38th week of 2014 patent applcation highlights part 204 |
Patent application number | Title | Published |
20140279605 | CREDIBILITY TECHNIQUES - This patent application relates to credibility techniques for allowing an entity to leverage its credibility in an automated, standardized, and convenient manner. A credibility manifestation (e.g. a credibility cube) is described for representing, managing, validating, and/or conveying the entity's credibility profile to specific prospects. An automated credibility management system (CMS) is also described for creating and leveraging the credibility manifestation. | 2014-09-18 |
20140279606 | System and Method to Determine the Total Cost of Regulatory Compliance and the Total Cost of Product Quality - A system and method to determine the total cost of regulatory compliance and the total cost of product quality. The system and method are particularly directed to recording the costs of staff member activities, associated expenses and fees relating to testing and approving of gaming equipment, including electronic gaming machines such as slot and video games as well as gaming systems such as player tracking, slot accounting, and progressive systems. The method and system are implemented on a server accessible by users to record time and costs. The total cost of compliance and the total cost of product quality can be determined based on the recorded costs including internal costs, external costs, delay costs and probability of failure costs. | 2014-09-18 |
20140279607 | ENTERPRISE ENVIRONMENTAL REPORTING SYSTEM - An environmental data reporting system may include an application interface removably coupled to a server-side database through a communications network, the application interface operable to store and retrieve data from the server-side database. The server-side database may include a representation, which may include at least one entity component, at least one project component, at least one template component, at least one item component, at least one data group component, and the at least one variable component. The system may also include a data grid operable as a user interface to display and allow user-manipulation of at least one data group component. | 2014-09-18 |
20140279608 | Systems, Devices, Components and Methods for Dynamically Displaying Performance Scores Associated with the Performance of a Building or Structure - Described and disclosed herein are various embodiments of methods and systems configured to calculate, store and display building or structure performance data, information or scores corresponding to a particular building or structure. In one embodiment, a central web server (“CWS”) is configured to operate in conjunction with, and to communicate with, a plurality of remote LEED dynamic displays (“LDPs”) or dashboards. In one embodiment, the LDPs or dashboards are configured to display building performance scores calculated by the CWS for the particular building or structure associated with a given LDP or dashboard. | 2014-09-18 |
20140279609 | Systems and methods for managing conditional curtailment options - Systems and methods for producing recommended Transmission Service Reservation (TSR) actions whereby a Criteria Monitoring Process and Tag Identification and Action Process uses CCO Criteria, Capacity, Curtailment Interval, Model Elements Monitor, Tag Transactions, and Capacity Computation results to produce Recommended TSR Actions and Recommended Tag Actions based upon existing Conditional Curtailment Options on TSRs. Additional systems and methods disclosed further include the previous systems and methods with the additional ability to take action of the Recommended TSR Actions and Recommended Tag Actions. | 2014-09-18 |
20140279610 | AUTOMATED METHOD AND SYSTEM FOR ESTABLISHING AND ASSURING SERVICE CONTRACT ACT COMPLIANCE WITH HEALTH & WELFARE FRINGE BENEFITS - The disclosure provides a method for establishing and assuring fringe benefit compliance for contracts subject to government acts and agreements. Client data is received by a computing system with a link to a database. The information is subsequently stored in the database. The computing system may provide a report including the client data. | 2014-09-18 |
20140279611 | HIGH ASSURANCE FEDERATED ATTRIBUTE MANAGEMENT - Methods, systems, and computer program products for managing attributes of a person are disclosed. The method may include receiving, by an electronic apparatus, identity data of a person, and receiving, by the electronic apparatus, one or more asserted attributes of the person. The method may additionally include storing, by the electronic apparatus and in an electronic database, the identity data of the person in association with the one or more asserted attributes of the person, and receiving, by the electronic apparatus, confirmation of the one or more asserted attributes based on information received from one or more publishers of the one or more asserted attributes. The method may further include associating, by the electronic apparatus, the confirmation with the one or more asserted attributes of the person, and storing, by the electronic apparatus and in the electronic database, an indication that the one or more asserted attributes are confirmed. | 2014-09-18 |
20140279612 | DISPLAYING STATUS OF AND FACILITATING COMPLIANCE WITH REGULATORY REQUIREMENTS RELATED TO MUNICIPAL BONDS - The disclosure relates to an integrated platform for obtaining and managing information and documents relating to regulatory compliance, determining compliance obligations and compliance actions, graphically providing representations of and/or tools for facilitating such compliance, including historical, current and future compliance requirements of municipal bonds and other securities and associated information. The integrated platform may receive selections of compliance templates used to determine compliance with disclosure requirements of municipal bonds, obtain securities-related information related to a municipal bond (including information related to the bond issuer), automatically populate a disclosure document with required information based on the selected compliance template related to a municipal bond using securities-related information obtained by the system, provide an indication of required information based on the compliance template, automatically determine whether provided information satisfies regulatory requirements, and graphically illustrate current and historical compliance of the municipal bond. | 2014-09-18 |
20140279613 | DETECTING COUNTERFEIT ITEMS - A device may receive a request, from a user, to determine whether an item is a counterfeit item. The device may perform, based on receiving the request, a comparison of at least one of: one or more images of one or more first portions of the item to one or more images of corresponding one or more first portions of the authentic item that corresponds to the item, or one or more sounds of one or more second portions of the item to one or more sounds of corresponding one or more second portions of the authentic item. The device may determine whether the item is a counterfeit item based on performing the comparison. The device may provide, to the user and based on determining whether the item is a counterfeit item, information indicating whether the item is a counterfeit item. | 2014-09-18 |
20140279614 | METHODS AND SYSTEMS FOR DETECTING, PREVENTING AND MONIETIZING ATTEMPTED UNAUTHORIZED USE AND UNAUTHORIZED USE OF MEDIA CONTENT - A method of detecting, preventing and monetizing unauthorized use and attempted unauthorized use of media content. In one embodiment, the method comprises providing a website containing what appears to be unlicensed or otherwise illegal media content; providing a user with the ability to view, hear or access at least a portion of the unlicensed or otherwise illegal media content; informing the user that the media content might be unlicensed or otherwise illegal or that, viewing, access, use or distribution of the media content might be illegal; and receiving contact or location information for the user that attempts to view, access, use or distribute the media content provided on the website. | 2014-09-18 |
20140279615 | CENTRALIZED AND DEVICE-AWARE TICKET-TRANSFER SYSTEM AND METHODS - User accounts can allow respective users to access any their respectively owned ticket. Each ticket in a group of tickets provides its owner the right to redeem the ticket to attend a particular event. A first user initially owns a ticket in the group. Ownership of the ticket is transferred from the first user to a second user, such that, subsequent to the transfer, the second user has the right to redeem the ticket but the first user does not. A code is generated for the ticket, the code being based on a characteristic of a device associated with the second user. The code is unique across codes in the group of tickets. Redeeming the ticket to attend the particular event includes analyzing the code. A history for the ticket can be stored, the history including an indication of the transfer occurrence | 2014-09-18 |
20140279616 | SYSTEM AND METHOD OF UTILIZING INFORMATION FROM A SOCIAL MEDIA SERVICE IN AN ECOMMERCE SERVICE - A system and method of utilizing information from a social media service in an ecommerce system are provided. Log-in information for a social media service of a user of an ecommerce service may be received. Then, information may be retrieved from the social media service using the log-in information. This information can then be used to alter a reputation rating for a user in the ecommerce system or to form a trading circle with other users of the ecommerce system. | 2014-09-18 |
20140279617 | METHOD AND SYSTEM FOR AN ONLINE ADVOCACY PLATFORM - A system and method for establishing an online advocacy crowd. A crowd page may be generated and named according to an agenda of a user. Keywords or phrases may be entered into an online interface. A search of the keywords or phrases may be performed by listening across a number of digital and social media sources. Digital and social media posts containing the keywords or phrases may be identified and returned to the user. A contact for each identified post may be determined and saved as a potential crowd member. The user may then selectively invite potential crowd members to join a crowd via the crowd page. | 2014-09-18 |
20140279618 | METHOD AND APPARATUS FOR RECOMMENDING TOPIC-COHESIVE AND INTERACTIVE IMPLICIT COMMUNITIES IN SOCIAL CUSTOMER RELATIONSHIP MANAGEMENT - A method, non-transitory computer readable medium, and apparatus for recommending a topic-cohesive and interactive implicit community are disclosed. For example, the method receives a request for customer care, selects an implicit community identified from a plurality of individual users of a social media website based upon a relevance score related to a topic of the request for customer care and recommends the implicit community in response to the request for customer care. | 2014-09-18 |
20140279619 | TALENT PORTAL WITH MEDIA RATING - Technology is disclosed for computing a social media rating for a user. In various embodiments, the technology retrieves a broadcast rating, retrieves a social network rating for the user, and computes a social media rating for the user based on the combination of the retrieved broadcast rating and the retrieved social network rating for the user. | 2014-09-18 |
20140279620 | SYSTEMS AND METHODS FOR DETERMINING ENROLLMENT PROBABILITY - Systems and method are provided for determining an enrollment probability. Prior candidate data is received for an institution. Activity of a current candidate on a social media site is monitored, where the current candidate is an applicant of the institution. An enrollment probability for the current candidate is determined based on the prior candidate data and the current candidate activity on the social media site. | 2014-09-18 |
20140279621 | Method, A System and a Computer Program Product for Scoring a Profile in Social Networking System - A method, system and a computer program product for scoring a profile in a social networking system. The method comprises at least one Fan profile, at least one Talent profile and at least one Business profile, comprising a computer that has access to the social networking system. The computer is configured to receive information of the at least one supporting action to at least one Talent profile a first Business profile has introduced to the social networking system; receive information of the at least one Talent profile which the Fan profile is assigned to; match the first Business profile that has supported the at least one Talent profile and the at least one Talent profile which the Fan profile is assigned to; and calculate based upon the information of at least one supporting action the score metrics representing the first Business profile's influence for the Fan profile. | 2014-09-18 |
20140279622 | SYSTEM AND METHOD FOR SEMANTIC PROCESSING OF PERSONALIZED SOCIAL DATA AND GENERATING PROBABILITY MODELS OF PERSONAL CONTEXT TO GENERATE RECOMMENDATIONS IN SEARCHING APPLICATIONS - A method and system for searching for employment opportunities. The method includes searching a plurality of webpages on websites for the employment opportunities and processing the webpages to determine semantic information about the employment opportunities including at least an employer for each of the employment opportunities. The method also includes identifying social network connections of a user and searching information from one or more social network websites to identify at least one of a current or previous employer of one or more of the social network connections of the user. Additionally, the method includes, in response to receiving a query from a user, returning a list of potential employment opportunities including information about one or more of the social network connections of the user identified as currently or previously employed or associated with a current or previous employee of an employer of one or more of the potential employment opportunities. | 2014-09-18 |
20140279623 | SYSTEMS AND METHODS FOR SECURING ONLINE CONTENT RATINGS - Systems and methods are described for determining a weighted rating and a relative rating. In some embodiments, a receiving module and rating module are configured to receive an identity of a collector, a list of raters, and a social graph, determine for at least one rater a set of non-intersecting paths between the rater and the collector, calculate capacity values for non-intersecting paths, normalize path values, convert path values to a user weight, and apply the at least one rater's weight to the at least one rater's rating. In some embodiments, a receiving module and rating module are also configured to receive a rating for each of the items rated by the rater, calculate a transformed rating, calculate a relative rating, and assign a relative rating to an item. | 2014-09-18 |
20140279624 | SOCIAL CAMPAIGN NETWORK AND METHOD FOR DYNAMIC CONTENT DELIVERY IN SAME - An engine, system and method for a domain social network that interconnects Internet users with at least domains owned by or of interest to those Internet users, and that may obtain and/or forward obtained dynamic data regarding those domains automatically, such as by web service or email service. The dynamic data may be used to filter and protect content and data of the respective domains, to protect users by identifying low quality web pages or malicious software or pages, to isolate or improve search results regarding the domain, and/or to improve Internet-based transaction flow, such as the creation of advertising. | 2014-09-18 |
20140279625 | Social Network Based Skill Rating and Performance Feedback System - A social network based system is provided to facilitate a user to get the user's progressive ratings on skills over time in reference to concrete reference activity. The system comprises means for a user to build social network for facilitating skill-rating and means for creating a rating request defining a context activity and target skills. The system further comprises means for inviting users of different relationships to user from the user's social network to rate on target skills included in the rating request in reference to the context activity. The system further comprises means for answering an incoming rating request, through which 360-degree rating data over time can be provided on a rating request. The system further comprises means for establishing groups for facilitating skill-rating for organizations. Means are provided to create team rating request through which a group can collect team 360-degree rating data of members over time. | 2014-09-18 |
20140279626 | SYSTEM AND METHOD FOR MANAGING SOCIAL RELATIONSHIP INFORMATION - Disclosed are a system and a method for providing social relationship information about a user of various communication terminals, the system for providing social relationship information comprising: a related-person information storage unit for storing information about related-persons who are in contact with a user via a communication network; a contact record storing unit for gathering and storing communication contact records for the user and the related-persons; a relationship index calculation unit for calculating a social relationship index by analyzing the communication contact records; and a group information management unit for generating group information about the related-persons on the basis of the calculated social relationship index, and then providing the generated group information to a social network server or application. | 2014-09-18 |
20140279627 | METHODS AND SYSTEMS FOR DETERMINING SKILLS OF AN EMPLOYEE - A method, system, and computer program product for determining skills of an employee is disclosed. The method includes determining a first likelihood of at least one keyword from a plurality of keywords being relevant to a topic. The plurality of keywords is extractable from one or more publications associated with the employee, the one or more publications being accessible from a plurality of sources. The method further includes determining a second likelihood of the employee being associated with the topic for at least one source from the plurality of sources. A first set of keywords from the plurality of keywords is assigned to the employee based on the first likelihood and the second likelihood. The first set of keywords is indicative of the skills of the employee. | 2014-09-18 |
20140279628 | SYSTEMS AND METHODS OF MANAGING EMPLOYEE TEAMS - A mobile computing device and method of displaying an organizational structure on the mobile computing device is disclosed. In one example, the method comprises displaying, on an interface of the mobile computing device, representations of employees in a first level of an organizational structure, displaying on the interface representations of employees in a second level of the organizational structure below the representations of employees associated with the first level of organizational structure, wherein the representations of employees associated with the second level of the organizational structure are displayed proportionally smaller than the to representations of employees in the first level of the organizational structure. | 2014-09-18 |
20140279629 | SYSTEM AND METHOD FOR GENERATING AN ORGANIZATION PROFILE BASED ON SKILL INFORMATION - Disclosed are systems, apparatus, and methods for generating an organization profile. Skill information associated with a plurality of employees may be received. The skill information may include data values that identify skills associated with each of the plurality of employees. The skill information may further identify a skill level associated with each identified skill. Employee profile information may be retrieved from an organization database. The received skill information may be combined with the retrieved employee profile information. An organization profile may be generated based on the combined information. At least some of the skill information may be rendered and displayed as one or more user interface components of an organization user interface associated with the organization profile. Aggregate statistics may be generated based on the combined skill information and employee profile information, and a plurality of user interface components may be generated based on the aggregate statistics. | 2014-09-18 |
20140279630 | PROGRESSIVE JOB BOARD - A method is provided for displaying to a candidate one or more candidate-views. Specifically, a candidate may be presented with one or more jobs based on the candidate's possessed proficiencies. Tools and resources are provided to assess and increase a candidate's possessed proficiencies. A method is also provided for displaying, to an employer, employer-views. Specifically, employer-views may be used to define the required proficiencies for a job, find qualified candidates, and retrieve detailed candidate profile information comprising possessed proficiencies for one or more skills. Furthermore, a method is provided for displaying to an educator one or more educator-views. Specifically, a ranked list of skills may be presented to educators based on the number of candidates that may further their respective careers by increasing a particular proficiency. Educator-views may also provide educators with a space to post course information and materials. | 2014-09-18 |
20140279631 | PROGRESSIVE JOB BOARD - A method is provided for displaying to a candidate one or more candidate-views. Specifically, a candidate may be presented with one or more jobs based on the candidate's possessed proficiencies. Tools and resources are provided to assess and increase a candidate's possessed proficiencies. A method is also provided for displaying, to an employer, employer-views. Specifically, employer-views may be used to define the required proficiencies for a job, find qualified candidates, and retrieve detailed candidate profile information comprising possessed proficiencies for one or more skills. Furthermore, a method is provided for displaying to an educator one or more educator-views. Specifically, a ranked list of skills may be presented to educators based on the number of candidates that may further their respective careers by increasing a particular proficiency. Educator-views may also provide educators with a space to post course information and materials. | 2014-09-18 |
20140279632 | PROGRESSIVE JOB BOARD - A method is provided for displaying to a candidate one or more candidate-views. Specifically, a candidate may be presented with one or more jobs based on the candidate's possessed proficiencies. Tools and resources are provided to assess and increase a candidate's possessed proficiencies. A method is also provided for displaying, to an employer, employer-views. Specifically, employer-views may be used to define the required proficiencies for a job, find qualified candidates, and retrieve detailed candidate profile information comprising possessed proficiencies for one or more skills. Furthermore, a method is provided for displaying to an educator one or more educator-views. Specifically, a ranked list of skills may be presented to educators based on the number of candidates that may further their respective careers by increasing a particular proficiency. Educator-views may also provide educators with a space to post course information and materials. | 2014-09-18 |
20140279633 | Systems and Processes for Employment Job Centers - An employment server in communication over an Internet with a plurality of job candidates and with a plurality of businesses and related methods are disclosed. The web site stores and provides upon request a plurality of job candidate web pages, each have a set of job qualifications. It also stores and provides upon request a plurality of job center web pages. It also stores and provides upon request, a plurality of job details web pages, each one of which is related to a job center web page. When a business reviews the job center web page and the job details web page, information identifying the business is displayed on the web pages. When a third party reviews these web pages, then information identifying the business may or may not be displayed on the web pages, depending on the settings of one or two stealth setting parameters. | 2014-09-18 |
20140279634 | WEB-BASED EMPLOYER-EMPLOYEE NETWORKING SYSTEM - A computer-based networking method and system connects individuals and businesses within a trade to match work assignments with availability for work assignments and relevant qualifications. Both employers and individuals job seekers/employees set up and manage their own individual profiles which provide information to others in the network. Members of the network who share a common trade are placed into trade pools. The job seekers within a given trade pools are placed into an employment pool for that trade, and employers are placed into sub-trade pools. The employment pool is graphically associated with the sub-trade pools. Employers view job seeker profiles and availability and can offer work assignments to job seekers in the employment pool. Network members who have worked together can post reviews which can be viewed by others in the network. | 2014-09-18 |
20140279635 | SYSTEM AND METHOD FOR UTILIZING ASSESSMENTS - A system maintains job performance data for a plurality of persons employed in a plurality of occupations and maintains assessment data for the plurality of persons. Top performers in each of the plurality of occupations are identified as a function of the job performance data. The system receives assessment data for an individual person. The system compares the assessment data for the individual person with the assessment data for the top performers in each of the plurality of occupations. The system recommends one or more of the plurality of occupations to the individual person as a function of the comparison, such that the individual person is more likely to succeed in the one or more of the recommended occupations. | 2014-09-18 |
20140279636 | SYSTEM AND METHOD FOR USING THREE DIMENSIONAL GRAPHICAL FIGURES IN AN ASSESSMENT - A system maintains a database of scores of job candidates or persons employed in a particular job or occupation. The scores are calculated from responses by the job candidates or the employed persons to inquiries about a display of a three dimensional graphical figure on a true three dimensional display device. The three dimensional graphical figure is displayed on the true three dimensional display device. The display of the three dimensional graphical figure is part of an assessment of a potential job candidate. The system presents an inquiry to the potential job candidate relating to the true three dimensional graphical figure, and receives a response to the inquiry from the potential job candidate. The system calculates a score for the potential job candidate based on the response of the potential job candidate. The system compares the score of the potential job candidate with the scores of the job candidates or the persons employed in a particular job or occupation, and generates the assessment of the potential job candidate based on the comparison. | 2014-09-18 |
20140279637 | Web-based system, apparatus and method promoting hiring of persons with disabilities who self-identify - A computer-implemented system comprising an application accessible to job seeker users and employer users over a network via a browser on user computing devices, the application comprising a Job Seeker Database and a Posted Jobs Database, the Job Seeker Database comprising inputs by job seekers who self-identify as having a disability as required per a Terms of Use of the application, the job seeker Database comprising inputs by job seekers relating to job seeker functional skills and an indication whether the functional skill exists with or without an accommodation, the Posted Jobs Database comprising inputs by employers of essential functional skills for a job posted by the employer. | 2014-09-18 |
20140279638 | Engine, System and Method of Providing a Multi-Platform Payment and Information Exchange - System and method for managing insureds' benefits information, comprising a “benefits vault” database that stores data of insured parties, their respective benefit choices, financial contributions to the vault, and restrictions on the use of the contributions, a rules engine that associates the benefit choices with the respective insureds in accordance with predetermined criteria, a remote benefits engine that accesses remote third party resources to implement the benefit choices, and a reporting engine that provides confirmation of the implementation. | 2014-09-18 |
20140279639 | MULTI-STATE REPAIR OF EMPLOYEE BENEFITS DATA IN A BENEFITS ADMINISTRATION DOMAIN MODEL - In embodiments of the present invention improved capabilities are described for a human resource management platform that includes applications targeted to solve a variety of human resource and benefits administration management problems. Applications of the human resource management platform include business applications such as benefits administration that may provide a single solution for facilitating employee benefits management and organizational efficiencies through automation of benefit management functions, measurement of benefit provider effectiveness, and the like. | 2014-09-18 |
20140279640 | SYSTEMS, METHODS AND APPARATUSES FOR IDENTIFYING PERSON OF INTEREST - The present disclosure describes systems, methods, and apparatuses for identifying a person of interest. An exemplary method may comprise storing external data received from a variety external sources into a parameterized table, creating a first set of category views on the parameterized table, creating a second set of category views based at least in part on data to be derived from a traveler's personal information to be received, receiving the traveler's personal information generated by an input device and determining whether the traveler is a person of interest by evaluating the personal information against one or more pre-defined profiles using the first and second sets of category views. Each of the one or more pre-defined profiles may comprise one or more rules and a threshold value for determining a likelihood for the traveler to be matched in each of the one or more pre-defined profiles. | 2014-09-18 |
20140279641 | IDENTITY AND ASSET RISK SCORE INTELLIGENCE AND THREAT MITIGATION - Techniques are provided that produce a risk profile consisting of a risk score and trends of risk scores across entities such as user identities and other objects. For example, an identity is assigned a risk score which is based on baseline factors such as HR attributes, such as training and screening status; access to and conflicts across physical, logical, and operational systems; historical and current usage of these systems, as well as anomalies from normal behavior patterns. Techniques herein encompass the management of a risk profile (“behavior profile”) for each entity, e.g. identity, and maintains a risk score that is correlated with behavior, e.g. an individual's behavior, to track anomalies or irregularities in every day routines of the entity, e.g. individual. | 2014-09-18 |
20140279642 | SYSTEMS AND METHODS FOR ENROLLMENT AND IDENTITY MANAGEMENT USING MOBILE IMAGING - Systems and methods for automatic enrollment and identity verification based upon processing a captured image of a document are disclosed herein. Various embodiments enable, for example, a user to enroll in a particular service by taking a photograph of a particular document (e.g., his driver license) with a mobile device. One or more algorithms can then extract relevant data from the captured image. The extracted data (e.g., the person's name, gender, date of birth, height, weight, etc.) can then be used to automatically populate various fields of an enrollment application, thereby reducing the amount of information that the user has to manually input into his mobile device in order to complete the enrollment process. In some embodiments, a set of internal and/or external checks can be run against the data to ensure that the data is valid, has been read correctly, and is consistent with other data. | 2014-09-18 |
20140279643 | System and Method for Probabilistic Prediction of an Applicant's Acceptance - Various exemplary embodiments disclosed herein relate generally to providing methods executed on a computer and computer-based apparatus, including computer program products, for probabilistic prediction. Specifically, various exemplary embodiments relate to providing probabilistic prediction of an applicant's acceptance by an institution. | 2014-09-18 |
20140279644 | Systems and Methods for College Application and Offer Management - A method of matching applicants, such as high school students seeking college admissions, to institutions, such as colleges, includes the creation of applicant profiles for the various applicants and institutional profiles for the various institutions. The profiles can incorporate psychometric, psychographic, demographic, and/or biographical attributes. The attributes of institutions can be matched to those of applicants, thus providing colleges with improved data useful in admissions decisions, as well as providing students with improved data useful in making college application decisions. Social media functionality can also be included. | 2014-09-18 |
20140279645 | BENFICIARY CROWDSOURCING - A platform can receive information about a product including a product cost. The platform can also receive a registration message that can designate the product and at least one beneficiary. The platform can provide a description of a campaign associated with the product and the beneficiary to at least one funder. One or more funders can fund the campaign. The funding amount for the campaign can be stored by the platform. The platform can determine that the campaign meets or exceeds at least one campaign threshold. Examples of campaign thresholds can include a time limit, a minimum funding amount, a maximum funding amount a minimum number of funders and a maximum number of funders. Based on the determining that the campaign meets or exceeds the at least one campaign threshold, the platform can cause the ownership of the product to be transferred to the beneficiary. | 2014-09-18 |
20140279646 | METHODS AND SYSTEMS FOR SHIPMENT COORDINATION OF INSUFFICIENTLY DESCRIBED ITEMS - The present disclosure is directed to methods and systems for coordinating shipping services for items. Generally, the methods and systems assist a user in determining the cost of shipping items where the user does not have all of the information generally necessary. The method includes receiving an inquiry for an estimated cost to ship one or more items and receiving a generic description of the one or more items, where the generic description omits a value for at least one characteristic required for generating a shipping cost estimate. The method includes identifying, responsive to receiving the generic description, an estimate for the omitted value for the at least one characteristic, generating a shipping cost estimate using the generic description and the identified estimated value for the at least one characteristic, and providing a quote of the shipping cost estimate. The method may be performed by a data processing system. | 2014-09-18 |
20140279647 | ADMINISTRATION SYSTEM AND METHOD FOR PRODUCT DELIVERY - An order placement and delivery system is provided in which a final delivery address of a recipient is obscured or not known to a sender. The sender places an order for a gift against the unique sender identity, relays to the administrator a recipient's virtual contact address, and constructs a personal message which is routed to the virtual contact address. The point of origin of the personal message is inferred to be directly from the sender. The personal message forewarns the recipient that they will be messaged by the administrator to acquire a real-world physical address that will be used for physical gift delivery and stored in the database against the virtual contact address, such that future orders identifying the recipient's virtual contact address can be dispatched expeditiously to the recipient's physical address with reduced messaging overhead and without having to reveal the recipient's physical address to the sender. | 2014-09-18 |
20140279648 | SYSTEMS, DEVICES, AND METHODS FOR THE USE OF A MOBILE DEVICE TO GENERATE A SHIPPING LABEL - Systems, devices, and methods are provided for a sender to use of a mobile device to interface with a shipping agent's environment for the purpose of generating a shipping label. The sender can identify shipping label information through a software application operating on the sender's mobile device. The application can facilitate the transfer of the shipping label information to the shipping agent's environment, such as a kiosk or a retail counter, and the like. The shipping agent's environment can then produce or print a hardcopy of the shipping label for use on the mail piece (e.g., parcel or package) to be shipped. | 2014-09-18 |
20140279649 | DEFINITIVE SYSTEM FOR DELIVERY ADDRESS ROUTING - A system and methodology is presented for definitive routing of letters, packages and other physical deliveries to a user's preferred address by reference to personal universal address. The object of the invention is to allow recipients to centrally control and confirm the desired receiving address for various types of deliveries, by creating a user-managed database linking physical addresses to secure personal communications addresses, such as cell phone numbers and electronic mail addresses. | 2014-09-18 |
20140279650 | SYSTEMS AND METHODS OF MANAGING SIGNATURES OF DOCUMENTS - Systems and methods for facilitating the signature of documents. In various embodiments the system is configured to manage the transportation of the documents among users whose signature is required on the documents. The documents may include, for example, legal documents. In particular embodiments, the system is configured to deliver the documents to attended delivery/pickup locations associated with each user required to sign the document, facilitate each user's signature of the documents at the associated attended delivery/pickup location, and deliver the document to an end destination. The ultimate destination of the document may include an address associated with a user requesting signature of the document, or any other suitable location. | 2014-09-18 |
20140279651 | System and Method for Supply Chain Management - A software system for supply chain management is disclosed. The system includes software operable to receive order data from an ordering device; receiving advance shipping notice data from a vendor device; determine that the advance shipping notice data meets certain criteria; generate and send an advance shipping alert to a receiving device; and generate and send a shipping request to a shipping device. | 2014-09-18 |
20140279652 | POINT OF SALE SYSTEMS AND METHODS - An indication is received from a delivery client device that an order is accepted for delivery. Order delivery information is provided to the delivery client device. A notification is sent to a customer device that the order has been provided for delivery. An indication is received from the delivery client device of a present location on a delivery route. An order status update message is sent to the customer device based on the location. | 2014-09-18 |
20140279653 | LOGISTICS SECURITY AUTHENTICATION INTEGRATED SYSTEM - LOGISTICS SECURITY AUTHENTICATION INTEGRATED SYSTEM relates to an invention to generate identifiable information, including identification information of the operation inherent to a purchase or transaction with pre-determined image data that the system provides and records what corresponds to a secure operation between the negotiating parties; it adds music, lights, logos and reveals the personal image aiming to disseminate through marketing or advertising, which hampers the act of circumventing the system; includes the sending of e-mail addresses and links that allow access to the system in which the database makes available footage or photos sent by e-mail or other means to the product buyer, or being viewed on their own sales site. In real time or not, the buyer is even able to contest the images before or after delivery of the product, through the means of the system, and the user can also download a copy of the file on his/her computer. | 2014-09-18 |
20140279654 | SYSTEMS AND METHODS OF FLEXIBLY ACTIVATING TEMPORARY ATTENDED DELIVERY/PICKUP LOCATIONS - A system and method for activating temporary attended delivery/pickup locations is described. The system receives a desired area for a temporary attended delivery/pickup location (e.g., near a event). The system then receives location information associated with one or more inactive temporary attended delivery/pickup locations. The system, in various embodiments, determines that at least one inactive temporary attended delivery/pickup location is in and/or near the desired area. The system then, in a particular embodiment, notifies a user that the inactive temporary attended delivery/pickup location is in and/or near the desired area. In various embodiments, the system receives a request to activate the temporary attended delivery/pickup location and, at least partially in response to receiving the request, activates the at least one inactive temporary attended delivery/pickup location. | 2014-09-18 |
20140279655 | PURCHASE HISTORY SYSTEMS AND RELATED METHODS - A computer system for providing a user purchase history is disclosed. The computer system receives purchasing and shipping data associated with a user regardless of where the user made a purchase or how the items associated with the purchase were shipped. The system then stores the purchasing and shipping data and enables a user to access the received data in one convenient location via a username and password. In various embodiments, the system also enables the user to print shipping labels and/or the system facilities the return of purchased items. | 2014-09-18 |
20140279656 | MULTI-CARRIER TRACKING SYSTEMS AND RELATED METHODS - A system for providing individuals with comprehensive shipping and online purchasing information is disclosed. The system receives online purchasing and shipping information associated with purchases, regardless of where an individual made the purchase (e.g., from any website), what items were purchased, and what carrier shipped the purchased items. The purchasing and shipping information is made available to the individual through an account and associated login. This allows individuals to conveniently view all shipping information and a detailed record of all online purchases in one location. | 2014-09-18 |
20140279657 | SYSTEM AND METHOD FOR RATE-BASED SELECTION OF DELIVERY SERVICE - A shipper selection system for selecting a shipping service provider is provided. The shipping selection system includes a parameters determining module for determining parameters of a package to be shipped, a retrieval module for retrieving shipping cost rules for one or more shipping service providers, a contract module for retrieving contract rules for the one or more shipping service providers, and a calculating module for calculating one or more shipping costs based upon the determined parameters, retrieved shipping cost rules, and retrieved contract rules. The shipper selection system further includes a selection module for selecting a shipping service provider based upon the calculated one or more shipping costs. The shipper selection system further includes an update module configured to enable the one or more shipping service provider to update a geographic range or shipping cost rules for his shipping services. | 2014-09-18 |
20140279658 | SYSTEMS AND METHODS OF SUGGESTING ATTENDED DELIVERY/PICKUP LOCATIONS - A computer system for suggesting attended delivery/pickup locations to individuals (e.g., other than the individual's home and/or office) is disclosed. In various embodiments, the computer system receives location information associated with the individual (e.g., the individual's home, office, etc.) and the locations of various attended delivery/pickup locations (e.g., attended retail stores that have signed up to receive deliveries for individuals). The system determines which (if any) attended delivery/pickup locations are located near the location associated with the individual (e.g., near the individual's home) and which (if any) attended delivery/pickup locations are available to accept parcels for the user. The system then suggests attended delivery/pickup locations to the individual. In various embodiments, the system is configured to enable the user to select a default attended delivery/pickup location and/or an alternative attended delivery/pickup location. | 2014-09-18 |
20140279659 | Graphical Fulfillment Methods and Systems - Graphical logistics management methods including providing a data storage and displaying a pictorial quantity graphic depicting an allocated quantity of an ordered item allocated to one or more shipping containers associated with an order. The data storage store an order item record associated with the order and the order item record includes an order quantity field. The order quantity field includes quantity data denoting an ordered quantity of an ordered item. Displaying the pictorial quantity graphic occurs on a display unit of a computer configured to access the order item record. In some examples, the method includes displaying a container display pictorially depicting a shipping container and dynamically updating the container display. In some examples, the method includes adjusting container parameters based on calculations associated with an order. | 2014-09-18 |
20140279660 | OVERNIGHT PRODUCTIVITY DASHBOARD - A freight processing system includes a programmable processor, and a memory operatively coupled to the processor. The memory has stored thereon computer-executable instructions that when executed by the processor cause the processor to access a database holding freight data representing each of a plurality of freight units scheduled to be shipped to a receiving site in a single truck load, the database being operatively coupled to the processor, assess the freight data using a set of business rules, assign a priority to each of the freight units based at least in part on the assessment of the freight data, calculate a workload estimate representing an amount of time to be allocated for processing all of the freight units at the receiving site based at least in part on the set of business rules, and generate report data representing: the priority assigned to each respective freight unit, and the workload estimate. | 2014-09-18 |
20140279661 | TRANSPORTATION CONNECTION CACHE FOR DYNAMIC NETWORK AND ROUTE DETERMINATION - A transportation management system may include a connection cache configured to store connection-relevant transportation information for transportation objects. The connection-relevant transportation information may have been replicated from at least one of a plurality of transportation object sources including at least a first database storing schedules, a second database storing freight bookings, and a third database storing freight orders. The transportation management system may also include a connection cache access engine configured to receive transportation parameters including at least a first location and a second location, and query the connection cache to dynamically select one or more transportation objects from the connection cache related to at least one of the schedules, the freight bookings, and the freight orders, that are relevant for the first location and the second location. | 2014-09-18 |
20140279662 | TRANSPORTATION TIME ESTIMATION BASED ON MULTI-GRANULAR MAPS - An index engine may receive historical path data characterizing transportation paths in terms of associated conditions, and may define path segments of varying levels of granularity based on the historical path data, wherein relatively shorter path segments have relatively finer levels of granularity than those of path segments of relatively coarser levels of granularity. The index engine may then index each path segment, based on its corresponding level of granularity and its associated conditions. Then, a query processor may receive a query for a new transportation route, and determine a predicted transportation time for the new transportation route, using the indexed path segments. | 2014-09-18 |
20140279663 | SYSTEMS AND METHODS OF RE-ROUTING PARCELS INTENDED FOR DELIVERY TO ATTENDED DELIVERY/PICKUP LOCATIONS - Systems and methods for re-routing parcels being delivered to attended delivery/pickup locations that have no capacity and/or ability to take delivery of the parcels. In various embodiments, in response to determining that the attended delivery/pickup location doesn't have sufficient capacity and/or ability to accept delivery of the parcel, the system is configured to: (1) re-route the parcel to a different location; or (2) hold the parcel for later delivery. In some embodiments, the system is configured to determine an appropriate response to determining that the attended delivery/pickup location cannot accept delivery of the parcel substantially automatically. In other embodiments, the system is configured to provide the parcel recipient with one or more re-routing options. | 2014-09-18 |
20140279664 | SYSTEMS AND METHODS OF DELIVERING PARCELS USING ATTENDED DELIVERY/PICKUP LOCATIONS - Systems and methods for facilitating delivery of parcels to, from, and between attended delivery/pickup locations. In various embodiments, the attended delivery/pickup locations may be associated with brick-and-mortar retail locations and used to facilitate inventory transfer between locations, shipment of goods purchased at the brick-and-mortar-retail locations to other attended delivery/pickup locations or other locations, and to receive delivery of parcels sent from any suitable location. In some embodiments, the attended delivery/pickup locations are configured to receive shipments of items ordered from online retail websites. In other embodiments, the attended delivery/pickups locations are associated with shopping centers and configured to facilitate shipment of items purchased at the associated shopping centers. | 2014-09-18 |
20140279665 | SYSTEMS AND METHODS OF MANAGING THE CAPACITY OF ATTENDED DELIVERY/PICKUP LOCATIONS - A computer system for routing parcels to attended delivery/pickup locations (e.g., other than an individual's home and/or office) based on estimating the attended delivery/pickup location's capacity is disclosed. The computer system receives capacity information associated with the attended delivery/pickup location and characteristics of one or more parcels an individual wishes to be delivered to the attended deliver location. The system, based at least in part on the received information, determines whether the attended delivery/pickup location will have the capacity to store the one or more parcels associated with the individual. The system then routes the one or more parcels either to the attended delivery/pickup location (if there is capacity) or to an alternative delivery/pickup location (if there is not capacity). | 2014-09-18 |
20140279666 | SYSTEMS AND METHODS OF MANAGING ITEM PICKUP AT ATTENDED DELIVERY/PICKUP LOCATIONS - Systems and methods for facilitating pick up of items delivered to attended delivery/pickup locations. In various embodiments, the system is configured for confirming an identity of a person attempting to pick up a parcel from an attended delivery/pickup location before releasing the parcel to the person. The system may confirm the identity by receiving identifying information, by confirming a geographic location of a person attempting to retrieve the parcel, etc. In some embodiments, the system may be configure to enable parcel recipients to provide other persons the authorization to retrieve parcels and may be further configured to confirm this authorization before releasing parcels to a person other than the intended parcel recipient. | 2014-09-18 |
20140279667 | GROUP DELIVERY SYSTEMS AND RELATED METHODS - Various embodiments of a system for creating delivery groups are disclosed. In various embodiments, the system is configured to collect purchase history data about users and determine if they have common characteristics. For example, the system may be configured to determine if two users live in the same neighborhood, have similar purchasing habits, etc. According to a particular embodiment, the system suggests to users with common characteristics to form delivery groups for package aggregation (e.g., to aggregate deliveries to a single location at the same time). The system may offer an incentive to the users to form the delivery group, such as a discount, incentive points, etc. | 2014-09-18 |
20140279668 | SYSTEMS AND METHODS FOR RETURNING ITEMS TO ATTENDED DELIVERY/PICKUP LOCATIONS - A computer system for facilitating the return of one or more items from a particular retailer to a particular attended delivery/pickup location is described. In various embodiments, the system is configured for: 1) receiving a request from a particular user to return for an at least partial refund a particular item purchased from the particular retailer; 2) confirming (e.g., automatically) that the particular retailer will accept the particular item for the at least partial refund; and 3) facilitating the return of the particular item in any number of ways including, for example, shipping the particular item back to the particular retailer. | 2014-09-18 |
20140279669 | Predictive Order Scheduling - A method includes receiving an order for materials, analyzing the order to obtain selected order characteristics, executing a query in a database containing a history of orders to find previous orders having similar characteristics, and determining an estimated transit time for the order as function of the previous orders having similar characteristics. | 2014-09-18 |
20140279670 | Consistent Interface for Target Group Business Object - A business object model, which reflects data that is used during a given business transaction, is utilized to generate interfaces. This business object model facilitates commercial transactions by providing consistent interfaces that are suitable for use across industries, across businesses, and across different departments within a business during a business transaction. In some operations, software creates, updates, or otherwise processes information related to a target group business object. | 2014-09-18 |
20140279671 | SYSTEM AND METHOD FOR ROUTING MESSAGES BETWEEN APPLICATIONS - A system and method for enabling the interchange of enterprise data through an open platform is disclosed. This open platform can be based on a standardized interface that enables parties to easily connect to and use the network. Services operating as senders, recipients, and in-transit parties can therefore leverage a framework that overlays a public network. | 2014-09-18 |
20140279672 | Tools for Collecting and Managing Services-Related Information - Apparatus may be provided that include at least one processor and memory, plural submission interfaces, a submission data structure, a submission processor, a feedback processor, and a set of payroll acceptance rules. The plural submission interfaces are configured to receive, from a worker, work information submissions, where one of the submission interfaces is configured to receive work information submissions from an application on a mobile device, and where another of the submission interfaces is configured to receive work information submissions from a web page. The submission data structure is configured to receive submission data output from the plural submission interfaces. The submission processor is configured to cause the data in the submission data structure to be processed, e.g., so that the worker is paid for work performed. The feedback processor is configured to perform one or more checks on the submission data in accordance with acceptance rules, in order to determine whether the submission data will be included in processing, the feedback processor being further configured to communicate the inclusion determination to the worker using a flexible communication method. | 2014-09-18 |
20140279673 | Integrated Multimedia Booth - Embodiments of the present disclosure may provide an integrated multimedia booth. The integrated multimedia booth may be operative to receive credentials from a user, enable the user to make an online endorsement of an operator of the multimedia booth prior to operating a camera of the multimedia booth, and operate the camera of the multimedia booth once the online endorsement has been made. | 2014-09-18 |
20140279674 | APPARATUS, SYSTEMS, AND METHODS FOR ANALYZING CHARACTERISTICS OF ENTITIES OF INTEREST - The present disclosure relates to apparatus, systems, and methods for analyzing characteristics of entities of interest. In particular, the present disclosure provides a mechanism for analyzing information about entities of interest and for rating or scoring the entities of interest based on the analyzed information. The rating or the score of an entity of interest can sometimes be referred to as a placerank value of an entity of interest. | 2014-09-18 |
20140279675 | System and method of a requirement, compliance and resource management methodology - A system and/or a method based on a scalable requirement, compliance and resource management methodology for designing a product/service, optimizing relevant processes and enhancing real time and/or near real time collaboration between many users. The requirement, compliance and resource management methodology is further integrated with a fuzzy/neuro-fuzzy logic algorithm module and/or statistical algorithm module and/or weighting logic algorithm module and enhanced with a graphical user interface. | 2014-09-18 |
20140279676 | AUTOMATED BUSINESS SYSTEM GENERATION - Various embodiments are directed towards determining a total cost for providing the at least one offering. At least one dataset provided by at least one external data source is mapped to one or more fields in at least one dataset template. Further, the at least one dataset mapped to the at least one dataset template includes information related to providing at least one offering, such as cost data. At least one category template is employed to allocate the mapped dataset information to a plurality of categories. Also, each of the plurality of categories may be allocated a percentage of the mapped dataset information values. Additionally, a total cost value is generated for providing the at least one offering and a model for determining the total cost value of the at least an offering based at least on the allocation to at least one category. | 2014-09-18 |
20140279677 | ONTOLOGY-DRIVEN CONSTRUCTION OF SEMANTIC BUSINESS INTELLIGENCE MODELS - Techniques are described for modeling information from a data source. In one example, a method for modeling information from a data source includes identifying one or more lexical clues associated with each of one or more data item headings from the data source based on a set of lexical clue detection rules. The method further includes mapping each of one or more of the data item headings to one or more business concepts based on comparing the one or more identified lexical clues associated with each of one or more of the data item headings with a business ontology that comprises a description of the business concepts. The method further includes generating a semantic business intelligence model comprising one or more semantic associations between the one or more data item headings based on the mapping of the data item headings to the one or more of the business concepts. | 2014-09-18 |
20140279678 | Automated Cash Leveraging Facility to Provide Available Cash from Sweep Investments for Margin Financing - A computer-implemented trade and order management system that enables cash movement for providing margin financing to customers in brokerage accounts utilizing sweep vehicles on a cost-effective and efficient basis to provide expanded access to capital for brokerages. The computer-implemented method issues sells and buys of the cash sweep vehicles on a daily basis to generate cash and free credits in customer accounts or to reduce free credits and add to the sweep vehicle position in the accounts. The goal is to match the amount in the aggregate across all accounts of free credits with the aggregate of customer debits so as to result in a net zero free credit to customer debit position for the brokerage. This method involves a daily calculation across all pertinent accounts. | 2014-09-18 |
20140279679 | Multi-Factor Investment Fund Rating Scoring System And Method - A system of and method for generating investment fund rating scores using a number of factors including criteria related to risk factors, performance, and qualitative factors. Historical weighting is provided to minimize the effect of short-term fluctuations, and the various factors are also weighted to establish the relative contributions of each of the evaluated factors. The ratings can be used to select, evaluate, and monitor mutual funds. | 2014-09-18 |
20140279680 | SYSTEMS AND METHODS FOR PROVIDING ASSET-BACKED SECURITIES - Systems and methods are provided for creating and managing securities backed by assets from a variety of municipal jurisdictions. A cash flow determination module within a computing system receives cash flow information indicative of cash flows associated with a plurality of municipal securities. The plurality of municipal securities is associated with a plurality of municipal jurisdictions. A tranche requirements determination module within the computing system creates an investment program based on the cash flow information. An asset structuring module within the computing system causes the investment program to be provided to a multi jurisdictional municipal bond issuer, where the multi jurisdictional municipal bond issuer is authorized to issue municipal bonds for the plurality of securities associated with the plurality of jurisdictions. | 2014-09-18 |
20140279681 | AUTOMATED INVESTMENT PORTFOLIO MANAGEMENT - A computer-implemented asset management method automatically selects, creates, and maintains individual portfolios for investors. The method includes: receiving from a client, via one or more computer systems, a client plan that includes risk information indicative of a relative risk desired by the client; receiving client funds for investment; creating asset profiles for individual investment assets, respectively, at least some of the individual investment assets being securities; selecting for the client a personal subset of the investment assets based on the client plan and the asset profiles of the individual assets in the personal subset; and creating a personalized client portfolio of assets by automatically investing the client funds in the personal subset of the investment assets. | 2014-09-18 |
20140279682 | SYSTEM AND METHOD FOR MANAGING CROWDFUNDING PLATFORM INFORMATION - A system and method of collection, management and provision of information relating to various types of investment platforms is disclosed. In one aspect, the system provides a useful way for users to search, filter, compare, and display information relating to investment platforms. In another aspect, the system collects information relating to the user and their proposed venture. In another aspect, the system matches ventures with investment platforms. The system is also capable of matching users with investment ventures. The system also provides a comprehensive information database relating to investment platforms. In another aspect, the system connects users with professional services based on the users' activities and industries. In another aspect, the system validates users and investment opportunities for certain criteria to ensure integrity and trustworthiness of the system. | 2014-09-18 |
20140279683 | Performance Evaluation Of Mortgage Portfolios - Systems and methods for mortgage portfolio evaluation are provided. Some embodiments of the present invention use a synthetic pool model as part of the process for evaluating and pricing mortgage servicing rights (MSR). In some embodiments, the synthetic pool model can identify a static pool of loans from the servicing portfolio (e.g., portfolio of residential mortgages) with collateral characteristics similar to the loans in the bid pool. Performance reports can then be created from the synthetic pool in order to estimate the performance of the loan servicer based on actual historical performance of a portfolio with similar characteristics. In addition, these reports can quantify performance assumptions for use in an MSR pricing model. | 2014-09-18 |
20140279684 | SYSTEM AND METHOD FOR DETERMINING AND UTILIZING SUCCESSFUL OBSERVED PERFORMANCE - In embodiments, a message retriever accesses a plurality of messages and a message filter identifies, within the accessed messages, a set predictive messages. The risk/return-related messages are analyzed to identify associated return advisors. The return advisors are evaluated and ranked according to advisor scores, and risk/return-related decisions referenced in the messages are also identified, evaluated, and ranked. The ranked return advisors and decisions are used to facilitate assessment of future performance of an item or entity. | 2014-09-18 |
20140279685 | SYSTEM AND METHOD FOR MONETIZING AN EXTERNALITY - A method is disclosed that includes calculating by an intermediary, using a computing apparatus, an estimated social dividend achieved as a monetization of an externality accruing to the public. The method further includes advancing funds, by a partaking entity, related to the externality. The method also includes paying, by the intermediary, the social dividend as estimated. The method further includes receiving, by the partaking entity, an incentive for advancing funds related to the externality. | 2014-09-18 |
20140279686 | SYSTEMS AND METHODS FOR CONFIGURING AND MODIFYING OFFERINGS AND/OR ASPECTS OF OFFERINGS - The invention generally relates to systems, methods and/or programmed products that can be used for configuring and/or modifying offerings as well as aspects of offerings using participated and/or accepted offer units, related groups of offer units, variables associated with groups of offer units, pricing scales, premiums, discounts, and/or discounts based on aggregated accepted volume, to name a few. The configurable and/or modifiable offerings can include one or more groups of offerings comprising a plurality of offer units. When all of the offer units are participated and/or accepted, then participated and/or accepted offer units at a lower price point and/or having a less desirable variable can be replaced by other accepted for requests to participate having a higher price point and/or more desirable variable. | 2014-09-18 |
20140279687 | SYSTEM AND METHOD FOR PLAN INVESTMENT MANAGEMENT - A method and system for plan investment management are provided. The method includes: determining criteria for analysis of a plurality of funds; weighting the criteria; analyzing the plurality of funds, wherein analyzing includes: retrieving fund data with respect to each fund of the plurality of funds; analyzing the fund data in relation to the weighted criteria; ranking each fund based on the analysis. The method also includes: reporting the ranking of each fund of the plurality of funds; and selecting funds for the plan. The system includes: a monitoring module for retrieving fund data with respect to each fund of a plurality of funds; an analysis module configured to determine and weight criteria for analysis of each fund within the plurality of funds, the analysis module further configured to analyze the fund data in relation to the weighted criteria and rank each fund based on the analysis; a reporting module configured to rank each fund within the plurality of funds; and a selection component configured to select funds for the plan. | 2014-09-18 |
20140279688 | Dollar Depository Receipts and Electronic Friends Trading and Repo Transactions - According to various embodiments, systems and methods are provided for creating and managing a group account, e.g., via a social network platform. A first user may request to create an account. The first user may designate a plurality of accountholders for the account and a subset of accountholders authorized to transact trades and other transactions for the account. The first user may also specify rules governing how accountholders may be added or removed from the account. The account may be activated. An authorized trader may conduct trades and other transactions on behalf of the account, such as repo transactions and the trading of Dollar Depository Receipts. Accountholders may be added or removed in accordance with the rules. | 2014-09-18 |
20140279689 | HYBRID RESIMULATION-REGRESSION METHODS FOR DETERMINING POTENTIAL FUTURE EXPOSURE (PFE) - A method for use in counterparty credit risk management systems and products to determine or calculate potential future exposure (PFE) for exotic financial investment products including some derivative products. In the method, Monte Carlo simulation is used to generate PFE scenarios. Because PFE calculations can be quite computationally demanding when the pricing model also uses Monte Carlo simulation, the method uses least squares regression with a state space sampling approach as part of the PFE determination process. Using regressions for PFE calculations may generate new or additional challenges, and the method, and systems implementing the method, include tools or processes to address these regression-related issues. Testing of the method was performed using examples of exotic interest rate products, and the numerical results are presented in the disclosure. | 2014-09-18 |
20140279690 | Managing Sustainable Intellectual Property Portfolio of an Enterprise - The present subject matter describes a method and a system for managing sustainable intellectual property (SIP) portfolio of an Enterprise, which comprises generating, by a processor, a sustainable intellectual property (IP) in atomicity of the Enterprise based on a set of sustainability differentiators. The sustainability differentiator is obtained, based on at least one of a strength parameter, a spread parameter, a duplicity parameter, and a difference parameter Further, a plurality of decomposed fragments of intellectual property landscapes are obtained by analyzing the sustainable IP in atomicity based on a plurality of intermediate datasets and data structures. The method further comprises creating a sustainable and optimized IP portfolio for the Enterprise by processing at least one of the sustainable IP in atomicity and the plurality of decomposed fragments based on optimization parameters and at least one multiple objective portfolio optimization function. An integrated system is developed that enables the method in totality. | 2014-09-18 |
20140279691 | SYSTEMS AND METHODS FOR FINANCIAL PROPOSAL GENERATION - Systems and methods that receive personal and/or financial information associated with a customer and a proposed financial action are disclosed. Based, at least in part on the received information, and iterative analysis of the financial implications of the proposed financial action, a financial proposal is generated. The financial proposal may provide insight into one or more optimized times and/or optimized amounts for executing the proposed financial action. | 2014-09-18 |
20140279692 | OPTIMIZING RETURN ON INVESTMENT IN REAL PROPERTY - The present invention is directed to a system and method comprising an expert system that provides a logical step by step decision making support system that assists and guides an actual or potential real property investor, borrower, lender, appraiser, or assessor in optimizing the components of return on a real property, investment or loan, that is embodied in a computer-implemented web-based environment. The method of the present invention contains six major phases—Qualifying, Valuation, Developing and Deciding on Alternatives, Marketing, Negotiation and Closing, and the Post Closing Phase. The system guides the user in ordering and executing the method steps within each of the six major phases. The principle advantage of this invention is that the method of the present invention is a decision support system that provides those transacting business in these market a means of optimizing their return on investment by reducing transaction cost, time, uncertainty, and risk. | 2014-09-18 |
20140279693 | Goal-Based Portfolio Management System - A method for providing goal-based portfolio management with a server is provided. User input is received at the server. The user input includes investment goals and portfolio information. An asset allocation and investment strategy based on the received user input is automatically determined with the server by assigning the user to a target portfolio asset allocation, a glide path, and a set of specific recommendations. The glide path is dependent upon at least one of the investment goals received from the user. The glide path includes at least one shift from a first portfolio to a second portfolio different from the first portfolio as a user encounters risk exposure changes while moving towards at least one of the investment goals. The asset allocation and investment strategy are provided from the server to a user interface of the user. | 2014-09-18 |
20140279694 | METHOD AND DEVICE FOR FACILITATING FINANCING FOR PROJECTS - A method and apparatus for facilitating a financing process for clean energy and other projects employing software, process automation, project management, electronic communications, a pre-screening means, a vetting means, a project to investor matching means, and a due diligence system. | 2014-09-18 |
20140279695 | SYSTEM AND METHOD FOR RATING AND SELECTING MODELS - Computer-implemented method and system are provided to identify superior models relative to a benchmark model in a step-wise fashion while reducing data snooping bias and increasing the test power. The data snooping bias may be reduced or avoided by controlling, in a step-wise fashion, a measure of error such as generalized family-wise error rate (FWER) and/or false discovery proportion (FDP). The test power of the method may be increased by relaxing the generalized FWER to tolerate more falsely rejected models and applying re-centering techniques to account for the inclusion of potentially “poor” models in the evaluation. | 2014-09-18 |
20140279696 | ASSET DATA MANAGEMENT SYSTEM AND METHOD - A financial planning and advice system that relates to asset data management and analysis, trading methodologies, and efficient transmission and storage of asset data based on user preferences for specific monetary outcomes. The system can collect information about an individual's assets and the individual's preferred asset allocation and can determine trades that, when made, will change the current asset allocation to more closely match the goal asset allocation. This information can then be exported to an external trading platform in the market. | 2014-09-18 |
20140279697 | SYSTEM AND METHOD FOR OPTIMIZING COLLATERAL MANAGEMENT - A computer-implemented system and method for managing collateral allocations associated with Tri-Party repurchasing agreements and a collateral allocation system includes one or more processors and memory/database configured to store user-definable rulesets and collateral characteristics relating to the Tri-Party repurchasing agreements. A collateral allocation module recalls collateral from the Tri-Party repurchasing agreements to a common Dealer Box, and reallocates the collateral to the Tri-Party repurchasing agreements utilizing a self organizing map, so as to minimize margins to reduce over-collateralization and/or undercollateralization. Other considerations, such as basket identifiers and cost of carry considerations may be weighed in the reallocation as well. | 2014-09-18 |
20140279698 | SYSTEMS AND METHODS FOR MULTIVARIATE SORTING OF FINANCIAL DATA - Systems, methods and computer program products providing a multivariate sorting solution for presenting financial instrument data using multiple concurrent sorting methods including server-side, client-side, and color assist. The multivariate sorting solution for financial data generally includes a datacenter receiving financial market data. A datacenter server of the datacenter may use mathematical algorithms to analyze, sort, and prioritize the market data. The datacenter server may then make the analyzed, sorted, and prioritized data available for the client-side financial data application running on the end users computer. The data may be dynamically sorted again on the client application's display on the end users computer, and an additional color sorting scheme may be applied to the data list displayed on the end user's computer for improved visualization of the data. | 2014-09-18 |
20140279699 | FINANCIAL ADVISORY SYSTEM - A system for providing investment metrics of an investment based on a multi-period time span, the system comprising a system for providing a first measure comprising a first ratio of the number of periods in which a return of the investment within the multi-period time span meets or exceeds a Goal Oriented Target (GOT) to the total number of periods within the multi-period time span and a system for providing a second measure comprising a second ratio of the total amount of surpluses within the multi-period time span to the total amount of surpluses and gaps within the total number of periods in the multi-period time span. | 2014-09-18 |
20140279700 | PAY PLAN SYSTEM AND METHOD FOR MITIGATING RISK AND IMPROVING EMPLOYEE COMPENSATION - Some embodiments of the invention include a novel pay plan system and method for mitigating risk and improving employee compensation. In some embodiments, the method converts a single pay raise into an employer contribution to a 401a Plan, thereby causing the effect of this pay raise to become significantly larger in its monetary amount. In some embodiments, the method transforms 401a matching plans to fully serve public schools by combining both a retirement supplement plan and a compensation enhancement plan into a single plan. | 2014-09-18 |
20140279701 | ASSET ALLOCATION BASED SYSTEM FOR INDIVIDUAL INVESTOR PORTFOLIO SELECTION - A system for implementing an investment methodology that uses expertly managed funds to automatically manage the investments in a retirement account to take into account various investor information, including the investor age, beneficiary status information, projected retirement plans, among others. The methodology allows use of target-date age-based funds, fixed risk/return funds, or both in a manner that can accommodate not only the investor's retirement plans and status, but also the status of the investor's beneficiaries. Also, the system can automatically implement dollar cost averaging for moving or otherwise purchasing investments in funds. | 2014-09-18 |
20140279702 | SOCIAL IMPACT INVESTMENT INDEX APPARATUSES, METHODS, AND SYSTEMS - Apparatuses, methods, and systems for calculating an investable index, including determining a non-financial impact metric associated with each company included in a predetermined group of publicly traded companies, comparing each one of the non-financial impact metrics to a predetermined threshold, creating a notional portfolio that includes only the companies in the predetermined group whose non-financial impact score meets the predetermined threshold, and calculating an index value based on at least a publicly available share price and the non-financial impact metric, for each company in the notional portfolio. | 2014-09-18 |
20140279703 | Systems and methods for parameter estimation for use in determining value-at-risk - A process is provided, that facilitates the use of value-at-risk analysis in industries with dynamic market data. The method utilizes past market data to estimate future market parameters. The method includes identifying and removing seasonal patterns from said past market data and normalizing deseasonalized market data with a repeated method of replacing large outliers with mean values. Outliers and normalized data are then grouped separately. Forecasts of normalized future market data and forecasts of future outlier patterns are then determined from said separate groups. In this way parameters used for value-at-risk analysis can be accurately estimated, leading to precise value-at-risk-analysis results. | 2014-09-18 |
20140279704 | MAPPING CONSUMER OWNERSHIP OF FINANCIAL ASSETS TO GEOGRAPHIC LOCALITIES AND COMPUTER-IMPLEMENTED METHODS AND COMPUTER SYSTEMS THEREOF - In some embodiments, the instant invention provides a programmed system that includes at least the following components: a computer programmed with software instructions that include: code to periodically receive financial data of a plurality of customers from a plurality of financial-related entities related to a plurality of financial assets, code to consolidate the financial data into a consolidated financial data; code to analyze the consolidated financial data with at least one address-matching program; code to associate each record of the consolidated financial data with a respective eleven digit postal code to result in an address-enriched consolidated financial data; code to anonymize the address-enriched consolidated financial data to form an anonymous address-enriched consolidated financial data; and code to link information of the anonymous address-enriched consolidated financial data across a plurality data relationship to form a consolidate household view for each respective eleven digit postal code. | 2014-09-18 |