the synthetic interest rate swap occurs at a frequency to minimize effects of shortening terms on the index. One subset of the IRS indices reflects a plain-vanilla swap for a specific term of years. Another subset of the IRS indices reflects a spread between two specific terms of years. A third subset of the IRS indices reflect two spreads, sometimes referred to as a butterfly, between a middle term of years and a shorter term of years and the same middle term of years and a longer term of years. | 2011-11-03 |
| 20110270729 | System and Method for Creating a Market Map in an Electronic Trading Environment - A market map interface displays market information and trader-related information associated with at least two tradable objects. In one embodiment, the at least two graphical interfaces may be linked, and a user may define one or more adjustment parameters to be used to adjust the view of information being displayed via the linked graphical interfaces. For instance, a user may initiate repositioning of one of the linked graphical interfaces, thus, effectively, causing other linked graphical interfaces to be repositioned according to the defined adjustment parameters. | 2011-11-03 |
| 20110270730 | SYSTEM AND METHOD FOR PROCESSING COMPOSITE TRADING ORDERS - A system for processing a composite trading order comprises a memory operable to store market data received from one or more market centers. The system further comprises a processor operable to generate a composite value based at least in part on the market data. The processor is further operable to receive a composite trading order associated with at least a portion of the composite value. The processor is further operable to generate a plurality of constituent trading orders that, when filled, combine to satisfy the composite trading order. | 2011-11-03 |
| 20110270731 | Apparatus, Methods and Articles of Manufacture for Computerized Transaction Execution and Processing - Apparatus, methods and articles of manufacture for n-tier transaction execution and processing are shown. The first layer comprises a presentation layer in the form of a user interface for entering instrument orders, modifying orders, and monitoring orders, instruments and markets. The second layer comprises an intermediate component layer for information transfer, and the third layer comprises an information source layer for feeding information to and accepting information from the first two layers. | 2011-11-03 |
| 20110270732 | DISPLAY/USER INTERFACE FOR TRADING SYSTEM - This application discloses a display and/or user interface for viewing information relating to tradable items such as financial interests and/or for use in a trading system for such items. Offer and bid prices for the tradable item are displayed according to an alignment, e.g., vertically. The prices move along the alignment in accordance with received price updates. Persistence of at least a part of an earlier display is provided in a later display for indicating a market change or changes. A shift in the positions of one or more of the prices in the alignment and some visual persistence relative to one or more earlier prices provide an easily perceived visual indication to the viewer of changes in prices and direction of a market change or change relating to a reference value or benchmark from a first time to a second time. The displayed prices may include a last price, best offer and bid prices and depth of market prices. A cell is provided for each price and a color indicator for a price to be persisted is implemented, e.g., as a background coloring of the cells. Best offer and bid prices may be indicated by a first color, e.g., white, depth of market offer prices indicated by a second color or colors in one color family, e.g., green, and depth of market bid prices indicated by color or colors in another color family, e.g., red, with the particular color becoming more intense (e.g., darker) as the price worsens. | 2011-11-03 |
| 20110270733 | Computer and Network Implemented Money Market Instrument Portal with SWIFT Message Confirmation of Transactions - The present invention relates to a method, system and platform for money market mutual fund purchasing for cash management. In particular, it relates to facilitating book order entry transactions for cash managers that have multiple banking relations and that diversify their cash management by purchasing money market mutual funds from multiple unaffiliated providers. The technology disclosed supports electronically receiving instructions that select among the unaffiliated providers' products, electronically issuing binding orders and binding transfer instructions for settlement, and using SWIFT messages to confirm the transfers to the cash managers. The cash managers' instructions may be received in a variety of forms. In some implementations, this technology is extended to reconcile balances and holdings after execution of the orders and transfers, and to flag any discrepancies. | 2011-11-03 |
| 20110270734 | METHOD AND SYSTEM FOR TRADING OPTIONS - Device, system and method of trading an option. A method may include executing, by a computing device, at least one transaction of an option on an underlying asset using at least one of a bid price and an offer price, wherein a bid/offer spread between the bid price and offer price is the result of a calculation using first data corresponding to at least one parameter defining the option and second data corresponding to at least one current market condition relating to the underlying asset. | 2011-11-03 |
| 20110270735 | Establishing an Inventory Management and Trading Application for Alternative, Illiquid Repurchase Agreement Markets - The invention relates to a system and method for repo trading. The invention facilitates the inventory collection, organization, and search of the long and short positions of financial instruments such as corporate bonds and equities through the provision of a database. The invention also provides users with the ability to match borrowers and lenders with opposing positions for financial instruments. In a second embodiment the invention provides a system for creating pseudo-securities, from a diverse population of corporate bonds or equities that meet parameters specified by a user. | 2011-11-03 |
| 20110270736 | Optimizing execution of trading orders based on trading order metric - A system for processing trading orders comprises an optimizer module operable to receive a first trading order and a second trading order. The optimizer module is further operable to receive market data associated with at least one market center. The optimizer module is further operable to determine whether to transmit the second trading order to the at least one market center prior to transmitting the first trading order to the at least one market center, the determination based at least in part on the market data. | 2011-11-03 |
| 20110270737 | ORDER RISK MANAGEMENT FOR DERIVATIVE PRODUCTS - Systems and methods are provided for processing derivative product orders at an exchange. Traders provide derivative product order risk data to the exchange. The order risk data may include maximum delta, gamma and/or vega utilization values for derivative product contracts based on the same underlying product. Before executing a trade, a match system analyzes the trader's current utilization state and the utilization that would result after the trade. The match system may then execute all or a portion of the trade. | 2011-11-03 |
| 20110270738 | AUCTION WITH INTEREST RATE BIDDING - A method, apparatus, system and non-transitory machine-readable medium are provided for declining auctions with interest bidding. According to one embodiment, offers are received from respective bidders in a bid receiving process to transact a financial instrument, the offers being expressed as offered interest rates at which the corresponding respective bidders are willing to transact the financial instrument. The bid receiving process is utilized in a declining auction characterized by a reducing a published interest rate at which the financial instrument is offered for sale. The reducing of the published interest rate is performed automatically and responsive to a lack of bidding activity. Further there is a determining whether at least one of the offers satisfies transaction criterion. | 2011-11-03 |
| 20110270739 | System and Method for Improved Distribution of Market Information - A data distribution system and method are described herein to improve the distribution of market information to subscribing client devices. Market information updates are provided to subscribing devices over a communication link every time a change in the market occurs. If a bandwidth limitation is reached on the communication link, the preferred embodiments switch to a second mode of transmission such that the market information updates are provided only at predetermined intervals. The preferred embodiment monitors the bandwidth consumption to determine what mode of transmission to apply, and in response, it can dynamically change between modes of transmission. By dynamically adjusting the mode of transmission to comport with the current network bandwidth, the preferred embodiments may provide a network friendly, data intensive, and fast response market information feed. | 2011-11-03 |
| 20110270740 | SYSTEM AND METHOD FOR MANAGING MORTGAGE LIFECYCLES - A method, a system and a computer program are provided for creating unprecedented transparency in mortgage markets. The system includes a fully integrated, web-based exchange platform that provides lenders, buyers, securitization participants and regulators all access to real-time reporting of housing market data. System technology stores and analyzes data on consumer profiles, approved and denied mortgage applications, appraisals and vendors, and any services they provide to any mortgage application. The data can then be used by regulators for forensic and predictive analysis that will support their ability to better manage fraud and predatory lending practices or any other aspect of the mortgage lending process. It will also enable better purchasing decision-making for home buyers. The system technology has the ability to drive system-wide accountability. | 2011-11-03 |
| 20110270741 | UNIVERSAL PAYMENT MODULE SYSTEMS AND METHODS FOR MOBILE COMPUTING DEVICES - The present disclosure provides universal payment module systems and methods for mobile computing devices that include a universal payment module and an associated adapter device for coupling the universal payment module to any of a plurality of mobile computing devices. The present disclosure utilizes a common payment module which can interface multiple mobile computers with differing form factors via a snap-on sled. Advantageously, the present invention allows the leveraging of one payment module for many mobile computers. The single payment module includes various special payment security mechanisms via mechanical, electrical, and software mechanisms. The present disclosure enables design, standardization, and production of one single common, universal payment module for a plurality of mobile computer devices instead of one specific payment module for each form factor of the plurality of mobile computer devices. | 2011-11-03 |
| 20110270742 | SYSTEM, SOFTWARE APPLICATION, AND METHOD FOR DISPLAYING THIRD PARTY MEDIA CONTENT IN A PUBLIC SPACE - A system, method, and computer software application for the delivery and display of third-party multi-media content in a public space on locally managed display devices, wherein the delivery and presentation of the third-party multi-media content is manageable remotely from the public space, sale of display time for display on the locally managed display devices is manageable independently from local management, and the display and remote-management of the third-party content can co-operate with an incumbent multi-media management and display application operating on the locally managed display devices without requiring a re-tooling or custom programming of the incumbent multi-media management and display application. | 2011-11-03 |
| 20110270743 | FINANCIAL TRANSACTION SYSTEMS - Embodiments of the present invention disclose a financial transaction system comprising a report processor ( | 2011-11-03 |
| 20110270744 | MOBILE TANGIBLE VALUE BANKING SYSTEM - A mobile tangible value banking system is disclosed. A mobile tangible value banking system enables a consumer entity to make a withdrawal from or deposit to their bank account by physically exchanging tangible value with a banking agent and correspondingly verifying the deposit or withdrawal using a mobile device. The consumer entity and the banking agent may be mobile and free to meet in a predetermined location, which may allow banking services to enter remote areas of emerging markets. | 2011-11-03 |
| 20110270745 | System and Method for Facilitating Charitable Donations - A method suitable for electronically facilitating a transaction between a donor and a recipient comprises the steps of: matching the recipient to the donor based on at least one predetermined matching criterion; transferring at least a first portion of a donation amount from the donor to the recipient; and transmitting donor web content to the recipient in response to conditional acceptance by the recipient of at least the first portion of the donation amount. | 2011-11-03 |
| 20110270746 | ELECTRONIC MONEY PAYMENT SYSTEM AND ELECTRONIC MONEY PAYMENT METHOD - The present disclosure relates to electronic money payment system and method which allows payment to be processed not only with a payment amount according to the currency of a user's electronic money but also with a payment amount according to any currency advantageous for payment among various payment amounts according to various types of currencies which are different from that of the user's electronic money, in consideration of the exchange rates. | 2011-11-03 |
| 20110270747 | System and Method for Adding Funds to a Prepaid Account for a Mobile Device Associated with Mulitple Communication Profiles - A communication management system receives, from a local cellular network operator, a communication indicating that a payment has been made to the local cellular network operator for a mobile device using a local communication profile. The communication management system identifies, based on the local communication profile, a home communication profile of the mobile device. The home communication profile is associated with a home cellular network operator that is distinct from the local cellular network operator. The communication management system sends, to the home cellular network operator, a request to add funds to a prepaid account that is associated with the home communication profile of the mobile device. | 2011-11-03 |
