11th week of 2010 patent applcation highlights part 60 |
Patent application number | Title | Published |
20100070313 | Ticket Distribution System - A system is provided for facilitating the distribution of unused theater tickets. The system includes a central distribution processor to which theater patrons are provided access for determining the availability of theater tickets and purchasing available theater tickets at a discounted rate. The system further includes a plurality of remote ticket offices of distinct theaters linked to the central distribution processor, the remote ticket offices including interface software compatible with the central distribution processor for facilitating the uploading of relevant ticket information to the central distribution processor. The interface software further provides a user interface through which the plurality of remote ticket offices selectively enter available theater ticket information which is subsequently uploaded to the central distribution processor for access and purchase by theater patrons. | 2010-03-18 |
20100070314 | SHARED SPACE AVAILABILITY BY DYNAMICALLY RESPONDING TO USER UTILIZATION BEHAVIOR OF SHARED SPACE - The present invention discloses a solution for improving shared space availability by dynamically responding user utilization behavior of shared space. In the system, automated sensors within a shared space can be used to detect when spaces are in use. Sensors such as motion detectors, infrared sensors, cameras, and the like can correlate space usage to a reservation system. When a space is reserved by a user, the system can verify space occupancy according to the reservation. If the space is unoccupied and the reservation time has not expired, the space can be automatically freed. If the excess time before reservation expiration is more than a threshold value (e.g., fifteen minutes) the system can penalize the user. Penalties can be applied for users that do not utilize reservations. | 2010-03-18 |
20100070315 | METHODS AND SYSTEMS FOR OPTIMIZING PRODUCTION FORECASTS USING STATISTICALLY PRIORITIZED DISCRETE MODELING METHODOLOGY - A computer-based method for dynamic path regeneration in a production environment as a function of stochastic event-driven parameters and constraints is described. The method includes examining existing status codes, for a plurality of remaining production jobs, to determine a current status for a production unit, applying at least one of predecessor relationships and successor relationships for the remaining production jobs to the existing status codes, analyzing historical job performance statistics for a number of previous production units based on production job performance data associated with the previous production units, and providing a user interface that depicts the remaining production jobs in order of criticality, the order of criticality determined based on the existing status codes, the at least one of predecessor relationships and successor relationships, and the analysis of the historical job performance statistics. | 2010-03-18 |
20100070316 | METHODS AND SYSTEMS FOR MONITORING AND RECORDING CARBON FOOTPRINT DATA - This disclosure describes, generally, methods and systems for monitoring and reporting an entity's carbon footprint. The method may include gathering information about the entity. The information may include utility information. The method may further include equipping the entity with a global positioning system (GPS) device, an accelerometer, and a pressure sensor, and gathering utility usage data for the entity. Further, the method may include capturing travel data for the entity, and calculating the entity's carbon footprint based at least in part on the utility usage data and the travel data. Furthermore, the method may include generating a report of the entity's carbon footprint. | 2010-03-18 |
20100070317 | ARCHITECTURAL DESIGN FOR SELL FROM STOCK APPLICATION SOFTWARE - Methods, systems, and apparatus, including computer program products, for implementing a software architecture design for a software application implementing sell from stock software useful to process quotations, capture orders, process delivery and invoice. The application is structured as multiple process components interacting with each other through service interfaces, and multiple service operations, each being implemented for a respective process component. The process components include an Accounting process component; a Financial Accounting Master Data Management process component; an Outbound Delivery Processing process component; a Site Logistics Processing process component; an Inventory Processing process component; a Customer Requirement Processing process component; a Supply and Demand Matching process component; a Logistics Execution Control process component; a Due Item Processing process component; a Balance of Foreign Payment Management process component; a Payment Processing process component; a Customer Invoice Processing process component; a Customer Quote Processing process component; and a Sales Order Processing process component. | 2010-03-18 |
20100070318 | PROVIDING LOGISTICS EXECUTION APPLICATION AS ENTERPRISE SERVICES - Methods and apparatus, including systems and computer program products, for a service architecture design that provides enterprise services having logistics execution functionality at the level of an enterprise application. The design includes a set of service operations, process components, and optionally deployment units. Suitable business objects are also described. | 2010-03-18 |
20100070319 | ADAPTIVE CONFIGURATION MANAGEMENT SYSTEM - An automated configuration management system (ACMS) oversees resources of a virtualized ecosystem by establishing a baseline configuration (including, e.g., security controls) for the resources; and, repeatedly, monitoring and collecting data from the resources, analyzing the data collected, making recommendations concerning configuration changes for the resources of the virtualized ecosystem based on the analysis, and either adopting and implementing the recommendations or not, wherein new states of the virtualized ecosystem and reactions to recommended changes are observed and applied in the form of new recommendations, and/or as adjustments to the baseline. The recommendations may be implemented automatically or only upon review by an administrator before being implemented or not. The various data may be analyzed according to benchmarks established for security and compliance criteria of the resources of the virtualized ecosystem, for example static/pre-defined or dynamically derived benchmarks/best practices. | 2010-03-18 |
20100070320 | ACCOUNTING TOOL FOR MEASURING ECOSYSTEM SERVICE FUNCTIONAL PERFORMANCE AT A PARTICULAR SITE - An accounting method to measure ecological value (or measurement of functional performance) of a particular site that divides the site into individual map units as determined by the number of substantially homogenous habitats found at the site. Habitat functions are determined per individual map unit. Performance indicators, such as habitat structures, physical and biological features, and other components, are identified and collected according to predefined ranges in the field or from actual site data. The values of performance indicators are assessed or scored based on collected data using look-up tables to create an indicator of functional performance. The indicator of functional performance is inputted into formulas to derive a measurement of functional performance at the individual map unit and the overall site. The accounting method of the present invention can also calculate ecological change at a particular site by calculating initial or baseline site values and a projected future value based on a particular projected modification (e.g., restoration or development) at the site and effects the modification may have over a period of time (e.g., 20 years). The difference between the future and the baseline values, whether a credit (uplift) or debit (impact or site degradation), can then be used in diverse applications, such as mitigation banking, ecological exchanges, registries, or as part of business or government decision/policy making. | 2010-03-18 |
20100070321 | Project Management System With Inspection Functionality - A project management system manages project schedule data using project task state data. The project task state data indicates the current state of project tasks and is used to determine which project tasks are to be included in a member schedule editor, member schedule reports and inspection reports. The project management system also provides support for various inspection functionality. This includes, for example, identifying and naming inspection material for use in inspection meeting forms and inspection meeting documents. The inspection functionality also includes generating an inspection index and an inspection statistics report. | 2010-03-18 |
20100070322 | Method and Apparatus for Administering a Bidding Language for Online Advertising - A method and apparatus are provided for administering a bidding language for online advertising. In one example, the method includes providing an expressive bidding language that allows an advertiser to specify an ad campaign in a tree structure, receiving the ad campaign that is written in the expressive bidding language, translating the ad campaign into scripts, and using the scripts to access appropriate inventory from an ad inventory database. | 2010-03-18 |
20100070323 | Method and system for wealth management - In accordance with embodiments, there are provided mechanisms and methods for wealth management. These mechanisms and methods for wealth management can enable embodiments to provide a multi-tenant database that stores information about clients of the tenants. In a multi-tenant database, a system for managing financial accounts is established, which may be useful for a tenant that is a financial analyst or that employs financial analysts. The multi-tenant database may include a calendar application that automatically includes the team members associated with the event being scheduled in a list of invitees, and the multi-tenant database may also includes relationship groups, such that information about related individuals (whom may have separate accounts) are automatically associated with one another. The ability of embodiments that provide relationship groups and teams can enable efficiently gathering information about related parties and efficiently inviting that interested parties to an event. | 2010-03-18 |
20100070324 | Architectural Design for Plan-Driven Procurement Application Software - Methods, systems, and apparatus, including computer program products, for implementing a software architecture design for a software application implementing plan-driven procurement. The application is structured as multiple process components interacting with each other through service interfaces, and multiple service operations, each being implemented for a respective process component. The process components include an Inbound Delivery Processing process component, a Site Logistics Processing process component, an Inventory Processing process component, a Purchase Request Processing process component, a Purchase Order Processing process component, a Purchasing Contract process component, a Supplier Invoice Processing process component, a Demand Forecast Processing process component, a Supply and Demand Matching process component, an External Procurement Trigger and Response process component, and a Logistics Execution Control process component. | 2010-03-18 |
20100070325 | METHOD AND SYSTEM FOR ESTIMATING RESOURCE FACTORS FOR EXECUTING A PROJECT - The present invention provides a method, system and computer program product for estimating resource factors for a steady state execution of a project. The resource factors are associated with a second set of resources. A required effort associated with a first set of resources executing the project is received. Thereafter, a primary effort estimate is calculated. Subsequently, first pre-defined parameters and second pre-defined parameters are assigned corresponding weights. A value corresponding to each of the resource factors is then generated on the basis of the primary effort estimate, weighted first pre-defined parameters and weighted second pre-defined parameters and available time associated with the second set of resources. | 2010-03-18 |
20100070326 | Methods for Designing, Pricing, and Scheduling Well Services and Data Processing Systems Therefor - Methods comprising for pricing and scheduling one or more well services comprising obtaining input data for the one or more well services, determining the well service specifications, determining a schedule for the one or more well services, determining costs for the one or more well services, and determining the price of the one or more well services based on a plurality of factors, wherein the plurality of factors comprises the schedule and the costs. Methods comprising for pricing and scheduling one or more well services comprising obtaining input data for the one or more well services, the input data comprising well characteristics of the one or more well service, determining a schedule for the one or more well services, determining the price of the one or more well service based on a plurality of factors, wherein the plurality of factors comprises the schedule and the well characteristics. | 2010-03-18 |
20100070327 | SYSTEMS AND METHODS FOR SELF-UPDATING INTELLIGENT PROCEDURE DURATION ESTIMATION FOR PATIENT SCHEDULING - Certain embodiments provide systems and methods for self-updating procedure duration estimation for patient scheduling. A scheduling system for scheduling procedures in a clinical environment includes historical procedure data including stored duration values for a procedure. The scheduling system also includes a user interface providing scheduling and procedure duration information to a user for scheduling the procedure for a patient. The scheduling system further includes a scheduling engine estimating one or more duration values for the procedure for scheduling the procedure for a patient. The scheduling engine establishes a default duration value for a procedure and updating the default duration value based on the historical procedure duration data. The scheduling engine provides a plurality of procedure durations including the updated default duration value to the user for selection via the user interface. The scheduling engine schedules a procedure using a user selected value for procedure duration. | 2010-03-18 |
20100070328 | Managing Project Schedule Data Using Project Task State Data - A project management system manages project schedule data using project task state data. The project task state data indicates the current state of project tasks and is used to determine which project tasks are to be included in a member schedule editor, member schedule reports and inspection reports. The project management system also provides support for various inspection functionality. This includes, for example, identifying and naming inspection material for use in inspection meeting forms and inspection meeting documents. The inspection functionality also includes generating an inspection index and an inspection statistics report. | 2010-03-18 |
20100070329 | Architectural Design for Opportunity Management Application Software - Methods, systems, and apparatus, including computer program products, for implementing a software architecture design for a software application implementing ad-hoc goods movement. The application is structured as multiple process components interacting with each other through service interfaces, and multiple service operations, each being implemented for a respective process component. The process components include, for example, a lead processing process component that handles the potential interests of a business partner and the interactions with the business partner over a certain timeframe; an opportunity processing process component that handles the development, processing, and monitoring of opportunities; a customer quote processing process component that handles the processing of quotes to customers offering the delivery of goods according to specific terms; and a sales order processing process component that handles the processing of customers' requests to seller for delivery of goods, on a specific date, for a specific quantity, and for a specific price. | 2010-03-18 |
20100070330 | ARCHITECTURAL DESIGN FOR CUSTOMER RETURNS HANDLING APPLICATION SOFTWARE - Methods, systems, and apparatus, including computer program products, for implementing a software architecture design for a software application implementing customer returns handling. The application is structured as multiple process components interacting with each other through service interfaces, and multiple service operations, each being implemented for a respective process component. The process components include an Accounting process component, a Customer Return Processing process component, a Sales Order Processing process component, a Customer Invoice Processing process component, a Due Item Processing process component, a Balance of Foreign Payment Management process component, a Payment Processing process component, a Supply and Demand Matching process component, an Inventory Processing process component, a Site Logistics Processing process component, and an Inbound Delivery Processing process component. | 2010-03-18 |
20100070331 | ARCHITECTURAL DESIGN FOR SERVICE REQUEST AND ORDER MANAGEMENT APPLICATION SOFTWARE - Methods, systems, and apparatus, including computer program products, for implementing a software architecture design for a software application implementing service request and order management. The application is structured as multiple process components interacting with each other through service interfaces, and multiple service operations, each being implemented for a respective process component. The process components include an Outbound Delivery process component, a Site Logistics Processing process component, an Inventory Processing process component, a Customer Requirement Processing process component, a Supply and Demand Matching process component, a Logistics Execution Control process component, a Service Request Processing process component, a Service Order Processing process component, and a Service Confirmation Processing process component. | 2010-03-18 |
20100070332 | METHOD FOR EVALUATING PROJECT - The present invention provides a method, system and computer program product for evaluating a project. The project includes one or more tasks. A plurality of stakeholders is assigned to each task. The stakeholders include a task owner and one or more external stakeholders. Each task is performed by the corresponding task owner. A plurality of ratings is assigned to each task by the corresponding task owner and the corresponding external stakeholders, based on one or more evaluation criteria. An evaluation index indicating the quality of the project is determined based on the ratings. | 2010-03-18 |
20100070333 | Enhanced business and inventory mangement systems - Various methods and systems such as in a software application are presented which may include automated purchase recommendations based on amalgamated purchase constraints ( | 2010-03-18 |
20100070334 | METHOD AND SYSTEM FOR LOCATION-BASED MOBILE DEVICE PREDICTIVE SERVICES - Systems and methods for providing predictive services and/or goods to a mobile device user are disclosed. A mobile device is able to obtain location information which is then processed to determine a present location of a user, and a nature of that location may be associated therewith, either by user input or by accessing a database having stored natures for that location. The location and nature may be stored as a record, and/or may be compared to stored records of stored locations and correlated natures. The predictive service makes a determination of possible future locations and natures of the user, different from the present location and nature thereof, to provide offerings to the mobile device. | 2010-03-18 |
20100070335 | Method and System for Targeting Online Ads Using Social Neighborhoods of a Social Network - A method and system are provided for targeting online ads using a social neighborhood of a social network. In one example, the method includes identifying a social neighborhood of the social network, calculating an adoption score for each consumer of the social neighborhood, wherein an adoption score is a ranking of a consumer in the social neighborhood according to a predicted number of consumer friends that will make an adoption at a future time, and then sending at least one ad to at least one consumer having a relatively high adoption score. | 2010-03-18 |
20100070336 | Providing Customer Relationship Management Application as Enterprise Services - Methods and apparatus, including systems and computer program products, for a services architecture design that provides enterprise services having customer relationship management functionality at the level of an enterprise application. The design includes a set of service operations, process components, and optionally deployment units. Suitable business objects are also described. | 2010-03-18 |
20100070337 | PROVIDING SUPPLY CHAIN CONTROL SOFTWARE AS ENTERPRISE SERVICES - Methods and apparatus, including systems and computer program products, for a services architecture design that provides enterprise services having supply chain control functionality at the level of an enterprise application. The design includes a set of service operations, process components, and optionally deployment units. Suitable business objects are also described. | 2010-03-18 |
20100070338 | ANTICIPATORY INVENTORY MANAGEMENT VIA ELECTRONIC SHOPPING LISTS - A method and system of managing inventory within a store enables an end user to provide an electronic shopping list (ESL) indicating items that may be purchased in the future by an end user to a network resource associated with the store. The end user may be motivated to provide the ESL to the network resource. When the end user provides the ESL, the ESL may be used to predict future inventory needs and/or adjust inventory levels. Information tracking items on the ESL versus items that are purchased by the end user may be maintained to develop a likelihood of purchase factor for the end user. The tracking information may also be used to predict future inventory needs and/or adjust inventory levels. | 2010-03-18 |
20100070339 | Associating an Entity with a Category - Among other disclosed subject matter, a computer-implemented method for associating an entity with a category includes determining a probability value for each of at least a subset of a plurality of categories, the probability value representing a likelihood that an identified entity belongs to the respective category and determined using information about the entity. The method includes identifying one of the plurality of categories for the entity using the probability value and a rule set for the plurality of categories that is based on training data. | 2010-03-18 |
20100070340 | CONTENT DISTRIBUTION SYSTEM - A system and method for distribution of content on a computer network between a plurality of content providers and a plurality of users. A plurality of content provider packets provided by one or more of the content providers are stored, and a link provided to users for access to the content provider packets. When a user activates the link the selected content provider packet is displayed and the user may store the content provider packet in a personal showcase display for future access by the user. | 2010-03-18 |
20100070341 | METHOD FOR THE FOLLOW-UP AND BEHAVIOR ASSESSMENT OF PARKS OF ATM TERMINALS BY MEANS OF STATISTICAL ANALYSES AND/OR GENERATION OF GRAPHICS OF UPDATED INDICATORS - The “METHOD FOR THE FOLLOW-UP AND BEHAVIOR ASSESSMENT OF PARKS OF ATM TERMINALS BY MEANS OF STATISTICAL ANALYSES AND/OR GENERATION OF GRAPHICS OF UPDATED INDICATORS” is related, more specifically, to a method prominently developed so that the outsourcing clients, owners of networks managed by other companies, such as banks and other companies which utilize ATM terminals, are enabled to perform a follow-up and assessment of the behavior of their parks of ATM terminals by means of statistical analyses and/or the generation of graphics of updated indicators within the shortest period of time possible, thus providing conditions for the making of strategic and operational decisions based on information supplied on-line. | 2010-03-18 |
20100070342 | REGIONAL DEMAND AND SUPPLY COMPARISON - A computerized method and a system for comparing regional demand and supply are provided. Example embodiments may include receiving a criterion to identify an item and searching a database for data associated with demand and/or supply for the item identified by the criterion. The computerized method may also include presenting a geographic distribution of demand, supply, and/or net-demand for the item on a map. The map may display multiple geographic areas; each one of the multiple geographic areas may be displayed with a first and a second attribute. The first and the second attributes may be associated with the demand, supply, and/or the net-demand. | 2010-03-18 |
20100070343 | SYSTEM AND METHOD FOR AGGREGATION, ANALYSIS, PRESENTATION AND MONETIZATION OF PRICING DATA FOR VEHICLES AND OTHER COMMODITIES - Embodiments of systems and methods for the aggregation, analysis, display and monetization of pricing data for commodities in general, and which may be particularly useful applied to vehicles are disclosed. Specifically, in certain embodiments, historical transaction data associated with a particular vehicle configuration may be obtained and processed to determine pricing data associated with the vehicle configuration. The historical transaction data or determined pricing data may then be presented in an intuitive manner. | 2010-03-18 |
20100070344 | SYSTEM AND METHOD FOR CALCULATING AND DISPLAYING PRICE DISTRIBUTIONS BASED ON ANALYSIS OF TRANSACTIONS - Embodiments of systems and methods for the aggregation, analysis, display and monetization of pricing data for commodities in general, and which may be particularly useful applied to vehicles are disclosed. Specifically, in certain embodiments, historical transaction data associated with a particular vehicle configuration may be obtained and processed to determine pricing data associated with the vehicle configuration. The historical transaction data or determined pricing data may then be presented in an intuitive manner. | 2010-03-18 |
20100070345 | CUSTOMER-BASED PRODUCT DESIGN MODULE - A network, including a product sub-system that interacts with a user, gathers information from the user, communicates the information to the product's vendor, and receives new pre-programmed interactions from the vendor for future interactions with the user. The sub-system is in or attached to a product. Further components include a data processing system for constructing and downloading pre-programmed interactions to the product sub-system; a communications sub-system for transmitting the data from the product sub-system to the vendor's computer; a communications apparatus for reading the product sub-system's data, transmitting it to the vendor's computer, and downloading new pre-programmed interactions to the product sub-system; a data processing system residing in the product sub-system and for conducting interactions with a user; and a data processing system residing in the vendor's computer and for analyzing and reporting the information gathered from users. | 2010-03-18 |
20100070346 | Targeted Incentives Based Upon Predicted Behavior - A system and method for anticipating consumer behavior and determining transaction incentives for influencing consumer behavior comprises a computer system and associated database for determining cross time correlations between transaction behavior, for applying the function derived from the correlations to consumer records to predict future consumer behavior, and for deciding on transaction incentives to offer the consumers based upon their predicted behavior. | 2010-03-18 |
20100070347 | Using Conflict of Interest [COI] Method and System in Creating Investment Portfolio - In the past, the practice of creating investment portfolio has been focused on the diversification of investment without specifically identifying investment risks. This invention is related to a method of diversification which considers the level of potential for conflict of interest (COI) risk as part of a diversification process. The COI has its origin in the interaction among market participants, market structure, business arrangement and practice. The advantage of the present invention is that the COI becomes a primary factor in creating the portfolio. This method provides a direct analysis of the COI risk that associates with entire investment process and the manager, and it is further integrated into the portfolio creation process. The COI Method opens new paths to perform risk analysis and could be integrated into decision process in other fields of investment. | 2010-03-18 |
20100070348 | METHOD AND APPARATUS FOR EVALUATION OF BUSINESS PERFORMANCES OF BUSINESS ENTERPRISES - The present invention discloses a method and an apparatus for evaluation of business performances of business enterprises. This invention envisages a resource based costing methodology and new form of a company rating designated as resource based profit points or Resource Tool Profit Points [RTPP]. The resources specified here are financial resources and non-financial resources. The financial resources include money (capital), manpower, machines (assets), materials, management, and information; and the non-financial resources include customer focusing, quality of products and services, employee satisfaction and the ability to formulate appropriate business strategies. The RTPP rating computed for a company measures the company's cost strength, value strength and management strength, in a scientific and quantifiable manner. A periodic assessment of companies through the RTP method proposed by the present invention helps in arresting the malignant growth of a company and in highlighting the areas where corrective actions need to be taken. | 2010-03-18 |
20100070349 | ROAD TOLL SYSTEM - A road toll system comprises a vehicle-mounted unit comprising a satellite navigation receiver implementing a position tracking function, a memory device storing toll payment information and means for determining the routes taken by the vehicle based on the position tracking information. A disabling system is provided for disabling the vehicle operation based on the toll payment information. This system uses a satellite navigation receiver to enable infrastructure-free road tolling to be implemented. The system includes a function disabling the vehicle if the road toll fees have not been paid. This saves effort in tracking down users that do not pay their tolls. | 2010-03-18 |
20100070350 | DYNAMIC PRICING FOR CONTENT PRESENTATIONS - A request for content is received. First content is selected for the request. The first content is selected from among multiple content items based on information in the request, a characteristic of how the first content is to be presented, and a stored pricing threshold value selected based on the characteristic. The characteristic of how the first content is to be presented includes an amount of available space that is occupied by the first content when the first content is presented. The selected first content is provided for presentation by a publisher that provides second content. | 2010-03-18 |
20100070351 | ELECTRONIC ADVERTISEMENT METHOD AND SYSTEM USING ADVERTISEMENT INTERMEDIATION SITE - The present invention is related to an electronic advertisement method using an advertisement intermediation site, comprising: registering an electronic ad of a sponsor with an adidentifier of the electronic ad on the advertisement intermediation site; distributing the registered electronic ad to a text writing area of other site with attaching a distributoridentifier when a distributor member distributes the registered electronic ad to said other site including at least one text writing area; monitoring distribution status, exposure number and click number of the distributed electronic ad using the adidentifier and the distributoridentifier so as to calculate an advertising result; and rewarding the distributor member with a portion of an advertising cost paid by the sponsor as a first advertising fee based on the advertising result of the distributor member. According to the present invention, anybody using the network environment regardless of owning a site can distribute electronic ads to arbitrary sites that allow the text writing so as to positively participate in advertising and take a reward for the distribution activity. | 2010-03-18 |
20100070352 | Consumer incentive system and method - A method and system to enhance the relationship between a manufacturer and a consumer includes offering the consumer who is purchasing at least one of a product of the manufacturer an opportunity to invest in and profit from the future success of the manufacturer in exchange for all or a part of a manufacturer's incentive for purchasing the at least one product. | 2010-03-18 |
20100070353 | Method and System for Sponsoring Recipients of Humanitarian Aid - A method and system for sponsorship of a recipient by a distributor in an MLM system for purposes of providing humanitarian aid. In the method, a multi-level distribution system is provided. A plurality of distributors markets and sells a product or service to consumers through the multi-level distribution system. A first goal is defined for a distributor in the multi-level distribution system. In addition, a pool of recipients is provided. The pool of recipients receives humanitarian aid, in part based on the actions by distributors in the multi-level distribution system. It is determined when the distributor achieves the first goal. Upon achieving the first goal, a recipient is assigned to the distributor. Sponsorship of the recipient by the distributor is provided. Specifically, sponsorship allows the recipient to receive humanitarian aid, as long as the distributor satisfies conditions of the first goal. | 2010-03-18 |
20100070354 | SYSTEM AND METHOD FOR A MERCHANT DEBIT CARD PROGRAM INCLUDING A PLURALITY OF ISSUERS - A merchant debit card program is described that includes a plurality of authorized issuers for debit card accounts. The merchant debit card program includes a merchant loyalty program that provides rewards to enrolled debit card accounts. The authorized issuers provide management of the debit card accounts including customer statements, payment authorizations and customer service. Application data for a new debit card account is transmitted from the merchant to the selected issuer by a card processing system. Enrollment data to the merchant loyalty program may also be transmitted from the merchant to an authorized issuer by the card processing system. | 2010-03-18 |
20100070355 | Methods for Transmitting Multimedia Files and Advertisements - The invention is directed to a method of transmitting a file having an advertising portion and a requested portion different from the advertising portion. The method includes receiving a request to transmit the file, via a streaming protocol allowing non-sequential access, transmitting the advertising portion of the file, receiving a request to transmit a portion of the requested portion of the file prior to completing transmitting the advertising portion of the file, completing the transmission of the advertising portion of the file, and transmitting the requested portion of the file. | 2010-03-18 |
20100070356 | METHOD AND SYSTEM OF SALES PROMOTION - A method of sales promotion using a networked computer system including the steps of:
| 2010-03-18 |
20100070357 | INCENTIVE BASED MARKETING THROUGH SOCIAL NETWORKS - A method and system for providing an incentive for social network members (SNMs) to opt into a promotional program associated with a seller of goods or services. The SNMs may be provided an initial incentive to opt into a promotional program associated with a seller of goods or services and responsive to an SNM electronically opting in to the promotional program, the SNM may be provided with an additional incentive to identify additional SNMs as opt in candidates. Store coupons or product coupons may be utilized to provide the incentive. The additional incentive may include increasing the value of the initial incentive. The initial incentive may only be available for a predetermined period of time. The additional SNMs may be provided with an incentive to identify yet additional SNMs as opt in candidates. | 2010-03-18 |
20100070358 | REC CREDIT DISTRIBUTION SYSTEM AND METHOD - A method for promoting recycling from a fund established with revenue generated from the sale of environmental and/or power generation attributes by an entity producing renewable energy. The method comprises providing a point system by which a recycling consumer is credited for recycled materials collected. Further, the method provides for a reward system for redemption of points accumulated by the recycling consumer, the reward system including redeemable fund certificates drawn against the fund. The method further includes collecting recyclable materials from the recycling consumer and crediting an account in the name of the recycling consumer based on the quantity and/or quality of the recyclable material collected. Then the method provides for awarding fund certificates to the recycling consumer upon the accumulation of a sufficient point level. | 2010-03-18 |
20100070359 | METHOD AND SYSTEM FOR DYNAMICALLY ADJUSTING DISCOUNT RATES FOR A CARD TRANSACTION - According to one embodiment, the present invention relates to a method and a system for dynamically adjusting discount rates for a closed loop transaction. A computer implemented method for dynamically adjusting discount rates for a card transaction comprises the steps of identifying credit worthiness of at least one consumer; assigning a credit level to a line of credit associated with a credit product for the at least one consumer wherein the credit product is accepted at an identified one or more merchants; assigning a financing charge to the line of credit; determining a discount rate based at least in part on the credit worthiness of the at least one consumer; and applying the discount rate when at least one transaction is made with the credit product; wherein the applied discount rate is adjusted based on the credit worthiness of the at least one consumer. | 2010-03-18 |
20100070360 | SYSTEM AND METHOD FOR CREATING A SPEECH SEARCH PLATFORM FOR COUPONS - Disclosed herein are systems, methods, and computer readable-media for creating a speech search platform for coupons. The method includes receiving coupons from vendors, generating indexing information about the received coupons for use with speech searches, integrating the received coupons and respective indexing information into a database accessible through a Representational State Transfer (REST) Application Programming Interface (API) as part of a speech search platform for coupons, receiving from a user a natural language query through the speech search platform for coupons, identifying coupons in the database which match the natural language query based on location and a user profile, and transmitting the identified coupons to the user. The method can further include modifying the REST API to include coupon-specific parameters. Identified coupons can be transmitted to the consumer by notifying a coupon issuer that the user is entitled to a discount. | 2010-03-18 |
20100070361 | Network-Based Credit System - An online credit system is disclosed. The online credit system allows purchasers (requesters) to request and receive credit (e.g., store credit) for prior purchases of qualifying products. The credit can made available to purchasers as an electronic credit voucher. Through online interaction with the online credit system, a purchaser is able to be informed in near real-time whether a particular prior purchase qualifies for an offered credit. The online credit system can also enforce credit eligibility rules so that only certain prior purchases of certain products are able to receive a credit. The online credit system can also incorporate techniques to mitigate or prevent fraudulent attempts to access such credit. In one embodiment, the products qualifying for credit are wireless electronic devices, such as mobile telephones. | 2010-03-18 |
20100070362 | BOOMTIME SERVICE PROVISIONING SYSTEMS AND METHODS - A facilitator supports numerous organizations that supply personal services by providing infrastructure and a management interface for controlling and customizing the infrastructure. The infrastructure includes databases, a web site, scheduling tools, and sales tools. The sales tools can offer both personal services and goods, such as shampoo or lotion. The personal services can be purchased for direct use by the purchaser or as a gift to a recipient. The recipient can receive a gift certificate electronically, through the mail, or delivered by hand. A traveling client can select an organization far from home based on proximity or availability. | 2010-03-18 |
20100070363 | INTERNET STRAWMAN AND USER INTERFACE THEREFOR - A computer implemented method for facilitating a transaction between a subscriber and a vendor through an intermediary may include: receiving, at the intermediary, personal information from the subscriber to establish a user account; storing the personal information for subsequent access; receiving a request from the subscriber to access the user account, upon which the subscriber's identity is verified by the intermediary against the personal information; the intermediary entering into a transaction with the vendor on behalf of the subscriber based on the subscriber's instruction once the subscriber's identity is successfully verified; and notifying the subscriber upon completion of the transaction. Importantly, the transaction is completed without disclosing the subscriber's personal information to the vendor. As such, the consumer remains anonymous with respect to the vendor. | 2010-03-18 |
20100070364 | PipPops - Partners In Profit Point Of Purchase Savings System - An instant interactive dynamic software system comprised of a computer site and a mobile site serving as a central platform where businesses can upload full color advertisements with complete descriptions of any offers, click-to-call, web-links, and video ads, featuring bar coded e-coupons that consumers can access on their interne enabled mobile devices, redeem at the point of purchase at the businesses for instant savings and earn loyalty points for use. Advertisers see real-time results and can edit offers instantly. The system is designed for local market through complete global advertising campaigns. While other mobile advertising sites are available, none offer a complete system of third party instant posting of ads with the barcodes to one site, making real-time changes anytime, instantly, being able to be seen and redeemed by anyone with an internet enabled mobile device locally or globally, and having the analytics instantly available to the advertiser. | 2010-03-18 |
20100070365 | PLANOGRAM GUIDED SHOPPING - A method and system of facilitating shopping within a store enables detection of a wireless device in proximity to a store, identification of items in an electronic shopping list (ESL) resident in the wireless device, and the provision of guided shopping information to the wireless device by accessing item location data so as to facilitate navigation of the store to locate the ESL items. The items in the ESL may be sorted based on the item location data and the sorted ESL may be provided to the wireless device. An image of a layout of the store may be provided to the wireless device. Text based directions for navigating the store to locate items in the ESL may be provided to the wireless device. | 2010-03-18 |
20100070366 | SYSTEM AND METHOD FOR PROVIDING NAMING SERVICE IN A DISTRIBUTED PROCESSING SYSTEM - The invention provides a technique in which a plurality of different transaction services provided by a plurality of nodes constituting a distributed processing system can be searched efficiently, particularly provides name information to achieve various kinds of services in the distributed processing system efficiently. A first node accepts a name information retrieval request from a second node. The first node sends the name information retrieval request to a third node designated by a system definition. The first node acquires name information from the third node and stores the name information in a global cache. The first node retrieves name information based on the retrieval request from a local cache of the first node and the global cache and sends the name information to the second node. | 2010-03-18 |
20100070367 | WEB-BASED MARKETING SYSTEM - In one example, a method of computerized marketing via a catalog server system is described. The method typically includes receiving at the catalog server system, a uniform resource locator (URL) of a web page and user-created data from a first client device. The user-created data is stored and indexed by the URL of the web page in a database associated with the catalog server system. A second client device may request user-created data associated with the URL of the web page from the catalog server system. The catalog server system selects a subset of user-created data associated with the URL and transmits the subset of user-created data to the second client device. | 2010-03-18 |
20100070368 | REGISTERING ADVERTISEMENTS ON AN ELECTRONIC MAP - Various methods and apparatus are described relating to registration and display of advertisements for display on an electronic map. | 2010-03-18 |
20100070369 | METHOD AND SYSTEM FOR LOCATING CONSUMERS IN A RETAIL ESTABLISHMENT - A method and system for providing assistance to a user within a store is disclosed. A communication event between a mobile device of the user and a store item is detected. A database which includes data indicative of a position of the store item within the store is accessed. Based on information from the database, a position of the user within the store is estimated and information, based at least on part of the estimated position, is provided to the user. The information may be provided to the use via the mobile device and may include promotional materials. | 2010-03-18 |
20100070370 | System and Method of Providing Peer-to-Peer Message-Based Advertising - A system and method that analyze content of an electronic message to determine advertisements that may be relevant to the content. Relevant advertisements may be presented to the user. The user may select one or more advertisements to be transmitted with the message to a message recipient or may be automatically appended to the message. The advertisements are presented to the message recipient with the message. The user may be compensated based on activity associated with the message. | 2010-03-18 |
20100070371 | Foldable, in-store advertising cover for security system - An in-store advertising cover for installation onto and covering an upright security fixture includes a pair of front and rear, arcuate panels joined together along side, linear edges to form a lens-shaped cross section when the fixture is covered. A crease extends transversely across the arcuate panels between the side edges. The arcuate panels are foldable about the crease when the fixture is not covered, for example, during shipping, and are unfolded during installation. A lower half of the cover is initially installed on the fixture, followed by an upper half. Advertising material is applied on one or both arcuate panels. The advertising material is visible when viewed off to one side of the respective unfolded arcuate panels. | 2010-03-18 |
20100070372 | USING SPAM AND USER ACTIONS TO INFER ADVERTISEMENTS - Embodiments are directed towards selecting for display at a client device focused advertisements within a mail message client based on a user's categorization of mail messages, including spam messages. Messages may be classified by a message classifier and placed into different message folders. Actions of the message recipient on the received messages are then monitored and used to determine a spam advertisement factor. If the spam advertisement factor exceeds a threshold for a given message, then the given message may be further examined to determine a focus of the message. The focus may then be used to select an advertisement for display to the recipient. | 2010-03-18 |
20100070373 | Auction System - Auction systems receive bids for items and select a winning item during each round of the auction. In an embodiment an automated on-line auction system for sponsored links is described. In the embodiment, for each advertisement a total expected utility is calculated over all advertisements and all anticipated future rounds of the auction. In an embodiment, an advertisement with the highest such total expected utility may be selected as the winner of the round of the auction and the advertiser is charged no matter whether the advertisement is clicked or not. In some embodiments the charge may be related to the externality that the winning advertisement imposes on the current round of the auction which can be thought of as the expected profits foregone by the other advertisers. | 2010-03-18 |
20100070374 | METHOD FOR SUPPLY AND DEMAND PRICING WITHIN A CONSUMER ESTABLISHMENT - A method for pricing menu items at a consumer establishment includes repeatedly receiving data with a tracking system, where the data relates to at least one of menu item supplies and patron orders for menu items available at the consumer establishment. The received data is repeatedly analyzed, and the analyzed data is used to set current prices for the menu items. The current prices are then displayed to a patron, and an order is received from the patron for one or more of the menu items based upon the current prices. | 2010-03-18 |
20100070375 | Personal Information Applications, Personal Information Access Devices, and Methods of Accessing Personal Information - Information access methods include determining that a user desires to access restricted information controlled by an information provider and without intervention by the user, accessing user authentication information associated with the information provider, providing the user authentication information to the information provider, and requesting that the information provider authenticate the user authentication information. Subsequent to the requesting, the methods include providing the user with the restricted information. Consumer purchase methods include a consumer establishing communication between a personal access device and a point of sale terminal, the personal access device storing financial information associated with the consumer; the point of sale terminal requesting user authentication information associated with the personal access device from the consumer; based on the user authentication information, the point of sale terminal retrieving the financial information from the personal access device; and securing payment for goods and/or services using the financial information. | 2010-03-18 |
20100070376 | SYSTEMS AND METHODS FACILITATING MOBILE RETAIL ENVIRONMENTS - An automated system for facilitating sales in dynamically-changing mobile retail environments includes a vendor/supplier connector module, a carrier connector module, a provisioning module, and a point-of-sale (POS) customization module. The vendor/supplier connector module facilitates automated exchange of product data with a plurality of different vendors or suppliers of products or services. The carrier connector module facilitates automated exchange of transportation data with a plurality of different carriers, with the transportation data corresponding to specific mobile retail environments. The provisioning module automatically determines, based on the product data and on the transportation data, products or services corresponding to a specific mobile retail environment. The POS customization module automatically generates re-configuration data for each of a plurality of POS interfaces. The re-configuration data limits each of the plurality of POS interfaces to facilitating sales of only the subset of the set of products or services that corresponds to a specific mobile retail environment. | 2010-03-18 |
20100070377 | SCALABLE DISTRIBUTED TRANSACTION MANAGER FOR MULTI-HOST TRANSACTIONS - Transactions such as sales and exchanges of resources are managed in a virtual environment. A transaction manager receives a request for a transaction which involves multiple entities in the virtual environment. The request identifies the entities, as well as resources, such as objects and virtual currency, to be exchanged among the entities in the transaction. The request is first validated. Next, the resources which are to be contributed by the entities are gathered. An object is gathered from a first entity by updating a database record to render the object inaccessible. A new database record associates the object with a second entity, and renders the object inaccessible. A reserve can be imposed on a virtual currency account. The resources are then delivered to the entities, e.g., by updating the new database record to render the object accessible to the second entity. If the gathering fails, an undo phase is entered. | 2010-03-18 |
20100070378 | SYSTEM AND METHOD FOR AN ENHANCED SHOPPING EXPERIENCE - Disclosed herein are systems, methods, and computer readable-media for creating a virtual shopping area. The method includes receiving a query from a user and an automated input specific to the user from a computing device, generating a list of merchants based on the query and the automated input, generating a virtual shopping area from the list of merchants and based on one or more constraints, and displaying the virtual shopping area on the computing device. One optional step is presenting to the user an interface to purchase query-related items from merchants in the virtual shopping area. The method optionally includes receiving an indication of intent to purchase an item from the user, displaying an image of the item to the user, and dynamically updating the displayed image of the item as the user specifies item-specific details. The list of merchants can be restricted to merchants geographically close to the user. | 2010-03-18 |
20100070379 | METHOD FOR SELLING OF PRODUCTS - The purpose of the present invention is to offer a solution to provide a method for a user of a communication network to purchase a product using a simple and safe method based on a mobile or fixed phone communication or a computer network. The method of the invention is implemented by a system, consisted of the following devices, configured to communicate mutually, using a mobile, wireless or fixed communication network: a central server, comprising a database with different information on the products on sale. The central server will be communicated by a phone operator or a bank payment system, and a potential buyer and the seller, which also use mobile, wireless or fixed communication network to be connected to the system. | 2010-03-18 |
20100070380 | ELECTRONIC COMMERCE SYSTEM AND RECORDING MEDIUM FOR STORING PROGRAM OF MOBILE TERMINALS USING PERSONAL AREA NETWORK - Disclosed are a mobile shopping agent and a shop agent seller for reducing negotiation burdens between a seller and a buyer. The mobile shopping agent detects the shop agent's entrance to a radio access area of a personal area network (Bluetooth, ultra wide-band, and Zigbee), requests shop goods information of desired goods from the shop agent through the radio access area of the personal area network when the shop agent has entered the radio access area, and receives the shop goods information. The mobile shopping agent requests online goods information on the desired goods from a goods information server through a communication network, and receives the online goods information. The mobile shopping agent determines a buying condition of the desired goods based on the shop goods information and the online goods information, and negotiates with the shop agent by using a game theory. | 2010-03-18 |
20100070381 | LICENSING MEDIA CONSUMPTION USING DIGITAL CURRENCY - Methods and apparatus for issuing licenses to allow end users to consume digital media content on a user device by responding to licensing requests by determining the number of digital tokens required to license the requested consumption and then issuing the license if the end user's account has a sufficient number of digital tokens. | 2010-03-18 |
20100070382 | SYSTEM AND METHOD FOR SALES GENERATION IN CONJUNCTION WITH A VEHICLE DATA SYSTEM - Embodiments of sales generation, including sales generation employing reverse lead generation using vehicle data systems and methods, are presented herein. In particular, in certain embodiments a user may utilize the vehicle data system to obtain pricing data corresponding to a desired vehicle configuration. When the user is presented with the pricing data associated with the specified vehicle configuration the user may additionally be presented with an upfront price offered by a dealer, where by providing their personal information the user may obtain the name of the dealer offering the upfront price and may additionally be offered the opportunity to purchase the desired, or similar, vehicle at the upfront price. | 2010-03-18 |
20100070383 | METHOD AND DEVICE FOR AUTOMATED PROCESSING OF GOODS DATA - The present invention relates to a method or a device for automated processing of goods data for sales purposes as well as for automated processing of goods data for the manufacture of printed goods presentations, in which data for online publications and/or online sales offers and/or data for an ERP system are used simultaneously for the purpose of creating printed goods presentations in the form of catalogs, brochures, advertising flyers and the like. | 2010-03-18 |
20100070384 | METHOD AND SYSTEM FOR CUSTOM TAILORING AND RETAIL SALE OF CLOTHING - Demonstrating a piece of real clothing to a customer to facilitate a trying-on and purchasing process includes: obtaining a set of data, representing the customer's body configuration, determining from the set of data a first standardized size for a piece of clothing that is a close match to the customer's body configuration, putting a first piece of real clothing with the first standardized size on a real mannequin with measurements corresponding to the set of data representing the customer's body configuration, obtaining a first image or set of images showing the first piece of clothing on the real mannequin; and presenting to the customer the first image or set of images showing the first piece of real clothing. | 2010-03-18 |
20100070385 | WIRELESS MEDIA PLAYER - A wireless device, such as a mobile phone, and a method for operating the wireless device to access a media option. The wireless device may include a media player; a radio signal receiver system configured to receive media signals; a controller comprising a memory comprising a list of different media options, indicating media items the user is interested in taking part of and a media scanner configured to scan the radio signal receiver system to detect media content associated with the media options; a user input interface to select one media item currently indicted as detected; and a media selector configured to pass received media signals relating to the selected media item to the media player. | 2010-03-18 |
20100070386 | Method for Digitally Labelling Websites - A host website, method and system for digitally labelling websites or subscribers with digital labels which represent characteristics or qualities of the website is disclosed. Digital labels are stored on host websites, each of which is directed to a specific subject or activity. The host website can also provide digital labels for storage in other host websites. The host website is provided with artificial intelligence capabilities. Methods and systems for asymmetric access in a host website database are disclosed. | 2010-03-18 |
20100070387 | LOCAL AVAILABILITY OF PRODUCTS AND SERVICES ON A SALES USER INTERFACE - The present invention is directed to a system and method for local availability of products and services on a sales user interface. Through use of the present invention, availability of goods and corresponding services offered at a location near the user may be communicated to a consumer, thereby informing the consumer of desirable services and goods. A method for identifying services corresponding to a product available to a user based on user location may include monitoring user interaction with network navigation software operating on an information handling system. A product is identified based on the monitored user interaction with the network navigation software and a service corresponding to the identified product determined, the service determination based on user location. | 2010-03-18 |
20100070388 | APPARATUS AND METHOD FOR MAINTAINING A CONSUMER PRODUCTS DATABASE - This invention relates generally to an apparatus and a method for remotely capturing consumer product data and updating a consumer products database by a communication connection. A remote capture station provides data such as images and physical dimensions of consumer products for updating a consumer products database at a home location. This invention also relates to a method for consumer products database management including providing a capture station, engaging a consumer product with the capture station, capturing product data, transmitting the product data, and updating the consumer products database. | 2010-03-18 |
20100070389 | METHOD FOR CLASSIFYING, IDENTIFYING AND FINDING AUTOMATICALLY, BY MEANS OF INFORMATIC DEVICES AND SYSTEMS, OF SURGICAL INSTRUMENTS OF VARIOUS KIND, AND FOR PROCESSING AND MANAGING DATA RELATING TO THE AUTOMATIC CLASSIFICATION, IDENTIFICATION AND FINDING OF SURGICAL INSTRUMENTS, OBTAINED BY MEANS OF SUCH INFORMATIC DEVICES AND SYSTEMS - A method for classifying, identifying and finding automatically, by means of informatic devices and systems, particularly personal computers, of surgical instruments of various kind employed in sanitary structures for performing surgical operations. The method includes the following steps: | 2010-03-18 |
20100070390 | SYSTEM AND METHOD TO MANAGE ASSEMBLIES WITH UNCERTAIN DEMANDS CONTAINING COMMON PARTS - A system and method for planning common-use parts in such a way that operating inventory levels are reduced without introducing more risk of parts outages. One embodiment comprises determining use of at least one common component in a plurality of product models, receiving a forecast for the plurality of product models that use the common component, computing a demand correction factor for each of the forecasts, and determining inventory requirements for the at least one common component based at least in part on the respective forecasts and demand correction factors. | 2010-03-18 |
20100070391 | Architectural Design for Tax Declaration Application Software - Methods, systems, and apparatus, including computer program products, for implementing a software architecture design for a software application implementing tax declaration. The application is structured as multiple process components interacting with each other through service interfaces, and multiple service interface operations, each being implemented for a respective process component. The process components include an Accounting process component, a Due Item Processing process component, and a Payment Processing process component. | 2010-03-18 |
20100070392 | COMMERCIAL CURRENCY HANDLING AND SERVICING MANAGEMENT - Aspects of the invention provide for an end-to-end currency handling, and servicing apparatus. The apparatus may be used in any cash-centric business or enterprise for cash register till set up and balancing, back office reconciliation, and other cash payment handling activities. Further aspects of the invention provide real-time access to cash receipts for enterprise use in making financial and planning decisions. | 2010-03-18 |
20100070393 | SYSTEM AND METHOD FOR SETTING UP A PRE-AUTHORIZATION RECORD - A computer-assisted method includes hardware, software and telecommunications components that cooperatively achieve the technical effect of an improved electronic purchasing transaction system. In various embodiments of the invention, at least one master account is established for a client. A pool of limited use account identifiers or secondary account identifiers, that are separate and distinct from the master account, is associated with the master account by a purchasing system or account management system. Each of the limited use account identifiers may be used by the client to purchase items from merchants. | 2010-03-18 |
20100070394 | EFFICIENT WORK FLOW SYSTEM AND METHOD FOR PREPARING TAX RETURNS - A processor-based method for preparing a tax return using multiple service providers. The method includes receiving at a first service provider an image file that includes a plurality of data values and assigning at the first service provider the image file to a form having a plurality of predefined field names, wherein each of the plurality data values belong to one of the plurality of predefined field names. The method also includes receiving at a second service provider the image file and an input form having a plurality of input fields corresponding to the plurality of predefined field names and associating at the second service provider the plurality of data values from the image file with the plurality of input fields. | 2010-03-18 |
20100070395 | ARCHITECTURAL DESIGN FOR PAYROLL PROCESSING APPLICATION SOFTWARE - Methods, systems, and apparatuses, including computer program products, for implementing a software architecture design for a software application implementing payroll processing. The application is structured as multiple process components interacting with each other through service interfaces, and multiple service operations, each being implemented for a respective process component. The process components include a Payroll Processing process component, an Employee Payroll Administration process component, an Accounting process component, and a Payroll Processing at Provider process component. | 2010-03-18 |
20100070396 | Virtual redaction service - A redaction system including a system for receiving an electronic version of a first document; a system for generating an electronic version of a second document which is a redacted version of the first document, wherein the system for generating includes a computer having a redaction engine coupled to a source of redaction rules; and a system for transmitting the second document from the redaction system. | 2010-03-18 |
20100070397 | RESOURCE-ALLOCATION PROCESSING SYSTEM AND APPROACH WITH RESOURCE POOLING - Transaction management for resource pools is facilitated. According to an example embodiment of the present invention, a transaction management approach involves the processing of transactions for different transaction parties involved with different transactions. Resources are allocated for the transactions using a pool of resources, with an associated fee assessed against one or more of the transaction parties for the allocated resource. | 2010-03-18 |
20100070398 | SYSTEM AND METHOD FOR COMBINED ANALYSIS OF PAID AND INCURRED LOSSES - A method for combined analysis of paid and incurred losses, includes defining a first data array of a plurality of payments as paid losses, defining a second data array of a plurality of reserves as incurred losses, each of the plurality of the payments and the plurality of reserves having a multivariate normal distribution and joining the first data array and the second data array as a joint dataset, under a condition of equality of payments and reserves for a predetermined loss period. | 2010-03-18 |
20100070399 | System and method for trading multiple tradeable objects using a single trading interface - A system and method are provided for displaying information related to a plurality of tradeable objects using a single graphical interface. One example graphical interface includes at least two screen regions displayed in relation to each other, with each region including a plurality of locations. Each location in the first screen region corresponds to a value along a first value axis, and each location in the second screen region corresponds to a value along a second value axis. The graphical interface also includes a first indicator in the first region and a second indicator in the second region. In response to a repositioning command based on an algorithm, the graphical interface includes a repositioned first value axis and the second value axis, such that the indicators are displayed in new locations determined based on the algorithm. | 2010-03-18 |
20100070400 | DYNAMIC COMPUTER SOFTWARE FOR TRADING SECURITIES - The invention relates to a computer-implemented process for trading a position in a security. The process is executed by a computer program that determines a reference price for the security, monitors the value of the security over time, and receives an input corresponding to a differential in the value of the security. A trigger price is determined for the security as a function of the differential and the reference price. The program liquidates the security after determining that the value of the security reaches or passes the trigger price in a first direction. After liquidating the security, the program automatically acquires at least one position in the security when the value of the security reaches or passes the trigger price in a second direction opposite to the first direction. The computer-implemented process and program may be modified in several ways. | 2010-03-18 |
20100070401 | APPARATUS AND METHODS TO DETERMINE WHETHER AN ORDER IS A TEST ORDER - In various embodiments, a data signal is received from a computer system. The data signal includes an order for an instrument and further includes an indicator. The indicator indicates that the order is one of a real order or a test order. The order is a test order. A test order that specifies a bid cannot bind an originator of the test order to tender money. A test order that specifies an offer cannot bind the originator of the test order to tender the instrument. The order is matched to another order. Whether the order is a test order or a real order is determined, based at least in part on the indicator. | 2010-03-18 |
20100070402 | User Interface for Semi-Fungible Trading - A user interface and method are disclosed for providing trading between a plurality of semi-fungible and non-fungible goods. A plurality of book axes are displayed in a single interface, each book axis representing a market for a particular good. Orders for goods are displayed as marks on the axes to display the relative value of the orders. A value axis is provided that relates the value of the goods from each market to each other. Thus, a single interface provides the means to relate the values of different semi-fungible goods. The value axis may be displayed in units of price, or a custom value designated by a user or pre-defined by the interface. Quantity information is represented in the interface through the display of a dimension of an order icon. Precise information about each order is displayed either in a panel view or a pop-up window. | 2010-03-18 |
20100070403 | System and Method for Order Placement in an Electronic Trading Environment - A system and associated methods are provided for intelligent placement and movement of orders in an electronic trading environment. According to one example method, in addition to submitting a leg order at a calculated price level, additional orders, queue holder orders, are submitted for the leg order at prices either below or above the calculated price level. Based on this configuration, if the conditions change such that it is necessary to re-price the leg order, there will be already an order resting in the exchange order book at the re-calculated price that can be used in the strategy. Upon re-pricing the leg order, one or more additional queue holder orders will be placed in the market. Other tools are provided as well. | 2010-03-18 |
20100070404 | METHOD AND SYSTEM FOR TRACKING AND REPORTING EMISSIONS - The present invention relates to methods and systems of tracking enterprise gas emissions such as greenhouse gas emissions. The systems and methods relate to collecting or entering data relating to one or more emissions source of an enterprise or an enterprise location, calculating emissions totals, and, according to certain embodiments, generating emissions reports. | 2010-03-18 |
20100070405 | WIRELESS NUMBER RISK SCORES FOR USE WITH MOBILE PAYMENTS - Apparatus and methods for evaluating risk of nonpayment for mobile payments. Wireless phone numbers with associated customer history and account information may be used as a proxy to determine risk of nonpayment. Risk scores may be continually updated with new purchase and payment information. In some embodiments, authorization for a point of sale transaction may include evaluation of the mobile wireless risk score. A low wireless number risk score may result in authorization of the transaction. A high wireless number risk score may result in denial of the transaction. | 2010-03-18 |
20100070406 | INTEGRATED MORTGAGE AND REAL ESTATE ORIGINATION SYSTEM - Computer software for generating customer leads comprises a data input module for receiving potential customer data from an outside source and converting the data into a format compatible with preexisting software of an end user, a data storage module for storing the converted data, and a processing module for processing the converted data to determine a transaction type and for forwarding the converted data to the user based upon the determined transaction type. The converted data is displayable on a computer screen of the user by the user's preexisting software and provides the determined transaction type and client contact information. | 2010-03-18 |
20100070407 | SYSTEM AND METHOD FOR ON-LINE LENDING WITH EARLY WARNING SYSTEM - A method for interfacing with a financial institution using a computer interface is disclosed for on-line or E-Lending. The method includes an early warning evaluation of the customer and/or entities associated with the customer to identify fraudster/abusers and prevent them from opening online accounts at the financial institution. | 2010-03-18 |
20100070408 | system and method for providing secondary financing - The present invention provides secondary financing, and financing assistance, to defray the need for increased buyer income or higher home valuations. Thus, the present invention provides a system and method that allows for the access and securing of third party loans for secondary financing to enable the purchase of a primary loan of greater value, and for a revolving line of credit and funds to replenish the third party loans. | 2010-03-18 |
20100070409 | Healthcare Card Incentive Program for Multiple Users - A computer-implemented method and system to facilitate a purchase by at least first and second cardmembers using respective transaction instruments associated with a single tax-advantaged account. A request from a merchant to charge a purchase by the first cardmember against the tax-advantaged account for a transaction using the first transaction instrument is received at a host computer. A determination is made whether the first cardmember charge is for a covered tax-advantaged expense. The tax-advantaged account is credited with points associated with the value of the first cardmember charge only if the first cardmember charge is determined to be for a covered tax-advantaged expense. A request is received from a merchant to charge the second cardmember against the tax-advantaged account for a transaction using the second transaction instrument. A determination is made whether the second cardmember charge is for a covered tax-advantaged expense. The tax-advantaged account is credited with points associated with the value of the second cardmember charge only if the second cardmember charge is determined to be for a covered tax-advantaged expense. | 2010-03-18 |
20100070410 | Method and apparatus for value and or revenue sharing by commerce participants - A method whereby the relative contribution of value added to e-commerce sites by users such as contributors, browsers, buyers and sellers are measured and weighed while these users are vesting in a prorated share of either or both the revenue and asset value created by their participation, less the portion kept by the company or provider. Each user's contribution is vested instantly, dynamically and objectively by measuring relative revenue or web traffic that results from their participation. | 2010-03-18 |
20100070411 | NON-REVERSIBLE PAYMENT PROCESSING - Methods and system for non-reversible payment processing are described. In one embodiment, a request for non-reversible payment for a sender may be received. The request for non-reversible payment may include a payment amount and a payment receiver identifier. The payment receiver identifier may be associated with a payment receiver. A sender account of the sender may be decreased by the payment amount. A payment receiver account of the payment receiver may be increased by the payment amount. A notification of non-reversible payment may be provided to a payment receiver that the increasing of the payment receiver account by the payment amount is non-reversible based on the receiving of the request for non-reversible payment. | 2010-03-18 |
20100070412 | CARD-LESS FINANCIAL TRANSACTION - Systems (and corresponding methodologies) that facilitate card-less financial transactions are provided. The innovation enables card-less ATM (automated teller machine) transactions such as cash withdrawals, transfers, balance inquiries, etc. In aspects, customers can set up an ‘electronic wallet’ account based upon a pre-set range or otherwise. Accordingly, access to the ‘electronic wallet’ is granted or denied based upon responses to challenges presented. | 2010-03-18 |