17th week of 2016 patent applcation highlights part 45 |
Patent application number | Title | Published |
20160117593 | Adaptive Virtual Intelligent Agent - Embodiments of an adaptive virtual intelligent agent (“AVIA”) service are disclosed. It may include the functions of a human administrative assistant for an enterprise including customer support, customer relationship management, and fielding incoming caller inquiries. It also has multi-modal applications for the home through interaction with AVIA implemented in the home. It may engage in free-form natural language dialogs. During a dialog, embodiments maintain the context and meaning of the ongoing dialog and provides information and services as needed by the domain of the application. Over time, the service automatically extends its knowledge of the domain (as represented in the Knowledge Tree Graphs) through interaction with external resources. Embodiments can intelligently understand and converse with users using free-form speech without pre-programmed deterministic sequences of questions and answers, can dynamically determine what it needs to know to converse meaningfully with users, and knows how to obtain information it needs. | 2016-04-28 |
20160117594 | METHOD AND SYSTEM FOR DEVELOPING A VIRTUAL SENSOR FOR DETERMINING A PARAMETER IN A DISTRIBUTED NETWORK - Disclosed is a method and system for developing a virtual sensor for determining a parameter from a set of data for performing a specific function in a distributed network. The method includes collecting the set of data from one or more sensing unit, processing the collected set of data, creating a distributed knowledge database containing the pre-processed set of data, determining the parameter based upon the processed set of data in the distributed knowledge database, performing a specific function using the parameter, wherein the virtual sensor selects at least one intelligent agent for performing the specific function in the distributed network. | 2016-04-28 |
20160117595 | INFORMATION RECOMMENDATION METHOD AND APPARATUS IN SOCIAL MEDIA - The present invention provides an information recommendation method and apparatus in a social media. An off-line procedure includes: determining a point of interest of a target user; selecting information related to the point of interest as an annotated corpus; and training an interest classification model of the target user by using the annotated corpus as a training sample. An on-line procedure includes: inputting to-be-recommended information to the interest classification model of the target user, so as to determine whether the to-be-recommended information tallies with an interest of the target user; and if the to-be-recommended information tallies with the interest of the target user, recommending the to-be-recommended information to the target user. According to the present invention, an effect of information recommendation in a social media can be improved. | 2016-04-28 |
20160117596 | REASONING ENGINES - A reasoning engine is disclosed. Contemplated reasoning engines acquire data relating to one or more aspects of various environments. Inference engines within the reasoning engines review the acquire data, historical or current, to generate one or more hypotheses about how the aspects of the environments might be correlated, if at all. The reasoning engine can attempt to validate the hypotheses through controlling acquisition of the environment data. | 2016-04-28 |
20160117597 | SYSTEM FOR SUPPORTING CORRECTION OF DISTORTED COGNITION, METHOD OF ELICITING USER CONSCIOUSNESS INFORMATION AND PROGRAM THEREFOR - This system involves carrying out at least an automatic thought extraction step which involves processing for outputting a message which, in a situation in which the user's feelings are perturbed, prompts the input of automatic thoughts, which are thoughts occurring to the user, and an adaptive thought extraction step which includes processing for outputting a message for prompting input of adaptive thoughts, which are thoughts that could be thought by said user in regard to said situation, wherein the system is provided with message output means | 2016-04-28 |
20160117598 | SYSTEMS AND METHODS FOR MANAGING INTERACTIONS BETWEEN AN INDIVIDUAL AND AN ENTITY - A system that incorporates teachings of the present disclosure may include, for example, a synthesis engine having a controller, and a storage medium for storing instructions to be executed by the controller. The instructions, when executed by the controller, can cause the controller to retrieve collected information associated with a behavior of an individual, synthesize from the information a measure of a mood of the individual to interact with others, and transmit the measure to a system associated with the individual to manage requests between the individual and the entity. The measure of the mood of the individual can indicate an availability of the individual and a receptiveness of the individual to accept a request to interact with an entity. The measure can be described by a plurality of dimensions. Other embodiments are disclosed. | 2016-04-28 |
20160117599 | User-Powered Recommendation System - Recommendation systems are widely used in Internet applications. In current recommendation systems, users only play a passive role and have limited control over the recommendation generation process. As a result, there is often considerable mismatch between the recommendations made by these systems and the actual user interests, which are fine-grained and constantly evolving. With a user-powered distributed recommendation architecture, individual users can flexibly define fine-grained communities of interest in a declarative fashion and obtain recommendations accurately tailored to their interests by aggregating opinions of users in such communities. By combining a progressive sampling technique with data perturbation methods, the recommendation system is both scalable and privacy-preserving. | 2016-04-28 |
20160117600 | Consistent Ordinal Reduced Error Logistic Regression Machine - An invention in the form of a Consistent Reduced Error Logistic Regression (RELR) Machine method is detailed. This invention includes mechanisms to result in logically consistent, explicit and more reliable learning within the RELR method related to ordinal target outcomes. | 2016-04-28 |
20160117601 | INTERACTIVE LEARNING - A system and method are provided for shared machine learning. The method includes providing a model to a plurality of agents included in a machine learning system. The model specifies attributes and attribute value data types for an event in which the agents act. The method further includes receiving agent-provided inputs during an instance of the event. The agent-provided inputs include estimated attribute values that are consistent with the attribute value data types. The method also includes determining expertise weights for at least some agents in response to at least one ground-truth which is learned from the estimated attribute values. The method additionally includes determining an estimate value for one or more of the attributes using respective adaptive mixtures of the estimated attribute values. | 2016-04-28 |
20160117602 | Producing Clustered Top-K Plans - A mechanism is provided for identifying a set of top-in clusters from a set of top-k plans. A planning problem and an integer value k indicating a number of top plans to be identified are received. A set of top-k plans are generated with at most size k, where the set of top-k plans is with respect to a given measure of plan quality. Each plan in the set of top-k plans is clustered based on a similarity between plans such that each cluster contains similar plans and each plan is grouped only into one cluster thereby forming the set of top-m clusters. A representative plan from each top-m cluster is presented to the user. | 2016-04-28 |
20160117603 | INTERACTIVE LEARNING - A system and method are provided for shared machine learning. The method includes providing a model to a plurality of agents included in a machine learning system. The model specifies attributes and attribute value data types for an event in which the agents act. The method further includes receiving agent-provided inputs during an instance of the event. The agent-provided inputs include estimated attribute values that are consistent with the attribute value data types. The method also includes determining expertise weights for at least some agents in response to at least one ground-truth which is learned from the estimated attribute values. The method additionally includes determining an estimate value for one or more of the attributes using respective adaptive mixtures of the estimated attribute values. | 2016-04-28 |
20160117604 | INFORMATION DISCOVERY SYSTEM - Systems, device and techniques are disclosed for an information discovery system. An element of data may be retrieved. A knowledge point may be extracted from the element of data. The knowledge point may include an aspect of the element of data. The element of data and the knowledge point may be linked with a traversable link. The knowledge point may further be linked to a second element of data. Natural language processing analysis, linguistic analysis, sentiment analysis, and metadata analysis, may be used to determine the aspect of the element of data. | 2016-04-28 |
20160117605 | Iterated Geometric Harmonics for Data Imputation and Reconstruction of Missing Data - Systems and methods for reconstruction of missing data using iterated geometric harmonics are described herein. A method includes receiving a dataset having missing entries, initializing missing values in the dataset with random data, and then performing the following actions for multiple iterations. The iterated actions include selecting a column to be updated, removing the selected column from the dataset, converting the dataset into a Gram matrix using a kernel function, extracting rows from the Gram matrix for which the selected column does not contain temporary values to form a reduced Gram matrix, diagonalizing the reduced Gram matrix to find eigenvalues and eigenvectors, constructing geometric harmonics using the eigenvectors to fill in missing values in the dataset, and filling in missing values to improve the dataset and create a reconstructed dataset. The result is a reconstructed dataset. The method is particularly useful in reconstructing image and video files. | 2016-04-28 |
20160117606 | Methods, systems, non-transitory computer readable medium, and machine for maintaining emotion data in a computing environment - This document discloses methods, systems, computer readable medium, and a machine for describing, mapping, modeling, generating, recreating, maintaining, archiving, and incorporating emotion or the immersive first-person experiences of self-awareness as data in a computing environment. In a preferable embodiment of the present invention, the method includes analyzing a body, obtaining information regarding at least some of the one or more relationships corresponding to location, topological, directional, distance, or temporal references, and generating a representation of the experience. In a preferable embodiment of the present invention, one or more methods also include the representation of immersive first-person experiences of emotion with other systems and data, the step of using comprising at least one of editing, generating, storing, converting, encoding, transmitting, displaying, editing, and incorporating data from input, output, outcome, result, or derivative values with applications, systems, or instance relevant computing environments. | 2016-04-28 |
20160117607 | Learning Device Interaction Rules - Devices and methods are disclosed for establishing interaction among electronic devices of an environment. The device has a transmitter, receiver, memory for storing interaction rules, and a processor for learning the interaction rules in association with the transmitter, receiver, and other devices of the environment. The device also includes components for performing the device specific functions and a state sensor for determining the logical or physical state of the device. Methods involve observing at one or more devices change of state activity among the plurality of devices through receiving a change of state message that is transmitted to the one or more devices. A set of rules are learned at the one or more devices based upon observing the change of state activity. The learned set of rules are then applied at the one or more devices to automatically control changes of state of devices within the plurality of devices. | 2016-04-28 |
20160117608 | Reconfigurable Model for Auto-Classification System and Method - A reconfigurable automatic document-classification system and method provides classification metrics to a user and enables the user to reconfigure the classification model. The user can refine the classification model by adding or removing exemplars, creating, editing or deleting rules, or performing other such adjustments to the classification model. This technology enhances the overall transparency and defensibility of the auto-classification process. | 2016-04-28 |
20160117609 | ECONOMIC OPTIMIZATION FOR PRODUCT SEARCH RELEVANCY - In one embodiment, a method is illustrated as including defining a set of perspective objects capable of being placed onto a modified web page, monitoring parameters of a web page, the parameters including a number of times a current object is executed on the web page, using an Artificial Intelligence (AI) algorithm to determine a perspective object with a preferred Return On Investment (ROI), and selecting the perspective object to be placed onto the modified web page. | 2016-04-28 |
20160117610 | TRANSPORTATION SERVICE RESERVATION METHOD, TRANSPORTATION SERVICE RESERVATION APPARATUS, AND COMPUTER-READABLE STORAGE MEDIUM - A transportation service reservation method executes, by a computer, a process including receiving a ride request specifying an origin and a destination, generating feasible products having service types, by referring to a storage unit that stores information indicating a schedule allocated to each vehicle and the service types of the schedule, for each vehicle capable of providing products having the service types, computing a choice probability of each product forming an assortment of the feasible products, for each of assortments satisfying a predetermined condition amongst the subsets of the feasible product set that are generated, computing an expected value of a number of future ride requests, and selecting an assortment to be presented with respect to the ride request, from the assortment satisfying the predetermined condition, based on the choice probability and the expected value. | 2016-04-28 |
20160117611 | CREATING AND DELIVERING A WRAPPED PACKAGE OF CARDS AS A DIGITAL COMPANION ACCOMPANYING THE PURCHASE OF TICKET(S) FOR AN EVENT - Creating and delivering an e-ticket digital companion wrap package in response to the sale or distribution of e-ticket(s) for an event. With e-ticket wrap packages, the cards are selectively authored to include (i) the e-ticket(s), (ii) media content, (iii) application functionality and/or (iv) e-commerce related services. In addition, the cards are authored in one or more linear sequences. With e-ticket digital companion wrap packages, the user experience when browsing is largely dictated by the author/ticket seller, not the ticket purchaser/holder. As a result, digital companion wrap packages have the unique ability to present to the viewer a palette of services, functions and experiences, related to the event and/or performance that the ticket holder will be attending. Further, in certain non-exclusive embodiments, the media of the cards can authored to provide a “story-book” like experience that unfolds as the individual cards are browsed in the one or more sequences. | 2016-04-28 |
20160117612 | INVENTORY MANAGEMENT SYSTEM AND METHOD - An inventory management system for administering matches between user requests and provider inventory and methods for manufacturing and using same. The inventory management system includes a concierge system for communicating with one or more prequalified providers and maintaining a user profile for a user. Upon receiving a user request, the concierge system can make intelligent provider recommendations based on the user profile and/or provide the request to at least one selected provider that evaluates the request by using a demand-side inventory system. If the selected provider accepts the request, the request is fulfilled in a personalized manner and accordance with the request terms. The concierge system handles payment arrangements; whereas, the provider and user rate the transaction. In restaurant environments, for example, the inventory management system advantageously matches reservation requests with available table inventory in a manner that maximizes the dining experience while optimizing table utilization for the restaurant. | 2016-04-28 |
20160117613 | PRESENTING A TRAVEL OPTION - Presentation of travel options may involve presenting a travel option based on an event stored in a calendar of a user. A suggestion machine may access calendar data of the user and travel data for a travel option (e.g., a flight from San Francisco to New York). Based on the accessed calendar data and travel data, the suggestion machine may present one or more travel options to the user. | 2016-04-28 |
20160117614 | METHODS AND APPARATUS FOR DYNAMICALLY PROCESSING EVENTS BASED ON AUTOMATIC DETECTION OF TIME CONFLICTS - Methods and apparatus for dynamically processing events based on automatic detection of time conflicts are disclosed. An example method includes accessing first time and date information from a user schedule, the user schedule including a scheduled item represented by the first time and date information; identifying second time and date information associated with a first event associated with a desired transaction; determining that the first event conflicts with the scheduled item by comparing the second time and date information with the first time and date information; identifying third time and date information associated with an alternate event in association with the desired transaction; determining that the alternate event does not conflict with the scheduled item by comparing the third time and date information with the first time and date information; and facilitating completion of the transaction based on the alternate event and the third time and date information. | 2016-04-28 |
20160117615 | Online Registration and Block Tracking for Travel Wholesalers, Agencies and Hotels - A system and method for providing reservation capabilities to a reservation or property management system via a plurality of Internet web sites. Each booking party is directed to a web site containing common content and content specific to the type of booking party, such as a travel agent, wholesaler, or traveler. The system ensures the complete and accurate collection of data regarding a customer and the customer's reservation request through the use of distributed software components and association with customer profiles. Each booking party may create or modify customer profile information to be associated with reservations. The product or service provider may establish and maintain its own set of commission rates, fee amounts and discount values for each type of booking party, thereby allowing the provider to control accuracy and completeness of reservations, as well as revenue flow to the booking parties. | 2016-04-28 |
20160117616 | DETERMINING ALTERNATIVE TRAVEL ITINERARIES USING WEATHER INFORMATION - Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for detecting travel information. In one aspect, a method includes obtaining current flight status information for plural flights and using the information to determine that a user's flight itinerary is delayed or canceled, determining alternative flight itineraries to the flight itinerary, and providing alternative flight itineraries for display on a user device. Determining alternative flight itineraries includes obtaining and ranking candidate alternative flight itineraries that occur within a specified time frame and that correspond to an origin and destination in the user's flight itinerary, obtaining and using weather information to determine particular candidate alternative flight itineraries having high-risk connections, weighting high-risk itineraries to generate a group of alternative flight itineraries, adjusting the ranking based on the weighting, and selecting highest-ranked candidates to generate a group of alternative flight itineraries. | 2016-04-28 |
20160117617 | USING PREFERENTIAL STATUS INDICATORS FOR ALTERNATIVE FLIGHT RECOMMENDATIONS - Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for determining alternative travel itineraries. A method includes obtaining current flight status information; using the current flight status information to determine that a user itinerary is delayed or cancelled; determining one or more alternative flight itineraries to the user itinerary, including: determining one or more preferential status indicators from user flight itinerary information, obtaining candidate alternative flight itineraries occurring within a specified time frame that correspond to an origin and destination of the user itinerary and that are expanded to include flight itineraries and seat classes that are potentially available to the user based on the one or more preferential status indicators, ranking the candidate alternative flight itineraries, and selecting highest ranked candidates to generate a group of alternative flight itineraries; and providing the group of alternative flight itineraries for display on a user device. | 2016-04-28 |
20160117618 | DETERMINING ALTERNATIVE TRAVEL ITINERARIES USING CURRENT LOCATION - Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for detecting travel information. In one aspect, a method includes obtaining current flight status information for plural flights and using the information to determine that a user's flight itinerary is delayed or canceled, determining alternative flight itineraries to the flight itinerary, and providing alternative flight itineraries for display on a user device. Determining alternative flight itineraries includes obtaining a current geographical location of the user, obtaining a collection of candidate alternative flight itineraries occurring within a specified time frame using the current geographical location of the user regardless of the origin or connection locations identified in the user's flight itinerary, ranking the candidate alternative flight itineraries, determining current flight status information for a specified number of highest-ranked candidate alternative flight itineraries, and filtering the highest-ranked candidate alternative flights based on the current flight status. | 2016-04-28 |
20160117619 | USING A FLIGHT STATUS CENTRIC VIEW FOR ALTERNATIVE FLIGHT RECOMMENDATIONS - Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for determining alternative travel itineraries. A method includes obtaining current flight status information for a plurality of flights; using the current flight status information to determine that a user flight itinerary is delayed or cancelled; determining one or more alternative flight itineraries to the user itinerary, including: obtaining a collection of candidate alternative flight itineraries occurring within a specified time frame and that correspond to an origin and destination of the user itinerary, determining current flight status information for the candidate alternative flight itineraries, ranking the collection of candidate alternative flight itineraries according to one or more criteria, and selecting a specified number of the highest ranked candidate alternative flights to generate a group of alternative flight itineraries; and providing one or more of the group of alternative flight itineraries for display on a user device. | 2016-04-28 |
20160117620 | METHODS AND SYSTEMS FOR VISUALIZING ITEMS - Methods, computing systems, and computer-readable media for displaying information about an item such as a completion. An actual completion in a field includes multiple components. These components may include monitors that monitor various elements of the components (pressure, flow through the component, water cut, etc.) and generate real-time data for those elements. A computing system may display a three-dimensional model of the actual completion and display graphics representing the components. The graphics representing the components may be displayed on the three-dimensional model at locations corresponding to the actual locations of the components within the completion. The computing device may also receive real-time data for the actual components and display alerts on the display when the real-time data triggers alarm conditions. | 2016-04-28 |
20160117621 | RE-FACTORING, RATIONALIZING AND PRIORITIZING A SERVICE MODEL AND ASSESSING SERVICE EXPOSURE IN THE SERVICE MODEL - Provided herein are approaches to re-factor, rationalize, and prioritize a service model, and to assess service exposure in the service model. At least one approach provides: determining a granularity of a service of the service model; re-factoring and refining a service portfolio and a hierarchy of the service model; adapting a Service Litmus Test (SLT) and service exposure scope to the service model; applying at least one Service Litmus Test (SLT) to the service model; and verifying, with each affected stakeholder associated with the service model, that the service model achieves business and technical needs based on the results of the SLTs, which include tests to make exposure decisions, including whether to expose the service or not expose the service, wherein the service represent business capabilities and are placed in the hierarchy of the service model which represents the granularity. | 2016-04-28 |
20160117622 | SHARED RISK GROUP MANAGEMENT SYSTEM, SHARED RISK GROUP MANAGEMENT METHOD, AND SHARED RISK GROUP MANAGEMENT PROGRAM - Provided are a service influence degree calculation unit | 2016-04-28 |
20160117623 | DATABASE MANAGEMENT AND PRESENTATION PROCESSING OF AGRAPHICAL USER INTERFACE - A system for database management and presentation processing of a graphical user interface includes a network interface interfacing with multiple data sources comprising internal systems and external systems, one or more processors, and an application service integration and communication layer to receive data including a live data feed. A data storage device stores schemas of data structures, and the data structures may include tables based on types and fields. The application service integration and communication layer normalizes and formats the live data feed according to the predetermined schemas, and stores the normalized and formatted procurement data in the database. A graphical user interface of true conditions assigned to procurement data in the live data feed is displayed. | 2016-04-28 |
20160117624 | INTELLIGENT MEETING ENHANCEMENT SYSTEM - A system, comprising hardware and software executing upon the hardware, for meeting handling that includes a set of stored user profiles, meeting profiles, meeting data, a meeting creation module, a meeting capture module, a meeting processor, and an evaluation module. During a meeting creation process, the meeting creation module can provide an interactive interface for collecting data from a meeting creator to create the meeting profile for the meeting. The meeting capture module captures data communicated between any of the meeting participants. The meeting processor analyzes the data to provide meeting recommendations as the meeting is being conducted. The evaluation module determines an effectiveness rating for the meeting and a performance rating for each of the meeting participant. | 2016-04-28 |
20160117625 | METHODS AND SYSTEMS FOR ASSESSING AN ORGANIZATION - Methods and systems for assessing an organization. Values of each of one or more first parameters associated with a first dimension, and values of each of one or more second parameters associated with a second dimension, are received. The first dimension corresponds to an existing innovation strength of the organization. The second dimension corresponds to future innovation strength of said organization. A first rating and a second rating is assigned to each of first parameters and second parameters, respectively, associated with a first dimension and a second dimension, respectively. Based on the first rating and the second rating, a first score and a second score, respectively, is determined. The organization is categorized in one or more categories based on the first score and the second score. Further, the categorization of the organization is displayed through a user-interface on a display device. | 2016-04-28 |
20160117626 | System and Method for Determining a Ranking Schema to Calculate Effort Related to an Entity - A method and system of ranking a performance entity is provided where a change in sales associated with the performance entity is calculated, the amount of sales relative to the amount of users hearing an album, the change in sales, listens and views indicative of a difference between a first point quantity is taken during a first time interval and a second point quantity taken during a second time interval, and a weekly sales result compared to an expected sales result. A list score is calculated based on a number of users associated with the performance entity, the number of users aggregated based on user data associated with a plurality of lists, a performance score of effort is calculated, and, based on the change in sales, the list score and the performance score, a relative ranking of the performance entity is determined among a plurality of performance entities. | 2016-04-28 |
20160117627 | SYSTEMS AND METHODS FOR WORKER RESOURCE MANAGEMENT - A worker resource management system may include a voice-directed mobile terminal that enables a dialog between a user and the voice-directed mobile terminal. At least one computer may be in communication with the mobile terminal. The computer can include a worker resource management module that receives and records user activity from the voice-directed mobile terminal. The worker resource management module can identify user productivity patterns and provide work assessment predictions based at least in part upon the user activity that is received and recorded. Management can make worker resource decisions in response to the user productivity patterns identified or the work assessment predictions provided by the worker resource management module. | 2016-04-28 |
20160117628 | LANGUAGE TRANSLATION AND WORK ASSIGNMENT OPTIMIZATION IN A CUSTOMER SUPPORT ENVIRONMENT - Approaches presented herein enable assignment of translated work to an agent in a customer support environment based on a confidence factor that measures accuracy of translation and an agent's language skill. Specifically, agent proficiencies in a set of natural languages are measured and scored. An incoming customer communication is translated into one or more natural languages and each language translation is assigned a translation score based on a confidence of translation. The skill score and translation score are utilized to calculate a confidence factor for each language. In one approach, the customer communication is assigned to an agent that has a confidence factor greater than a predetermined threshold confidence factor. In another approach, the communication is only assigned if a rule optimizing agent availability and risk of constrained resources is satisfied. | 2016-04-28 |
20160117629 | PREDICTIVE APPROACH TO ENVIRONMENT PROVISIONING - Embodiments of the present invention provide methods, systems, and computer program products for building an environment. Embodiments of the present invention can be used to allocate resources and build an environment such that the environment is built when a user is prepared to test one or more portions of code in the environment. Embodiments of the present invention can be used to reduce the “lag time” developers experience between waiting for the code to be built and for resources to be provisioned, and can also provide a less costly alternative to maintaining and operating dedicated environments. | 2016-04-28 |
20160117630 | ORPHANED PACKAGE IDENTIFICATION - A system receives data associated with an orphaned package, compares the data associated with the orphaned package to package data in a database, generates a list of candidate packages based on the comparison, and identifies the orphaned package as a function of the list of candidate packages. | 2016-04-28 |
20160117631 | ORPHANED ITEM IDENTIFICATION - A system receives data associated with an orphaned item, compares the data associated with the orphaned item to data in a database, generates a list of candidate items based on the comparison, and identifies the orphaned item as a function of the list of candidate items. | 2016-04-28 |
20160117632 | INFORMATION PROCESSING APPARATUS, COMMODITY SALES SYSTEM, AND COMMODITY SALES METHOD - An information processing apparatus according to an embodiment includes an interface and a control unit. The interface receives image data including an object image transmitted from a first terminal. The control unit extracts a feature value of the object image in the image data, compares the feature value and feature values of commodities registered beforehand, calculates similarity for each of the commodities, and transmits information concerning the commodity having similarity equal to or larger than a specified value to the first terminal using an interface. | 2016-04-28 |
20160117633 | INFORMATION PROVIDING SYSTEM AND SALES SETTLEMENT TERMINAL - An information providing system for selling commodities comprises a tag for storing information; a server comprising a customer information management section to manage various information of a customer; a commodity information storage section to store various information of a commodity for sale; a commodity information temporary storage section to store information of the currently purchased commodities; and a providing information creation section to create information for a specific customer; a sales settlement terminal comprising a data temporary storage section to store the data of the purchased commodities; a purchase amount calculation section to calculate the settlement amount of the purchased commodities; and an information recording antenna section to record the information provided to the specific customer in the tag; and an information acquisition antenna section to be connected with the server to acquire the information stored in the tag. | 2016-04-28 |
20160117634 | Real-Time Equipment Inventory Collection in an Enterprise Server Environment - A system, method, and computer-readable medium are disclosed for enabling a user to identify excess equipment inventory within a particular information handling system located within an enterprise environment such as via a management controller. In certain embodiments, the management controller comprises a remote access controller such as a Dell iDRAC type management controller. In certain embodiments, the management controller provides low level control for all hardware included within the enterprise environment. Also, in certain embodiments, the management controller comprises a Lifecycle controller which maintains hardware and software inventory. | 2016-04-28 |
20160117635 | SELECTIVE HIGH-RESOLUTION VIDEO MONITORING IN A MATERIALS HANDLING FACILITY - A video-based monitoring system may dynamically adjust the resolution or frame rate of video cameras in a materials handling facility in response to changing conditions or events. The resolution or frame rate may be increased when an agent authorized to handle high-value items (e.g., expensive items or those at high risk of being stolen) enters the field of view of a given camera in the facility. The system (or a video camera thereof) may detect the presence of the authorized agent by detecting that his clothing or equipment includes a color or pattern designating such authorization using analytics applied to a video stream captured by the camera. Other pre-defined conditions or events indicating that higher-resolution video monitoring is warranted may trigger an increase in the resolution or frame rate of a camera. The resolution or frame rate may be decreased when these conditions or events no longer apply. | 2016-04-28 |
20160117636 | SYSTEMS AND METHODS FOR FUELING MOTOR VEHICLES - Methods and systems can automate the delivery of motor vehicle fuel while reducing the need for operator involvement and driving to a gas station. A server with access to a database and in wireless communication with computers installed in a motor vehicle can collect data from the computers including vehicle fuel level and vehicle geographic location. The data can be compared to the data to a fuel level threshold and geographic boundary. The data can be transmitted wirelessly through a wireless network to the database. A mobile fuel tanker truck can be dispatched to the vehicle's location when at least one of: fuel service is requested by a user of the vehicle or the vehicle's fuel level falls beneath the fuel level threshold. Fuel service can be requested by a user via a smartphone running an application that enables the monitoring, management, selection, and ordering of fuel service. | 2016-04-28 |
20160117637 | APPARATUS AND METHOD FOR TRACKING AND MANAGING CEMENT, CONCRETE, OR OTHER DELIVERIES - A method implemented by an electronic device includes receiving information associated with an order of one or more time-sensitive orders for construction materials. The method also includes displaying, based on the information, a time when the order is to be delivered by, a current location of a vehicle associated with the order, and a total amount of construction material ordered and delivered for the order. An electronic device includes a controller configured to receive information associated with an order of one or more time-sensitive orders for construction materials. The electronic device also includes a display unit configured to display, based on the information, a time when the order is to be delivered by, a current location of a vehicle associated with the order, and a total amount of construction material ordered and delivered for the order. The method and electronic device are used to track and manage various deliveries. | 2016-04-28 |
20160117638 | SYSTEMS AND METHODS FOR DYNAMIC MANAGMENT OF OBJECT TRANSMISSION - A system for dynamically managing transport of at least one item from a source location to a destination location, the system configured to: (1) ascertain a mode of the administrator after authenticating an administrator; (2) perform a set of administrative functions; (3) assign a load from the set of accepted loads to the driver; (4) ascertain a set of load attributes for loads requested from a set of external sources; (5) display a job acceptance form to ascertain a set of job attributes; (6) assign at least one driver to a specific load; (7) display and edit the driver's log book; (8) locate the driver and the driver's specific equipment on a map; (9) evaluate the driver's performance by reviewing a set of assignments completed by the driver within a predefined time span; and (10) configure a set of system parameters. | 2016-04-28 |
20160117639 | DEVICE ASSOCIATION-BASED LOCATING SYSTEM AND METHOD - A device locating method includes broadcasting by a first mobile device a signal comprising an identifier associated with the first mobile device. A second mobile device receives and measures the signal broadcast by the first mobile device to produce one or more signal measurements. The second mobile device transmits the identifier associated with the first mobile device and the one or more signal measurements to a computing system. The computing system receives the identifier associated with the first mobile device and the one or more signal measurements from the second mobile device. The computing system estimates a location of the first mobile device based on the one or more signal measurements, and the location is transmitted to a user associated with the first mobile device. A traffic flow determination method, product ordering method and associated systems are also provided. | 2016-04-28 |
20160117640 | DEVICES, SYSTEMS AND METHODS FOR WIRELESSLY ROUTING A VEHICLE - The present invention automates the process of receiving transportation documentation and producing advance loading manifests therefrom to optimize load planning and dynamic product shipment and delivery control. Methods provide for receipt of the transportation documentation, initial preparation, and transmission of the documentation from on board a vehicle or while the vehicle is in transit. | 2016-04-28 |
20160117641 | CODE-FREE INGESTION OF JOB POSTINGS - A method of ingesting job postings into a social-networking system is disclosed. A candidate mapping is identified between a type of a data field corresponding to content items published on a third-party system and a type of a data field corresponding to job postings published on a. social-networking system. A user interface is generated to prompt an administrator to identify the candidate mapping as a confirmed mapping. Based on the administrator identifying the candidate mapping as the confirmed mapping, the mapping is included in a data model corresponding to the content items published on the third-party system. Additional job postings to be published on the social-networking system are generated based on an application of the data model to additional content items published on the third-party system. | 2016-04-28 |
20160117642 | Marketplace for Service Providers' Time - A computer implemented system and method whereby service providers offer blocks of their available time to be bid upon by service buyers. In addition, with respect to a time block for which service has been performed, fee and ratings data are used to derive a monetary value rating per unit of time for the time block. The monetary value rating with respect to a time block is aggregated and averaged with other such ratings received by the service provider on other time blocks to provide expected value information to the marketplace. This expected value per unit of time worked or billed would likely correlate to the actual fees that the service provider is able to command on the auction marketplace with respect to future time blocks. | 2016-04-28 |
20160117643 | COMMUNITY SERVICE TRACKING AND VERIFICATION SYTEM - A community service tracking and verification system that allows users to use computers and the Internet to track and verify the completion of community service hours served. Internet connectivity is established between a plurality of volunteer computers and a plurality of service opportunity provider computers. As a volunteer completes his service hours, the total number of hours completed is logged into the system. This information is verified for accuracy by the service opportunity provider computer. In a preferred embodiment an official transcript showing the completion of verified service hours can be printed out as needed. | 2016-04-28 |
20160117644 | SYSTEM AND METHOD FOR BUSINESS PROCESS AUTOMATION FOR FINANCIAL ADVISORS - A system and method for business process automation for financial advisors are disclosed. A particular embodiment includes: generating, by a data processor, a user interface for a user at a user platform; presenting to the user, by use of the user interface, a plurality of activities associated with a plurality of clients; enabling the user to create a new activity for one of the plurality of clients, the activity including an associated activity date; notifying the user when the activity becomes due based on the activity date; and presenting to the user, by use of the user interface, a view of an aggregation of key client performance metrics summarized in corresponding graphic images, the key client performance metrics including a plurality of different dimensions to inform the user of a current level of performance of an aggregate of the user's clients in each of the plurality of different dimensions, the plurality of different dimensions including an interaction dimension that measures the user's responsiveness to the plurality of activities associated with the plurality of clients. | 2016-04-28 |
20160117645 | MEETING LAUNCHER - Embodiments of the present provide a method, system and computer program product for the automated launching of an e-meeting. In an embodiment of the invention, a method for meeting invite management includes creating in a C&S system an event from an e-mail invite to attend an e-meeting. Subsequently, the invite is parsed to extract into memory a hyperlink to the e-meeting, a user identifier and password. Thereafter, macro logic is generated that is programmed to access the e-meeting at the hyperlink and to authenticate into the e-meeting utilizing the user identifier and password. Finally, the macro logic is associated with a user interface control and the user interface control is embedded into the created event in the C&S system. | 2016-04-28 |
20160117646 | MANAGING BUILDING INFORMATION AND RESOLVING BUILDING ISSUES - In one implementation, a computer-implemented method includes receiving information that describes an issue with a building; accessing data that identifies (i) a plurality of components that are included in the building and (ii) features of the plurality of components; identifying one or more candidate components that have at least a threshold likelihood of being a cause of the issue; selecting a candidate service provider from among a plurality of service providers based on a comparison of (i) the one or more candidate components and (ii) information identifying technical qualifications for the plurality of service providers; transmitting a service request for the issue to the candidate service provider; receiving a response from the candidate service provider; and scheduling, based on the response, a service appointment with the candidate service provider to resolve the issue. | 2016-04-28 |
20160117647 | MANAGING MONEY MOVEMENT METHODS INVOLVING A PAYMENT SERVICE SYSTEM - A method to send a payment to satisfy an obligation. The method includes receiving, by a payment service, a target time request to complete the payment, wherein the target time request comprises a first target time for completing at least a first portion of the payment, comparing, in response to receiving the target time request, a current time and the first target time to determine a first available payment processing time, selecting a first electronic funds transfer (EFT) network from a plurality of EFT networks based on matching the first available payment processing time to a first estimated payment processing time of the first EFT network, and initiating, in response to selecting the first EFT network, processing of the first portion of the payment using the first EFT network. | 2016-04-28 |
20160117648 | SECURE ELEMENT AUTHENTICATION FOR REMOTE DEPOSIT OF CHECK IMAGES RECEIVED FROM PAYORS - A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit. | 2016-04-28 |
20160117649 | PAYMENT PROCESSING SYSTEM AND METHOD FOR PURCHASING REGULATED GOODS - A system for processing payment of regulated goods includes a computer-based manager configured with databases for storing data relative to a user's eligibility to purchase regulated goods, data relative to vendor inventory of regulated goods, data relative to vouchers requested by such user. Such system further includes a remote system in communication with the manager through which a user may request a voucher and pay for the regulated goods after which a voucher is generated by the remote system. A vendor system verifies the validity of the generated voucher and provides inventory data to the manager upon dispensing of the regulated goods to the verified user. | 2016-04-28 |
20160117650 | PAYMENT SYSTEM - The payment system disclosed herein provides for receiving a request from a first user for funds from an account related to an organization, determining an organizational level of the user in the organization, determining the fund access privilege of the first user based on the organizational level of the user; and associating a set of fund use privileges for the first user, the set of fund use privileges including an amount of funds available to the user, a type of transactions allowed using the funds and a time period for use of the funds. | 2016-04-28 |
20160117651 | FACILITATING SENDING AND RECEIVING OF PAYMENTS BETWEEN USERS IN A GROUP - The present disclosure relates to systems, methods, and devices for sending and receiving payments using an integrated payment and messaging system. In particular, the integrated payment and messaging system allows users to send and receive electronic payments as well as exchange messages. Additional implementations involve facilitating payment transaction by inferring payment events. Still further implementations involve facilitating payment transactions between groups of users. In addition to the foregoing, one or more implementations allow a user to initiate payment transactions without first providing a payment credential. | 2016-04-28 |
20160117652 | INFORMATION PROCESSING DEVICE, ELECTRONIC CREDIT INFORMATION COLLECTING SYSTEM, AND ELECTRONIC CREDIT INFORMATION COLLECTING METHOD - An information processing device including a determining unit for determining whether a registrant who registers electronic credit information for a provider to an electronic credit server is same as an issuer who issues electronic credit, based on payment information; a comparison unit for comparing the payment information with information stored in a customer master DB while switching a reference destination of the information between a case where the registrant is different from the issuer and a case where the registrant is the same as the issuer, depending on a determination result; a retrieval unit for retrieving, depending on a comparison result, information on the registrant of the electronic credit based on the payment information; and a providing unit for providing, upon determining that the comparison is successful, the information that is retrieved by the retrieval unit as electronic credit collecting information. | 2016-04-28 |
20160117653 | APPLICATION OF DYNAMIC TOKENS - A method assigns token requirements to service subscriptions in a service platform, such as a service platform containing entities or a database containing a plurality of said entities. The operator of the service platform establishes customization factors and maintains records reserving data services associated with token requirements for delivery to entities. In addition, customization factors are determined from values representing information associated with objects in a database. Token requirements associated with data services are calculated from one or more formulas utilizing customization factors. Sponsorships associated with the entities can be accepted by the service platform. The service platform can apply credit toward the fulfillment of token requirements. An entity can be provided a data service based on a relationship with a sponsorship such that an entity assigned a subscription having a token requirement fulfilled as a result of applying credit from a sponsorship will receive services related to the subscription. | 2016-04-28 |
20160117654 | DUAL VALIDATOR SELF-SERVICE KIOSK - Apparatus and methods are provided for a dual validator self-service kiosk (“SSK”). The SSK may include a first validator. The first validator may examine a deposit inserted into the SSK. The SSK may include a second validator. The second validator may examine a tangible item before the SSK dispenses the tangible item. The SSK may retract the tangible item if the tangible item in not collected by a customer. The second validator may examine the tangible item after being retracted by the SSK. The first validator may apply a first examination routine to the deposit. The second validator may apply a second examination routine before the SSK dispenses the tangible item. The second validator may apply a third examination routine to a tangible item retracted by the SSK. | 2016-04-28 |
20160117655 | STACKING PURGE-BIN - Apparatus and methods for a stacking purge-bin (“SPB”) are provided. The SPB may be configured to rotate. The SPB may include a plurality of receiving sections. One or more tangible items retracted by the SSK may be stored in each receiving section. Rotating the SPB between each retraction may prevent tangible items from two consecutive retractions from being stored in a single receiving section. Preventing tangible items from two consecutive retractions from being stored in a single receiving section may allow each tangible item to be associated with transaction information corresponding to a retraction. The SPB may store separators. A separator may be inserted between tangible items received from two consecutive retractions. Separating between tangible items received from two consecutive retractions may allow each tangible item to be associated with transaction information corresponding to a retraction. Transaction information associated with a retraction may be marked on the separator. | 2016-04-28 |
20160117656 | DATA BATCH PROCESSING METHOD AND SYSTEM - A computer system receives, from a client device, a virtual bill request including user identification information of a user associated with the client device and then activates a virtual bill and associates the virtual bill with the client device, the virtual bill having a predefined effective time period. After receiving data corresponding to one or more items added to the virtual bill within the predefined effective time period through respective close proximity data communication between the client device and one or more respective terminals, the computer system determines a value based on the data corresponding to the one or more items and sends a verification request to the client device. Upon receipt of verification information responsive to the verification request, the computer system initiates a transfer of the value from an account associated with the user in accordance with a determination that the verification information is valid. | 2016-04-28 |
20160117657 | Systems and Methods for Advanced Energy Settlements, Network-Based Messaging, and Applications Supporting the Same - Systems and methods for electric power messaging and settlements including advanced energy settlements, messaging, and applications for electric power supply, load, and/or curtailment and data analytics associated with the same. Systems and methods for providing data analytics and customer or consumer guidance and controls are provided, and coupled with graphic user interfaces for interactive control and command of grid elements, design, specification, construction, management and financial settlement for data centers and/or microgrids, business and residential power consumption, control, management, messaging and settlements, mobile applications, websites, marketing offers, optimal pricing for comparable energy plans, retail electric provider and direct consumer alternatives, network of power architecture, EnergyNet applications, software development kit, and application web-based storefronts. | 2016-04-28 |
20160117658 | Credit Control Method, Policy and Charging Enforcement Function Entity, and Online Charging System - Embodiments of the present invention provide a credit control method, a policy and charging enforcement function entity, and an online charging system. The method includes: if an OCS determines that a service borne by a second bearer may share a credit pool with a service borne by a first bearer, sending a second quota allocated to the second bearer and a credit pool identifier corresponding to the first bearer to the PCEF, so that the PCEF stores the second quota and a first quota in a same credit pool, so that the second bearer and the first bearer use the same credit pool, thereby implementing sharing of the credit pool between IP-CAN bearers and even between IP-CAN sessions, and ensuring smoothness of a service | 2016-04-28 |
20160117659 | PAYMENT TERMINAL OPERATION METHOD AND SYSTEM THEREFOR - A method of payment terminal operation, including: receiving a payment collection request for a payment from an application, generating a payment initiation request for the payment, sending the payment initiation request to a secure processing system, switching the secure processing system from operation in an unsecured mode to operation in a secured mode in response to receipt of the payment initiation request, facilitating payment information entry, and receiving a payment response notification, generated based on the payment information, at the main processor. | 2016-04-28 |
20160117660 | MOBILE WALLET DETECTION AT A CONTACTLESS POINT OF SALE TERMINAL - Technologies for mobile wallet detection include a mobile communication device implementing a mobile wallet and a point-of-sale terminal. During a transaction, the mobile communication device and the point-of-sale terminal initiate a near-field communication connection, and identification data indicating the type of the mobile wallet is transmitted to the point-of-sale terminal. The identification data may describe the mobile wallet and/or the mobile communication device. The point-of-sale terminal determines the type of the mobile wallet without relying on a third party such as a backend card processor. The point-of-sale terminal identifies offers for services or discounts that may be applied to the purchase transaction based on the type of the mobile wallet. The point-of-sale terminal may transmit the offers to the mobile communication device, which may allow the user to accept the offers. Offers may be determined by querying a third-party offering service. Other embodiments are described and claimed. | 2016-04-28 |
20160117661 | DESK-TOP INFORMATION PROCESSING APPARATUS - In accordance with one embodiment, a desk-top information processing apparatus comprises a touch panel display, a reading section and a control section. The touch panel display positions a display screen thereof on the upper surface of a top plate of the desk-top information processing apparatus. The reading section reads the information recorded in a card. The control section controls the display and the operation of the touch panel display. The control section controls whether or not to proceed to a settlement processing based on the card information acquired by the reading section. | 2016-04-28 |
20160117662 | PAYMENT TERMINAL SYSTEM AND METHOD OF USE - A payment terminal, including: a display, an input device configured to generate input signals indicative of a user input, a payment instrument reader configured to receive payment instrument data from a financial payment instrument, a secure processor connected to the payment instrument reader, a main processor connected to the display, the main processor separate and distinct from the secure processor, a secure input processor connected to the input device and the secure processor, wherein the secure processor is operable between an unsecured mode, wherein the secure processor sends input coordinates based on the input signals received from the secure input processor to the main processor; and a secured mode, wherein the secure input processor ceases input coordinate forwarding to the main processor. | 2016-04-28 |
20160117663 | METHOD AND APPARATUS FOR INVOKING A DEGRADED MODE ARCHITECTURE - An apparatus for invoking a degraded mode architecture is provided. The apparatus may include a desktop application, a branch processor, and/or a data center. The branch processor may be in communication with the data center and the desktop application. The branch processor may transmit activities that occurred in the branch processor and the desktop application to the data center. During a termination of communication between the data center and the branch processor, the branch processor may save branch processor activities and desktop application activities. After the termination of communication, the branch processor may transmit the saved activities to the data center. In addition, many components which may be found on the desktop application may also be found on the branch processor. This may enable the branch processor to perform the desktop application capabilities when there is a termination of communication between the desktop application and the branch processor. | 2016-04-28 |
20160117664 | SYSTEMS AND METHODS FOR ASSOCIATING OBJECT MOVEMENT WITH A PREDETERMINED COMMAND FOR APPLICATION IN A TRANSACTION - Systems and methods for associating object movement with a predetermined command for application in a transaction are disclosed. According to an aspect, a method includes associating an object with a transaction. The method also includes determining whether the object moves in accordance with a predetermined movement. Further, the method includes applying a predetermined command in the transaction in association with the object in response to determining that the object moves in accordance with the predetermined movement. | 2016-04-28 |
20160117665 | FACILITATING INITIATING PAYMENTS WITHOUT A PAYMENT CREDENTIAL - The present disclosure relates to systems, methods, and devices for sending and receiving payments using an integrated payment and messaging system. In particular, the integrated payment and messaging system allows users to send and receive electronic payments as well as exchange messages. Additional implementations involve facilitating payment transaction by inferring payment events. Still further implementations involve facilitating payment transactions between groups of users. In addition to the foregoing, one or more implementations allow a user to initiate payment transactions without first providing a payment credential. | 2016-04-28 |
20160117666 | FACILITATING SENDING AND RECEIVING OF PEER-TO-PEER PAYMENTS - The present disclosure relates to systems, methods, and devices for sending and receiving payments using an integrated payment and messaging system. In particular, the integrated payment and messaging system allows users to send and receive electronic payments as well as exchange messages. Additional implementations involve facilitating payment transaction by inferring payment events. Still further implementations involve facilitating payment transactions between groups of users. In addition to the foregoing, one or more implementations allow a user to initiate payment transactions without first providing a payment credential. | 2016-04-28 |
20160117667 | DIVIDED PAYMENT METHOD, APPARATUS AND SYSTEM - A divided payment method and an apparatus and system for the method. According to this invention, a mobile communication device receives virtual payment information of a person participating in divided payment from at least one another mobile communication device or a payment service apparatus. After creating divided payment request information by using own payment information and the received virtual payment information, the mobile communication device requests the divided payment by transmitting the created divided payment request information to the payment device. Therefore, even though only one person among several persons participating in mobile payment transacts payment, the divided payment is performed for all persons. Also, since payment information of a person participating in the divided payment is offered in the form of virtual payment information to the mobile communication device transacting payment, it is possible to remove danger of misuse due to offering payment information to other person. | 2016-04-28 |
20160117668 | ESTABLISHING TRUST FOR CONDUCTING DIRECT SECURE ELECTRONIC TRANSACTIONS BETWEEN A USER AND SERVICE PROVIDERS - Ensuring security of electronic transactions between a user and a service provider involves establishing electronic trust among a user, device, transaction service provider, and service providers through OTAC processing, key generation and exchange, and verification. | 2016-04-28 |
20160117669 | ESTABLISHING TRUST FOR CONDUCTING DIRECT SECURE ELECTRONIC TRANSACTIONS BETWEEN A USER AND TRAVEL SERVICE PROVIDERS - Ensuring security of electronic transactions between a user and a travel service provider involves establishing electronic trust among a user, device, transaction service provider, and travel service providers through OTAC processing, key generation and exchange, and verification. | 2016-04-28 |
20160117670 | FACILITATING SENDING AND RECEIVING OF PAYMENTS USING MESSAGE-BASED CONTEXTUAL PROMPTS - The present disclosure relates to systems, methods, and devices for sending and receiving payments using an integrated payment and messaging system. In particular, the integrated payment and messaging system allows users to send and receive electronic payments as well as exchange messages. Additional implementations involve facilitating payment transaction by inferring payment events. Still further implementations involve facilitating payment transactions between groups of users. In addition to the foregoing, one or more implementations allow a user to initiate payment transactions without first providing a payment credential. | 2016-04-28 |
20160117671 | SYSTEM AND METHOD FOR PROTECTING ELECTRONIC MONEY TRANSACTIONS - Disclosed are systems and methods for protecting electronic money transactions from fraud and malware. An exemplary method include scanning a computer to detect software objects associated with electronic money that includes at least one of a wallet configured to store electronic money, an electronic money generating application, and data including an interaction history with an electronic exchange for electronic money; identifying and adjusting electronic money security modules configured to provide data security to the detected software objects associated with the electronic money; and executing, by the adjusted electronic money security modules, at least one electronic money transaction involving the electronic money. In one aspect, the electronic money security modules include a wallet protection module, a malware detection module, and a traffic control module. | 2016-04-28 |
20160117672 | ELECTRONIC CREDITING OF AN ACCOUNT LINKED TO A PAYMENT DEVICE - According to one aspect of the invention, there is provided a method of remotely electronically crediting an account linked to a payment device, the method comprising: placing the payment device, which is linked to the account, in communication with a computing terminal; determining in the computing terminal, the account to be credited from data stored on the payment device; indicating, to the computing terminal, an amount to credit the account, wherein the amount is in a different currency from a currency assigned to the account; receiving the amount in the different currency; converting, in a server, the amount in the different currency into the currency assigned to the account; and crediting the account with the amount in the currency assigned to the account. A server and a computing terminal that facilitates this remote electronic crediting of this account are also disclosed. | 2016-04-28 |
20160117673 | SYSTEM AND METHOD FOR SECURED TRANSACTIONS USING MOBILE DEVICES - A secure payment system provisions a payment transaction proxy with virtual EMV-type chipcards on secure backend servers. Users authorize the proxy in each transaction to make payments in the Cloud for them. The proxy carries out the job without exposing the cryptographic keys to risk. User, message, and/or device authentication in multifactor configurations are erected in realtime to validate each user's intent to permit the proxy to sign for a particular transaction on the user's behalf. Users are led through a series of steps by the proxy to validate their authenticity and intent, sometimes incrementally involving additional user devices and communications channels that were pre-registered. Authentication risk can be scored by the proxy, and high risk transactions that are identified are tasked by further incrementally linking in more user devices, communications channels, and user challenges to increase the number of security factors required to authenticate. | 2016-04-28 |
20160117674 | DIRECT PERSONAL MOBILE DEVICE USER TO SERVICE PROVIDER SECURE TRANSACTION CHANNEL - Ensuring security of electronic transactions between a personal mobile device user and a service provider involves establishing trust between a user and a transaction service provider, authenticating the personal mobile device of the user, establishing a secure communication channel between the user and the service provider, and registering the user with the service provider over the secure communications channel. | 2016-04-28 |
20160117675 | SYSTEMS AND METHODS TO SET UP AN OPERATION AT A COMPUTER SYSTEM CONNECTED WITH A PLURALITY OF COMPUTER SYSTEMS VIA A COMPUTER NETWORK USING A ROUND TRIP COMMUNICATION OF AN IDENTIFIER OF THE OPERATION - Systems and methods to activate the processing of an allocated resource in operations with a processing system by the use of a round trip communication of the identifier of the resource, in which the resource identifier is communicated from a portal of the processing system to a first website, which passes the resource identifier to a second website during forwarding or redirecting a web browser from the first website to the second website, where the second website provides the resource identifier back to the processing system in communications with the processing system for operations required for the activation of the resource. Upon activation, the resource is processed during a communication session between the first website and the portal (or the processing system). | 2016-04-28 |
20160117676 | ILLUSTRATION TO CONDUCT AN EXPEDITED ELECTRONIC TRANSACTION - A method to display an illustration to conduct an expedited electronic transaction is provided. Consumer identification information identifying a consumer is received. The consumer identification information is stored in association with a web browser of a consumer's device. A customized illustration is displayed based on the received consumer identification information on the consumer's device. A request is received for the expedited electronic transaction by swiping the customized illustration across a portion of the display of the consumer's device. Transaction data sufficient to complete the electronic transaction is sent to the merchant based on the swipe of the customized illustration across display of the consumer's device. | 2016-04-28 |
20160117677 | METHOD AND SYSTEM FOR DYNAMIC FUNDING - A request to process a payment is received from a point of sale (POS) device. The request includes identify information corresponding to a device of a user that is used to pay for a purchase at the POS device. An authorization to process the request is received via the POS device. The request to process the payment is processed based on the receiving of the authorization. | 2016-04-28 |
20160117678 | PAYMENT SYSTEM - The payment system disclosed herein provides for receiving a request from a first user for funds from an account related to an organization, determining an organizational level of the user in the organization, determining the fund access privilege of the first user based on the organizational level of the user; and associating a set of fund use privileges for the first user, the set of fund use privileges including an amount of funds available to the user, a type of transactions allowed using the funds and a time period for use of the funds. | 2016-04-28 |
20160117679 | Automated Payment Information Update With Vendors - A wallet integration server generates a list of one or more vendors for presentation to a user responsive to a successful authentication of the user. Upon receiving a selection of at least one vendor from the list of vendors by the user, the wallet integration server generates and transmits a validation request to the at least one vendor for validating the user. Responsive to a successful validation of the user by the at least one vendor, the wallet integration engine generates and transmits a message comprising payment information associated with the user to the at least one vendor. Further, the wallet integration server receives a notification confirming receipt of the payment information by the at least one vendor. | 2016-04-28 |
20160117680 | PAYMENT PROCESSING - Payment processing as disclosed includes maintaining registration data and masked payment data so that it is accessible to a computing device. The registration data represents a registration of the computing device with a remote payment processing system. The masked payment data indirectly, but not directly, identifies payment data associated with a user. An application programming interface for receiving a payment request from a merchant application is exposed. In response to receiving the payment request for an amount via the interface, the user is prompted for authorization data. Only upon verification of the authorization data, the registration data, the masked payment data, and the amount are communicated to the payment processing system. | 2016-04-28 |
20160117681 | ELECTRONIC TRADING METHOD AND SYSTEM, AND PAYMENT PLATFORM SYSTEM - Disclosed are an electronic trading method and system, and a payment platform system. The electronic trading system comprises a merchant trading system used by a merchant, a trading gateway, a bank system, a payment gateway and a payment platform system. The merchant trading system comprises a terminal used by a user and a merchant trading server. The payment platform system communicates with the merchant trading system via the trading gateway and communicates with the bank system via the payment gateway. The payment platform system is configured to receive an agreement deduction request sent from the merchant trading system, to verify the agreement deduction request, and to communicate with the bank system so as to perform a deduction according to the agreement deduction request and a predetermined payment deduction agreement after the agreement deduction request passes verification. | 2016-04-28 |
20160117682 | SECURE SEAMLESS PAYMENTS - Methods and systems for facilitating payment are described. A user creates a user profile with a service provider, and the user profile is stored locally on a user device. When the user wants to make a payment from the user device, software running in the background of the device determines that a user profile is stored on the user device. If a user profile is detected, the software automatically presents the user with an option to make a payment with one or more funding sources. User credentials in the user profile are used to authenticate the user and authorize payment. | 2016-04-28 |
20160117683 | APPARATUS AND METHOD FOR PAYMENT USING A SECURE MODULE - An apparatus and method of registering and using financial information are provided. The method includes acquiring user information related to a user of the electronic device; authenticating the user based on the acquired user information; transmitting, to a second external device, a request to allow a first external device to receive an access right for accessing a security module included in the electronic device, based on the authentication of the user; and receiving financial information for the user from the first external device, based on the access right being granted from the second external device to the first external device. | 2016-04-28 |
20160117684 | EVALUATION OF VOICE COMMUNICATIONS - One-to-many comparisons of callers' words and/or voice prints with known words and/or voice prints to identify any substantial matches between them. When a customer communicates with a particular entity, such as a customer service center, the system makes a recording of the real-time call including both the customer's and agent's voices. The system segments the recording to extract different words, such as words of anger. The system may also segment at least a portion of the customer's voice to create a tone profile, and it formats the segmented words and tone profiles for network transmission to a server. The server compares the customer's words and/or tone profiles with multiple known words and/or tone profiles stored on a database to determine any substantial matches. The identification of any matches may be used for a variety of purposes, such as providing representative feedback or customer follow-up. | 2016-04-28 |
20160117685 | A COUNTERFEITING CONTROL SYSTEM - The invention discloses a counterfeiting control system for products intended for sale, comprising a product intended for sale ( | 2016-04-28 |
20160117686 | SYSTEM AND METHOD FOR GENERATING A RANDOM NUMBER AND/OR MARKER SENTENCE USING SPOKEN SENTENCE - A system and method for generating a random number and/or marker sentence using spoken sentence is provided. The system includes a master table which stores a unique value for each characters/word of the spoken sentence, a master rule and a configuration database. The configuration database stores a list of manufacturer and a list of products associated to the each manufacturer and the list of rules for each of the manufacturers and/or each of the products. The configuration database also includes a book set which stores a list of cue-words. The system generates the random number based on the spoken sentence using mater table and master rule. The system generates a marker by identifying and appending the cue-word to the spoken sentence based on set of rules stored in the configuration database. | 2016-04-28 |
20160117687 | ENGAGING RETAIL CUSTOMERS OVER COMMUNICATION NETWORKS - A historical-data module may retrieve historical prices and/or sales numbers for products at a presently-relevant, historical reference time and at other times in an interval encompassing the reference time. A comparison module may generate relative price values and/or sales-number values by comparing prices and/or sales numbers at the reference time to those at other times in the interval for various products. A selection module may select a subset of products with a favorable weighted combination of relative price values and/or sales-number values for a product report presented over a communication network, potentially with a graph of historical prices for the products. Information about a viewer of the product report may further tailor the report. Viewer information may include signals of product interest identified in social-networking posts by natural language processing, viewer search and/or purchase data, the viewer's relations in a social graph of a social networking platform, and/or geo-targeting. | 2016-04-28 |
20160117688 | METHODS AND SYSTEMS FOR ESTIMATING VISITOR TRAFFIC AT A REAL PROPERTY LOCATION - A computer-implemented method for estimating visitor traffic at a real property location based on interrogation signal data is provided. The method includes receiving, by one or more processors, a real property location, defining a geographic region that includes the real property location, receiving, by the one or more processors, interrogation signal data for a group of mobile devices included within the plurality of mobile devices, determining a location of each of the mobile devices included within the group of mobile devices over the selected period of time based on the received interrogation signal data, and estimating visitor traffic for the real property location over the selected period of time based on the location of each of the mobile devices included within the group of mobile devices. | 2016-04-28 |
20160117689 | PROCESS AND APPARATUS FOR ASSIGNING A MATCH CONFIDENCE METRIC FOR INFERRED MATCH MODELING - Systems, methods, means, computer program code and computerized processes include receiving a first set of de-identified transaction data from a first transaction data source, receiving a second set of de-identified transaction data from a second transaction data source, removing data associated with an identifier field for each of the transactions in the first data set to created a de-identified first data set, removing data associated with an identifier field for each of the transactions in the second data set to create a de-identified second data set, and processing the first and second de-identified data sets using a probabilistic engine to establish a linkage between data in each data set. The probabilistic engine may assign probability scores to pairs of data profiles based on two-way matching of transactions and based at least partly on matching of transactions to nearest neighbors. | 2016-04-28 |
20160117690 | SYSTEMS AND METHODS FOR PROVIDING BROADCAST DATA ANALYSIS - Systems and methods for providing broadcast data analysis. One embodiment of a method includes receiving broadcast related data for a discrete content segment from a plurality of vehicles at a plurality of different geographic locations, where the plurality of vehicles receives the discrete content segment at the respective geographic locations. Similarly, the method may include determining whether any of the broadcast related data may be filtered due to overlap of the plurality of different geographic locations, calculating a statistic based on the broadcast related data from the plurality of vehicles and providing information related to the content, based on a comparison of the discrete content segment and other discrete content segments. | 2016-04-28 |
20160117691 | Aggregating Foodstuff Data - Systems and methods for providing aggregated foodstuff usage data to one or more foodstuff vendors are provided. A computer-executable tool (typically in the form of an app or application) is provided to a plurality of users/consumers. The computer-executable tool includes features that encourage its use and the tool reports foodstuff usage data to a foodstuff data aggregator. The foodstuff data aggregator aggregates the foodstuff usage data from a plurality of users, organized according to a variety of aspects for easy identification and retrieve in response to a request from a foodstuff vendor. The foodstuff data aggregator is also configured to assist the plurality of users in regard to various rewards, loyalty, and offer programs from the various vendors. | 2016-04-28 |
20160117692 | SYSTEM AND METHODS FOR CONSUMER MANAGED BEHAVIORAL DATA - A method may permit a consumer to manage behavioral data. The method may include receiving, at an infrastructure device, parameters provided by an administrative device over a local area network (LAN), and configuring, based on the received parameters, the infrastructure device for collection and control of consumer managed behavioral data (CMBD) associated with at least one client device. The method may further include monitoring, at the infrastructure device, data transmitted and received by the at least one client device, and identifying, by the infrastructure device, CMBD from the monitored data based on the received parameters. The method may further include performing actions associated with the at least one client device based on the CMBD and the received parameters. | 2016-04-28 |