31st week of 2015 patent applcation highlights part 50 |
Patent application number | Title | Published |
20150213477 | REWARD METHOD, PROGRAM AND SYSTEM - The present invention relates generally to a reward method, program and system of executing a software application on an electronic device, more specifically, to software applications for conducting financial transactions, information registering and reward points permuting transactions via a portable device. | 2015-07-30 |
20150213478 | METHOD AND SYSTEM FOR ALLOWING TIME-BASED, INCREMENTAL POINT ACCELERATION - A method for awarding time-based incremental rewards for a payment transaction includes: storing a reward rule, wherein the reward rule includes at least a base amount, an increase amount, and a predetermined period of time; storing a first transaction data entry, wherein the first transaction data entry includes data related to a completed transaction including at least a transaction time and/or date; receiving, by a receiving device, transaction data for a payment transaction, wherein the transaction data includes at least a time and/or date; and identifying, by a processing device, a reward amount for the payment transaction if the time and/or date included in the received transaction data is within the predetermined period of time of the transaction time and/or date included in the first transaction data entry, wherein the reward amount is based on at least the base amount and increase amount included in the reward rule. | 2015-07-30 |
20150213479 | QUALITATIVE USER ASSESSMENT IN ONLINE VIDEO ADVERTISING - Whether video advertisements are being delivered to a human user or a machine is determined passively, i.e., without having the user to perform any explicit actions. Based on the time and frequency of ad requests generated from a user device, a daily schedule is estimated for the user. The estimated daily schedule is compared with a daily schedule pattern to determine whether the user is a human user or not. | 2015-07-30 |
20150213480 | DELIVERING PROMOTIONS ASSOCIATED WITH USER PROFILES THROUGH MULTIPLE DIGITAL CHANNELS ASSOCIATED WITH THE USER PROFILES - Multiple copies of the same coupon are delivered to a consumer simultaneously via different delivery channels. After one copy of the coupon has been presented in connection with a transaction and used, the coupon is marked as used with respect to all delivery channels for that consumer. Different copies of the coupon can have different coupon identifiers, for example when delivered through different channels. Consumers also can access such multichannel coupons without having to login each time they wish to access their coupons from multiple channels. In one implementation, each consumer has a user profile. A promotion is associated with that consumer's user profile. Each user profile also is associated with different channel identifiers representing communication channels to deliver instances of the promotion to the consumer. Each delivered instance of the promotion includes a coupon identifier associated with the promotion. | 2015-07-30 |
20150213481 | OPTIMIZATION OF ADVERTISEMENTS - An ad optimizer includes a suggestion tool to provide suggestions on descriptors based on, for example, ad creatives. The suggestion tool receives, through a user interface, an input identifying an advertisement that is associated with an ad creative and at least one ad descriptor. The suggestion tool analyzes the ad creative and generates one or more suggested descriptors based on the analysis of the ad creative, and outputs the suggested descriptors through the user interface. | 2015-07-30 |
20150213482 | INCLUDING CONTENT ITEMS IN ADVERTISEMENTS - Generating an advertisement unit is disclosed. A selection of one or more content items is received. Each of the content items has an associated quality score. A representation of at least one of the content items is included in a generated advertisement. The advertisement also includes, for each included content item, an associated link configured to, when activated by a viewer of the advertisement, direct the viewer to an instance of the respective included content item. | 2015-07-30 |
20150213483 | METHODS AND SYSTEMS FOR CONDUCTING AD RESEARCH - A method for conducting ad research is provided. The method includes identifying a plurality of panelists, wherein each panelist has a user device, embedding a first object in digital content that will be viewed by the plurality of panelists, using the first object to place a cookie on a respective user device when each panelist views the digital content, wherein the cookie enables a server to identify the respective user device, embedding a second object in a test advertisement, serving the test advertisement to at least some of the plurality of panelists using the cookies, generating data related to the serving of the test advertisement using the second object, and collecting ad effectiveness data from the plurality of panelists regarding the test advertisement. | 2015-07-30 |
20150213484 | SYSTEM AND METHOD FOR TRACKING RELATED EVENTS - A system and method for tracking conversion events. Tracking events are stored in a history table of a database, wherein the tracking events include conversion events associated with predetermined actions performed by users on websites, and wherein a respective tracking event is associated with a respective user and a respective website. A conversion event stored in the history table of the database is identified, wherein the conversion event is associated with a predetermined action performed by a user on a website. A set of tracking events is retrieved from the history table that are associated with the website, that are associated with the user, and that occurred prior in time to the conversion event. In response to a request from a user request, a report is generated for display on a client computer system, wherein the report includes the set of tracking events and the conversion event. | 2015-07-30 |
20150213485 | DETERMINING A BID MODIFIER VALUE TO MAXIMIZE A RETURN ON INVESTMENT IN A HYBRID CAMPAIGN - Systems and methods for determining a bid modifier value include determining, for one or more sets of keywords used in a campaign, a predicted conversion rate for a first device type and a predicted conversion rate for a second device type. Predicted campaign-level conversion rates are determined for the first and second device types using the predicted conversion rates for the one or more sets of keywords used in the campaign. A ratio is also determined between the predicted campaign-level conversion rate for the first device type and the predicted campaign-level conversion rate for the second device type. The ratio may be used as a bid modifier value that relates bids for the first device type to bids for the second device type. | 2015-07-30 |
20150213486 | Method and Device For Placing Branded Products As Advertisements Within Media - Embodiments are directed towards providing a computer-implemented method for integrating or placing branded product advertisement within media, including maintaining by a placement server a database of placement opportunities, receiving from a buyer computer a media plan by a buyer, the media plan specifying desired placements to purchase and a budget, projecting the number of impressions the purchased placements will generate, initiating execution of the media plan, gathering data about the results of each of the purchased and produced placements, determining a placement quality ranking for each placement and estimating a media value for each placement. | 2015-07-30 |
20150213487 | Methods and systems for advertising using scrollable refresh trigger - One aspect of the invention provides an advertising system using a user interface mechanism technically referred to as a ‘scrollable refresh trigger’ also known as a ‘pull-to-refresh’, to deliver advertisement. The invention presents improved methods, systems, computer readable media and apparatuses for providing responsive advertising using a scrollable refresh trigger. In at least one instance, a scrollable refresh trigger may be activated. Subsequently an advertisement may be received for embedding and display with a scrollable refresh trigger and stored. In response to a request received for sending an advertisement for embedding and display with a scrollable refresh trigger to a web browser operating on a client, an advertisement may be selected and sent to the web browser for display as part of a scrollable refresh trigger on a web page. In one arrangement, a pull-to-refresh the content items subsequently exposing the advertisement verifies a user has received an impression of the advertisement. Once the scrollable refresh trigger has been activated and the advertisement exposed, a receipt of an impression of the advertisement may be recorded. Additionally the awareness of an advertisement may be measured for a target audience and reported to advertisers. In various embodiments, a click on the exposed advertisement may result in the user being sent/transferred to the advertisers content which may take the form of but not limited to text, image, rich media, expandable media, game, video, audio clip, phone number for click-to-call or other multi-media. Additionally, the click through rate (CTR) or conversion rate (CR) of an advertisement may be measured for a target audience and reported to advertisers. | 2015-07-30 |
20150213488 | Pacing Objectives of an Advertising Campaign Throughout a Duration of the Advertising Campaign - An advertiser specifies an advertising campaign along with a budget, a duration and one or more objectives associated with the advertising campaign. An online system presenting advertisements from the advertising campaign determines an interval representing a portion of the duration, an interval budget, and one or more interval objectives. Historical information describing selection and presentation of advertisements by the online system is retrieved, and used to determine one or more filters limiting the number of opportunities to present an advertisement in which advertisements from the advertising campaign are included. The scaling filters may be based on the one or more interval objectives, bid amounts determined for advertisements in the advertising campaign, and bid amounts associated with advertisements previously selected for presentation form the historical data. | 2015-07-30 |
20150213489 | NETWORK-BASED SYSTEMS AND METHODS FOR DEFINING AND MANAGING MULTI-DIMENSIONAL, ADVERTISING IMPRESSION INVENTORY - A method for representing and managing an inventory of overlapping multi-dimensional items such as advertising or ad impressions. The method uses an inventory management module to generate unique segment identifiers for sets of inventory items by processing descriptions of the sets of impressions including defining criteria. The method includes processing the unique segment identifiers to create a representation of the inventory as a plurality of inventory regions, which may include non-overlapping regions that correspond to inventory items in a single set of the inventory and also include overlapping regions that correspond to inventory items in two or more of the sets (e.g., items that match two or more sets of defining criteria or attributes). Availability and selection of inventory is determined using the information on inventory regions to control effects of cannibalization, such as by implementing logically necessary allocation to only cannibalize a region on a limited or forced basis. | 2015-07-30 |
20150213490 | Methods And Apparatus for Targeted Advertising During Communication Through Communication Provider - Methods, apparatus and computer-readable medium for providing advertising content by a communication network entity. A rendering characteristic associated with a communication device can be obtained and an electronic media advert formatted based on the obtained rendering characteristic. The formatted electronic media advert can then be transmitted to the communication device. The electronic media advert can be selected based on obtained subscriber information of the callers and the selected electronic media advert transmitted to a communication device of one or both of the subscribers. | 2015-07-30 |
20150213491 | METHOD AND SYSTEM FOR OPTIMIZING COMMUNICATION ABOUT ENTERTAINMENT - A method for optimizing communication about entertainment events, including live music events. The method can include acquiring entertainment event data from a plurality of data sources, acquiring artist data, acquiring social media data, providing an application that allows a user of the application to access information associated with the entertainment event, wherein the user can save their favorite venues or artists, flag upcoming events, access special promotions, or share their plans and interests via social media, and creating a database, wherein the database includes information related to users, events, artists, venues, advertisers, and publications. The method may also include features for gamification of activity within the application and tracking of a “buzz” score to identify artists gaining in popularity. | 2015-07-30 |
20150213492 | Recommending Magazines to Users of a Digital Magazine Server - A digital magazine server identifies content items for recommendation to a user based on content items with which the user previously interacted. Based on key phrases and terms in content items with which the user previously interacted, topics are associated with the content items and used to generate a vector for each content item. The vectors are used to generate clusters including one or more content items. A characteristic vector is generated for each cluster based on the vectors generated for content items within a cluster. Candidate content items are retrieved and topics included in the candidate content items are used along with the characteristic vectors to determine a measure of similarity between candidate content items and various clusters. Candidate content items with at least a threshold measure of similarity to a cluster are selected for presentation to the user. | 2015-07-30 |
20150213493 | SYSTEM AND METHOD FOR DELIVERING ADVERTISING CONTENT ACCORDING TO A SELECTION RECEIVED FROM SUBSCRIBER EQUIPMENT - A system that incorporates teachings of the present disclosure may include, for example, a server comprising a memory to store executable instructions and a controller coupled to the memory. The controller, responsive to executing the instructions, performs operations comprising presenting a graphical user interface enabling selectable advertisements or a selectable channel distribution service for delivery to a set top box, presenting filters for targeted delivery of advertisements to subscriber equipment based on information descriptive of the subscriber, selecting advertisements from an advertising server based on detected selections of advertisements or a detected channel distribution service preference, transmitting a globally unique identifier of the set top box to a billing server, initiating storage of the selectable advertisements at a remote advertisement delivery server, and presenting the selectable advertisements to the set top box. Other embodiments are disclosed. | 2015-07-30 |
20150213494 | ADVERTISING BASED ON WIDGETS - Electronic advertisements and other types of electronic information are distributed based on user profiles and in particular, collections of widgets. User profiles may be generated based on a combination of user entered information and information inferred or derived from user behavior and interaction patterns. The use and collection of various widgets may also be recorded by a user profile to determine a user's preferences and interests. An advertisement may be distributed by segmenting a user population according to user profile information and one or more attributes of the advertisement. Users may further interact with the widgets in a variety of ways including requesting additional information about the advertised product or service and/or requesting communications with an advertiser without compromising their privacy. | 2015-07-30 |
20150213495 | SYSTEM, METHOD, APPARATUS AND COMPUTER MEDIA FOR USER CONTROL OF ADVERTISING - A system for presenting a user selected advertisement to a user includes a sponsor selector configured to obtain an advertisement selection of the user. The advertisement selection includes at least one user preferred advertising source. The system also includes a sponsor select server that receives the advertisement selection of the user from the sponsor selector and to select a user preferred advertisement based on the user preferred advertising source. In addition, the system includes a content presenter that presents the user preferred advertisement and the multimedia content to the user. A related method, computer program product, sponsor selector apparatus and content presenter apparatus are also presented. | 2015-07-30 |
20150213496 | METHODS AND SYSTEMS FOR DISPLAYING ELECTRONIC CONTENT TO INDIVIDUALS IN GEOGRAPHIC ZONE HAVING INNER BOUNDARY - Systems and methods are disclosed for electronic distribution of electronic content. The method includes receiving, from an advertiser or content provider, a request to transmit electronic content to a plurality of electronic devices of a desired subset of individuals, wherein the electronic content relates to a target location of the advertiser or content provider; identifying a geographical zone extending between an inner boundary around the target location and an outer boundary around the target location; receiving an indication that one of the plurality of electronic devices of the subset of individuals is present in the geographical zone based on determining that the one of the plurality of electronic devices is located within the outer boundary but not within the inner boundary; and transmitting electronic content to the electronic device of the one of the subset of individuals in the population, the electronic content relating to the target location. | 2015-07-30 |
20150213497 | PEER-BASED GEO-FENCE MESSAGING - A system comprising a computer-readable storage medium storing at least one program and a computer-implemented method for transmitting peer-based geo-fence messages are described. Consistent with some embodiments, the method may include detecting a subject user breaching a geo-fence, and locating proximate users within a predefined distance of the subject user. A peer user of the subject user is then identified from the proximate users. The method may further include transmitting a message to the peer user in response to the subject user breaching the geo-fence. | 2015-07-30 |
20150213498 | METHOD AND APPARATUS FOR PROVIDING PRODUCT INFORMATION - An information processing apparatus extracts, on the basis of information indicating a plurality of products attracting the interest of a customer and registered information in which data values are registered in a plurality of data items on the products, data items each having different data values between the plurality of products. The information processing apparatus outputs the data values registered in the extracted data items, as comparison information. This makes it possible to identify information useful for the customer to select a product. | 2015-07-30 |
20150213499 | Deal Scheduling Based on User Location Predictions - Techniques for scheduling deals based on predicted user locations are described herein. In particular implementations, a service provider may aggregate location information for multiple users. In one example, the location information comprises check-in information shared by a user through a location-based service. The service provider may utilize the aggregated location information to predict future user traffic for a geographical region associated with a deal or a merchant of the deal. In some instance, the deal comprises an offer of an item for acquisition at a discounted value for a period of time, such as a period of hours, days, or weeks. The predicted user traffic may be used by the service provider, merchant, or others to identify the time period and discounted value at which to offer the deal for acquisition. | 2015-07-30 |
20150213500 | NETWORK-BASED SYSTEMS AND METHODS FOR DEFINING AND MANAGING MULTI-DIMENSIONAL, ADVERTISING IMPRESSION INVENTORY - A method for representing and managing an inventory of overlapping multi-dimensional items such as advertising or ad impressions. The method uses an inventory management module to generate unique segment identifiers for sets of inventory items by processing descriptions of the sets of impressions including defining criteria. The method includes processing the unique segment identifiers to create a representation of the inventory as a plurality of inventory regions, which may include non-overlapping regions that correspond to inventory items in a single set of the inventory and also include overlapping regions that correspond to inventory items in two or more of the sets (e.g., items that match two or more sets of defining criteria or attributes). Availability and selection of inventory is determined using the information on inventory regions to control effects of cannibalization, such as by implementing logically necessary allocation to only cannibalize a region on a limited or forced basis. | 2015-07-30 |
20150213501 | System, Method and Device for Performing a Transaction - The present invention relates to a system, method and mobile device for performing a transaction, comprising data input means, such as a touch screen; data displaying means, such as said touch screen; data communication means, such as any internet protocol communication means; data processing means, for executing software applications, loaded with at least: an application for: performing a sequence of interactions via the internet with a first external party, offering a good and/or service for sale; and a second external party, offering a payment service; and displaying on the data displaying means a background image in dependence of the external party instantaneous interaction takes place with. | 2015-07-30 |
20150213502 | Method and System for Individually Targeting Advertisements Played on Output Devices Based on Personalities of Present Mobile Devices - A method and system for individually targeted advertising targets advertisements played on output devices based on compatibility of the ads with the behaviorally determined personalities of mobile devices whose presence is detected near the output devices. The behaviorally determined mobile device personalities used in ad targeting reflect the preferences, interests and habits of the individuals who use the mobile devices and are exposed to the ads, yet may be determined and applied by the system transparently to these individuals. In some embodiments, the personalities are linked with unique mobile advertising identifier (MAIs) of the mobile devices transferred from the mobile devices to presence sensors associated with the output devices when the mobile devices are present near the output devices, whereafter the personalities are accessed using the MAIs and applied in ad selection. | 2015-07-30 |
20150213503 | SYSTEMS AND METHODS FOR TEXT MESSAGE ALERTS AND REFERRALS - A system comprising a computer-readable storage medium storing at least one program, and a computer-implemented method for referring contacts to receive text message alerts. An accounts module receives first user data including an indicator that a first user requested to subscribe to receive text messages alerts. The account module adds, based at least on the received first user data, a first user account to a database of subscribers. A message generator module generates, using the processor in response to receiving the first user data, a first text message corresponding to an offer to subscribe to receive text message alerts. A communication module transmits to the first user the first text message corresponding to the offer to subscribe to receive text message alerts. The transmitted first text message can be forwarded to a second user. | 2015-07-30 |
20150213504 | SYSTEMS AND METHODS FOR AD-SUPPORTED MOBILE DATA PLANS OR IN-APP PURCHASES - Methods are disclosed for providing an ad-supported mobile data plan, where ad display may be tied to data usage levels and user input. A method includes receiving, using at least one processor, user interaction with advertisement content displayed on a device; retrieving, using the at least one processor, a data usage limit associated with the device; and causing a change in the data usage limit based on the user interaction with the advertisement content displayed on the device. | 2015-07-30 |
20150213505 | SYSTEMS AND METHODS FOR PROVIDING MOBILE APPLICATIONS TO USERS AT A PREDETERMINED DATA RATE - Systems and methods are described for providing mobile applications at a predetermined data rate. In an embodiment, a request for a campaign is received, the request including an application title, an access endpoint, a campaign duration, and a list of a plurality of communication network operators. In response to receiving the request for the campaign, a special rating request is sent to each communications network operator on the list. The special rating request requests that a predetermined data rate be applied to data associated with the access endpoint for the campaign period. The data associated with the access endpoint is made available at the predetermined data rate on a communications network. Furthermore, advertising may be provided that communicates that the application is available for download and for use on the communications network at the predetermined data rate. | 2015-07-30 |
20150213506 | METHODS AND SYSTEMS FOR IMPROVED ANALYSIS OF MASS COMMUNICATION CAMPAIGNS - Systems, methods, and devices for providing improved data analysis of mass communication campaigns, such as e-mail campaigns. Various embodiments include receiving interaction data for multiple contact points over one or more mass communication campaigns, associating the interaction data for multiple contact points with each of a plurality of recipients of the one or more mass communication campaigns, for each recipient, generating at least one parameter based on the interaction data associated with the recipient over multiple contact points, and providing the at least one parameter to an originator of the mass communication campaign. | 2015-07-30 |
20150213507 | Search-Powered Connection Targeting - A social networking system extends the reach of an ad by allowing an advertiser to seed a search for suggesting targeting criteria for an ad. Using the seeds, the social networking system identifies a set of seed objects from a social graph. The social networking system traverses the social graph to compute the similarity between the seed objects and candidate objects related to the seed objects. Based on the computed similarity, the social networking system suggests a set of target objects to the advertiser. The social networking system receives a selection of one or more target objects from the advertiser. From the selected target objects the social networking system determines one or more targeting criteria for the ad, so users with an edge in the social graph to any of the selected target objects are eligible to receive the ad. | 2015-07-30 |
20150213508 | SYSTEM AND METHOD OF ADVERTISING USING BIOMETRICS DRIVEN REGISTRATION - The present invention utilizes a web app on both user's mobile device and merchant's website for using biometrics to identify and deliver user information across multiple merchants and allow for targeted advertising to be delivered to the user from the merchant using the identified user's information. | 2015-07-30 |
20150213509 | REAL TIME PACING OF ONLINE VIDEO ADVERTISEMENTS - Techniques and systems are provided for fulfilling an advertisement campaign where online advertisements are paced by controlling, in real time, how many advertisements are served to users in a given time interval. Audit information gathered from a viewer's device may also be used to provide input to the real time pacing of advertisements. | 2015-07-30 |
20150213510 | FRAMEWORK THAT FACILITATES USER PARTICIPATION IN AUCTIONS FOR DISPLAY ADVERTISEMENTS - Various technologies relating to prevention of display of advertisements on pages rendered on client computing devices are described. A user participates in real-time auctions for advertisement positions on pages, where a bidding agent submits bids on behalf of the user. When the user wins an auction for an advertisement position, the advertisement position is populated with content approved by the user, thus effectively preventing another advertiser from presenting an advertisement in the advertisement position. | 2015-07-30 |
20150213511 | BID ADJUSTMENT BASED ON PRESENTATION OF RELATED CONTENT THROUGH OTHER COMMUNICATION MEDIUM - Systems, methods, and computer-readable storage media that may be used to adjust bid settings based on content presented through other communication media are provided. One method includes determining a time at which a first content item of a content provider is likely to have been presented to a plurality of users through a first communication medium. The method further includes adjusting a current bid setting for at least one bid for one or more auctions to be displayed through a content interface on one or more user devices. The bid is adjusted for a time period after the determined time, and is associated with at least one second content item that is related to a subject matter of the first content item. The method further includes applying the adjusted bid setting to the at least one bid for content auctions that are conducted during the time period. | 2015-07-30 |
20150213512 | METHODS AND SYSTEMS FOR ROUTING CALLS IN A MARKETING CAMPAIGN - An online and offline communication processing and tracking system using data processing and data/voice networks is described. A phone address from a phone address number pool is automatically assigned to a first customer prospect communication. A call quality rating is determined and recorded. A call from a caller directed to the phone address is received at a call bridging system coupled to at least one network, wherein the call is associated with call signaling information. Based at least in part on the call quality associated with the caller call, the caller call is routed to entity placing a bid on the caller call. An outbound call is generated from the call bridging system and the inbound and the outbound calls are bridged. | 2015-07-30 |
20150213513 | ADVERTISING REQUEST AND RULES-BASED CONTENT PROVISION ENGINE, SYSTEM AND METHOD - A clearinghouse apparatus, system and method for content, including an ad generator, an ad generator interface by which a user can interact with the ad generator, wherein, in an interaction with the ad generator using the ad generator interface, at least one content item other than content owned by the user is requested for inclusion in a creative, a content provision rules engine having a plurality of rules asserted by the owner of the content to govern the inclusion of the content in the creative, including at least one upsell rule, and a content provision interface by which the owner of the content can interact with the content rules engine to assert the plurality of rules. The invention may additionally include an approval engine, wherein ones of the plurality of rules necessitate that the creative be reviewed and approved by the owner prior to the inclusion of the content, and an approval engine interface by which the owner can interact with the approval engine. | 2015-07-30 |
20150213514 | SYSTEMS AND METHODS FOR PROVIDING MODULAR CONFIGURABLE CREATIVE UNITS FOR DELIVERY VIA INTEXT ADVERTISING - The present disclosure relates to systems and methods for creating, via a development tool, a unit type for display on a web page in response to a keyword on the web page. A development tool may identify a unit type template for creating a unit type. The unit type may comprise a tooltip for augmenting a keyword on a web page. A user may select, via the development tool, a media block component to add to the unit type. The user may place the media block component on a layout of the unit type. The development tool may generate script code to define the layout of the unit type as a set of cells and rows within a predetermined sized container. The media block component may be placed in a cell and a row of the set of cells and rows. The script code may provide execution direction for rendering media of the media block component while displaying the unit type. | 2015-07-30 |
20150213515 | METHOD AND SYSTEM FOR ONLINE CONTENT MATCH ADVERTISING - Method, system, and programs for online content match advertising. In one example, one or more pieces of content are extracted from a stream of content. At least one topic is then determined. Each of the at least one topic is associated with one of the one or more pieces of content. One or more advertisements to be presented are determined based on the at least one topic. The one or more advertisements are presented in connection with a presentation of the one or more pieces of content. The one or more advertisements are presented in proximity to where the stream of content is presented. | 2015-07-30 |
20150213516 | COMPUTER SYSTEM FOR DISPLAYING VIDEO ADS ON WEB PAGES - A computer system for displaying web advertisements includes a processor and a non-transient memory device coupled to the processor and comprising a module for receiving a video advertisement and a module for receiving advertiser display preferences regarding the video advertisement from an advertiser. The memory further includes a player module and a playback script, wherein the playback script is called to serve as a frame from a web publisher's web page. The playback script causes the end user's browser to load the player module and the video, and the player module further comprises code for determining which video to playback based on at least bids and advertiser display preferences. | 2015-07-30 |
20150213517 | System and Method for Adding an Advertisement to a Personal Communication - A system and method is provided for adding at least one advertisement to a personal communication and providing additional communication data to a recipient that interacts with the advertisement. A sender network device communicates with an advertising application operating on a Web site to generate a personal communication containing at least one advertisement, where the at least one advertisement is selected from a palette of advertisements. In one embodiment of the present invention, the sender has control over advertisements that are displayed together with the personal communication by allowing the sender to delete (or remove) an advertisement from either the at least one advertisement or the palette of advertisements. If a displayed advertisement is interactive, and the advertisement is interacted with, the advertising application will provide the recipient with additional communication data in a format that can be understood by the recipient network device. | 2015-07-30 |
20150213518 | METHOD AND DEVICE FOR DETERMINING PERIODIC PAYMENT REDUCTION BASED ON EXTRAPOLATED RESIDUAL VALUE - Methods and apparatus are provided for monitoring a vehicle, and in particular, for monitoring a vehicle to determine a change in a driver's periodic vehicle payment. One method of monitoring a vehicle comprises providing the vehicle to a driver for a term during which the driver pays periodic payments, collecting data representing a vehicle condition during the term, manipulating the data at intervals throughout the term to estimate a vehicle condition value at an end of the term and adjusting at least one periodic payment based on the vehicle condition value. | 2015-07-30 |
20150213519 | METHOD AND DEVICE FOR DETERMINING VEHICLE CONDITION BASED ON NON-OPERATIONAL FACTORS - Methods and apparatus are provided for monitoring a vehicle, and in particular, for monitoring a vehicle to determine a vehicle condition based on non-operational factors to incentivize or penalize a driver. One method of monitoring a vehicle comprises providing the vehicle to a driver for a term, the vehicle associated with a base vehicle condition, collecting non-operational data of the vehicle during the term, manipulating the non-operational data of the vehicle periodically throughout the term to arrive at an updated vehicle condition and providing an incentive or a penalty to the driver based on the updated vehicle condition. | 2015-07-30 |
20150213520 | SYSTEMS AND METHODS PROVIDING ASSET CONFORMATION AND/OR VALUATION FOR A CUSTOMER MAKING A PURCHASE - According to some embodiments, an asset confirmation platform may receive transaction information about a purchase being made by a customer from a merchant. Responsive to the received transaction information, the asset confirmation platform may automatically determine a monetary value of at least one asset owned by the customer. The asset might be associated with, for example, stocks owned by the customer in a trading account. An indication associated with the monetary value of the asset may then be transmitted. | 2015-07-30 |
20150213521 | ADAPTIVE SOCIAL MEDIA SCORING MODEL WITH REVIEWER INFLUENCE ALIGNMENT - Online reviews present a wealth of information for consumers to consider when making purchase decisions. Consumers however, can be disadvantaged by an inability to determine the usefulness of reviews, the wealth of information thus providing marginal utility. Where consumers can establish an affinity or trust with a reviewer, the usefulness of a review can be vetted against the perspective of the consumer, assisting consumers in making purchase decisions with greater confidence and reliability. Social media further supports consumers by providing a convenient pool of reviewers with whom a consumer may already have pre-existing relationships or familiarity with, bolstering the ability of the consumer to establish an affinity or trust with the reviewer. An adaptive influence process provides a method for consumers to adapt such a collection of reviews, and tailor them to the consumer's own perspective to assist in making purchase decisions with greater confidence. | 2015-07-30 |
20150213522 | METHOD AND APPARATUS FOR OBTAINING CLIENT REVIEWS - A method and apparatus for obtaining client reviews is provided. The method includes: obtaining a user's operation record; sending review invitation information to a corresponding client based on the operation record; receiving a review request comprising a review from the client, wherein the review request corresponds to the review invitation information; and matching the review in the review request with a review object. In accordance with the present method, a user will receive invitation information shortly after purchasing a product, receiving a purchased product, or using certain software, and can send the review through a variety of means, which enhances the user's interests in providing genuine and timely review; and the review is not limited to written review, but can also include audio review, which expands the scope of application. | 2015-07-30 |
20150213523 | COMMUNITY COMMERCE FUNDRAISING SYSTEM AND METHOD - A community commerce system and method is centered about a common website and electronically generated gift cards, or e-gift cards. The system and method encourages what is referred to herein as “community commerce” among several classes of participants, including: i) merchants/business owners; ii) shoppers; and iii) charities/nonprofits/fundraisers. A member may use the website to purchase electronic e-gift cards, redeemable at a merchant's place of business. Each e-gift card is associated with an individual merchant, has a face value, and further has an identified quantity of donation dollars. Each merchant establishes their own e-gift card, determining both the face value of each e-gift card and how many donation dollars are to be given to shoppers in exchange for each e-gift card purchase. | 2015-07-30 |
20150213524 | Automated Importation System and Method - A method, computer program product, and computing system for identifying a first product offered by a product distributor within an electronic distributor catalog for inclusion within a master catalog. The first product is processed to extract one or more product attributes for the first product. The one or more product attributes for the first product are compared with one or more catalog attributes utilized within the master catalog to map at least one of the one or more product attributes for the first product onto at least one of the one or more catalog attributes utilized within the master catalog. | 2015-07-30 |
20150213525 | Automated Importation System and Method - A method, computer program product, and computing system for identifying a first product offered by a product distributor within an electronic distributor catalog for inclusion within a master catalog, wherein the first product is identified using one or more product attributes. The format of the one or more product attributes for the first product is compared with a desired format for one or more catalog attributes utilized within the master catalog. The format of the one or more product attributes for the first product is transformed into the desired format for one or more catalog attributes utilized within the master catalog | 2015-07-30 |
20150213526 | Automated Importation System and Method - A method, computer program product, and computing system for receiving an electronic distributor catalog that defines a plurality of products offered by a product distributor. A first product, chosen from the plurality of products defined within the electronic distributor catalog, is processed to extract one or more identifiers for the first product. The one or more identifiers for the first product is associated with a target section of a master catalog, wherein the master catalog is divided into a plurality of predefined sections from which the target section is chose. The first product, chosen from the plurality of products defined within the electronic distributor catalog, is mapped to the target section of the master catalog. | 2015-07-30 |
20150213527 | Online Purchase Processing System and Method - A system and method to use quick response (QR) codes encoded with merchant website identification codes and session GUID to register a user or code scanner with a merchant server, login the user or code scanner with the merchant server, and complete a purchase of an item or service within a virtual shopping cart of the merchant server. A code scanner can scan a QR code displayed on a device connected to the internet. An application server can receive an identification code from the code scanner and then transmit data indicating form fields to be filled in on a merchant webpage. A user profile can include data regarding the user and a payment instrument. The user profile data can prepopulate the form fields and the form field data can be transmitted to the merchant server to use for logging in the user and completing the purchase. | 2015-07-30 |
20150213528 | Online Purchase Processing System and Method - A system and method to use quick response (QR) codes encoded with merchant website identification codes and session GUID to register a user or code scanner with a merchant server, login the user or code scanner with the merchant server, and complete a purchase of an item or service within a virtual shopping cart of the merchant server. A code scanner can scan a QR code displayed on a device connected to the internet. An application server can receive an identification code from the code scanner and then transmit data indicating form fields to be filled in on a merchant webpage. A user profile can include data regarding the user and a payment instrument. The user profile data can prepopulate the form fields and the form field data can be transmitted to the merchant server to use for logging in the user and completing the purchase. | 2015-07-30 |
20150213529 | Online Purchase Processing System and Method - A system and method to use quick response (QR) codes encoded with merchant website identification codes and session GUID to register a user or code scanner with a merchant server, login the user or code scanner with the merchant server, and complete a purchase of an item or service within a virtual shopping cart of the merchant server. A code scanner can scan a QR code displayed on a device connected to the internet. An application server can receive an identification code from the code scanner and then transmit data indicating form fields to be filled in on a merchant webpage. A user profile can include data regarding the user and a payment instrument. The user profile data can prepopulate the form fields and the form field data can be transmitted to the merchant server to use for logging in the user and completing the purchase. | 2015-07-30 |
20150213530 | Online Purchase Processing System and Method - A system and method to use quick response (QR) codes encoded with merchant website identification codes and session GUID to register a user or code scanner with a merchant server, login the user or code scanner with the merchant server, and complete a purchase of an item or service within a virtual shopping cart of the merchant server. A code scanner can scan a QR code displayed on a device connected to the internet. An application server can receive an identification code from the code scanner and then transmit data indicating form fields to be filled in on a merchant webpage. A user profile can include data regarding the user and a payment instrument. The user profile data can prepopulate the form fields and the form field data can be transmitted to the merchant server to use for logging in the user and completing the purchase. | 2015-07-30 |
20150213531 | Computer-Assisted Interactive Reverse Auctions - The present invention comprises a system and a method of competitive reverse auctioning that drops the price of a good in predetermined increments over pre-determined time intervals until it is sold. The first buyer to click the hammer to purchase will stop this reverse auction process. In theory the person who first bids the “cheapest dropping price” wins the auction. | 2015-07-30 |
20150213532 | METHOD, A DEVICE, A COMPUTER PROGRAM FOR IMPLEMENTING ELECTRONIC SERVICE REQUESTS - The invention relates to a method, a device and a computer-readable storage means for implementing electronic service requests. In the method, a customer device comprising a customer program is positioned in the premises of a service provider; service content relating to the service provider is transmitted to the customer program of the customer device, which service content comprises at least operations relating to the service provider; a request is received from the customer program of the customer device, which request relates to at least one operation in the transmitted content; a recipient is determined for the request; the request is sent to a specific recipient. | 2015-07-30 |
20150213533 | THIRD-PARTY INSPECTION OF VEHICLES IN AN ELECTRONIC MARKET PLACE SYSTEM - A Third-Party Inspection (TPI) System in which wholesale sellers of items, like automobiles for example, can order third party inspections of their vehicles online, automatically track the status of the inspections and have the inspections loaded to an online wholesale marketplace for sale. The TPI system allows dealers to manage the entire process, from inspection ordering to wholesale sale, through a single interface, by integrating inspection ordering, status tracking and receipt into an online system and an online wholesale marketplace. | 2015-07-30 |
20150213534 | Apparatus for Metasearching on the Internet and Purchasing At Least One Item From At Least One Third Party in a Rapidly Changing Price and Inventory Environment - Apparatus for metasearching on the Internet and purchasing at least one item from at least one third party in a rapidly changing price and inventory environment, comprising a computer server programmed to: upon receipt of at least one search query from a client device: (a) metasearch at substantially the same time a plurality of unique hosts, comprising at least one unstructured data host and at least one structured data host, and at least one data server, limit the maximum time for response; and return combined search results and database results, comprising at least one item that may be purchased by a user; and upon receipt of a purchase request from the client device (b) communicate the purchase request from the client device to the at least one third party, and send confirmation to the client device that the purchase request was placed with the at least one third party. | 2015-07-30 |
20150213535 | ONLINE PERSONALIZED GIFTING SYSTEM - An online personalized gifting system for providing gift card related packaging formats to enhance the customer experience relating to online gift card sales. | 2015-07-30 |
20150213536 | METHOD AND APPARATUS FOR SEARCHING INFORMATION IN ELECTRONIC COMMERCE PLATFORM - The present disclosure provides a method for searching information in electronic commerce platform including: organizing information in the electronic commerce platform in advance according to categories, products and commodities; wherein each product includes a product name and attribute information including attribute names and all possible attribute values corresponding to each attribute name; obtaining one search keyword, matching the search keyword with attribute values of each product, respectively, and using successfully matched products to form a first search result set; matching the search keyword with a product name of each product, respectively, and using successfully matched products to form a second search result set; displaying each search result. A displaying order of each search result in the first search result set takes precedent over a displaying order of each search result in the second search result set. Application of the solution of the present disclosure, accurate search results can be obtained. | 2015-07-30 |
20150213537 | AUGMENTED REALITY FOR ASSISTING CONSUMER TRANSACTIONS - A portable device which assists shoppers. The device identifies items of merchandise, and retrieves information about the items from a remote location. The items can be identified based on their labels, by image recognition, by their location, by the shopper, or by other approaches. This additional or enhanced information about the items can then be overlaid on the real-time display of the portable device, such that the shopper has access to said information and can associate it easily to the relevant items. | 2015-07-30 |
20150213538 | INSTANT MESSAGING ROBOT TO PROVIDE PRODUCT INFORMATION - Methods and systems to automatically respond to a request for product information are described. In one embodiment, a data collection module may collect product data, over a network, identify that the product data is related to a particular product, and store the product data and an association between the product data and the particular product in a database. An instant messaging engine may receive a request for the product data after the product data is stored in the database and an interpreter module may identify, in response to the request, the request to correspond to the particular product and retrieve the product data based on the association between the particular product and the product data. The instant messaging engine may also transmit, using an instant messaging protocol, a response to the request, the response including the product data. | 2015-07-30 |
20150213539 | CONTENT RECOMMENDATION SYSTEM - In various example embodiments, systems and methods to provide content recommendations are provided. Search parameters are received from a user. Data useable to derive an attribute associated with the user is received. Using the data, the attribute is derived. A search of a coupled database is performed for one or more items that match the search parameter and that correspond to the derived attribute. A list of the one or more items are caused to be presented in a user interface of a display device of the user. | 2015-07-30 |
20150213540 | APPARATUS, METHODS AND ARTICLES OF MANUFACTURE FOR EXTRACTING, PROVIDING AND REVIEWING DATA - Apparatus, methods and articles of manufacture are shown, for providing vehicle cost structure data to buyers and sellers. | 2015-07-30 |
20150213541 | METHOD FOR VENDING SELF-ASSEMBLY KIT ASSOCIATED WITH FLOWER PRODUCT ON WEBSITE - A method of vending a do-it-yourself (DIY) kit associated with a flower product includes: (1) providing an item representing the flower product on an online platform such as website, (2) receiving a purchase order for the item from the online platform, (3) preparing the DIY kit based on the purchase order, and (4) shipping the DIY kit and an instruction manual. The DIY kit includes unassembled parts of various plants (such as one, two or more types of fresh flowers and one, two or more types of flowering plants or leaves) and various non-plant materials (including, e.g., a rubber band, a ribbon, a metal wire, a pin, a tape, a tree branch, a glass orb, a floral foam, and a container) unassembled with the various plants. The flower product is completed using the various plants and the various non-plant materials based on the instruction manual. | 2015-07-30 |
20150213542 | QUICK TRANSACTION COMPLETION USING MOBILE DEVICE - A notification of a selection of a code displayed by a user computing device is received at a transaction processing server. One or more user identifiers associated with the user computing device are determined. Each user identifier identifies a user account at an online system and is determined based on a session with the online system active on the user computing device. Using the determined user identifiers, a user account including a mobile device identifier and user financial information is accessed. A request for user input is sent to a mobile device identified by the mobile device identifier. The request for user input includes a request for completion of a physical act on the mobile device by the user. Responsive to receiving an indication that the physical act was provided at the mobile device, the financial information is transmitted to a merchant server for conducting a financial transaction. | 2015-07-30 |
20150213543 | AUGMENTED REALITY FOR ASSISTING CONSUMER TRANSACTIONS - A portable device which assists shoppers. The device identifies items of merchandise, and retrieves information about the items from a remote location. The items can be identified based on their labels, by image recognition, by their location, by the shopper, or by other approaches. This additional or enhanced information about the items can then be overlaid on the real-time display of the portable device, such that the shopper has access to said information and can associate it easily to the relevant items. | 2015-07-30 |
20150213544 | AUGMENTED REALITY FOR ASSISTING CONSUMER TRANSACTIONS - A portable device which assists shoppers. The device identifies items of merchandise, and retrieves information about the items from a remote location. The items can be identified based on their labels, by image recognition, by their location, by the shopper, or by other approaches. This additional or enhanced information about the items can then be overlaid on the real-time display of the portable device, such that the shopper has access to said information and can associate it easily to the relevant items. | 2015-07-30 |
20150213545 | LEARNING USER INTERFACE - Provided herein are method, apparatus, and computer program products for facilitating a learning user interface. The interface may be presented as a plurality of dynamic icons representing a plurality of items. The plurality of dynamic icons may include at least one suggested dynamic icon representing at least one suggested item of the plurality of items and at least one secondary dynamic icon representing a secondary item of the plurality of items. The interface may be facilitated by determining, via a processor, a visual bias for the at least one suggested dynamic icon relative to the at least one secondary dynamic icon. The interface may be facilitated by applying the visual bias, via the interface, to the at least one suggested dynamic icon. | 2015-07-30 |
20150213546 | LEARNING USER INTERFACE - Provided herein are method, apparatus, and computer program products for facilitating a learning user interface. The interface may be presented as a plurality of dynamic icons representing a plurality of items. The plurality of dynamic icons may include at least one suggested dynamic icon representing at least one suggested item of the plurality of items and at least one unsuggested or secondary dynamic icon representing an unsuggested or secondary item of the plurality of items. The interface may be facilitated by applying a visual bias for the at least one suggested dynamic icon relative to the at least one unsuggested or secondary dynamic icon. | 2015-07-30 |
20150213547 | LEARNING USER INTERFACE - Provided herein are method, apparatus, and computer program products for facilitating a learning user interface. The interface may be presented as a plurality of dynamic icons representing a plurality of items. The interface may further be facilitated by receiving a profile identifier and by accessing, via a processor, profile data associated with the profile identifier. The interface may be facilitated by determining, via the processor, a visual bias for at least one of the dynamic icons relative to another of the dynamic icons based on the profile data and may be facilitated by applying the visual bias, via the interface, to the at least one of the dynamic icons. Multiple interfaces may be applied to the same or different screens. | 2015-07-30 |
20150213548 | COMPREHENSIVE VEHICLE AUCTION SYSTEM - A system for transacting vehicle sales and purchases is presented. The system includes a standard listing section wherein a vehicle is listed for sale; an auction block section wherein a vehicle is auctioned off wherein a system-mandated maximum floor and maximum ceiling prices are set; a lease and lease swap service which provides a marketplace where leased vehicles are listed and transferred and leases assigned and assumed; among other services. The standard listing tab facilitates transactions by providing both buyers and sellers an online portal to negotiate and finalize transaction terms remotely. The system also provides the parties real time data with regard to pricing, financing, transportation costs, vehicle history reports, third-party vehicle history inspections, and access to certified pre-owned vehicle programs and warranty programs. The combination of these services will reduce transaction time, costs and barriers to entry, while providing a higher degree of confidence when transacting vehicles. | 2015-07-30 |
20150213549 | METHOD, SYSTEM, SERVICE, AND COMPUTER PROGRAM PRODUCT FOR VERIFICATION AND DELIVERY OF A BORROWER'S ASSETS AND DEPOSITS INFORMATION - A technique of assets and deposits verification for making a lending decision is disclosed that does not require requesting manual assets and deposits verification and performing a manual comparison of the results of such verification to financial statements provided by the borrower. The borrower provides authentication information (e.g., login credentials), which a verification service utilizes to obtain the borrower's assets and deposits information from a financial institution. The verification service delivers verified assets and deposits data and financial statements to the lender, which can be provided securely in a tamper proof form. Techniques to provide privacy protection for the borrower may include a privacy protection protocol. Additionally, a certificate of authenticity may be provided to the lender. | 2015-07-30 |
20150213550 | METHOD, SYSTEM, SERVICE, AND COMPUTER PROGRAM PRODUCT FOR VERIFICATION AND DELIVERY OF EMPLOYMENT AND INCOME INFORMATION - A technique of employment and income verification for making a lending decision is disclosed that does not require requesting manual employment and income verification and performing a manual comparison of the results of such verification to payroll documents provided by the borrower. The borrower provides authentication information (e.g., login credentials), which a verification service utilizes to obtain the borrower's employment and income information from a payroll provider. The verification service delivers verified employment and income data and payroll documents to the lender, which can be provided securely in a tamper proof form. Techniques to provide privacy protection for the borrower may include a privacy protection protocol. Additionally, a certificate of authenticity may be provided to the lender. | 2015-07-30 |
20150213551 | METHOD, SYSTEM, SERVICE, AND COMPUTER PROGRAM PRODUCT FOR VERIFICATION AND DELIVERY OF INCOME TAX RETURN INFORMATION - A technique of income verification for making a lending decision is disclosed that does not require requesting tax transcripts from the Internal Revenue Service and performing a manual comparison of the tax transcripts to tax returns provided by the borrower. The borrower provides authentication information (e.g., login credentials), which a verification service utilizes to obtain the borrower's tax information from an E-file tax preparation provider. An optional checking process can be used to check that the tax return has not been amended. The verification service delivers verified income data and tax returns to the lender, which can be provided securely in a tamper proof form. Techniques to provide privacy protection for the borrower may include a privacy protection protocol. Additionally, a certificate of authenticity may be provided to the lender. | 2015-07-30 |
20150213552 | PRICING USER-DEFINED FINANCIAL INSTRUMENTS - Systems and methods for the purpose of pricing, valuing and managing arbitrarily defined financial instrument or a contingent claim. Computer interface to allow a user to provide definitions of an instrument and the input of computer code expressed in a syntax that is compatible with a high-level object-oriented programming language. Methods are provided to create user interface at pricing time that is consistent with instrument definitions and provides validation of specific input values. Methods are provided to generate derived source code that combines instructions generated by program with the user-defined code; compile such derived source code into an executable pricing module; interface such binary code with user inputs and market data and price such instrument on any financial model that can be implemented by mean of a Monte Carlo simulation. Finally, the value of such instrument and its sensitivities on the selected financial model are reported. | 2015-07-30 |
20150213553 | RISK MITIGATION IN AN ELECTRONIC TRADING SYSTEM - An electronic trading system (ETS) implements risk mitigation methods for orders and quotes associated with a market participant on the ETS. The methods determine a measure of risk associated with one or more trading positions. One of the methods globally counts the number of breaches of risk thresholds associated with a trading symbol and market participant across all matching engines on the ETS over a rolling time period, and if this global risk counter exceeds a maximum, disables all further trades by the market participant on the ETS. Another method limits the number of automatic re-enablements that a market participant can request in response to prior breaches of risk thresholds that resulted in disabling any further trading by the market participant on the ETS. | 2015-07-30 |
20150213554 | DIRECTED ORDER - A directed order process and related market center are disclosed, wherein a market center grants permission to order sending firms to send directed order flow to participating designated market makers. Such designated market makers create a virtual guarantee order book for each permissioned order sending firm. If an order sending firm sends a directed order to the market center that is marketable against a virtual guarantee order, then the market center automatically pairs the orders in a two-sided directed cross order instruction, which executes against any superior trading interest in the marketplace first before crossing. | 2015-07-30 |
20150213555 | PREDICTING DRIVER BEHAVIOR BASED ON USER DATA AND VEHICLE DATA - A system may determine driving information associated with a group of users, the driving information may be based on sensor information collected by at least two of a group of user devices, a first group of vehicle devices connected to a corresponding group of vehicles associated with the group of users, or a group of second vehicle devices installed in the corresponding group of vehicles. The system may determine non-driving information associated with the group of users. The system may create a driver behavior prediction model based on the driving information and the non-driving information, and may store the driver behavior prediction model. The driver behavior prediction model may permit a driver prediction to be made regarding a particular user (e.g., a user that is not necessarily included in the group of users). The driver behavior prediction may be associated with a particular geographic location. | 2015-07-30 |
20150213556 | Systems and Methods of Predicting Vehicle Claim Re-Inspections - Techniques for determining or predicting re-inspection of a vehicle insurance claim are disclosed. The probability of an occurrence of a re-inspection of a claim (e.g., a re-inspection score) is determined by using a predictive re-inspection model generated based on a data analysis of historical claim data from a plurality of sources. The re-inspection score may be determined prior to a repair facility initially reviewing the claim or viewing the damage to the vehicle, e.g., at FNOL. Inputs to the predictive re-inspection model may include a settlement estimate, and optionally one or more other claim attributes that are strongly correlated to re-inspection. Other re-inspection information may be additionally or alternatively predicted by using the predictive re-inspection model. Candidate claims for re-inspection may be identified by ranking re-inspection scores and/or other re-inspection information. | 2015-07-30 |
20150213557 | METHOD FOR DISPLAYING INSURANCE DISCOUNT RATE AND ELECTRONIC DEVICE THEREOF - A method of operating an electronic device is provided. The method includes collecting health-related data of an insurant, transmitting the collected health-related data of the insurant to a server, and receiving an insurance discount rate based on the collected health-related data of the insurant from the server. | 2015-07-30 |
20150213558 | SYSTEM AND METHODOLOGY FOR PREDICTIVE MODELING OF MITIGATION SCOPE AND COSTS OF STRUCTURAL WATER DAMAGE EVENTS - A method of providing a reliable predictive model of the mitigation scope and costs of water damage events to structures is presented. The method takes into account FEMA guidelines, industry standards, local pricing variations, and data regarding damage to the particular structure. | 2015-07-30 |
20150213559 | System and Method for Insurance Underwriting and Rating - An apparatus and method for underwriting and/or rating an insurance policy, and for generating information for underwriting and/or rating an insurance policy, are provided. The system and method may include identifying a vehicle, determining a value of at least one vehicle history data variable or a group of variables, and underwriting and/or rating the policy based on the value of the at least one vehicle history data variable or a group of variables. The system and method may also include generating a score based on the value of the at least one vehicle history data variable or group of variables. | 2015-07-30 |
20150213560 | RECORDATION OF ELECTRONIC PAYMENT TRANSACTION INFORMATION - A system, apparatus, and method for processing payment transactions that are conducted using a mobile device that includes a contactless element, such as an integrated circuit chip. An account holder is enabled to generate transaction related data and append that data to a transaction record or transaction identifier. The appended data and transaction record or identifier may be stored in the mobile payment device and/or provided to an Issuer. If provided to an Issuer, the transaction related data generated by the account holder may be used to supplement an account statement. The additional information generated by the account holder may be used to assist the account holder in determining if a transaction is valid by providing information that helps the account holder to recall the location or other aspect of the transaction. | 2015-07-30 |
20150213561 | SYSTEM AND METHOD FOR INTERNET PUBLISHING - Disclosed herein are systems and methods for internet publishing. In some aspects, the systems and methods may be implemented by software designed for users such as, for example, small businesses, to manage and implement an online digital strategy. A digital web-based platform, for example, may be used to establish and expand the online presence of a brand. In some aspects, the systems and methods may be implemented to publish, syndicate, and monetize content in an automated and seamless manner from a single interface as well as to monitor and respond to information relevant to such content. | 2015-07-30 |
20150213562 | METHOD AND APPARATUS FOR PROVIDING A PERSONAL VALUE FOR AN INDIVIDUAL - A method and apparatus for generating a personal value for a user are disclosed. For example, the method collects data associated with the user, wherein the data that is collected comprises social connection data, enhances the data that is collected, receives a request, and generates a response to the request by using a personal value for the user, where the personal value is generated from the data that is enhanced. | 2015-07-30 |
20150213563 | Methods and Systems of Production System Management - The various embodiments disclosed herein relate to network-based systems for managing various operational parameters associated with one or more sites of a production operation, including in certain implementations a livestock production operation. | 2015-07-30 |
20150213564 | CONSUMER COOPERATION SUPPORT APPARATUS - Provided is a consumer cooperation support system in which control requests from a plurality of master consumers do not conflict with each other. A consumer cooperation support apparatus collects attribute information from an EMS group that can collect, manage, and transmit attribute information of ordinary power consumers, and manages the attribute information to manage an identifier of a master consumer EMS group that issues a control request to other consumers by its own judgment. The consumer cooperation support apparatus allocates a cluster obtained by classifying consumers based on the attribute information to a group created so as to correspond to the master consumer EMS. When the master consumer EMS refers to an EMS group in order to issues a control request, the EMS group that can be referred to is limited to EMSs included in the group. | 2015-07-30 |
20150213565 | SYSTEM AND METHOD FOR A WIRELESS MOBILE DEVICE INTERFACE INTEGRATED WITH A RESTAURANT POINT OF SALE SYSTEM AND WITH A CLOUD-ACCESSIBLE DATA CENTER FOR QUERYING A DATABASE OF CUSTOMER INFORMATION - A system and method for managing requests for integrating a handheld customer interface with a point of sale (POS) system are disclosed. In one aspect, an integrated customer interface module is configured to communicate with a wireless mobile computing device of a customer and a POS system associated with a restaurant chain. The integrated customer interface module is configured to receive a request from the customer to check in to one of the chain's restaurants, automatically generate an order in the POS system, receive information regarding the customer from the remote database, and send at least a portion of the information regarding the customer to the POS system so as to be used as identification in the ordering and purchasing at the restaurant. | 2015-07-30 |
20150213566 | On-Board Vessel Entertainment System - An improved user experience is provided for passengers on a vessel such as an airplane, train or ship. Passengers can customize their travel experience ahead of time by accessing a web-based server system to indicate preferences with respect to a number of in-flight entertainment options. The passenger's experience is also enhanced by allowing passengers to share preferences such as media playlists with others. Meals can be ordered on-demand once on board, and seat-to-seat chat as well as group chatting is also made available through an in-seat or other proximate entertainment device. | 2015-07-30 |
20150213567 | VALUATION OF A REAL PROPERTY WITH AN INTEGRATED TRANSIT SYSTEM - A computerized method and system quantify a value of a green construction project to include a transit system, and modify a real property to integrate the transit system while employing one or more green incentives. The method and system bundle the value of the green construction project for at least one party of interest, and apply the value of the green construction project to one or more financial transactions involving the party of interest. | 2015-07-30 |
20150213568 | LOCATION AWARE SELECTION OF ELECTRONIC SIGNATURES - Techniques for generating a document according to location-specific and other requirements may be provided. For example, an electronic signature service may be executed by a computing device to provide a service for generating a document that meets various location-specific and other requirements. The documents may be associated with number of users. The electronic signature service may determine locations of the users and may determine applicable requirements based on the users and the locations. Further, the electronic signature service may modify the document and/or a workflow associated with the document to meet the applicable requirements. | 2015-07-30 |
20150213569 | Server and Process for Producing an IP Application Exchange Data Set - A process for producing an IP application exchange data set for a given party in relation to a jurisdiction using a database containing records of destination IP applications and records of source IP applications. Each destination IP application is associated with a source IP and each record identifies the party that filed the IP application and jurisdiction in which the IP application was filed. A data set generation module generates an IP application exchange data set for a given party in relation to a jurisdiction. The case exchange data set contains two lists of parties. The first list consists of parties that have filed at least one destination IP application in the jurisdiction for which the associated source IP application was filed by the given party. The second list consists of parties that have filed at least one source IP application in the jurisdiction for which an associated destination IP application was filed by the given party. The data set generation module is adapted to produce the total number of IP applications filed by each party in the first and second lists. An output module is provided to send the case exchange data set to a recipient via a data communications network. | 2015-07-30 |
20150213570 | METADATA TREE OF A PATIENT WITH LOCKBOXES - A method performed by a processing system includes encrypting an electronic health record of a patient using a record key, encrypting a portion of a node of a metadata tree of the patient with a node key, the portion including a reference to the encrypted record in an encrypted data store, and updating the metadata tree for the patient to include the encrypted node and a node key lockbox with the node key. | 2015-07-30 |
20150213571 | Methods and Systems for a Treatment Center Marketplace - A computerized-method of matching a patient with a treatment center is provided. The method involves establishing electronic communication between a hospital and a treatment center, transmitting patient information, and making a determination of availability based, in part, on the patient information. | 2015-07-30 |
20150213572 | METHODS, APPARATUSES AND COMPUTER PROGRAM PRODUCTS FOR THREE DIMENSIONAL SEGMENTATION AND TEXTURED MODELING OF PHOTOGRAMMETRY SURFACE MESHES - An apparatus for generating 3D geographical models includes a processor and memory storing executable computer program code causing the apparatus to at least perform operations including removing points of a cloud depicting vertical structures in meshes of triangles detected in an area corresponding to a set of 3D points responsive to identifying triangles on vertical structures. The triangles include vertices corresponding to geocoordinates. The program code further causes the apparatus to interpolate non-vertical structures of triangles to generate a dense cloud of points. The program code further causes the apparatus to downward project delineated points of segmented rooftops to closest points of a ground to generate 3D polygonal models depicting geographical objects. The program code further causes the apparatus to generate texturized objects responsive to mapping triangle locations to the 3D polygonal models and assign texture to vertical structures and rooftops. Corresponding methods and computer program products are also provided. | 2015-07-30 |
20150213573 | IMAGE DISPLAY DEVICE AND IMAGE DISPLAY METHOD, INFORMATION COMMUNICATION TERMINAL AND INFORMATION COMMUNICATION METHOD, AND IMAGE DISPLAY SYSTEM - Provided is an image display device connected to an information communication terminal capable of transmitting and receiving image data, the image display device including a display unit that displays an image, an optical system that optically processes an image output from the display unit, or a sensor that detects information related to the image display device or a user of the image display device, a property information storage unit that stores property information related to the display unit, the optical system, or the sensor, and a control unit that includes a transmitting unit that transmits the property information to the information communication terminal and a receiving unit that receives information or an image processed on the basis of the property information on the information communication terminal side, and causes the display unit to display the processed image. | 2015-07-30 |
20150213574 | IMAGE PROCESSING APPARATUS AND IMAGE PROCESSING METHOD - The order of the respective elements constituting image data is changed according to an order specified by a designated operation mode. The resultant data are transferred to a memory in a predetermined transfer unit. The respective elements constituting the data transferred to the memory are then processed after changing to the order before changing the order according to the above order. | 2015-07-30 |
20150213575 | IMAGE DISPLAY APPARATUS AND METHOD FOR CONTROLLING IMAGE DISPLAY APPARATUS - In an image display apparatus, a processor loads background image data into a frame memory via a data bus in a unit of a predetermined number of bits. When the color information for each pixel is divided into n parts to form divided data in a unit of the predetermined number of bits, the number of standing bits is calculated for each of the parts of the divided data, differences in the number of standing bits between the n parts of the divided data are calculated, and the sum of the differences in the number of standing bits is calculated as a difference sum, the background image data has a difference sum that falls within a lower 50% of the difference sums arranged in descending order for the color information that satisfies a condition that a brightness grayscale level is 90% or greater. | 2015-07-30 |
20150213576 | APPARATUS FOR ADAPTING A PRESENTATION OF MEDIA CONTENT ACCORDING TO A POSITION OF A VIEWING APPARATUS - A system that incorporates teachings of the present disclosure may include, for example, a non-transitory computer-readable storage medium having computer instructions to detect a first position of a viewing apparatus, wherein the viewing apparatus enables viewing of media programs, obtain a media program in a first viewing perspective that conforms to the first position, present the media program with the first viewing perspective for viewing by way of the viewing apparatus, and transmit to the viewing apparatus a first audio signal corresponding to the first viewing perspective. The storage medium can also have computer instructions to detect that the viewing apparatus has moved to a second position, obtain the media program in a second viewing perspective according to the second position, and present the media program with the second viewing perspective for viewing by way of the viewing apparatus. Other embodiments are disclosed and contemplated. | 2015-07-30 |