Entries |
Document | Title | Date |
20100325013 | Method and System for Efficiently Relaying Merchandise Deal Through Public Assessment in On-Line Market - Provided are an electronic commerce method and system that are capable of collecting information on a variety of goods or quotations in broad, intermediate, and narrow categories corresponding to attributes of goods that a buyer requests according to his or her needs, and managing the information in a database. The method and system are also capable of enabling a buyer to read and refer to quotation history, including quotation requests or process details for goods or services, and suggest appropriate price and conditions in a process of requesting a quotation. The method and system are also capable of enabling a plurality of verified sellers to respond to the quotation request, by storing, processing, and publishing the quotation history, such that the seller can obtain online sales routes at low cost and the buyer can purchase desired goods or services at a better price and under better conditions due to competition among sellers. | 12-23-2010 |
20100325014 | USER PERFORMANCE RATING SYSTEM - A system comprises a processor-implemented collection module configured to request rating information from a first user relating to a transaction involving the first user and second user in an online transaction processing environment. The requested rating information relates to performance of the second user with respect to the transaction in a plurality of performance categories. A score generator is configured to generate a performance score relating to the second user using the rating information. A communication module is configured to communicate the performance score. | 12-23-2010 |
20100332346 | METHOD AND SYSTEM TO DETECT OUTLYING BEHAVIOR IN A NETWORK-BASED MARKETPLACE - A system to detect outlying behavior in a network-based marketplace automatically collects attribute information for a first plurality of sellers that includes a first seller, and stores the attribute information in a storage device. The system computes peer information associated with a second plurality of sellers using a computer system, wherein the first plurality of sellers includes the second plurality of sellers, and wherein the peer information is automatically computed from the attribute information for the second plurality of sellers. The system compares the peer information associated with the second plurality of sellers with attribute information for the first seller for the purpose of automatically detecting outlying behavior by the first seller. | 12-30-2010 |
20110029404 | TRANSACTION PAYABLES PROCESSING SYSTEM AND APPROACH - Transaction management for financial institution-based transactions is facilitated. According to an example embodiment of the present invention, a transaction management approach involves the processing of financial aspects of transactions for a plurality of buyers using transaction rules associated with each buyer for automatically auditing each transaction (for each buyer) and any associated invoices. When a transaction or series of transactions are approved for payment for a particular buyer, the payment is automatically facilitated on behalf of the particular buyer. A fee is then assessed for each transaction or series of transactions, to one or more of the particular buyer, involved seller (or sellers), and a sponsor of the buyer that sponsors the buyer's participation. | 02-03-2011 |
20110047044 | Method and Apparatus for Evaluating Fraud Risk in an Electronic Commerce Transaction - Transaction information is received and applied to multiple fraud risk mathematical models that each produce a respective raw score, which are transformed with respective sigmoidal transform functions to produce optimized likelihood of fraud risk estimates to provide to a merchant. Respective fraud risk estimates are combined using fusion proportions associated with the respective risk estimates, producing a single point risk estimate, which is transformed with a sigmoidal function to produce an optimized single point risk estimate. The sigmoidal functions approximate a relationship between risk estimates produced by fraud risk detection models and a percentage of transactions associated with respective risk estimates; the relationship is represented in terms of real-world distributions of fraudulent and non-fraudulent transaction. | 02-24-2011 |
20110066523 | ELECTRONIC BOND AND GUARANTY PROCESS AND BUSINESS METHOD - Disclosed is a method by which suretyship bonds and guaranties can be purchased and deployed over the Internet in real time, providing automatic application evaluation and policy binding. The principal's credit card information is used in a repeating cycle of pre-authorized charges so that the card account serves as effective collateral. A bond seal image, safeguarded against piracy, appears in Web pages indicating the existence of bond coverage. A dynamically updated gauge displays the margin of coverage available under the bond at any given moment. Means of integrating the information technology of auction site and surety company are also disclosed. The invention makes possible an unprecedented level of security in user-to-user auction environments and eliminates the need for online escrow services. Means of accepting bidder deposit accounts is also disclosed, enabling automatic, electronic payment the moment an Internet auction closes and eliminating the need for online payment services. | 03-17-2011 |
20110071920 | Method and system for online sales and purchases - Internet-based commercial network connects multiple qualified participant buyers and sellers. Items are made available for defined periods of time, referred to as an event ( | 03-24-2011 |
20110078042 | SYSTEM AND METHOD FOR FACILITATING ELECTRONIC COMMERCE WITH CONTROLLED SPENDING OVER A NETWORK - In accordance with embodiments of the present disclosure, systems and methods for facilitating electronic commerce over a network include receiving a transaction request from a merchant on behalf of a client, accessing a client account associated with the client based on information passed with the transaction request, reviewing spending parameters stored as part of the client account, the spending parameters indicating acceptable merchant category codes for client approved merchants, comparing a merchant category code for the merchant with the acceptable merchant category codes of the spending parameters, approving the transaction request between the merchant and the client if the merchant category code for the merchant is determined to be an acceptable merchant category code of the spending parameters, and denying the transaction request between the merchant and the client if the merchant category code for the merchant is determined to be an unacceptable merchant category code of the spending parameters. | 03-31-2011 |
20110082767 | Multi-Step Authentication-Based Electronic Payment Method Using Mobile Terminal - Disclosed herein is a multi-step authentication-based electronic payment method using a mobile terminal. Order request information of a product is sequentially transmitted to an affiliated store server and a PG company server, and the product and a relevant affiliated store are verified. A mobile communication company server primarily authenticates the user, and the PG company server generates an OTP. The OTP is transmitted to allow the PG company server to secondarily authenticate the user using the OTP. The affiliated store server requests the PG company server to confirm information about a payment for the product and to information about authentication of the user, and the PG company server confirms payment and authentication information. The affiliated store server requests the PG company server to process payment for the product, the PG company server requests the mobile communication company server to process payment, and the mobile communication company server processes requested payment. | 04-07-2011 |
20110082768 | Method and System for Identifying Users and Detecting Fraud by Use of the Internet - A method and system for detecting and preventing Internet fraud in online transactions by utilizing and analyzing a number of parameters to uniquely identify a computer user and potential fraudulent transaction through predictive modeling. The method and system uses a delta of time between the clock of the computer used by the actual fraudulent use and the potentially fraudulent user and the clock of the server computer in conjunction with personal information and/or non-personal information, preferably the Browser ID. | 04-07-2011 |
20110112931 | METHOD OF PROCESSING ONLINE PAYMENTS WITH FRAUD ANALYSIS AND MANAGEMENT SYSTEM - Systems and methods are disclosed to detect fraud by displaying on a buyer's computer a high value item next to one or more commonly purchased items to attract a fraudster; analyzing customer purchasing behavior on the high value item for an indication of fraud; and indicating fraud if the buyer buys the high value item without prior history. | 05-12-2011 |
20110119153 | COMPUTER SYSTEM AND METHOD FOR GENERATING AND SUPPORTING FAIR TRADE RECEIPTS - In one embodiment, a novel “fair trade receipt” may be generated or otherwise supported for products and services found in commerce, such as in e-commerce or conventional in-person commerce. The fair trade receipt may be generated based upon supply-chain disclosures by sellers of the products/services related to fair trade principles. For instance, these disclosures may concern, among other things, the explicit or general nature of the material used, origin of the material, methods of collection, manufacturing methods and techniques, assembly of product parts, method and materials for packaging, shipping and transportation, consequences to the environment, etc. An algorithm used to compile the supply-chain disclosures may then result in a visual indication (e.g., a seal) and/or printed report (e.g., receipt) on the respective product or service criteria produced in advance of sale. | 05-19-2011 |
20110125608 | OPEN, NEUTRAL ELECTRONIC DISTRIBUTION SYSTEM FOR DIGITAL CONTENT PROVIDING DISTRIBUTION CHANNEL SUPPORT TO PUBLISHERS AND RETAILERS AND ABSTRACT FULFILLMENT FOR PUBLISHERS - An online service and system are provided through which digital content publishers can package, protect, market and sell their content through on-line retailers, and through which on-line retailers can both build a unique inventory of digital content with all associated marketing metadata to sell through their on-line stores and seamlessly integrate the digital content into their on-line shopping cart. The system provides publishers with abstract fulfillment such that they only have to upload the content for that product one time to a server or other device configured as an open, neutral electronic distribution platform that can provide third party verification to the publisher of a transaction between the retailer and the consumer for that publisher's product. Content selected from the server by different retailers is dynamically rebranded using the retailer-specific information corresponding to those respective retailers. | 05-26-2011 |
20110137747 | Search Engine System and Method Using Directories of Products and Services for Facilitating Supply Chain Integration and Communication - The method and system manages supply chain purchases of goods and services (G-S) using a distributed computer system coordinating interested customers with vendors who offer G-S. The system uses a database or accesses a vendor's database having default offer records which include G-S descriptions, price, payment terms, delivery data, and set-aside parameters. A sophisticated system includes customer specific offer records for approved customers with specific price, payment, delivery and set-aside parameters. Customers search the database, and if previously registered and accepted by the vendor, the customer can reserve a defined quantity of G-S in accordance with set-aside parameters, request a quote, and/or purchase G-S from the vendor. Further, the system rates the vendor and the customer based upon timely performance of, for the customer reservation followed by purchase of G-S within the defined quantity, and for the vendor, timely delivery of G-S and timely notice of customer acceptance. | 06-09-2011 |
20110145092 | SYSTEMS AND METHODS FOR CONFIRMING PURCHASES OF PRODUCTS FROM A RETAIL ESTABLISHMENT USING A MOBILE DEVICE - Techniques for confirming purchases of products from a retail establishment using a mobile device allow for loss prevention personnel at a retail establishment to confirm that users exiting the retail establishment in possession of physical products have legitimately purchased those products via their mobile devices while within the retail establishment. When a purchase facilitating server, in communication with a user's mobile device, transacts the user's purchase of one or more products within the retail establishment, the purchase facilitating server may generate a purchase confirmation as a receipt of the transaction. The receipt may include a purchase confirmation code and/or one or more visual indicators of an estimated likelihood of theft associated with the corresponding transaction. The receipt may be transmitted to a loss prevention device at the retail establishment, for use by loss prevention personnel in matching against the user's physical cart before the user exits the retail establishment. | 06-16-2011 |
20110173093 | EVALUATING PUBLIC RECORDS OF SUPPLY TRANSACTIONS FOR FINANCIAL INVESTMENT DECISIONS - A platform facilitates buyers, sellers, and third parties in obtaining information related to each other's transaction histories, such as a supplier's shipment history, the types of materials typically shipped, a supplier's customers, a supplier's expertise, what materials and how much a buyer purchases, buyer and shipper reliability, similarity between buyers, similarity between suppliers, and the like. The platform aggregates data from a variety of sources, including, without limitation, customs data associated with actual import/export transactions and facilitates the generation of reports as to the quality of buyers and suppliers, the reports relating to a variety of parameters that are associated with buyer and supplier quality. | 07-14-2011 |
20110196759 | LEAD GENERATION MANAGEMENT SYSTEM - A process for managing leads includes the steps of: presenting an offer to a potential customer; receiving personal information from the potential customer; verifying that the personal information came from a reliable source; checking the personal information for validity; analyzing contracts of companies looking to buy leads to determine if a potential buyer fits any criteria of any of the contracts; if at least one contract is not found, placing the potential buyer in a reprocessing pool; and if at least one contract is found, placing the potential buyer into a pool of a plurality of potential buyers. The process goes on to select a winner for a lead from the pool of potential buyers. | 08-11-2011 |
20110202427 | Device-Pairing by Reading an Address Provided in Device-Readable Form - A system is described for allowing a user, operating a trusted device, to remotely log into a server via a potentially untrustworthy client. The system operates by establishing a first secure connection between the client and the server. The system then establishes a second secure connection between the device and the server through the client. The user then remotely logs into the server over the second secure connection using the device. The second secure connection is tunneled within the first secure connection, preventing the untrustworthy client from discovering personal information associated with the user. According to one feature, prior to forming the second secure connection, the user can establish a pairing relationship with the client by reading an address of the client using any kind of reading mechanism. According to another feature, the device can receive marketing information in the course of a transaction. | 08-18-2011 |
20110218877 | Detecting Online Fraud by Proxy Piercing to Identify Address of a User Device Involved in an Online Transaction - An online machine data collection and archiving process generates a machine data profile of a customer computer accessing a transaction form of a merchant web site and links the machine data profile and a transaction record with customer identifying information using a unique transaction identification string. The process may capture parameters typically communicated as a part of web accesses, such as an IP address, an HTTP header, and cookie information. The process additionally causes the customer computer to process self-identification routines by processing coding within the merchant transaction form, the self-identification routines yielding further profile parameters. The process further includes a routine for bypassing an intervening proxy to the merchant web site to reveal the true IP address of the customer computer. Identifying the customer computer is useful for functions such as fraud detection and marketing. | 09-08-2011 |
20110231282 | Online Evaluation System and Method - An online evaluation system and method compute multiple types of evaluation parameters including at least an overall evaluation type and a categorical evaluation type using evaluation data received from users. The system calls the multiple types of evaluation parameters upon receiving a request for evaluation information of the user of the second type from a web page, and sends the multiple types of evaluation parameters to a front end of the system to be displayed to a user who has requested the information. The multiple types of evaluation parameters are displayed on a web page using a format pre-configured by the system. Using the method and system help achieve a more comprehensive evaluation of the user, and provide more detailed, more accurate and more reliable evaluation information. | 09-22-2011 |
20110307351 | MICRO-PAYMENT SYSTEM ARCHITECTURE - A micro-payment system has buyers, sellers, and a broker. The buyers establish accounts with the broker and provide payment information allowing the broker to invoice the buyers. The sellers establish accounts with the brokers and specify terms for accessing items, including electronic content, available from the sellers. The sellers also provide payment information that allows the broker to credit the sellers for sales of the items. The broker aggregates the buyers' micro-payment purchases and invoices the buyers. The broker also aggregates the sellers' micro-payment sales and credits the sellers. | 12-15-2011 |
20110320310 | METHOD AND SYSTEM FOR CONDUCTING SECURE TRANSACTIONS - A system for conducting secure on-line transactions includes a user communication device, a third party server, and one or more merchant servers. The user communication device can communicate with one or more preapproved merchants from within a virtualized environment using a custom browser. The custom browser supports only a single connection at any given time and only if the connection is to one of the preapproved merchants. The merchant website includes a custom markup language that can be parsed by the custom browser to render web pages on the user communication device. | 12-29-2011 |
20110320311 | SOFTWARE DISTRIBUTION METHOD AND APPARATUS - The present invention provides for a method and apparatus for distributing digital information, such as software applications, to application users. By providing the digital information on unused memory space of a computer system, and providing a process for authorizing access to the information, the information can be efficiently and cost effectively transferred to users. Traditional inventory and distribution channel difficulties are avoided. | 12-29-2011 |
20110320312 | SOFTWARE DISTRIBUTION METHOD AND APPARATUS - The present invention provides for a method and apparatus for distributing digital information, such as software applications, to application users. By providing the digital information on unused memory space of a computer system, and providing a process for authorizing access to the information, the information can be efficiently and cost effectively transferred to users. Traditional inventory and distribution channel difficulties are avoided. | 12-29-2011 |
20120011023 | COMPUTER SYSTEMS MANUFACTURING METHOD AND APPARATUS - The present invention provides for a method and apparatus for distributing digital information, such as software applications, to application users. By providing the digital information on unused memory space of a computer system, and providing a process for authorizing access to the information, the information can be efficiently and cost effectively transferred to users. Traditional inventory and distribution channel difficulties are avoided. | 01-12-2012 |
20120030065 | METHOD, MEDIUM, AND SYSTEM FOR UNIVERSAL SHOPPING CART ORDER INJECTION AND PAYMENT DETERMINATION - A universal shopping cart is provided that obtains and orders products and services from different merchants located on the Internet. The consumer completes all of their shopping on the shopping site and is not directed to another merchant's site to complete an order. The universal shopping cart provides a monitoring service that allows the consumer to monitor a product for specified criteria. The order injection system places orders for products contained within the universal shopping cart from affiliated and non-affiliated merchants. Specific ordering details required from merchants external to the shopping site are hidden from the consumer. For external merchant sites that require a consumer account before allowing the product to be purchased, the shopping site creates a new consumer account without intervention from the consumer. Once the products are ordered, the consumer may keep track of the ordered products from the shopping site. | 02-02-2012 |
20120041841 | METHOD OF PROCESSING ONLINE PAYMENTS WITH FRAUD ANALYSIS AND MANAGEMENT SYSTEM - Systems and methods are disclosed to detect fraud by displaying on a buyer's computer a high value item next to one or more commonly purchased items to attract a fraudster; analyzing customer purchasing behavior on the high value item for an indication of fraud; and indicating fraud if the buyer buys the high value item without prior history. | 02-16-2012 |
20120041842 | Offering Applications via an Online Application Store - An example embodiment for providing one or more applications to one or more customers of an online application store via a partner website starts with hosting the partner web site and an online application store. A partner, from the partner web site, may make an application available for purchase and use to one or more customers. The one or more customers, may purchase and download the application from the online application store. | 02-16-2012 |
20120078749 | IDENTIFIER-BASED CHARGE ON DELIVERY TRANSACTION - Guaranteed funds from a buyer are held until a delivery to the buyer is confirmed by a payment provider. The funds are then released to the seller immediately upon confirmation. Confirmation may be accomplished by the buyer entering an identifier upon delivery or some other confirmation by the shipper, where the identifier was provided to the buyer during the transaction with the seller. In other embodiments, the identifier generated by the payment provider is provided partially to the buyer and partially to the seller. Upon receiving a match of the identifier from the buyer and seller on delivery, buyer funds are released to the seller. | 03-29-2012 |
20120095866 | METHOD AND SYSTEM FOR E-COMMERCE CONTROLLER - A method and system for verifying authenticity of items sold online through e-commerce sites are described. A verification server performs a post purchase authentication of products previously pre-authenticated by the seller. The pre-authentication includes a verification of whether a code matches with a corresponding item as indicated by the seller. | 04-19-2012 |
20120123902 | METHOD AND SYSTEM TO AUTOMATICALLY QUALIFY A PARTY TO PARTICIPATE WITHIN A NETWORK-BASED COMMERCE TRANSACTION - A system to facilitate computer-based commerce includes receiving information relating to an item to be transacted via a computer-based commerce system from a first party. Criterion information specifying at least one criterion to be satisfied by a second party in order for the second party to be qualified to transact for the item via the computer-based commerce system is received from the first party. An automatic determination is made as to whether the second party satisfies the at least one criterion and if so, then the second party is automatically qualified to transact for the item via the computer-based commerce system. | 05-17-2012 |
20120123903 | METHOD OF CONDUCTING TRANSACTIONS OVER THE INTERNET - A method of conducting transactions over the Internet, comprising the steps: opening an online market; applying membership, wherein a member is classified into classes A, B or C; class A member is a professional institution/person who provides security services for a market transaction order; class B member is a seller/provider who participates in network goods/service transactions; and class C member is a purchaser who participates in the network goods/service transactions; establishing a market website; equipping with a website server; drafting market rules; wherein class A member verifies authenticity of general and performance information, which are inputted into market website server by a market administrative institution, declared by class B member; the members learn about financial conditions from one another via the Internet by using a network terminal unit, and negotiate online transactions and sign a contract; and the seller/provider provides goods/service, whereas the buyer fulfill online payment. | 05-17-2012 |
20120130853 | In-Application Commerce System and Method with Fraud Detection - A full-service turn-key in-application commerce solution with fraud detection is disclosed that provides web service interfaces to a commerce system. The in-application solution features fraud detection with user behavior tracking and fraud controls that limit the features that are offered to a user. Fraud detection involves input from the application, the commerce system, or third party systems. User fraud scores are updated frequently as events are processed. Controls are applied to the user account based on the user fraud score and risk classifications for ranges of fraud scores. An in-application solution also features a wallet with a personal threshold for microtransaction spending, limiting the amount that the user is allowed to spend before a wallet is cleared. The wallet is integrated with the fraud detection such that the personal threshold is determined from the user's latest fraud score. | 05-24-2012 |
20120136753 | NETWORK REPUTATION AND PAYMENT SERVICE - This document discusses, among other things, example embodiments of a transaction system that may receive, over a network, a first set of transaction data associated with a transaction for an item. In an example embodiment, a reputation application may adjust a rating associated with the transaction when the first set of transaction data indicates a purchase or a return of the item. | 05-31-2012 |
20120143721 | METHODS AND SYSTEMS TO MAINTAIN, CHECK, REPORT, AND AUDIT CONTRACT AND HISTORICAL PRICING IN ELECTRONIC PROCUREMENT - Disclosed embodiments provide an electronic procurement system and process that enables a buyer or purchasing organization to maintain explicitly or implicitly, a contract price between the buyer/purchasing organization and the supplier whose catalog is integrated with an electronic marketplace. In one embodiment, a process is executed that compares the listed/purchase price of catalog items against the contract price or against a ‘normal’ purchase price. A user (e.g. the buyer) may configure and receive specific alerts regarding items that are purchased in deviation of contracted price and items that have been added to the catalog since the last contract. Disclosed embodiments may also maintain, automatically, the historical price and purchase information of supplier catalog items that are enabled through the electronic marketplace. | 06-07-2012 |
20120158540 | FLAGGING SUSPECT TRANSACTIONS BASED ON SELECTIVE APPLICATION AND ANALYSIS OF RULES - A fraud management system is configured to store rules for detecting fraud. The fraud management system is configured to: receive a transaction involving a consumer and a merchant; select a set of the rules based on information associated with the transaction, information associated with the consumer, or information associated with the merchant; process the transaction, in parallel, using the selected rules to generate a set of alarms; group the alarms, into groups, based on information associated with the transaction; analyze the groups to generate a fraud score; and output information regarding the fraud score to the merchant to notify the merchant whether the transaction is potentially fraudulent. | 06-21-2012 |
20120158541 | USING NETWORK SECURITY INFORMATION TO DETECTION TRANSACTION FRAUD - A fraud management system is configured to store rules for detecting fraud. The fraud management system is further configured to receive a transaction involving a consumer and a merchant; obtain network security information associated with malicious activity in a voice network or a data network, where the network security information indicates that the consumer has been involved in malicious activity in the voice network or in the data network; select a subset of rules based on the network security information and information associated with the transaction, the merchant, or the consumer; process the transaction using the subset of rules to generate alarms; process the alarms to generate a fraud score for the transaction; and output information regarding the fraud score to the merchant to assist the merchant in determining whether to accept, deny, or fulfill the transaction. | 06-21-2012 |
20120166307 | DETERMINATION OF PERMISSIBILITY ASSOCIATED WITH E-COMMERCE TRANSACTIONS - Determining permissibility of a transaction includes: receiving new execution information associated with a transaction; determining specified characteristics in the new execution information; determining a plurality of similarity measures between the specified characteristics of the new execution information and specified characteristics of a set of stored execution information; selecting, based on the plurality of similarity measures, a set of similar execution information from the set of stored execution information; and determining permissibility associated with the new execution information based at least in part on computation that is based at least in part on permissible information and impermissible information of the set of similar execution information. | 06-28-2012 |
20120197758 | COMPUTATION OF USER REPUTATION BASED ON TRANSACTION GRAPH - A method and a system generate a reputation value for a user in a network-based community. A processor-implemented transaction data collector module collects transaction data of users of a network-based community. A processor-implemented transaction graph generator module generates a transaction graph based on the collected transaction data. The transaction graph has a transaction relationship between two users, and a weight corresponding to the transaction relationship. The weight is representative of a mutually reinforcing relationship between two users. A processor-implemented reputation generator module generates a reputation value for a user from the transaction graph. | 08-02-2012 |
20120226579 | FRAUD DETECTION BASED ON SOCIAL DATA - A system or method that assesses a transaction request from a client to identify characteristics that are likely to indicate fraudulent behavior, based on data associated with the request and the client, including client data that is obtained from a social network, such as Facebook. The assessed characteristics may include the client's social profile, including number and status of friends, likes, and virtual account status, as well as parameters associated with the connection used for the transaction, such as IP and email addresses, country of origin, and language. A database is maintained that includes records associated with IP and e-mail addresses, users' characteristics and past redemptions, and the like. Specific criteria, limits, and responses may be defined for each particular class of transaction. | 09-06-2012 |
20120259733 | MANAGING TRANSACTIONS OF BROKER AFFILIATES - A distributed network transaction system and method includes a central exchange computer connected via the Internet (world wide web) to multiple remote computers associated with, for example, individual brokers. A central database is provided with the exchange computer and each remote computer can have a respective database for information that the individual brokers was to maintain separate from the system. E-commerce transactions are conducted by the system, which performs a number of transaction-related functions, such as pushing tickets up to the system for sale, purchasing tickets online, shipping, web site-related and bookkeeping. The system and methodology accommodate price event functions where non real-time tickets can be sold and the orders filled with tickets acquired on the system. | 10-11-2012 |
20120265638 | FRAUD PREVENTION TRADING AND PAYMENT SYSTEM FOR BUSINESS AND CONSUMER TRANSACTIONS - A code system for preventing fraud in trading and at the same time a safe payment method for business and consumer. The code system of the present invention ensures security and control for the contracting parties regarding the previously defined attributes of the goods and the payment including all decisional steps of the transactions as well as of the reverse transactions in case of complaint. The contracting parties act complementary, money and goods or money and services are never at the same time under control of one contracting party. | 10-18-2012 |
20120265639 | SYSTEM AND METHOD FOR FACILITATING ACCOUNT-BASED TRANSACTIONS - Systems, methods and apparatus are presented for facilitating account-based transactions. In an embodiment, the method includes associating a first person with an account, associating a second person with the account, receiving a request from a third party to authorize a transaction between the second person and the third party, determining a first communication address of the first party, and contacting the first party. The process also includes determining that the first person desires to communicate with the second person, determining a second communication address of the second person, initiating a communication between the first person and the second person, and receiving a signal from the first person that authorizes the transaction or declines the transaction. | 10-18-2012 |
20120278200 | Value Banking System And Technique Utilizing Complementary Value Currency - A new physical currency and any electronic token thereof is exchangeable for tangible goods or intangible services and has a value that is stabilized by an underlying stock portfolio or other asset having intrinsic value, the short term market value of which is arbitrated directly or indirectly by a central value bank. | 11-01-2012 |
20120316990 | Evaluating Merchant Trustworthiness - Merchants are classified according to their reliability in shipping purchased products when promised. A merchant trustworthiness evaluator (MTE) automatically gathers data from users about purchases online from a merchant, including an order identifier and an estimated ship date. In one embodiment, the MTE collects data from customers about their purchases through the use of a conversion pixel, transmitted to the customer by the merchant at the time of purchase. The MTE obtains shipment information from the merchant or shipment carrier once an order has been shipped. The MTE correlates the shipment data with the order data and compares for each order the estimated or promised and actual shipment dates. The MTE scores merchants and classifies each merchant based on its score. Merchant classifications can then be provided to prospective customers. | 12-13-2012 |
20120316991 | Evaluating Merchant Trustworthiness - Merchants are classified according to their reliability in shipping purchased products when promised. A merchant trustworthiness evaluator (MTE) automatically gathers data from users about purchases online from a merchant, including an order identifier and an estimated ship date. In one embodiment, the MTE collects data from customers about their purchases through the use of a conversion pixel, transmitted to the customer by the merchant at the time of purchase. The MTE obtains shipment information from the merchant or shipment carrier once an order has been shipped. The MTE correlates the shipment data with the order data and compares for each order the estimated or promised and actual shipment dates. The MTE scores merchants and classifies each merchant based on its score. Merchant classifications can then be provided to prospective customers. | 12-13-2012 |
20130006808 | SYSTEMS AND METHODS FOR TRANSFORMATION OF SUBMITTED LISTINGS - Systems and methods for transformation of submitted listings are described. An example system comprises a policy module to receive a listing describing an item for sale and to determine that the listing does not comply with one or more marketplace policies of a marketplace. The marketplace publishes listings describing items for sale, and the one or more marketplace policies are based on item characteristics or listing characteristics. A presentation module, responsive to the determination that the listing does not comply with the one or more marketplace policies, transforms the listing according to the one or more marketplace policies and publishes the transformed listing in the marketplace. | 01-03-2013 |
20130018757 | HOSTED ORDER PAGE/SILENT ORDER POST PLUS FRAUD DETECTION - Generally, embodiments of the invention are directed to methods, computer readable medium, servers and systems for enabling merchants to use hosted order pages (HOPs) and/or silent order posts (SOPS) and thereby avoid handling payment information and the costs associated Payment Card Industry (PCI) compliance, while at the same time utilize third-party fraud detection screens and thereby avoid costs associated with fraudulent transactions. | 01-17-2013 |
20130024322 | PLATFORM FOR PROVIDING LIFE-CYCLE PRODUCT SUPPORT SERVICES - A service center receives a request for posting a message from a mobile device over a network, the request identifying a first discussion forum and a second discussion forum, the message pertaining to a product previously registered with the service center by a user. The message is transmitted to a first server hosting the first discussion forum over the network, together with first credentials retrieved from a database associated with the service center. The first credentials are to allow the first discussion forum to authenticate the user in order to post the message on the first discussion forum. The message is also transmitted to a second server hosting the second discussion forum over the network, together with second credentials retrieved from the database. The second credentials are to allow the second discussion forum to authenticate the user in order to post the message on the second discussion forum. | 01-24-2013 |
20130024323 | SYSTEM FOR COMPLETING AN ONLINE TRANSACTION - A set of computer-executable instructions. The set of computer-executable instructions is configured to connect a user over a network to an exchange and a service provider through the exchange. The set of computer-executable instructions is also configured to allow the user to negotiate a transaction by means of the exchange with the service provider. The set of computer-executable instructions is further configured to allow the exchange and user to enter into a sales contract. The set of computer-executable instructions is additionally configured to receive a payment from the user for deposit hold until completion of the transaction. The set of computer-executable instructions is moreover configured to release the user deposit payment to the exchange. | 01-24-2013 |
20130024324 | SYSTEM AND METHOD FOR TRACKING AUTHENTICATED ITEMS - A system for tracking an authenticated item is provided. The system includes an authentication device affixed to the item. An item registration system receives authentication device data from the authentication device and associated item data and stores the authentication device data and the associated item data. An owner registration system receives owner registration data after a buyer has acquired the item. A buyer verification system receives the authentication device data, the associated item data and the owner registration data and stores buyer verified data if the associated item data correlates to the owner registration data, such as if the external tag number or event data entered by the owner matches external tag number or event data for the item. | 01-24-2013 |
20130030956 | CONTENT OPEN LICENSING SYSTEM FOR APPLICATION STORE AND METHOD THEREOF - The present invention relates to a content open licensing system for an application store which is included in or is linked to an application store and a method thereof, and more particularly to an open type licensing system and a method thereof which sells an application through the application store and can distribute profit to a copyright holder and a program developer after the program developer for developing the application for the application store easily obtains a license for content copyright (including a portrait right) of a character and the like to be used for the application and develops the application. The content open licensing system of the present invention which is included in or is linked to the application store provides a user interface through which a content copyright holder uploads content works and can input images and explanations related thereto and comprises: a means for permitting a content license through which the content copyright holder can input his content licensing permission conditions; a searching means for searching the registered content licensing substances; a licensing purchase request means through which the program developer obtains the license for the contents; a license management means for managing the contracted license; a means for determining compliance of contract conditions which determines whether the application of the developer complies with the licensing permission conditions; an application management means for managing the developed application; a means for calculating and balancing a profit distribution amount which distributes a profit amount due to the application to the content copyright holder and the developer; a licensing expiration date calculation means for calculating and reporting the licensing expiration date; and a storing means for storing identifiers of the content copyright holder and the contents and identifiers of the developer having the license for the contents and the application of the developer corresponding to the identifiers of the content copyright holder and the contents. | 01-31-2013 |
20130060659 | SYSTEM AND METHOD FOR SPLITTING COLLABORATION ON EVENT METRICS FOR A SUPPLIER TO RESPOND TO BASED ON FUNCTIONAL ROLE - Embodiments of the invention relate to methods and systems of splitting collaboration on event metrics for a supplier to respond to based on functional role. The method includes establishing review groups. Each of the review groups includes at least one user. The method further includes associating bid factors to one or more of the review groups, displaying each of the bid factors in accordance with the association of the bid factors with each of the review groups, receiving rankings for each of the bid factors from each of the review groups associated with the bid factors, receiving answers to each of the bid factors from at least one supplier, ranking each of the answers to the bid factors. and correlating the rankings for each of the rankings of the bid factors and the rankings of the answers to generate a score for the at least one supplier. | 03-07-2013 |
20130060660 | SYSTEM AND METHOD FOR GENERATING MEDIA-RELATED NOTIFICATIONS - A method of generating notifications related to availability of media content is provided. The method includes receiving a watchlist subscription including a request to monitor for availability of media content. The method also includes detecting a change in the availability of media content based on the subscription, and if a change is detected, determining an access right and transmitting a notification of the change in the availability of the media content. The metadata of the media content is used in the subscriptions to determine when to generate notifications. The media content may include a media article, media selection, live content, or a theatrical media release. | 03-07-2013 |
20130085889 | SYSTEMS AND METHODS FOR MANAGING RETURNS OR EXCHANGES MADE VIA A COMPUTER NETWORK - A method for allowing a user to manage at least one of a return or exchange of an ordered item. The method includes hosting an electronic database of information regarding item purchases, providing a user interface to allow a user to specify at least one return/exchange item, performing an authorization verification against the return/exchange of the item, providing to the user an identifier reflective of the authorization, and receiving and accepting the item(s) at the physical location within a predefined time limit. | 04-04-2013 |
20130085890 | System and Method For Meeting Marketplace - The invention provides an online platform performing as a meeting marketplace through which a client can locate an expert for the purpose of various interactions which generally involve transfer of information and/or services from the expert to the client. Examples include consulting, tutoring, therapy, software support, teaching and guiding. The invention enables the client to negotiate and communicate with experts and to pay for a meeting with an expert. | 04-04-2013 |
20130091035 | FAIRNESS BASED RATINGS - An apparatus and method for identifying and correcting “unfair” ratings about a first user from a plurality of second users is disclosed herein. For each metric upon which the first user has been rated by the second users, a number of factors are considered to determine if the average rating for a given metric is unfair. Identified unfairness is adjusted dynamically so that the composite rating for a metric becomes more “fair.” | 04-11-2013 |
20130097056 | METHODS AND SYSTEMS FOR RECOMMENDING SERVICES BASED ON AN ELECTRONIC SOCIAL MEDIA TRUST MODEL - Methods and systems for recommending a service based on an electronic social media trust model. A user trust network and a service trust network can be constructed and the two separate trust networks can be combined to form a combined trust network. The combined trust network includes an explicit trust and an implicit trust in order to improve the recommendation coverage and consider a latent service rating without suffering noisy data. A trust-oriented random walk model can be conducted on a user node with respect to the combined trust network based on a user search intent and navigation behavior in order to select and recommend a service candidate. A service rating can then be predicted by considering the user ratings with respect to a target service, a propagated trust and an inferred service rating. | 04-18-2013 |
20130097057 | SYSTEM AND METHOD FOR GENERATING A CONFIDENCE CRITERION FOR RELATIONSHIPS OVER TELECOMMUNICATIONS NETWORKS - A system including a user looking for a candidate user for a telematic operation or transaction within a distributed reputation system; making, in addition to requests for information about reputation to trusted users, other requests for information on reputation to the very candidates, such that the selected candidate is selected because the candidate has a criterion of reputation over the other users that is as similar as possible to that of the user who is searching for a candidate. According to the method, a block of reputation-related data is included in a data-collection step, based on the similarity of reputation-related criteria between a user searching for candidates for an operation and the candidates. | 04-18-2013 |
20130110674 | SYSTEM AND METHOD FOR PROVIDING ADVANCED MERCHANT SELF-ENABLED MERCHANDISING BASED ON VARIOUS DATA | 05-02-2013 |
20130117154 | Method and System of Evaluating Credibility of Online Trading User - Evaluating credibility of an online trading user includes, based on a user to be evaluated, querying reference users corresponding to the user to be evaluated. The reference users include trading users who have conducted a transaction with the user to be evaluated and may be obtained from a referenced transaction record of the user to be evaluated. Property information of the reference users may be obtained, and a credibility evaluation result for the user to be evaluated may be generated based on the property information of the reference users and a proportion of all transactions conducted between the user to be evaluated and the reference users for which sales transactions account. | 05-09-2013 |
20130117155 | Transaction validation by location based services (LBS) - A commercial transaction is associated with a current location of a wireless device having location services enabled at the time of the transaction. The current location is compared to an entry in a database of associated merchants accepting transactions to the locations that they handle such transactions. If a match in location is found, the transaction may be validated. If the wireless device registered as the device of the person believed to be conducting the transaction is not at an expected or acceptable location at the time of the transaction, then the transaction may be flagged for possible fraudulent activity. At the time of the transaction, a software location based services (LBS) trigger is initiated to request validation of the transaction based on the wireless device's current location. | 05-09-2013 |
20130117156 | FRACTIONAL OWNERSHIP USING DIGITAL ASSETS - A platform and method provided for facilitating the trading of fractional ownerships of a digital representation of an asset. In one embodiment, the method includes: identifying an original physical asset for creating a corresponding digital asset; making a digital representation of the original physical asset; authenticating the digital representation; embedding or associating the digital representation with a unique identification code; storing the digital representations on a first non-transitory computer-readable storage medium; and placing the digital representation in a market for trading. | 05-09-2013 |
20130132233 | SUSTAINABILITY BASED SUPPLIER EVALUATION - Various embodiments of systems and methods for evaluating suppliers and performing green sourcing analysis based on customized sustainability metrics are described herein. The method in an integrated information management system involves configuring one or more criteria relating to a product as green sourcing metrics. The method further includes defining one or more constraints effecting interdependencies between the green sourcing metrics. In a further aspect, the method includes determining that the one or more constraints is fulfilled based on product data relating to one or more suppliers supplying the product and customizing the green sourcing metrics based on the one or more constraints that is fulfilled. In yet another aspect, the method involves performing green sourcing analysis for the one or more suppliers of the product based on the customized green sourcing metrics. Based on the green sourcing analysis, the one or more suppliers are evaluated and a sourcing recommendation is provided based on the evaluation. | 05-23-2013 |
20130138533 | APPARATUS AND METHOD FOR ENSURING THE QUALITY AND PRICE OF A GOOD SOLD ONLINE - An apparatus and method for ensuring the quality and price of a good sold online is disclosed. In return for a small fee or purchase add-on, the quality or price of a good may be guaranteed by the online store or a third party. The small fee or purchase add-on amount is determined based on in part by a quality metric or a calculated return risk by a computer. If the buyer is not satisfied with a good purchased online, free return shipping, or some other incentive may be provided by the apparatus. | 05-30-2013 |
20130144753 | E-COMMERCE METHOD AND SYSTEM - An improved ecommerce system and process for conducting transactions is provided. The system holds a buyer's payment until the buyer has an opportunity to object to the goods or services provided. Payment is released to the seller if a complaint is not submitted within a buyer grace period. If a complaint is submitted, the system facilitates thorough communications between buyer and seller, and provides for dispute resolution. In some embodiments, a request-for-quote operation can be provided, as well as implementation of credit terms and automated generation of commercial transaction documents. | 06-06-2013 |
20130144754 | E-COMMERCE METHOD AND SYSTEM - A social e-commerce system is provided. To the extent buyers seek products not already available, the system matches buyers with related sellers and solicits listing on the sought-after items. The system includes third party certification options. Enhanced communication facilities between buyers and sellers enable reduced opportunity for dispute. Intra-party communications during the transaction can be utilized by third party neutrals for dispute resolution. Parties can select trust agents for escrow and/or dispute resolution. | 06-06-2013 |
20130151374 | Social Marketplace Platform - A dealer-to-dealer social marketplace platform for aggregating item inventories and providing the items to potential buyers, sellers, dealers, traders, wholesalers, and/or retailers is provided. Dealers, buyers, and/or other users of the platform may create groups of other platform users to facilitate social and/or trusted networks for viewing and/or exchanging items listed in a seller's inventory. | 06-13-2013 |
20130159138 | FRAUDULENT-PURCHASE ALARM SYSTEM, FRAUDULENT-PURCHASE ALARM METHOD, AND RECORDING MEDIUM - A fraudulent-purchase alarm system for issuing an alarm about a fraudulent purchase of an article for sale includes: a first storage that stores a price of the article for sale; a second storage that stores purchase amounts of articles for sale purchased by a user of the fraudulent-purchase alarm system; a third storage that stores an upper limit of a total purchase amount of the user; and a controller that, upon receiving a purchase request to purchase the article for sale and identification information about the user, refers to the first to third storages to issue an alarm about a fraudulent purchase if a sum of the purchase amounts of articles already purchased by the user identified by the identification information and the price of the article for sale indicated in the purchase request exceeds the upper limit, wherein the controller lowers the upper limit if a predetermined condition for preventing a fraudulent purchase is met. | 06-20-2013 |
20130173423 | REPUTATION MANAGEMENT SYSTEMS AND METHODS - A method and system to manage user reputations is described. In some embodiments, a first picture is received from a first user and a second picture is received from a second user. The first picture and the second picture are associated with an in-person transaction related to an item. The method determines whether both the first picture and the second picture identify the item. The method further determines whether both the first picture and the second picture were taken at a similar geographic location. If the first picture and the second picture identify the item and were taken at a similar geographic location, transaction feedback is requested from the first user. A reputation score related to the second user is updated based on transaction feedback received from the first user. | 07-04-2013 |
20130173424 | SYSTEM FOR DELIVERING GIFT ITEM USING SOCIAL NETWORK INFORMATION AND METHOD THEREOF - A system and method for delivering a gift using social networking information is disclosed. The method for delivering a gift using social-networking information using a gift delivery system which communicates with an orderer UE, a receiver UE, and an SNS server and an online shopping mall server over a wired or wireless commodity network includes a) receiving, by the gift delivery system, information of a commodity to be used as a gift for a receiver and social-networking information other than a reception address of the receiver from the orderer UE connecting to the online shopping mall; b) if payment is completed by the orderer UE, transmitting, authenticating, by the gift delivery system, order information including the commodity information and the receiver, and creating authentication information; c) transmitting, by the gift delivery system, a gift arrival message to the receiver UE; and d) if the receiver UE confirms the gift arrival message, selects reception acceptance, and inputs a reception address, requesting, by the gift delivery system, commodity delivery from a delivery system. | 07-04-2013 |
20130191247 | Dynamic Item-Return Guarantee - Embodiments of the present disclosure are directed to providing a dynamic, no-questions-asked, money-back, item-return guarantee for item purchases. For example, a buyer-dealer may access a marketplace platform and search for a particular item to purchase. In some aspects, next to each item for sale, a guarantee acquisition fee may be displayed. This guarantee acquisition fee may indicate the additional cost, to the buyer-dealer, to purchase a no-questions-asked, money-back, item-return guarantee from the marketplace platform. As such, if an item and its respective item-return guarantee are purchased, the buyer-dealer may return the item to the marketplace platform for a full or partial refund of the item purchase price. | 07-25-2013 |
20130198034 | Cross Channel Delivery System and Method - Methods and systems consistent with the present invention provide a cross channel fulfillment system that enables consumers to purchase and receive items using different transmission mediums. The fulfillment system is a centralized distribution system that maintains information relating to consumers and has access to multiple transmission mediums. Specifically, the fulfillment system contains a database of consumer contact information relating to each transmission medium. The fulfillment system uses a remote device to provide information to consumers. The remote device transmits and receives broadcast messages including information relating to purchasable items. The fulfillment system may deliver a purchased item to the consumer using a medium different from that used to purchase the item. | 08-01-2013 |
20130198035 | CONFIRMING LOCAL MARKETPLACE TRANSACTION CONSUMMATION FOR ONLINE PAYMENT CONSUMMATION - Exemplary embodiment of the present invention would provide systems, including Internet-based systems, and computer-implemented methods, for providing online Buyers and Sellers who physically transact an exchange of an item at a local meeting place, indicia of confirmation of the exchange on which to base a background online payment. In particular, exemplary embodiments of the present invention would provide a way for Buyers and/or Sellers to input an identifier for online authentication to confirm that a physical exchange of an item sold had been transacted and that would accordingly provide an online system with a basis to charge the relevant Buyer's account for a sale amount and pay the Seller for the item sold. | 08-01-2013 |
20130198036 | METHOD AND SYSTEM FOR RESERVING FUTURE PURCHASES OF GOODS AND SERVICES - A method and system for reserving future purchases of goods or services or events. Electronic options are provided for desired goods or services or events. Electronic options, electronic option terms and electronic option fees are dynamically generated and dynamically adjusted based on prior and current actions completed on a client network device. A business-to-business (b2b) marketplace is established using electronic options. | 08-01-2013 |
20130198037 | Systems, methods and devices for trusted transactions - The invention discloses a system for enhancing trust in transactions, most particularly in remote transactions between a plurality of transactional parties, for instance a seller and buyer(s) of goods and/or services over a public computer network such as the internet. Trust is disclosed to be a multivalent commodity, in that the trust that is to be enhanced relates to information about the subject matter of the transactions (e.g., the suitability of the goods and services sold), the bona fides of the supplier of the goods and services, the appropriateness of a pricing structure for a particular transaction or series of transactions, a quantum of additional transactional value that may be imparted to the transactional relationship, security of information exchange, etc. | 08-01-2013 |
20130204744 | USER TO WEBSITE GUARANTEED SHOPPING - One embodiment is directed toward a process for a merchant inspection, where a guaranteed shopping server inspects online merchants to ensure they are reliable, financially stable, and committed to providing a great online shopping experience to the buyer/user. Next, this service monitors merchants on a regular basis, to ensure they deliver on their terms of sale, thus assuring purchasers of an overall safe online experience. Next, the guaranteed shopping service provides, a guarantee for added peace of mind for the purchaser. In accordance with one embodiment, a guarantee is provided to the buyer including ID theft protection, a purchase guarantee and a lowest price guarantee. As with other type of guarantees, certain restrictions and terms may apply. If a buyer does experience a problem with an online merchant, a benefit claim can be made and once the claim is validated, guaranteed shopping coverage can apply. | 08-08-2013 |
20130218719 | Online Barter System - An online barter system for facilitating the exchange of services of equivalent value includes a computer connected to a computer network and having a processor and memory. Programming causes the processor to receive barter offer data from a system subscriber/donor over the network. A monetary value and a corresponding quantity of barter credits are associated with the submitted barter offer. The system includes programming for receiving barter selection data from another subscriber, the request including a request to redeem a respective barter offer using the subscriber's barter credits. The system determines if the requester has sufficient barter credits to redeem the requester barter offer. The system facilitates performance of a redeemed barter service and the recipient may offer online feedback. If the feedback is positive, the donor's credits are increased and the recipient's credits are decreased. The system allows for negative feedback to be challenged by a respective donor. | 08-22-2013 |
20130218720 | AUTOMATED NEGOTIATION - A switching linear dynamical system (SLDS) transition model accommodating any number of different switching states may be used to model negotiation behavior. Furthermore, a negotiation behavior model that accommodates multiple different negotiation strategies (e.g., an SLDS transition model where individual switching states represent different negotiation strategies) may be used to predict a trajectory of offers to be made by a party to a negotiation, and terms of a counteroffer to the party may be calculated based on the predicted trajectory of offers to be made by the party. | 08-22-2013 |
20130232031 | Bargaining System to Induce Truthful Revelation of Reservation Prices - Systems and methods for facilitating agreement between a first party and a second party. Each party may provide a reservation price and an offer price. Overlap between the information provided by the parties is utilized to determine a settlement price. | 09-05-2013 |
20130238463 | INFORMATION PROCESSOR AND PROGRAM FOR IDENTIFYING ORDER DEADLINE - According to an embodiment, an information processor is provided, the information processor comprising an accepting module configured to accept access from a terminal device connected via a network, an image generating module configured to generate a purchase image including an order for purchase of one or more products, and an image sending module configured to send the purchase image to the terminal device. The purchase image includes an order deadline as a measure of safety for the product in accepting the purchase order on the purchase image. | 09-12-2013 |
20130246221 | METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR CONTRACT COMPLIANCE MONITORING AND ENFORCEMENT - Some examples provide systems, methods, apparatus, and computer program products for monitoring and/or enforcing compliance with contract provisions. A market platform may operate to inform buyers and suppliers, to allow buyers and suppliers to select products and contracting parameters to meet their needs, to allow buyers and suppliers to commit to supply agreements, and to enforce those supply agreements. These examples may provide such an integrated system by receiving buyer spend data, receiving contract offers from one or more suppliers based on the spend data, allowing the buyer to select one or more of the contract offers, and monitoring spend data to ensure compliance with the selected contract offer. The system may include dynamic price models, altering the price of the purchased products based on compliance with the selected contract offer. The system may include provisions for monitoring achievement from buyer spend data, and monitoring and enforcing contract terms based on that achievement. | 09-19-2013 |
20130268403 | EVALUATING PUBLIC RECORDS OF SUPPLY TRANSACTIONS - A platform facilitates buyers, sellers, and third parties in obtaining information related to each other's transaction histories, such as a supplier's shipment history, the types of materials typically shipped, a supplier's customers, a supplier's expertise, what materials and how much a buyer purchases, buyer and shipper reliability, similarity between buyers, similarity between suppliers, and the like. The platform aggregates data from a variety of sources, including, without limitation, customs data associated with actual import/export transactions and facilitates the generation of reports as to the quality of buyers and suppliers, the reports relating to a variety of parameters that are associated with buyer and supplier quality. | 10-10-2013 |
20130268404 | PLATFORM FOR PROVIDING LIFE-CYCLE PRODUCT SUPPORT SERVICES - A support center receives a first request from a mobile device requesting a support service and establishing a communications session between the user of the mobile device and a support agent to allow the support agent to provide the support service to the product. The support center receives a message associated with the product from a vendor providing the product, the message identifying at least one of a promotion, a reward, a suggestion of an accessory, and a recall of the product. The support center accesses a set of rules associated with the product to determine whether the message associated with the product should be routed to the user, where the rules have been previously configured by the user and stored in the database, and transmits the message to the mobile device if the rules permit. | 10-10-2013 |
20130282523 | NETWORK SERVICE PROVIDER ASSISTED PAYMENT FRAUD DETECTION AND MITIGATION METHODS AND APPARATUS - Fraud detection and/or detection of discrepancies between customer provided information and reliable information corresponding to a customer are described. The methods and apparatus are particularly well suited for Internet and/or other E-commerce transactions. A payment company, e.g., a credit card/debit card provider, as part of a transaction authorization, sends a query to a customer's ISP with some information corresponding to the payer/customer requesting the transaction (e.g. name, billing address, etc.) and the source IP address the customers is using during the transaction. The source IP address is used by the ISP provider to identify a device and/or physical location using the IP address and a customer record corresponding to the device/physical location using the IP address. In at least some embodiments the ISP returns a “matching score” based on how well the customer information matches information in the ISP's customer information record corresponding to the identified location. | 10-24-2013 |
20130290135 | REQUEST FOR PROPOSAL SYSTEM AND METHOD FOR REAL ESTATE MANAGEMENT - A system and method prepares and distributes structured Requests for Proposal (“RFPs”) to qualified vendors and collects proposals responsive to such RFPs, The system includes a tool, for creating Statements of Work (SOW) that are consistent with the RFP and with other SOWs. The vendors submit bids responding to the SOW in the RFP. The bids are organized into an easily reviewed summary having line by line comparisons of the various bids and detailed proposals, along with vendor compliance documents, compiled into a finished report. | 10-31-2013 |
20130290136 | AUTHENTICATION USING BIOMETRIC TECHNOLOGY THROUGH A CONSUMER DEVICE - Embodiments of the invention provide strong user authentication on a consumer device without requiring the user to go through a formal registration process with the issuer or processing network. Certain embodiments allow the use of any biometric technology (e.g., fingerprint scan, iris scan, voice recognition, etc.) supported by their consumer device (e.g., smart phone, tablet computer, personal computer) to authenticate the user. Additionally, the consumer device provides unforgeable evidence of the biometric match in the form of a biometric digital artifact to provide proof to a processing network that the match occurred. The processing network maintains a history of these authenticated transactions and biometric digital artifacts and as more and more non-fraudulent authenticated transactions occur over time, a higher level of trust (i.e., lower risk) is associated with the consumer device, biometric registration process, and the user. | 10-31-2013 |
20130297450 | METHOD OF WITHDRAWAL OF FUNDS FROM BANK ACCOUNT TO PURCHASE RETAIL GIFT CARDS AND/OR ELECTRONIC RETAIL GIFT CODES GENERATING CASH REWARDS TO CONSUMER AND/OR REVENUE TO FINANCIAL INSTITUTION - A method of withdrawal of funds from a bank account to purchase retail gift cards and/or electronic retail gift codes generating cash rewards to consumer and/or revenue to financial institutions where the funds withdrawn from the bank account are used to purchase a retail gift card or electronic gift code at face value that was originally purchased at a discount generating a surplus in funds. The difference between the face value and discounted purchase price is divided into cash rewards for the consumer and revenue for the financial institution, at a percentage split determined by the financial institution. | 11-07-2013 |
20130297451 | METHOD AND SYSTEM FOR PRODUCT OR SERVICE SOURCE AUTHENTICATION - A method of providing proof of authenticity for an item of merchandise to the portable device of a potential buyer is disclosed. The method utilizes (i) affixing or embedding a token that provides a unique merchandise authentication code that is readable by the buyer's portable device (the code may be on a contactless microprocessor chip), (ii) including this merchandise authentication code in messages that comprise conventional card-based payment transactions, (iii) providing the potential buyer's portable device with data pertaining to the lifecycle status, authenticity, and description of the item of merchandise, (iv) displaying the data at the buyer's portable device, and (v) posting/recording the sale of the item of merchandise at the brandname lifecycle management host. | 11-07-2013 |
20130304610 | METHOD AND SERVICE FOR PROVIDING ACCESS TO PREMIUM CONTENT AND DISPERSING PAYMENT THEREFORE - A method and system for providing premium content and dispersing payment therefore. The method includes entering into an agreement with at least one partner that provides premium content and entering into an agreement with at least one customer that grants the customer access to premium content provided by at least one partner. The method further includes collecting defined parameter data of at least one customer accessing the premium content and dispersing payment to at least one partner where the payment is determined from the defined parameter data. The defined parameter data can be approximate time spent. | 11-14-2013 |
20130311330 | SYSTEMS, METHODS, AND COMPUTER PROGRAM PRODUCTS FOR THE RECEIPT OF TRANSACTION OFFERS - In general terms, embodiments of the present invention relate to apparatuses, methods, and computer program products for receiving transaction offers. For example, in some embodiments, a method is provided that includes (a) receiving information associated with a transaction; (b) storing, in a memory device, the information associated with a transaction; (c) receiving authentication information from a user to authenticate the user to enter into the transaction; and (d) enabling the user to enter into the transaction by using at least one of a magnetic swipe card writer, bar code display, or fingerprint reader. | 11-21-2013 |
20130311331 | WEB-BASED ACCOUNT MANAGEMENT - A system and method for qualifying a participant over a global network for an auction or other e-commerce transaction helps to significantly reduce or eliminate Internet commerce fraud. An auction site, for example, enlists the system to maintain funding accounts for prospective participants. When a bid is placed or a transaction is entered, the funds are reserved in the funding account including funds for a deposit if required. In the case of an auction, in the event that a bidder is not the high bidder, the reserved funds are released. At completion of the transaction, the funds may be transferred from the funding account to the seller, and the holds are released. A balance in the funding account can be established according to funds deposited in the account in an interest-bearing account or via a line of credit issued from a bank card issuing company or the like. | 11-21-2013 |
20130317941 | Trust Graph - In accordance with some implementations, a method for storing levels of trust between users for use in online e-commerce is disclosed. The method is performed on a server system having one or more processors and memory storing one or more programs for execution by the one or more processors. The server system stores trust information for a plurality of users, wherein each user has an associated level of trust with one or more other users in the plurality of users. The server system receives, from a first user, a trust indication for a second user in the plurality of users. The server system then updates the trust information of the first user based on the trust indication. | 11-28-2013 |
20130317942 | SYSTEM AND METHOD FOR ENABLING AND MAINTAINING VENDOR QUALIFICATION - A computer system and method is disclosed for pre-qualifying vendors for buyers and/or industries using vendor criteria information associated with buyers and/or industries and vendor qualification information associated with vendors. Vendors and buyers enter the vendor qualification information and vendor criteria information, respectively, into a database in a hierarchical and relational manner. The computer system compares entered vendor qualification information to stored vendor criteria information to pre-qualify vendors for buyers and/or industries. The computer system further monitors the stored vendor qualification information and requests updated vendor qualification information from the vendors to maintain vendor qualification on a per industry and/or per buyer basis. | 11-28-2013 |
20130325660 | SYSTEMS AND METHODS FOR RANKING ENTITIES BASED ON AGGREGATED WEB-BASED CONTENT - Disclosed here are methods, systems, paradigms and structures for ranking entities associated with any given industry. The systems and methods include performing a combination of semantic, citation and numerical analysis to produce a raw measure of each entity's influence/interest that is predictive of financial market movement, consumer demand, consumer-based web chatter and other metrics. The systems and methods further include utilizing the raw measures of influence/interest into a consumer-facing ranking of entities pertaining to a given industry. | 12-05-2013 |
20130339186 | Identifying Fraudulent Users Based on Relational Information - In one embodiment, a method includes accessing a first event profile that includes a seed event parameter and a first event parameter, calculating fraud scores for the first event parameter, accessing a second event profile that includes a second event parameter that corresponds to the first event parameter, calculating a fraud score for the second event parameter, and then identifying the second parameters as being associated with fraud. Fraud scores may be calculated based on the attributes of a parameter, the relation of the parameter to the seed parameter, and the fraud scores of any corresponding parameters. | 12-19-2013 |
20130346241 | INFRASTRUCTURE SUPPORTING A DISTRIBUTED APPROVAL WORKFLOW - The validation of a product for placement in a catalog in a marketplace utilizes a distributed approval workflow. A validation engine receives product submissions for inclusion into the marketplace's catalog. The validation engine initiates the distributed approval workflow to one or more approval engines that are equipped to perform the tasks needed to validate the product. The validation engine monitors the distributed approval workflow performed by the approval engines until completion. Upon successful completion of the distributed approval workflow, the product may be placed onto the marketplace's catalog for distribution. | 12-26-2013 |
20130346242 | Color changing tag for authentication - Product counterfeiting is a major problem. It is estimated that about 10% of all goods sold are counterfeits!. In recent years counterfeiters have improved significantly the quality of their products as a good counterfeit can be sold at a much higher value than a poor one. It is very difficult for untrained, regular customers to tell the difference. Currently, there are no reliable means for a person to authenticate a product. | 12-26-2013 |
20140032364 | SYSTEM AND METHOD FOR PROVIDING VERIFICATION OF SELLER AUTHORIZATION AND PRODUCT AUTHENTICATION - A system. The system includes a computing device, a verification module and a badging module. The computing device includes a processor. The verification module is communicably connected to the processor and is configured to determine if the seller has an account with the system and if the seller is authorized by a manufacturer to sell a product manufactured by the manufacturer and being offered for sale on a product web page. The badging module is communicably connected to the processor and is configured to generate a badge if the seller has an account with the system and the seller is authorized by the manufacturer to sell the product. | 01-30-2014 |
20140032365 | METHODS AND SYSTEMS TO SUPPLEMENT A LISTING VIA A THIRD PARTY TRUST PROVIDER - Various embodiments include a method and system to request supplemental trust information (STI), from over a network, from a third party trust provider. The requesting uses a first predetermined criterion from an item listing that describes a particular item that is offered for sale on a network-based marketplace. The STI includes history information for the particular item that is generated by the third party trust provider. The system then stores and presents at least a portion of the STI. | 01-30-2014 |
20140052574 | System For Recording, Supervising and Reporting Electronic Commerce Participants - A system for recording, supervising and reporting electronic commerce participants is provided. The electronic commerce participants comprise an electronic commerce consumer and an electronic commerce enterprise, the system comprises a sub-server located in an industrial and commercial administration department at a low level and a main server located in the industrial and commercial administration department at a high level communicated with the sub-server via the Internet, the sub-server comprises a registration module, a reporting module and a maintenance module. The main server comprises an business license information module, an enterprise permission information module and an enterprise qualification information module for receiving and storing the enterprise information of the electronic commerce enterprises, a report processing module for processing a report received from the reporting module and a communication module for connecting the main server with the sub-server, a public security administrative department and so on. | 02-20-2014 |
20140052575 | METHOD FOR AUTOMATICALLY GENERATING ELECTRONIC CONTRACT WITH VARIABLE TERMS IN B-to-C E-COMMERCE TRADE - A method for automatically generating an electronic contract with variable terms in a B-to-C e-commerce trade is provided. The method comprises: establishing an electronic contract metadata model; establishing an electronic contract terms library, a rule library of subject matters and terms and a term rule checker; generating an electronic contract template according to the electronic contract metadata model and the optional terms and required terms in the electronic contract terms library; receiving order parameters input by a user and writing the order parameters into the electronic contract template; checking an applicability of terms in the electronic contract template with the written order parameters by the term rule checker according to the rule library of subject matters and terms and the subject matter information, and generating an electronic contract when the checking succeeds; and signing the electronic contract to obtain an effective electronic contract. | 02-20-2014 |
20140058893 | ORDERING FROM A MENU VIA NFC ENABLED MOBILE DEVICE - An NFC-enabled mobile device is used to select one or more items identified on a menu of a business establishment. The mobile device transmits an order for the selected items to a server of the establishment when the mobile device is brought within range of a near field communication terminal at the premises of the establishment. The mobile device receives a message from the server of the establishment via the wireless transceiver of the device. Based on the information from the message, the mobile device presents to the customer an indication of the status of fulfillment of the order. An initial order of the selection may be sent prior to the order by the mobile device through NFC or other networks, or may be sent via a different device. | 02-27-2014 |
20140067602 | Sanctions Screening - According to one embodiment, a system includes an interface and a processor. The interface receives, from a node, an order, the order being associated with a customer and comprising customer information, the customer being associated with the node. The processor caches the order in short-term memory, identifies the customer information from the order, and generates sanctions-screening information, the sanctions-screening information comprising the customer information and a node identifier. The interface communicates, to a sanctions-screening module at a remote site, the sanctions-screening information; receives, from the sanctions-screening module at the remote site, sanctions-screening-analysis results; and communicates, to the node, the sanctions-screening-analysis results. | 03-06-2014 |
20140067603 | ONLINE MARKETPLACE FOR WHOLESALE DEALS - A method of vetting a wholesaler of an item for participation in an online marketplace is disclosed. A notification that the wholesaler of the item intends to sell the item on the online marketplace is received. The online marketplace is reserved for wholesaling and the notification includes a price at which the wholesaler intends to sell the item. The price at which the wholesaler intends to sell the item is compared with an average price at which an end consumer may purchase the item on an additional online marketplace. The additional online marketplace is not reserved for wholesaling. A listing is received from a wholesaler of the item on the online marketplace based on the comparison of the price at which the wholesaler intends to sell the item being less than the average price at which the end consumer may purchase the item on the additional online marketplace. | 03-06-2014 |
20140067604 | Digital Advisor - A cell phone, tablet, laptop, TV or other device is configured to provide comments with respect to a user's prospective selection of a media item, a physical object, a service, or anything else. Comments are derived from user-specific preference information, (including e.g., selection history, rationale for prior selections, analysis of stored images, and persona), and can optionally be derived from comment templates. Comments are preferably made in a second person grammatical form, can be humorous, and can include derogatory remarks about a prospective selection and/or the user. | 03-06-2014 |
20140067605 | Secure System for Conducting Product Sales Over a Computer Network - Methods and apparatus are described which provide secure interactive communication of text and image information between a central server computer and one or more client computers located at remote sites for the purpose of storing and retrieving files describing and identifying unique products in connection with sales of the products. Textual information and image data relating to products received from one or more of the remote sites are stored separately at the location of the central server computer. Requests for information relating to the products are entered from remote terminals and the information requested is recalled and downloaded for review to be displayed at the remote site. Purchase requests for a product displayed may be made by entries at a remote terminal and transmitted to the central server computer. | 03-06-2014 |
20140067606 | USER PERFORMANCE RATING SYSTEM - The present invention is a system for and method to collect, calculate, and display user feedback ratings in an online transaction processing (OLTP) environment. The invention utilizes a client, a network, a Web site host system, and rule-based decision making, to 1) enable users and other systems to submit transaction performance information for a buyer or seller; 2) enable users to view transaction performance information; and 3) enable users to view detailed transaction performance measures for buyers or sellers within specific performance categories. Rating the transaction performance of users of an OLTP environment can serve to improve users' trust in the OLTP environment, improve the reputation of online trading venues, and increase the value of these venues. | 03-06-2014 |
20140074655 | SYSTEM, APPARATUS AND METHODS FOR ONLINE ONE-TAP ACCOUNT ADDITION AND CHECKOUT - Disclosed are methods, computer readable media and apparatus for providing one-tap account addition and one-tap checkout features to a consumer. In an embodiment, a wallet server computer receives a request from a consumer device to enable a one-tap account addition feature, and receives consumer registration data and consumer payment account data. The wallet server then uploads consumer device data and reader device data, and determines that the reader device is near-field communication capable. The wallet server next stores the consumer registration data, payment account data, and the consumer device data in an electronic wallet and enables the one-tap add account addition feature. In some embodiments, the consumer may select to opt-in to a one-tap checkout feature, and if so then a one-tap checkout cookie is transmitted for storing on the consumer device. | 03-13-2014 |
20140089139 | SYSTEM AND METHOD FOR PROVISIONING ASSETS FOR ONLINE TRANSACTIONS - Information pertaining to the real property asset is received from a seller of the real property asset. From the information, a set of parameters are determined about the real property asset. The set of parameters are then used to select a set of agreements that are to control completion of the real property asset being sold using the online medium. The real property asset is then made available for sale using the selected set of contracts. | 03-27-2014 |
20140095352 | ONLINE MARKETPLACE FOR USE BY AUTHORIZED SELLERS FOR SELLING IN LOCATIONS - Disclosed herein are representative embodiments of tools and techniques for facilitating the sale of products for sellers using an online marketplace. According to one exemplary technique, a request for product information for a product is received from a device. Also, the product information is determined in part by determining that the product is for sale in a location and determining a category of the product. Additionally an online marketplace sends the product information that includes seller information for a seller that is legally authorized to sell the product in the location. The seller information includes identification information for the seller. | 04-03-2014 |
20140095353 | EVALUATING PUBLIC RECORDS OF SUPPLY TRANSACTIONS - A platform facilitates buyers, sellers, and third parties in obtaining information related to each other's transaction histories, such as a supplier's shipment history, the types of materials typically shipped, a supplier's customers, a supplier's expertise, what materials and how much a buyer purchases, buyer and shipper reliability, similarity between buyers, similarity between suppliers, and the like. The platform aggregates data from a variety of sources, including, without limitation, customs data associated with actual import/export transactions and facilitates the generation of reports as to the quality of buyers and suppliers, the reports relating to a variety of parameters that are associated with buyer and supplier quality. | 04-03-2014 |
20140108198 | Reputation System Based on Driving Behavior - A system has an Internet-connected server having a processor and data storage coupled to the server, and software executing on the processor from a non-transitory physical medium. The software provides functions for collecting driver behavior raw data based on actual driving performance for a plurality of drivers, calculating by pre-programmed algorithm and storing a driver performance score for individual ones of the plurality of drivers, and making performance scores for individual ones of the drivers available to one or both of drivers for whom the performance scores are prepared and to requesting enterprises. | 04-17-2014 |
20140114803 | Returns Frequency Index - A system and method of determining whether to make an item listing visible to a user are disclosed. A user is enabled to navigate an e-commerce site. A returns frequency index is calculated for the user based on the user's transaction history. The user's transaction history includes the user's history of item returns. It is determined whether or not to make an item listing visible to the user on the e-commerce site based on the returns frequency index for the user. In some embodiments, the returns frequency index is calculated using the mathematical expression (V | 04-24-2014 |
20140114804 | ONLINE MARKETPLACE FOR PRE-INSTALLED SOFTWARE AND ONLINE SERVICES - The subject disclosure relates to pre-installed software and services, such as online services, and markets for pre-installed software and online services. In one aspect, the disclosed subject matter facilitates contracting between software vendors and device manufacturers or redistributors for placement and/or conversion of software applications or services in devices. As further advantages, embodiments of the disclosed subject matter can provide transparency into markets for device placement and can facilitate detailed contract performance tracking. Further non-limiting embodiments are provided that illustrate the advantages and flexibility of the disclosed subject matter. | 04-24-2014 |
20140122294 | DETERMINING A CHARACTERISTIC GROUP - Determining a characteristic group is disclosed, including: retrieving stored mapping relationship data for first objects and second objects, wherein the mapping relationship data describes connections between the first objects and the second objects; determining a candidate group including at least some of the first objects and at least some of the second objects based at least in part on the mapping relationship data, wherein any first object included in the candidate group is associated with another first object included in the candidate group via one or more other first object(s) or second object(s) included in the candidate group; determining a first characteristic value associated with the candidate group based at least in part on a number of first objects that are included in the candidate group; and determining whether the candidate group comprises a characteristic group based at least in part on the first characteristic value. | 05-01-2014 |
20140122295 | Community Award and Incentive Methods and Systems - Embodiments are directed to an apparatus or method that includes a processor communicatively coupled to a non-transitory computer readable storage medium configured to provide a borrower with a user interface that allows the user to indicate a desire to borrow a good within a community with limited text input from a lender, automatically remind a borrower to return the borrowed goods and generate for a lender a reputation score that rates the reputation between the borrower and the lender. | 05-01-2014 |
20140129383 | METHODS AND SYSTEMS FOR ACCESSING INFORMATION RELATED TO AN ORDER OF A COMMODITY - Methods of allowing a customer to access information related to an order of a commodity include gathering inspection information from a commodity lot, collecting grower, field, and packing information associated with the commodity lot, recording purchase orders associated with the commodity lot, assigning a trace code to each of the purchase orders, entering the inspection information; the grower, field, and packing information; the purchase orders; and the trace codes into a database maintained through online accounts. Many members of a supply chain are entitled to accounts that are linked, each account being given limited access to other accounts, thereby allowing the customer to access the inspection information, and the grower, field, and packing information, by entering one of the trace codes into the web-based application. According to one exemplary embodiment, each of the purchase orders associated with the commodity lot is linked within the web-based application. | 05-08-2014 |
20140129384 | SYSTEMS AND METHODS WHEREIN A SECURITY DEPOSIT FACILITATES A TRANSACTION IN WHICH A BENEFIT IS APPLIED IN EXCHANGE FOR PERFORMANCE OF A TASK - Methods, computer readable media and systems are described wherein a security deposit is used to facilitate a transaction with a customer. In an embodiment, a process includes receiving an indication that a customer is interested in making a purchase during a transaction from a merchant, and transmitting an offer for a benefit to be applied to the transaction in exchange for a future performance of a task by the customer and a security deposit. The task is associated with a subsidy provider other than the merchant. The method also includes providing the offer to the customer, receiving the security deposit, applying the benefit to the transaction before performance of the task, and returning at least a portion of the security deposit to the customer based on the performance of the task. For example, a subsidy provider may offer to apply a subsidy amount to a transaction involving the purchase of a lawn mower in exchange for a future performance of a task by the customer such as test driving a new car. It is also arranged for the customer to provide a security deposit. When the customer performs the task by test driving the car, arrangements are then made to return at least a portion of the security deposit to the customer. | 05-08-2014 |
20140136367 | DETERMINING A COMMUNITY RATING FOR A USER USING FEEDBACK RATINGS OF RELATED USERS IN AN ELECTRONIC ENVIRONMENT - Community ratings are determined for users of an electronic marketplace. In A typical configuration, the community rating of an individual reflect the individual's reputation in the electronic community (e.g. feedback rating) as well as the reputations of the users the individual sponsors and the reputations of each user they sponsor, and so on. Various methodologies are provided for determining a community rating, such as aggregating feedback ratings, or weighting or thresholding these feedback ratings. | 05-15-2014 |
20140143090 | METHOD AND SYSTEM FOR VERIFYING THE AUTHENTICITY OF GOODS OVER AN INTERNET - The present invention relates to a system and method for authenticating a good and determining if the good is in the seller's possession. It relies on a web-based authentication service that requires the seller to provide photos of key features specific to the item, along with an identification number, specific to the item that must be present in each photo. The present invention applies to goods sold either in person, in a retail store, or over the internet. | 05-22-2014 |
20140149250 | METHOD AND APPARATUS FOR AUTHENTICATING BANK TRANSACTIONS UTILIZING AN ELECTRONIC WAFER - A system and method of verifying a financial transaction at least partially conducted at an electronic device is authorized transaction is presented. First, the method determines that a request for a financial transaction is being requested at the electronic device. Upon that detection, biometric data from an electronic chip in the electronic device is read. Biometric data such as facial features and/or fingerprints are taken from the user of the electronic device. Biometric data stored in an electronic chip stored in the electronic device is compared the biometric data received from the user to determine if the user is the owner of the electronic device. The method allows the financial transaction to be conducted with the electronic device when the user of the electronic device is the owner of the electronic device and prevents the financial transaction when the user is not the owner of the electronic device. | 05-29-2014 |
20140149251 | SYSTEMS AND METHODS FOR MATCHING BUYERS AND SELLERS BASED ON BUSINESS ORIENTED PARAMETERS - There are provided systems and method for matching buyers and sellers based on business oriented parameters. An exemplary method may include receiving at least one seller attribute for a seller of a business, at least one business attribute for the business, and at least one buyer attribute for each of a plurality of buyers of the business, determining at least one seller parameter from the at least one seller attribute, determining the at least one business parameter from the at least one business attribute, determining at least one buyer parameter from the at least one buyer attribute, and comparing, using one or more hardware processors of a server, the at least one seller parameter and the at least one business parameter to the at least one buyer parameter for the each of the plurality of buyers to obtain a list of matches for the business and the plurality of buyers. | 05-29-2014 |
20140149252 | DYNAMIC TEMPLATE SELECTOR AND DATA INTEGRITY ENGINE FOR INSPECTION REPORTS - An electronic inspection report system includes a dynamic integrity checker. Upon reception of inspection data from mobile devices, the date from similar and related fields is cross-correlated to identify any inconsistencies or discrepancies. This data is also compared with third party data that may be related to the item or similar item. | 05-29-2014 |
20140156456 | METHOD OF ON-LINE SHOPPING WITH REAL-NAME AUTHENTICATION - A method of on-line shopping with real-name authentication includes the steps of:(A) a buyer providing his/her ID number to a real-name authentication bank in order to proceed with the real-name authentication process and obtaining a buyer bank account number; (B) a seller providing its Business Registration Number to the real-name authentication bank in order to proceed with the real-name authentication process and obtaining a seller bank account number; (C) the seller registering a predefined web address in order to proceed with the on-line shopping; (D) the buyer bank account number and his/her ID number being provided to the seller when the buyer purchasing a product or a service with an amount of money in the seller's website; and (E) the seller transmitting the buyer bank account number and the ID number to the real-name authentication bank via the predefined web address. | 06-05-2014 |
20140164178 | Multi-Dimensional Behavior Device ID - A real-time fraud prevention system enables merchants and commercial organizations on-line to assess and protect themselves from high-risk users. A centralized database is configured to build and store dossiers of user devices and behaviors collected from subscriber websites in real-time. Real, low-risk users have webpage click navigation behaviors that are assumed to be very different than those of fraudsters. Individual user devices are distinguished from others by hundreds of points of user-device configuration data each independently maintains. A client agent provokes user devices to volunteer configuration data when a user visits respective webpages at independent websites. A collection of comprehensive dossiers of user devices is organized by their identifying information, and used calculating a fraud score in real-time. Each corresponding website is thereby assisted in deciding whether to allow a proposed transaction to be concluded with the particular user and their device. | 06-12-2014 |
20140172636 | IDENTIFICATION OF COUNTERFEIT GOODS - A method and system are provided for protecting against counterfeiting and for verifying a product using a concealed security code that is assigned to the product. | 06-19-2014 |
20140172637 | RATING E-COMMERCE TRANSACTIONS - Methods of the present invention allow for rating eCommerce transactions. An exemplary method for rating an eCommerce transaction may comprise the steps of identifying a plurality of data indicating the trustworthiness of a Hosting Provider, a Merchant, and/or a Customer, collecting the data, and generating a Transaction Trust Rating for an eCommerce transaction, with the Transaction Trust Rating being based upon the collected data. The Transaction Trust Rating may be stored in a Repository accessible to Internet users. A Transaction Trust Rating Indicator (indicative of the Transaction Trust Rating) also may be provided to the Hosting Provider, Merchant, and/or Customer and may take the form of a certificate for display on a webpage, a change in color of an address bar on a browser, and/or an alphanumeric ranking. | 06-19-2014 |
20140180870 | METHODS, SYSTEMS, AND DEVICES FOR AUTHORIZING PERFORMANCE OF A MEDICAL TASK BY AN IMPLANTABLE MEDICAL DEVICE - An authorization is required for performance of medical tasks by an implantable medical device (IMD). The authorization may be based on a process implemented by the IMD to check for the authorization. As an alternative, the authorization may be based on a process implemented by an external device, such as to check whether there is authorization to provide a power transmission to the implantable medical device that is necessary for the IMD to perform the medical task. This authorization allows a fee to be charged to performance of the medical task, which in turn allows the initial cost of the IMD to be substantially reduced. This in turn increases the population of patients that are able to afford the IMD to improve their quality of life, which increases the number of IMDs that can ultimately be sold. | 06-26-2014 |
20140195377 | Combination Retailing System For Appraising Precious Stones And Metals And Dispensing Gift Cards, Coupons And The Like - A computer implemented method for appraising and selling an item includes the step of using a kiosk to physically receive the item from a seller. The method comprises the step of appraising the item by determining a composition of the item using an evaluating device and associating an exchange value with the item using market data obtained over a network. A global positioning device determines a location of the kiosk. The method includes the step of using a legal database to ascertain a set of rules governing the sale of the item in the location. The set of rules comprise a holding requirement dictating that the item be retained for a fixed number of days before it is sold to a buyer. The method also includes the step of selling the item to the buyer at the kiosk in compliance with the set of rules. | 07-10-2014 |
20140201032 | System and Method for Preventing, Responding to, or Discouraging Predatory and Uncompetitive Sales Practices - A method and system for identifying and discouraging predatory and uncompetitive sales practices includes identifying at least one base cost for at least one product, determining at least one current cost for the at least one product from at least one retailer displaying or selling products and services through online or mobile channels, and determining if the at least one product sold by the at least one retailer displaying or selling products and services through online or mobile channels is a loss-leader based at least partially on the at least one base cost and the at least one current cost. At least one of the at least one product may be automatically purchased from the at least one retailer displaying or selling products and services through online or mobile channels if the at least one product sold by the at least one retailer is determined to be a loss-leader. A system for implementing the aforementioned method includes appropriately communicatively connected hardware components. | 07-17-2014 |
20140201033 | Precious Metals Transaction Systems and Methods - Systems and methods directed to the purchase of articles formed of precious metals are disclosed. Precious metal content is analyzed using an x-ray fluorescence (“XRF”) analysis instrument to determine alloy content, in combination with an ultrasound or electrical conductivity instrument to confirm uniformity of cross-sectional content. The present method thus advances the art of precious metals transactions by precisely analyzing and determining precious metal content and purity, and combining said data with real-time pricing and a digital record of the transaction including the identity of the seller. An automated system is disclosed for fully automating the purchasing of article of precious metals. | 07-17-2014 |
20140207613 | SYSTEM AND METHOD FOR REPUTATION-BUILDING VOLUNTARY DIGITAL COMMERCE - Described herein are methods and apparatus for providing a reputation-building voluntary digital commerce system. Under this system, a new type of payment referred to herein as a “Compelled Payment” is a voluntary digital payment that contributes to building the consumer's reputation (the “C-Rep”). The C-Rep is, in certain embodiments, a quantity which has one or more attributes that provide a measure of the consumer's stature, in absolute terms or in comparison with others. In a compelled payment system, the consumer's C-Rep may determines significant aspects of the consumer's digital experience such as the speed, variety, currency (i.e. how recent), quality and quantity of digital content, goods or services (i.e. the wares) the consumer is offered or is able to access anywhere in the consumer's digital experience with C-Merchants. | 07-24-2014 |
20140214607 | GLOBAL CURRENCY OF CREDIBILITY FOR CROWDSOURCING - A global currency for crowdsourcing which comprises stored credibility values for every buyer (of human intelligence) and seller (of human intelligence) in a crowdsourcing system is described, creating an ecosystem where buyers and sellers are interdependent on each other. This dependence is the property of a global currency of credibility, where a buyer's credibility is a function of the credibility of the sellers who engaged with HITs published by the buyer, while the credibility of a seller is a function of the credibility scores associated with the HITs, which in turn is dependent on the buyer's credibility. The credibility scores are updated with every HIT completion and propagated through a network that connects HITs with buyers, sellers and platforms, as well as sellers with other sellers and buyers with other buyers. Buyers and sellers can bid, auction and refer HITs as a function of their credibility scores. | 07-31-2014 |
20140214608 | DETERMINING TO AUDIT A CUSTOMER UTILIZING ANALYTICS - Embodiments for determining whether the activity of a customer within a retail store violates a business rules are disclosed. The embodiments include a customer performing actions within a retail store via a mobile computing device, generating at least one business rule, and comparing the customer's actions with the business rules. | 07-31-2014 |
20140214609 | LIST BASED SHOPPING CART INSPECTION PROCESS - A computer-implemented process is useful for inspecting a shopping cart in preparation for a rapid checkout from a retail store, the shopping cart including items scanned for purchase by the customer during a shopping trip in the retail store. The process includes monitoring, within a computerized server, an initiation of a rapid checkout by the customer and generating, within a computerized processor, an inspection list for a store employee based upon the initiation. The inspection list includes a summary of items scanned by the customer. | 07-31-2014 |
20140214610 | Method and System to Intelligently Assess and Mitigate Security Risks on a Mobile Device - A method and system is provided for evaluating an application manufacturer's credibility to produce or maintain a mobile device application. The method includes gathering information about an application manufacturer, wherein the information includes at least one of: (i) publicly available information about the manufacture; (ii) private information provided by the manufacturer; and (iii) source code information for the application developed by the manufacturer. With the computer system, the gathered information is stored in a manufacturer profile, which includes a plurality of attributes of the manufacturer. The computer system uses the manufacturer profile to calculate a score for the manufacturer, which is then used to calculate an application risk score associated with applications produced or maintained by the manufacturer. The risk score reflects, at least in part, the credibility of the manufacturer to produce or maintain the mobile device application. | 07-31-2014 |
20140214611 | USER TO WEBSITE GUARANTEED SHOPPING - One embodiment is directed toward a process for a merchant inspection, where a guaranteed shopping server inspects online merchants to ensure they are reliable, financially stable, and committed to providing a great online shopping experience to the buyer/user. Next, this service monitors merchants on a regular basis, to ensure they deliver on their terms of sale, thus assuring purchasers of an overall safe online experience. Next, the guaranteed shopping service provides, a guarantee for added peace of mind for the purchaser. In accordance with one embodiment, a guarantee is provided to the buyer including ID theft protection, a purchase guarantee and a lowest price guarantee. As with other type of guarantees, certain restrictions and terms may apply. If a buyer does experience a problem with an online merchant, a benefit claim can be made and once the claim is validated, guaranteed shopping coverage can apply. | 07-31-2014 |
20140222618 | SYSTEM AND METHOD FOR BIDDING - The described embodiments relate to systems, methods and computer readable media for bidding on service requests, that involves receiving a service request, wherein the service request comprises a user identifier, a location and a destination; generating a bid request corresponding to the service request; receiving a plurality of bids, wherein each bid comprises a service provider identifier for a corresponding service provider, a cost and a service time; transmitting the plurality of bids; and receiving a selected bid of the plurality of bids. | 08-07-2014 |
20140236763 | METHODS AND SYSTEMS FOR DETERMINING THE RELIABILITY OF TRANSACTIONS - Systems and methods for determining a reliability of a transaction involving an account identifier identifying a chargeable account are disclosed. An account identifier identifying a chargeable account is received at a data receiving unit of a verification system. Then a reliability indicator of at least one stored personal detail associated with the chargeable account is determined, the at least one stored personal detail usable to verify at least one candidate personal detail. Then the reliability indicator is caused to be used to verify identity of a user. | 08-21-2014 |
20140244436 | SYSTEM AND METHOD FOR PROVIDING COMBINATION PACKAGES - In various exemplary embodiments, a system and method to provide customized combination packages is disclosed. The method includes receiving a selection of a plurality of items from a potential buyer, the selection of the plurality of items creating a customized combination package. Available transaction history for past transactions of similar items to the items of the customized combination package is provided to the potential buyer. An offer from the potential buyer is then received and provided to a seller selling the plurality of items for consideration. | 08-28-2014 |
20140249956 | GRAPHICAL INDICATIONS OF CHARACTERISTICS OF USERS - A graphical indication of a characteristic is assigned to each of a plurality of entities. A graphical indication is assigned to a first entity based on the graphical indications of the characteristic of each of a plurality of entities associated with the first entity. Then the graphical indication is assigned to the first entity on a display. | 09-04-2014 |
20140258032 | TRANSACTION FACILITATING MARKETPLACE PLATFORM - A platform facilitates buyers, sellers, and third parties in obtaining information related to each other's transaction histories, such as a supplier's shipment history, the types of materials typically shipped, a supplier's customers, a supplier's expertise, what materials and how much a buyer purchases, buyer and shipper reliability, similarity between buyers, similarity between suppliers, and the like. The platform aggregates data from a variety of sources, including, without limitation, customs data associated with actual import/export transactions, non-public shipper records, and facilitates the generation of reports as to the quality of buyers and suppliers, the reports relating to a variety of parameters that are associated with buyer and supplier quality. | 09-11-2014 |
20140258033 | DETERMINING RATINGS BASED ON RATINGS OF OTHER ENTITIES - A characteristic value for a characteristic of a first participant in a game is rated. Then characteristic values for characteristics of one or more participants associated with the first participant in the game are rated. An individual rating is provided for the first participant based on the characteristic value for the characteristic of the first participant. A community rating is provided for the first participant based on the characteristic values for the characteristics of the one or more participants associated with the first participant. | 09-11-2014 |
20140258034 | RATING EXPERTISE OF USERS - An expertise level in a first field of a first user is determined. Then expertise levels in the first field of users related to the first user are determined. An expertise designation is assigned to the first user based on the expertise level in the first field of the first user and the expertise levels in the first field of users related to the first user. | 09-11-2014 |
20140258035 | RATING CHARACTERISTICS OF RELATIONSHIPS - A plurality of relationship is determined, each relationship being between a first entity and a different one of a plurality of other entities. For each of the plurality of relationships, a rating for a characteristic of the relationship is determined. Then a rating is assigned to the first entity based on the ratings for the characteristic of each of the plurality of relationships. | 09-11-2014 |
20140258036 | ASSIGNING TRUST LEVELS TO ENTITIES - Trust levels are associated to each of a plurality of entities related to a first entity. S trust level is calculated for the first entity based on the associated trust levels to each of the plurality of entities related to the first entity. The trust level for the first entity is used to evaluate a potential transaction involving the first entity. | 09-11-2014 |
20140279222 | Checkout System and Method for Purchasing Multiple Items On-Line - A system and method for assisting a user in the checkout process for purchasing multiple items on the Internet is provided. The system and method server directs the user through the checkout process for purchasing each of the multiple items, either by way of directing the user to each vendor's website, or by way of a single checkout at the server. The system and method may also include means for presenting the user with coupons and rebate information available for the items, and for applying loyalty cards and redemption points or bonuses specific to the vendors that the user has selected for purchasing the items. | 09-18-2014 |
20140279223 | System and Method for a User to Perform Online Searching and Purchasing of Multiple Items - A system and method for searching for and/or purchasing multiple items on the Internet is provided. The system identifies a plurality of purchasing alternatives based on predetermined criteria and allows the consumer to select from among the purchasing alternatives to purchase the desired items. | 09-18-2014 |
20140279224 | SYSTEMS, METHODS AND COMPUTER READABLE MEDIA FOR ASSOCIATING MNEMONIC DEVICES WITH MEDIA CONTENT - Systems and methods for associating mnemonic devices with media content are disclosed. An embodiment can include providing, with a processor, a primary content media source, and connecting a secondary image to the primary content media source by generating an association between the secondary image and the primary content media source, the secondary image adapted to visually depict a mnemonic representation of content of the primary media source. The method can also include storing the association between the secondary image and the primary media source in a third media item (e.g., a Memory Palace), and causing the secondary image to be displayed as a virtual layer of the primary media source in response to a request. | 09-18-2014 |
20140279225 | PROVIDING INSTRUCTIONS FOR CONDUCTING AN INSPECTION OF AN ASSET - A method for conducting an inspection of an asset on a computing device is provided. One or more processors prompt a user to enter inputs, including an input that is indicative of a type of asset that is being inspected. Based, at least in part, on the type of asset, instructions are provided that are specific to the type of asset for the user to follow in performing the inspection. User input corresponding to each of the instructions are received, and a report is generated based on the received user inputs. | 09-18-2014 |
20140279226 | METHOD AND SYSTEM TO AUTOMATICALLY QUALIFY A PARTY TO PARTICIPATE WITHIN A NETWORK-BASED COMMERCE TRANSACTION - A method and system to automatically qualify a party to participate within a network-based commerce transaction is described. The system receives information from a first party. The information relates to an item to be transacted via a network-based commerce system. The system is further to receive, from a second party, a request to be qualified to transact the item via the network-based commerce system. The system is further to transmit, to the first party, a communication comprising information relating to the second party. The system is to further receive, from the first party, a response corresponding to the automatically generated communication and, responsive to receipt of the response, to automatically perform an authorization process based on the response. | 09-18-2014 |
20140297468 | Consumer Contractor Connector Apparatuses, Methods and Systems - Consumer contractor connector apparatuses, methods and systems transform consumer project information, selected items, desired bids, milestones met, milestone payment request, accepted jobs, bid selection, and contractor information inputs via CCC various components into project payment outputs. The CCC may receive consumer project information from the consumer and retrieve contractor profiles to determine at least one contractor that has been prequalified as capable of performing the project and as having obtained a bond commensurate in amount with an estimated project value. The CCC may retrieve a bid from the at least one contractor and retrieve consumer feedback including an accepted bid. Funds can be obtained from the consumer through an escrow account created with the funds. When a milestone is indicated as completed and the consumer accepts that the milestone was properly completed, a determined portion of the funds can be released to the contractor. | 10-02-2014 |
20140304113 | SYSTEM AND METHOD FOR SCORING ONE OR MORE RESIDENTIAL APPRAISERS - A system and method for scoring one or more residential appraisers includes a server system and a software module. The software module provides a score in the range of 300 to 800 and includes the one or more residential appraisers' license revocation information, suspension information, one or more verifiable negative source lists information, one or more legal public records information, a selected one of one or more MARI questions and one or more occurrences information, negative online information, a plurality of E and O information, a number of years of experience, a plurality of license and accreditation information and being on a top 25 lenders list information. | 10-09-2014 |
20140316940 | METHOD, APPARATUS, AND COMPUTER PROGRAM PRODUCT FOR DETERMINING PARTICIPANT RATINGS - Some examples provide systems, methods, apparatus, and computer program products for evaluating participants in a market platform based on the performance of the participants in transactions using the market platform. These evaluations may result in ratings being assigned to the participants, where the rating provides an assessment of the desirability of contracting with the particular party. For example, a rating may provide an estimate of the likelihood that a buyer will comply with the commitment level of their committed pricing agreement, or a rating may provide an estimate of how likely a supplier is to deliver ordered goods in a timely manner and at an agreed-upon price. Implementations may further allow for configuration of a rating engine to provide a unique rating designed for a particular contracting party. | 10-23-2014 |
20140330674 | Certified offer service for domain names - A method for purchasing a domain name registration. A user conducts a search to determine if a domain name is available. If it is already registered, the user can make an anonymous offer through a third party to the present registrant to purchase the domain name registration. The offer is certified by the third party by verifying that a financial instrument provided by the user has available funds that are at least sufficient to pay the offer amount for the domain name. | 11-06-2014 |
20140330675 | ALIAS IDENTITY AND REPUTATION VALIDATION ENGINE - Methods and system for determining reputation information are provided. The method includes analyzing transactional and non-transactional information for an alias associated with an entity and determining reputation information for that alias. The reputation information is transferrable across multiple domains. A user can request the reputation information about an entity prior to doing business with that entity. The reputation information is generated for merchants as well as users. The system can generate transaction risk score for every transaction to be conducted between two or more aliases. The system includes an alias identity and reputation validation server computer that receives inputs from various external systems and generated reputation information based on the inputs. Additionally, every individual user/merchant can manage his profile within the reputation database and enter some information manually. | 11-06-2014 |
20140337169 | ONLINE AND OFFLINE COLLABORATION ASSOCIATED WITH SHOPPING AND PURCHASING - Techniques are provided that include using a collaborative arrangement between a first entity associated with a physical location, such as a physical store or residence that has or sells one or more products of a first product type, and a second entity, such as a Web site offering for purchase products of the first product type. According to some such arrangements, if, for example, a user purchases a product from the Web site after the user evidently made a visit to the physical location, or received a display or demonstration of a product of the first product type at the physical location, then revenue or value resulting from the purchase may be split or shared between entities including the first entity and the second entity. | 11-13-2014 |
20140337170 | Increasing Reliability of Information Available to Parties in Market Transactions - Aspects and examples are disclosed for facilitating and signaling market transactions between providers of products or services and clients that consume or otherwise use the products and services. In one example, a processing device of a server system receives, via a data network, data from a computing system describing attributes of a client that uses the computing system. The processing device can verify at least some of the received data to generate a client profile for the client. Based on verifying the data in the client profile, the processing device can notify one or more providers of a product or service that the client is interested in the product or service. Notifications to providers of the product or service can maintain the anonymity of the client. Notifications to the providers can also identify a client type, the client's propensity to purchase or access certain products or services, etc. | 11-13-2014 |
20140337171 | SYSTEM AND METHOD FOR CONSUMER-MERCHANT TRANSACTION ANALYSIS - A system, method and computer program product that is capable of determining respective merchant behaviour scores and consumer behaviour scores. Merchant locations (e.g. point of purchase or other geographic or virtual locations), in association with which merchants and consumers conduct transactions, can be used to enhance behaviour scoring capabilities. A merchant location may be attributed a merchant behaviour score such as one determined in accordance with consumer behaviour/financial/risk metrics of consumers who conduct transactions with the location. A specific consumer may be attributed a consumer behaviour score determined in accordance with the respective merchant behaviour scores of locations with which the specific consumer conducts transactions. | 11-13-2014 |
20140337172 | FUEL DISTRIBUTION NETWORK - A method for using a fuel distribution network. The method including receiving a fuel reservation request (FRR) from a fuel network user interface module (FNUIM), obtaining a physical location of the FNUIM, determining a user associated with the FRR, and obtaining a list of fuel stations using the physical location and information associated with the user. The method further includes sending, to FNUIM, a list of fuel stations, receiving, from the FNUIM, a selection request specifying a fuel station from the list of fuel stations and a fuel reservation amount specifying an amount of fuel, sending a backend service provider (BSP) reservation request to the fuel station, where the BSP reservation request comprises the fuel reservation amount, and sending a confirmation message comprising a reservation expiration time to the FNUIM. | 11-13-2014 |
20140344111 | METHOD & SYSTEM FOR A HAND-HELD DEVICE INITIATED SEARCH, PURCHASE & DELIVERY - A system and method for conducting electronic business between buyers and sellers is provided. The system and method disclose a means for at least one buyer to request and receive online bids from one or more sellers of a particular product according to a price curve or price schedule. A price schedule or curve for a product defining a product's unit price as a function of the volume of product ordered. Upon receipt of a plurality of bids from sellers, a buyer can then select a seller-supplier based at least in part on the price schedule. | 11-20-2014 |
20140351087 | REGISTRATION PROCESS - A method, computer program product, and computing system for defining a domain name for purchase. A proxy for the domain name is defined. Validating information for the purchaser is defined. The authenticity of the purchaser is confirmed based, at least in part, upon the validating information. An online presence is automatically generated at the domain name. | 11-27-2014 |
20140358726 | INHIBITING INAPPROPRIATE COMMUNICATIONS BETWEEN USERS INVOLVING TRANSACTIONS - Techniques are described for automatically identifying and inhibiting suspect electronic communications between users, such as for electronic communications that may reflect fraudulent activities by one or more of the users or that are otherwise inappropriate for one or more reasons. In some situations, the communications may relate to transactions in which the users are involved, such as for users that are buyers and sellers of items interacting via one or more electronic marketplaces. The communications may occur via a communication mechanism provided by an electronic marketplace that acts as an intermediary between the sender of a communication and the one or more intended recipients of the communication. The automatic identification of suspect communications that may be inappropriate includes automatically assessing the communications in one or more ways, and identified suspect communications and any associated inappropriate user activities may be inhibited in various ways. | 12-04-2014 |
20140372252 | Secure Online Marketplace - A networked service for providing secure access to an online marketplace by sellers and buyers. A secure member server interacts with an online classified advertisement website to allow for a selling member of the website to interface securely with a prospective buying member. Various methods are taught that allow the members to interact without exchanging personal information that could possibly be used in a fraudulent manner. | 12-18-2014 |
20140379523 | SYSTEM AND METHOD FOR MONITORING GAS STATION - A system and method for monitoring a gas station can be used to prevent deceptive practices, such as a gas station that deceives a refueling amount or supplies inferior fuel. The gas station monitoring system includes: at least one telematics terminal that collects refueling information and transmits the refueling information to the outside; a credit card company server that transmits payment information of a gas station to the outside; a traffic information providing server that transmits traffic information including a position of the gas station to the outside; and a telematics server that determines the gas station to be a dishonest gas station that deceives a refueling amount by comparing information that is transmitted from the at least one telematics terminal and the payment information. | 12-25-2014 |
20150012382 | SYSTEM AND METHOD FOR ENHANCED ACCESS AND CONTROL FOR CONNECTING ENTITIES AND EFFECTING PAYMENTS IN A COMMERCIALLY ORIENTED ENTITY NETWORK - Among other things, embodiments of the present disclosure enables corporate entities to connect with each other and enables social networking interactions, credibility rating, identity verification, and/or business transactions between the corporate entities. | 01-08-2015 |
20150012383 | Systems and Methods for Providing Digital Content Marketplace Security - A digital content marketplace filter engine may be configured to identify a communication between a digital content marketplace client and a digital content marketplace server. An analysis engine may be configured to review the communication against a digital content marketplace policy. A response engine configured to block, allow or modify the communication to conform to the digital content marketplace policy. | 01-08-2015 |
20150019376 | SYSTEM AND METHOD FOR USING TRUSTED DEVICE TO BROWSE E-BOOK - The invention relates to a system and a method for using a trusted device to browse e-books. The system comprises an author end, a user end, an electronic bookstore unit, and a data storage unit. In the cloud system, an e-book author can set the authorization mechanism about e-book sale and downloading to protect their copyrights and to upload the e-book by the electronic bookstore unit. The user also can browse e-books by assigned electronic apparatuses to protect purchase rights from being illegally copied. The e-book is an encrypted file, so the user has to use the identification code of the certified electronic apparatus as a decrypted key to decrypt the e-book file for reading. | 01-15-2015 |
20150032569 | SERVICE ACCESS USING IDENTIFIERS - A method and system for providing access to a service. An identification for identifying a tag and information for accessing a service are formed. The service can utilize the identification for accessing the service. A second identification for identifying a person or a group of people is formed for the service to use, and the two identifications are associated with each other for easy access to the service. | 01-29-2015 |
20150039466 | SYSTEM, METHOD, AND APPARATUS FOR ASSESSING THE CONDITION OF TANGIBLE PROPERTY THAT IS LOANED, RENTED, LEASED, BORROWED OR PLACED IN THE TRUST OF ANOTHER PERSON - Embodiments are directed towards assessing the condition of tangible property that is loaned, leased, borrowed, or otherwise placed in the trust of another person. A first condition of the property may be documented and possession of the property may be transferred to a first party. A user may employ a mobile device to capture, acquire, and/or provide data documenting the condition, where the documenting data includes at least image data. Subsequently, possession of the property may be transferred to a second party and a second condition of the property may be documented. A variance between the first and the second condition may be determined by comparing the data documenting the first condition to the data documenting the second condition. Any damage, destruction, alterations, and/or modifications to the property that occurred during the time period that the first party had possession of the property may be determined based on the variance. | 02-05-2015 |
20150052012 | METHODS, SYSTEMS, AND APPARATUS FOR CORRECTING AN ELECTRONIC COMMERCE LISTING - Methods, systems, and apparatus for processing an error in an item listing are described. An error report from a reporting user of the item listing may be obtained. The error may be reported to an authorized user associated with the item listing. The error may be corrected by a reporting user, may be automatically corrected, or may be corrected by an authorized user associated with the item listing. | 02-19-2015 |
20150066695 | CROSS BORDER TRADE ENTITY VISIBILITY COMPLIANCE SYSTEM - Techniques for controlling visibility settings of data entities (for example but not limited to item listings, items, products and services, stock keeping units (SKUs) reviews, collections, lists, adverts, etc.) on a networked commerce system are described. According to various embodiments, a seller specification of an item is received, via a user interface, in connection with a request to post item information on a networked commerce system. Entity visibility compliance rules regarding the online sale of items in one or more regions are then accessed. Thereafter, the item specified by the seller is determined to be subject to a particular entity visibility compliance rule in a particular region. An entity visibility setting may then be adjusted for that item information throughout the networked commerce system in that particular region, based on the particular entity visibility compliance rule. | 03-05-2015 |
20150073937 | REPUTATION EVALUATION USING A CONTACT INFORMATION DATABASE - A contact information database, including records such as those stored in a personal address book, is applied to evaluate the reputation of a user and/or conduct fraud or spam detection. A number of different factors selected for reputation/fraud prediction value can be used in a statistical model to evaluate reputation of an individual based on an identifier, such as an email address. The factors can include information useful in predicting the reputation of an individual, such as in how many address books the email address or other information appears, whether emails have been previously sent to that email address, whether any such emails have been returned as undeliverable, and so forth. These factors can be used to create a vector including scores for the user on the various factors, which can be stored in a vector database and updated regularly as the information changes. The information in the vector database can be accessed by parties for use in reputation evaluation, fraud detection, etc. for a particular email address or individual. | 03-12-2015 |
20150081475 | SYSTEM AND METHOD FOR TRACKING AUTHENTICATED ITEMS - A system for tracking an authenticated item is provided. The system includes an authentication device affixed to the item. An item registration system receives authentication device data from the authentication device and associated item data and stores the authentication device data and the associated item data. An owner registration system receives owner registration data after a buyer has acquired the item. A buyer verification system receives the authentication device data, the associated item data and the owner registration data and stores buyer verified data if the associated item data correlates to the owner registration data, such as if the external tag number or event data entered by the owner matches external tag number or event data for the item. | 03-19-2015 |
20150100460 | ARRANGING SAFE AND CONVENIENT TRANSACTIONS - Systems and methods to arrange transactions are described. A transaction request may be received from transaction parties. The transaction request may include transaction data. Geographic region data associated with the transaction parties using the transaction data may be retrieved. A mutual geographic region based on the geographic region data may be determined. Suggested transaction locations based on the mutual geographic region may be determined. The suggested transaction locations may be recommended to the transaction parties. | 04-09-2015 |
20150106231 | SYSTEM AND METHOD FOR CANDIDATE DOMAIN NAME GENERATION - A system and method for the generation of candidate domain names are presented. The method includes receiving, by at least one server communicatively coupled to a network, a request to access or purchase access to a software application, the request being received from a user. Keywords associated with at least one of the user, a website of the user, and a business of the user are generated and a candidate domain name relevant to the keywords is generated. A user interface is displayed including the candidate domain name. The user interface enables the user to register the candidate domain name. | 04-16-2015 |
20150120499 | METHOD AND A DEVICE FOR ALLOWING CHARGING OF A VEHICLE DRIVER - A method performed in a managing device for managing charging of an electrical vehicle, the method comprising the steps of retrieving (S | 04-30-2015 |
20150120500 | FACILITATING GUARANTY PROVISIONING FOR AN EXCHANGE - Disclosed herein are example embodiments for facilitating guaranty provisioning for an exchange. For certain example embodiments, at least one device, such as a mobile device or a server device or an electronic apparatus: (i) may facilitate a matching of at least one proffered guaranty transaction with one or more proffered transaction characteristics; or (ii) may participate in at least one guaranty transaction marketplace to produce at least one guaranty transaction associated with at least one guaranty for a proposed product transaction. However, claimed subject matter is not limited to any particular described embodiments, implementations, examples, or so forth. | 04-30-2015 |
20150134479 | SYSTEMS AND METHODS FOR MULTI-LEVEL RETAILING - An online retailer may have a number of items for sale. The online retailer may enable a reseller to resell one or more of the items for sale. The retailer may provide items to the reseller at a discount. The price paid by a customer may include a markup from the reseller. The reseller may have a reseller code. When a resold item is purchased by a customer, the reseller code may be provided to the retailer. Based on the reseller code, the retailer may determine the price to be charged to the customer. After an item is purchased by a customer, the markup for the reseller may be paid to the reseller. Resellers may be organized in a hierarchical relationship. One or more of the resellers above the reseller corresponding to the reseller code may receive a portion of the markup for the item. | 05-14-2015 |
20150134480 | SYSTEMS AND METHODS TO PRESENT DIGITAL CONTENT LISTINGS - Systems and methods to present digital content listings are described herein. A selection of digital content listings from a catalog of digital content listings is received. The catalog of digital content listings describes digital content available for download. The selection may be received from a mobile device of a merchant operating a brick-and-mortar store. Digital content listings are accessed from the catalog of digital content listings based on the received selection of digital content listings. A consumer is determined to be located within a pre-defined distance from a brick-and-mortar store. The accessed digital content listings are presented to the mobile device of the consumer. | 05-14-2015 |
20150134481 | SYSTEMS AND METHODS TO FACILITATE JOINT PURCHASES AND TRACK JOINT PURCHASE OWNERSHIP DISTRIBUTIONS - The disclosure relates to facilitating and tracking joint purchases among multiple parties. More particularly, multiple parties may use a joint purchasing service to jointly purchase one or more items according to a consecutive, concurrent, or other ownership distribution that the parties agreed upon, and the joint purchasing service may implement one or more controls to track and maintain the ownership distribution. For example, locations associated with jointly purchased items may be tracked such that joint purchasers may be notified when possession should be transferred (e.g., when the current owner's turn expires, when one owner exceeds a usage proportion allocated thereto, etc.). Furthermore, ownership over certain jointly purchased items may be automatically managed (e.g., an electronic item may be transferred from one joint owner to another when the current owner's turn expires, joint owners may be required to be in proximity to use the item, etc.). | 05-14-2015 |
20150294285 | System and Methods for Recovery of Legal Damages Across Borders - An integrated system and method of contract creation and management geared toward aiding the rental industry in recovery of damage losses from U.S. Nationals who rent abroad. | 10-15-2015 |
20150294382 | Biometric Image in Online Commerce - An online store can transmit an online account token to an electronic device or to a biometric sensing device after a user successfully enters his or her account password. The electronic device or the biometric sensing device can countersign the online account token when the one or more biometric images match reference biometric images and the account password matches user identifier data stored in the electronic device or in the biometric sensing device. The countersigned online account token can then be transmitted to the online store. The user can then make one or more purchases after the online store receives the countersigned online account token. | 10-15-2015 |
20150294383 | ONLINE BIDDING MANAGEMENT SYSTEM - There is described an online bid management system where a consumer may post a receipt for a purchase or an intent to purchase a product or service and receive bids for equivalents to the original product or service from a series of merchants. The system acts as a filter between the consumers and the merchants. The posted receipts are initially filtered for the merchants such that only merchants that offer equivalents to the original product or service are provided with any given posted receipt. Similarly, the bids received by the merchants in response to a given original product or service are also filtered for the consumer such that only offers that are truly a “better offer” are presented to the consumer. The information is therefore processed in both directions, and is streamlined for the needs of both the merchants and the consumers. | 10-15-2015 |
20150302494 | METHODS AND SYSTEMS OF USER INTERFACE AND COMPUTATION OF CONTRACTS - Methods and systems include a computer-implemented method of forming a contract between two or more parties. The method includes receiving contract-related events and states of the contract-related events from a user, via a graphical user interface (GUI). The method also includes developing a set of possibilities for the states of the contract-related events for associated time periods and properties between contracting parties. The method also includes defining a transaction for each possibility and its associated time period and property, and returning results of the developing and the defining to the user. The returned results can be displayed to the user in a table format or a flow chart format. | 10-22-2015 |
20150302495 | SYSTEM, DELIVERY DEVICE AND METHODS FOR USE THEREWITH - A delivery device includes an image capture device for generating delivery image data of a delivery at a service address. A processor executes a delivery application to bidirectionally communicate delivery data with the delivery data server via the network interface, wherein the delivery data includes a delivery tracking number and the delivery image data. The delivery data server processes the delivery data to provide a delivery confirmation to a customer at the service address, wherein the delivery confirmation includes the delivery tracking number and the delivery image data. | 10-22-2015 |
20150302496 | DIGITAL PROOF OF DELIVERY - A digital proof of delivery for digital goods items purchased online includes methods and systems for authenticating online purchases for helping to prevent and mitigate fraud. A unique download identification (ID) is created and associated with the digital goods download and purchase. Additionally, third parties may readily be allowed to view the download status of a digital goods item by providing the unique download identification (ID) of the item, which may be useful for aiding third party fraud investigations. In response to an item of digital goods purchased by a customer for download from a merchant having reached a specific stage of downloading, but the download is not complete, download is suspended and a dialog box is sent over a network for presentation to a customer, and, in response to a confirmation received via the dialog box, the download is completed with a download ID that is unique to the completed download. | 10-22-2015 |
20150302497 | METHOD AND APPARATUS FOR PROVIDING A GIFT USING A MOBILE COMMUNICATION NETWORK AND SYSTEM INCLUDING THE APPARATUS - The present disclosure provides a method of providing a gift icon using a communication network. The method includes: providing, by a terminal, information about products to a messenger, which is a terminal operating software for transmitting and receiving messages and data in real time through a wired communication network; when the terminal selects a product, a counterpart terminal and a request button for a gift request, transmitting, by the terminal, a gift icon corresponding to the product to the counterpart terminal connected with the terminal through the messenger; and when the counterpart terminal selects an acceptance message in response to the gift request, providing, by the counterpart terminal, the gift icon corresponding to the product to the terminal or a first mobile terminal registered in the messenger. | 10-22-2015 |
20150310516 | Method And Apparatus For A Commercial System Designed To Facilitate Buyer Event Driven Commerce Without Need For a Constant Internet Connection - Methods, supported by a computer system and practiced by a facilitator, are described which facilitate the procurement of equipment, supplies, services and information by any user. The methods comprise the use of current and new technology to support the initiation of orders for equipment, supplies, information, and services over the internet, but without the need for an internet connection at the time of initiating the order. The methods also comprise a plurality of possible sources of revenue for the facilitator, as well as providing value, savings of effort and time for the user. Users can be, for example a homeowner maintaining a home or a number of homes or apartments, a sailor maintaining a boat, or more generally any user of a vessel, a vehicle, or a spacecraft. | 10-29-2015 |
20150324879 | CHALLENGE-BASED FRAUD DETECTION - A challenge-based system is provided for end users or website administrators to confirm the validity of an online listing by initiating requests for photographs of an item in various contexts, preferably contexts that would be difficult to reproduce without possession of the item listed. | 11-12-2015 |
20150324880 | VERIFYING A STATUS OF A USER DEVICE USED FOR SETTLING A TRANSACTION WITH A POINT OF SALE TERMINAL - One or more devices are configured to receive a request, from a point of sale terminal, to verify a status of a user device being used to settle a transaction with the point of sale terminal. The status may indicate whether the user device has been reported stolen to an operator network. The one or more device may receive a user device identifier, from the point of sale terminal, that identifies the user device. The one or more devices may determine the status of the user device based on the user device identifier. The one or more devices may generate a response indicating the status of the user device. The one or more devices may send the response indicating the status of the user device to the point of sale terminal to permit the point of sale terminal to selectively settle the transaction. | 11-12-2015 |
20150332233 | APPARATUS, METHOD AND SYSTEM OF REPLACING PHYSICAL VERSIONS OF WORKS WITH ELECTRONIC VERSIONS - Numerous methods of exchange are facilitated in which a physical copy of a previously-manufactured work embodying intellectual property in some tangible form, such as a physical book, are replaced with an electronic or digital version of similar intellectual property work, a replacement work or a derivative work. The physical item of manufacture is thereafter removed from the marketplace, or some aspect of its perceived private property value is diminished or destroyed physically or effectively so that physical items of tangible property are replaced by electronic or digital versions. To the extent first-sale doctrine under copyright law applies to physical or electronic versions of items, first-sale private property rights may be preserved for the benefit of the private property owner, even though the replacement electronic version of the work may be licensed, not sold, to the user through a disclosed mechanism of exchange. | 11-19-2015 |
20150332360 | SYSTEM AND METHOD FOR FACILITATING SALE OF GOODS - Systems, devices, and methods are disclosed for facilitating the communication between two or more users of an electronic marketplace. The communication between the two or more users is implemented to promote a sale of a product offered for sale on the electronic marketplace. Systems, device, and methods are also disclosed for providing an advantage for one or more product listings being offered for sale on the electronic marketplace. The advantage may place the product listing within a preferential location on a display of the electronic marketplace. | 11-19-2015 |
20150332361 | Reputation System and Method - A method for securing a transaction in a reputation system includes the following steps: authenticating a user vis-à-vis an end device by means of an electronic proof of identity for releasing authentication data for the digital identity that are stored on the end device, and authenticating the digital pseudonym assigned to the user vis-à-vis the reputation system by means of the end device while employing the stored authentication data pertaining to the digital pseudonym. The electronic proof of identity can be present as an electronic identity card in the form of a portable data carrier. | 11-19-2015 |
20150348149 | EFFICIENTLY AUTHORIZING CUSTOMERS FOR PRODUCTS UNDER DIFFERENT AUTHORIZATION CONDITIONS - Customers seeking to acquire new products or services may need to be authorized for the new products or services. The authorization can depend on customer and product information, as well as on different authorization conditions such as qualification, re-qualification, and eligibility conditions. To efficiently authorize a customer for products or services under different authorization conditions, a table stores authorization rules including flags associating the rules with particular authorization conditions. Hence, among the rules that pertain to authorizing the customer for a product or service, one subset of rules can be associated with one authorization condition while a different subset is associated with another authorization condition. The customer is selectively determined to be authorized for the product or service under an authorization condition when the product or service information and/or the customer information satisfy all of the rules associated with the selected authorization condition. | 12-03-2015 |
20150348161 | ELECTRONIC SAMPLE PALETTE SYSTEM AND FILTERS - The present embodiments provide systems for generating sample(s) requests, pricelists, technical data, and sample books orders over a network. In one embodiment, a database stores design products related to a plurality of categories of commercial products from a plurality of manufacturers. Interface circuitry displays the plurality of categories of commercial products along with filtering criteria that may be selected by a user. A sample palette server is in operative communication with the database and the interface circuitry and receives a user selection of one or more filtering criteria specifying one or more requested design features. The sample palette server generates a subset of the design products sharing at least one design feature in common with the requested design features. Filtering circuitry filters the displayed plurality of categories of commercial products to include only design products from the subset of design products and causes the interface circuitry to display a second set of filtering criteria for the displayed plurality of categories of commercial products. Sample palette generating circuitry receives a user selection of a plurality of commercial products from the displayed subset of design products and generates a sample palette including graphical images of the plurality of commercial products. | 12-03-2015 |
20150363848 | INTERNET SERVICE REGARDING AN AUTOMATED SYSTEM OF INTERACTIVE-BIDIRECTIONAL TRADE, IN REAL TIME, FOR TOURISM PRODUCTS-SERVICES - The present patent is referred to an innovative internet service regarding an interactive-bidirectional trade, in real time, for price negotiations of tourism products-services (accommodation, food, tickets, recreation activities or any other touristic product-service), correlating the offer of an amount of money from the user client-buyer, interested to buy the tourism product-service, with the offer of the user client-seller that provides the touristic product-service trying to meet the specifications set by the user client-buyer (regardless of what kind of software platform will be used). In this way the user client-buyer creates a business negotiating environment for tourism products-services that it starts from him, is customized at all levels by him and the final product of this procedure goes back to him. | 12-17-2015 |
20150371299 | System and Method for Exchanging Books by Mail and In Person through a Secure Transfer of Funds - A system and method for exchanging books through a secure transfer of funds by mail or in person. The system uses a common forum that enables the buyer to search for a book. The system also enables a second user who is in possession of the book, to search for and transact an exchange with the first user. An Internet System provides a platform for each user to interact with each other and the Internet System, a database to store book information for querying, a shipment tracking capacity, and a secure fund storage system that accepts and releases funds after predetermined conditions and a predetermined duration are met. The book can be mailed and transfer of funds occurs after delivery of shipment. The book can also be delivered in person, and transfer of funds occurs after buyer and seller exchange a verification code. | 12-24-2015 |
20150371300 | METHOD AND SYSTEM FOR VERIFYING THE AUTHENTICITY OF GOODS OVER AN INTERNET - The present invention relates to a system and method for authenticating a good and determining if the good is in the seller's possession. It relies on a web-based authentication service that requires the seller to provide photos of key features specific to the item, along with an identification number, specific to the item that must be present in each photo. The present invention applies to goods sold either in person, in a retail store, or over the internet. | 12-24-2015 |
20150379598 | DATA PROCESSING SYSTEM AND METHOD - A data processing system and method are disclosed, employed in a cloud environment of a distributed system to process/exchange data. When performing the data processing method using the data processing system, first, a basic information directory is set with conditions/terms according to a specific subject matter. Next, repeated action is performed on the basic information directory between users, so as to initiate conditions/terms iteration, generate derivative information directories and incident group composition changes. Last, for the basic information directories and/or derivative information directories, a term-specified group composed of users is formed by users, and terms of transaction is negotiated between users for a specific subject matter, that is, for the derivative information directory created by iteration and/or basic information directories that are related to the specific subject matter, the term-specified group is formed by users who have reviewed/read and accepted all the conditions/terms of the directory. | 12-31-2015 |
20150379599 | FABRICATION OF PRODUCTS ON DEMAND - Systems and methods are provided for fabricating products on demand. In some embodiments, a manufacturable model, which may include information about a three-dimensional representation of a product to be fabricated, is received by a user of an electronic system and may be validated by the electronic system. A prototype of the product can be generated based at least in part on the manufacturable model, and the manufacturable model and/or the product can be made available for selection by other users of the system. The product may be fabricated based at least in part on the manufacturable model using, for example, a three-dimensional printer, and may be delivered to users of the electronic system. | 12-31-2015 |
20160012502 | PREVENTIVE AUDITING | 01-14-2016 |
20160019613 | METHOD AND APPARATUS FOR CALCULATING A TRANSACTION QUALITY SCORE OF A MERCHANT - A method, non-transitory computer readable medium, and apparatus for calculating a transaction quality score of a merchant are disclosed. For example, the method analyzes fraudulent transaction data in a fraudulent transaction data table for each one of a plurality of merchants, calculates a transaction quality score for the each one of the plurality of merchants based on the fraudulent transaction data, filters the plurality of merchants having a respective transaction quality score above a threshold and transmits the plurality of merchants having the respective transaction quality score above the threshold for display. | 01-21-2016 |
20160026519 | Application Compatibility Leveraging Successful Resolution of Issues - Application compatibility techniques are described. In one or more implementations, one or more computing devices of a service provider receive data from a plurality of client devices via a network, the data describing one or more attempts that were at least partially successful in resolving one or more incompatibilities in execution of one or more applications on respective computing devices. The data is mined based on one or more criteria to identify at least one of the applications and validated to confirm the at least partial success in the resolution of at least one of the incompatibilities for the identified application. Data is stored that describes validated successful resolution of the incompatibilities and an update is disseminated based at least on the stored data to resolve the incompatibilities. | 01-28-2016 |
20160034909 | INCORPORATING GREEN SCORES INTO AN E-COMMERCE SYSTEM - A method of encouraging environmental-friendliness among users of a network-based publication system is disclosed. It is detected that a user of a network-based publication system has engaged in a transaction. A transaction green score is calculated for the transaction. The transaction green score reflects an impact on the environment of the engagement by the user in the transaction. A user green score for the user is calculated. The calculating of the user green score includes combining the transaction green score with previous transaction green scores calculated for previous engagements by the user in previous transaction. The user green score is communicated for presentation in a user interface. | 02-04-2016 |
20160034991 | METHOD AND SYSTEM FOR IDENTIFICATION OF NONCOMPLIANT MERCHANTS - A method for assessing merchant likelihood of noncompliance includes: storing a plurality of transaction data entries, each entry including data related to a payment transaction including transaction data, an account identifier, and a merchant identifier; identifying a first set of transaction data entries that include a specific merchant identifier associated with a merchant noncompliant with a rule or regulation; identifying a set of account identifiers from the transaction data entries in the first set; identifying a second set of transaction data entries that include account identifiers from the set of account identifiers; identifying a set of merchant identifiers from the transaction data entries in the second set; and calculating, for each merchant identifier in the set, a score indicative of a likelihood that an associated merchant is noncompliant with the rule or regulation based on the transaction data included in each of their transaction data entries in the second set. | 02-04-2016 |
20160034992 | MOBILE COMMERCE FRAMEWORK - A subscription-based system for providing commerce information for one or more mobile devices for one or more merchants. Some techniques employed feature a subscription-based method for presenting commercial resources to a mobile device. The method involves receiving mobile device user information relating to a geographic location to locate one or more merchants within a subscription-based shopping network, and receiving mobile device user information relating to a merchant type within the subscription-based shopping network. The method also involves receiving, from a database over a communication network, information for one or more merchants associated with the mobile device user information for the geographic location and the merchant type, and presenting the associated merchant information on the mobile device. The associated merchant information can include a merchant name and address, a merchant telephone number, a merchant advertisement, a merchant coupon, or a merchant product or service offering to subscribers of the shopping network. | 02-04-2016 |
20160042414 | EXCEPTION NOTIFICATION SYSTEM AND METHOD - A system and method for distributing prepaid cash alternatives and resolving exceptions related to the sale of prepaid cash alternatives such as traveler's cheques or prepaid cards. Reports of sales may be reviewed to identify exceptions, and information explaining the exceptions may be made available electronically. Sellers may be notified of exceptions by e-mail, which may include a link or address to information explaining the exceptions. The information may be provided in real time through a secure site on a network, such as the Internet. A company may contract with business partners to sell the prepaid cash alternatives to customers, and the business partners may report the sales to the company via reports. After being notified of exceptions, business partners may provide corrected information or new information to resolve the exceptions. | 02-11-2016 |
20160048893 | SERVICE LEVEL BASED ON SOURCE OF TRUTH - A system and method for a service level application are described. The service level application receives authentication data from a client seeking access to establish an account in an online marketplace. The service level application identifies a source of truth corresponding to the authentication data and verifies the authentication data with the corresponding source of truth. The service level application determines an access level tier to the online marketplace for the client based on the source of truth. | 02-18-2016 |
20160055555 | Contextual and Holistic Credibility - Some embodiments provide a credibility platform for a multi-dimensional, holistic, and real-time derivation and presentation of entity credibility. The holistic derivation of credibility is predicated on attributing context to subjective data using objective data. The credibility platform produces entity-specific context by identifying temporal or relational associations between different instances of target entity data. The credibility platform also produces comparative context for comparing the credibility of a target entity to a group of related entities. The credibility platform encourages entity engagement in order to provide a cause and effect presentation of credibility and to ensure real-time relevance of the derived credibility. To encourage participation, the platform prioritizes the presentation of credibility on the basis of entity engagement and provides fixed links to the credibility interfaces of the entities. | 02-25-2016 |
20160055556 | SERVICE BROKER FOR SERVICE-ORIENTED ARCHITECTURE - A method for brokering a cloud service comprises receiving a request for a service and identifying parameters from the request. Further, a set of vendors who may satisfy the parameters of the requested service is identified. An invitation to respond based on the parameters is transmitted to the set of vendors. Responses including an estimation regarding the parameters are received from the vendors, and confidence levels that the vendors will meet the estimations are calculated based on an objective service history of the specific services. The responses and confidence levels are presented to the requester, and the service history is updated based on parameter results once the service has completed. | 02-25-2016 |
20160055557 | FACILITATED INFORMATION EXCHANGE TO A SERVICE PROVIDER FOR A REQUESTED SERVICE - A method, a computer program product and a computer system, for exchanging information to provide services, is provided. A computer processor creates an information repository associated with a service requestor, in response to receiving a request for service from the service requestor. The computer processor notifies a service provider of the request for service from the service requestor. The computer processor receives a request for information from the service provider, regarding information about the service requestor. The computer processor forwards the request for information to one or more information providers. The computer processor stores information in the information repository, in response to receiving the information from the one or more information providers, and notifies the service provider to retrieve the information from the information repository. | 02-25-2016 |
20160063582 | METHOD AND SYSTEM FOR DETERMINING ALLIED PRODUCTS - The method comprises processing plural product information records from the product information sources into one or more groups based on which product information records are likely to correspond to the same product, correlating a unique product ID corresponding to the product associated with each of said groups to identify the product, comparing each identified product to categories of a taxonomy to determine a category for the identified products in the taxonomy, and determining attributes for each categorized product based on the product information records corresponding to each group, creating product specifications based on the determined attributes and storing the product specification in the corresponding determined categories of the taxonomy. | 03-03-2016 |
20160063602 | SYSTEMS AND METHODS OF PRODUCT PLACEMENT - A product seller site distributes on a pay for placement basis placed product with purchased product when the purchased product is delivered, where the placed product is associated with the purchased product by at least one specific characteristic. For example, the owner of a product funds an account and supplies product samples to be distributed to customers purchasing similar products. Further, the product owners bid or pay a fee to place their product with the customer. When the customer purchases a product, a search engine determines which products from a database of products available for placement meet the search criteria and offers to distribute the placement product with the purchased product. The search criteria comprise matching the purchased product with similar products to be placed with the purchased product and finding the highest bidder or fee from the group of matching placement products. The account associated with the matching placement product is debited when the matching placement product is distributed to the customer. | 03-03-2016 |
20160071104 | SECUREBUY MERCHANT INFORMATION ANALYTICS DECISION ENGINE - The present invention may comprise a system and method for processing electronic transactions over a network. The invention may also comprise gathering pertinent data using processes that run in the background, processing the data, and providing a merchant's enterprise platform or other suitable purchase processing system to present verified alternative purchasing opportunities to a purchaser. | 03-10-2016 |
20160071176 | SELLING APPARATUS, SELLING METHOD, PROGRAM, AND RECORDING MEDIUM - A presenter ( | 03-10-2016 |
20160078440 | INTERACTIVE NETWORKING SYSTEMS WITH USER CLASSES - A networking system may comprise a web site incorporating a combination of one or more of the following: a crediting system, a chat bidding system, a performance bidding system, a telephony switching system, a media interaction system, a display system, a photo management system, and a messaging system. The networking system may categorize each user of the web site into classes, including a featured class, a common class, a sponsored class, and a sponsoring class. The networking system may facilitate user interactions, some of which may be partially dependent on user classes. A featured user may opt to temporarily appear as a common user, thus activating an alternative user profile and hiding his featured status. A sponsored user may participate in interactions on the web site if a sponsoring user offers his credits to pay for the sponsored member's participation. Other aspects of the networking system are also disclosed herein. | 03-17-2016 |
20160078509 | APPARATUS, SYSTEM, AND METHOD OF MANAGING TRANSACTIONS OF ELECTRONIC BOOKS - A server at an e-book sales agency generates and transmits an order of purchasing an e-book to a server at an e-book store on behalf of the user using authentication information of the user for the e-book store, and updates charge fee information to be used for calculating an amount of fee that is charged to the e-book store by the e-book sales agency. | 03-17-2016 |
20160086193 | METHODS AND SYSTEMS RELATING TO BROKERING ASSET DATA - Individuals, families, and organizations all acquire assets ranging from tens to hundreds to tens of thousands. Each asset defines aspects of the acquirer and provides information to third parties as well as for the acquirer. This information includes ownership, asset experiences etc. shared with other users and/or enterprises who made it, support it, appreciate it, etc., the retailer who sold it, those who follow these assets or seek to provide improvements, enhancements, alternatives, etc. or exploit the asset ownership characteristics to target information. However, asset owners generally wish to remain anonymous yet benefit from third party knowledge of their ownership. Accordingly, a system and method of providing asset ownership brokering to derive benefit without providing confidential information to other users and/or enterprises is provided. | 03-24-2016 |
20160092951 | DETERMINING AUTHENTICITY OF INFORMATION EMBEDDED IN A RESOURCE IDENTIFIER - Systems and methods are provided for generating a uniform resource identifier (“URI”) based on information relating to a transaction between two or more parties, and verifying the authenticity of the information embedded in the URI before generating a user interface to be displayed to one of the parties to the transaction. For example, the URI may include information relating to the terms of the transaction to which the parties have agreed. A system associated with a facilitator of the transaction may verify the authenticity of the terms embedded in the URI before dynamically generating a user interface that enables the transaction to proceed. | 03-31-2016 |
20160092968 | NON-VISUAL ENCODED COMMERCIAL REQUEST GENERATION - A method, device, and system for generating and accessing consumer commercial requests. A commercial request is generated by a consumer using a non-visual encoded commercial request device. Each consumer has a unique consumer identification barcode that is scanned, authenticated, and collected by the device. Following successful consumer authentication, target barcodes are scanned that represent various goods or services. The target barcodes are collected by the device. Upon completion of the scanning, the device generates a commercial request that is sent to a server. Vendors can request access to their respective commercial requests, and the server sends associated orders to the vendors. A speaker is connected as output to the non-visual encoded commercial request device, and the speaker provides feedback on the commercial request progress to the consumer. | 03-31-2016 |
20160098714 | Methods And Systems For Authorizing Program Activities - Methods and systems are disclosed for processing information. An example method can comprise receiving a request to authorize an operation. The request can comprise a product identifier and an account identifier. The method can further comprise determining authorization plan data associated with the account identifier. The authorization plan data comprises a collection of product identifiers indicating products authorized by a sponsor. The method can comprise determining whether the transaction is authorized based on a comparison of the product identifier to at least a portion of the collection of product identifiers and providing an authorization message in response to the determining whether the transaction is authorized. | 04-07-2016 |
20160110785 | SYSTEMS AND METHODS FOR SALE REDEMPTION - Systems and methods for guaranteed redemption of sale items. The systems and methods can include a payment system for issuing a payment instrument to a customer when the sale item is not available in a retail location. The systems and methods can further include a redemption system for redeeming the payment instrument for the sale item. | 04-21-2016 |
20160110786 | METHOD, COMPUTER PROGRAM PRODUCT, AND SYSTEM FOR PROVIDING A SENSOR-BASED ENVIRONMENT - Method, computer program product, and system to facilitate an audit of a checkout transaction, where the checkout transaction is associated with a virtual transaction record reflecting interactions of a person with a first set of one or more items of a plurality of items within an environment. The method includes acquiring image information including a shopping receptacle associated with the checkout transaction, and identifying a second set of one or more items of the plurality of items that are included in the shopping receptacle using the acquired image information. The method further includes comparing the first and second sets of items, and determining, based on the comparison, whether to perform an audit of the checkout transaction. | 04-21-2016 |
20160110787 | SYSTEM AND METHOD FOR RESELLING JEWELRY AND WATCHES - A resale management system useful in reselling jewelry items that includes a computer server capable of being coupled to one or more seller computers and one or more jeweler computers. The computer server can be programmed to: receive a listing from a seller computer, the listing can include a description of a jewelry item, and the seller computer can be associated with a specific geographic location; match a jeweler contained in an entity database to the specific geographic location; send a first notification to a seller computer and a second notification to a jeweler computer defining a period of time for allowing the jeweler to verify the jewelry item; receive a verification signal from the jeweler via the jeweler computer that the description of a jewelry item depicts the jewelry item; and offer the listing for sale on an on-line store associated with the computer server. | 04-21-2016 |
20160125490 | TRANSFERRING AUTHENTICATED SESSIONS AND STATES BETWEEN ELECTRONIC DEVICES - In various example embodiments, a system and method for transferring an authenticated session of an application running on one electronic device to a second electronic device after determining the second electronic device is a trusted device are presented. In one embodiment, an instruction is received to transfer an authenticated session of an application running on a first device associated with a user account to a second device associated with the user account. The second device is verified to be associated with the user account of the first device. The second device is determined to be a trusted device of an authorized user of the user account. The authenticated session of the application running on the first device is transferred to the second device to reproduce a current state of the authenticated session on the second device. | 05-05-2016 |
20160132946 | SYSTEM AND METHOD FOR IDENTIFYING QUALIFIED PARTIES TO A TRANSACTION - A system and method for identifying and verifying qualified parties to a transaction. In an aspect, the present invention can be configured to verify a party as a qualified party based upon verified information. In an aspect, the present invention can be used to configure transaction options such that the buyer and seller will have either reduced incentive for fraud or protection from fraud from the other party. | 05-12-2016 |
20160140561 | FRAUD PREVENTION BASED ON USER ACTIVITY DATA - A user conducts activities, such as researching a product online or visiting a store that sells the product. A user then utilizes a risk analysis system to receive and store user activity data for the user's activities. When a purchase attempt is made with the user's financial account, a merchant sends a transaction request to the risk analysis system. The risk analysis system locates a record for the user and determines whether the product is identified in the user activity data. If the product is identified, the risk analysis system provides a risk score to the merchant indicating that the transaction is unlikely fraudulent. Alternatively, identification of the product provides a positive factor among multiple factors considered in a transaction risk analysis. An absence of the product in the activity can be used as a neutral or negative factor among multiple factors considered in a risk analysis of the transaction. | 05-19-2016 |
20160140633 | PRESENTING USER INTERFACE ELEMENTS AND ACCEPTING INPUT OPTIMISTICALLY WHEN APPLICATION STATE IS UNKNOWN - Activation of a link or control button on a user interface before an underlying application status is known. A user requests access to a merchant system's webpage. The merchant system webpage loads and a link is activated. The merchant system begins to determine the user's account status with the remote system while the web page is loading or at any time thereafter. The user initiates a request by clicking, pressing, or otherwise selecting the link on the merchant system's webpage. The merchant system determines whether the user's account status with the remote system is known. If the account status is not known, the merchant system completes the determination. If the account status is known, the merchant system determines whether the action request is available. If the action is available, the request is processed. If the action is not available, the user is notified and the link is disabled. | 05-19-2016 |
20160140634 | SYSTEM, METHOD AND NON-TRANSITORY COMPUTER READABLE MEDIUM FOR E-COMMERCE REPUTATION ANALYSIS - An e-commerce reputation analysis system includes a comment data capturing module, a keyword retrieving module, a sentiment analysis module and a reputation analysis module. The comment data capturing module captures comment data from an e-commerce platform according to an analysis item. The keyword retrieving module retrieves keywords from the comment data. The sentiment analysis module compares each keyword with sentiment groups. When a first feature phrase of feature phrases of the sentiment groups matches with a first keyword of the keywords, the sentiment analysis module determines that the sentiment group having the first feature phase is corresponding to the first keyword, and increases a rating of the sentiment group corresponding to the first keyword. The reputation analysis module selects first sentiment groups corresponding to the analysis item from the sentiment groups,and statistically sums the ratings of the first sentiment groups. | 05-19-2016 |
20160148290 | AUTOMOBILE TRANSACTION FACILITATION USING A MANUFACTURER RESPONSE - A system, methods, and apparatus for performing automobile transactions are disclosed. In an example embodiment, automobile market data representative of current automobile market characteristics is stored. The automobile market data may include pricing, inventory, and consumer interest information received from manufacturers, dealers, and consumers. A consumer may provide a request for a manufacturer response indicating whether a specific automobile can be provided. Automobile market data may be provided to a manufacturer based on the request and a manufacturer response provides a verification, confirmation, or offer indicating that the specific automobile can be provided for the consumer. Bids to sell the specific automobile may be requested from dealers based on the manufacturer response. Dealer bids may be provided to the consumer with prices and a delivery options. The consumer may select a bid which specifies a pickup location at a first dealer. | 05-26-2016 |
20160148291 | Infeasibility Management in E-Sourcing Systems - Systems, apparatuses, and methods for providing feedback in an electronic sourcing system. A system is configured to receive a first optimization model whose solution represents an allocation or award of items being bid upon. The first optimization model comprises a plurality of bids and one or more allocation rules representing one or more constraints on the allocation. Subsequent to determining the optimization model is not feasible, the system is configured to compare the one or more allocation rules to a reference allocation. Subsequent to determining an allocation rule of the one or more allocation rules is in conflict with the reference allocation, system is configured to relax the allocation rule in the first optimization model to create a second optimization model, and solve the second optimization model to generate an allocation compatible with the second optimization model. | 05-26-2016 |
20160155101 | LOCATION BASED MERCHANT CREDIT VOUCHER TRANSACTIONS | 06-02-2016 |
20160155164 | SYSTEM AND METHODS FOR ORDER PROMISING USING ATP AGGREGATION | 06-02-2016 |
20160155165 | SYSTEM AND METHOD FOR MONITORING ACTIVITIES IN A DIGITAL CHANNEL | 06-02-2016 |
20160155170 | CREATION AND USE OF PUBLIC AND PRIVATE GROUPS IN A LOCATION SHARING APPLICATION | 06-02-2016 |
20160162962 | USER TO WEBSITE GUARANTEED SHOPPING - One embodiment is directed toward a process for a merchant inspection, where a guaranteed shopping server inspects online merchants to ensure they are reliable, financially stable, and committed to providing a great online shopping experience to the buyer/user. Next, this service monitors merchants on a regular basis, to ensure they deliver on their terms of sale, thus assuring purchasers of an overall safe online experience. Next, the guaranteed shopping service provides, a guarantee for added peace of mind for the purchaser. In accordance with one embodiment, a guarantee is provided to the buyer including ID theft protection, a purchase guarantee and a lowest price guarantee. As with other type of guarantees, certain restrictions and terms may apply. If a buyer does experience a problem with an online merchant, a benefit claim can be made and once the claim is validated, guaranteed shopping coverage can apply. | 06-09-2016 |
20160162963 | IDENTITY VERIFICATION AND AUTHENTICATION - In one embodiment, receiving, at a first computing device associated with a social-networking system and from a second computing device, a first request to verify an identity of a user of the social-networking system; sending, by the first computing device and to a mobile device associated with the user, a second request for information about the user; receiving, at the first computing device and from the mobile device, the information about the user; determining, by the first computing device, a confidence score indicating a probability that the identity of the user is true based on the information about the user received from the mobile device and information available to the social-networking system; and sending, by the first computing device and to the second computing device, the confidence score. | 06-09-2016 |
20160171572 | METHODS AND SYSTEMS THAT AGGREGATE MULTI-MEDIA REVIEWS OF PRODUCTS AND SERVICES | 06-16-2016 |
20160171573 | Method and a Device Thereof for Online Merchandise Anti-counterfeiting Verification | 06-16-2016 |
20160171626 | SYSTEMS AND METHODS FOR EMPLOYING DOCUMENT PRE-TAG AUDITING IN TRANSACTION ROOMS FOR DIGITAL TRANSACTIONS | 06-16-2016 |
20160180420 | VEHICLE TRANSACTION SYSTEMS AND METHODS | 06-23-2016 |
20160189258 | APPARATUS AND METHOD FOR PERFORMING SECURE TRANSACTIONS WITH A DIGITAL DEVICE - Method to perform secure transactions with a digital device starts with microphone receiving signal generated by the digital device. Signal includes product information in inaudible portion of signal that identifies at least one product associated with a timeframe of signal. Trusted execution environment (TEE) generates start signal based on first sensor signal from first sensor that may be inertial sensor. Start signal is generated when first sensor signals indicate that user wishes to perform transactions with digital device. TEE verifies an origin of the product information to determine integrity of the origin and data. Display device displays purchasing information to a user that is based on the product information. TEE authenticates user based on second sensor signal from second sensor that may be biometrics sensor. TEE completes transaction to purchase at least one product by providing payment information associated with user. Other embodiments are also described. | 06-30-2016 |
20160189281 | Multi-Site Order Fulfillment with Single Gesture - Disclosed is a system and method for fulfilling orders for multiple entities located on websites with distinct entity checkout systems with a single user input. The process for fulfilling orders for two entities includes receiving a first indication to purchase a first entity and a second indication to purchase a second entity, where the first entity is associated with a first retailer and the second entity is associated with a second retailer. The method also includes extracting information associated with the first and second entities from the respective web pages where the entities are available for purchase, and receiving a user input to initiate order fulfillment. The method further includes checking the availability of the entities at their respective retailers and providing alternate entities and/or retailers, if applicable. The method is completed by deploying fulfillment agents and purchase agents for completing the transactions. | 06-30-2016 |
20160203489 | METHODS, SYSTEMS, AND APPARATUS FOR IDENTIFYING RISKS IN ONLINE TRANSACTIONS | 07-14-2016 |
20160203534 | SYSTEM AND METHOD FOR ONLINE SHOPPING COMMUNICATION AUTHENTICATION OF LOCAL GOODS PICKING-UP | 07-14-2016 |
20160203535 | Network based Commerce Method and System | 07-14-2016 |
20170236174 | METHODS AND SYSTEMS OF PROVIDING HEALTH SCORES IN AN ONLINE MARKETPLACE | 08-17-2017 |
20180025134 | SOFTWARE DISTRIBUTION METHOD AND APPARATUS | 01-25-2018 |
20180025401 | SYSTEMS AND METHODS FOR INTEGRATING MULTI-MEDIA, FINANCIAL, MERCHANT, AND CONSUMER DATA | 01-25-2018 |
20220138817 | INSERTING CODE INTO A DOCUMENT OBJECT MODEL OF A GRAPHICAL USER INTERFACE (GUI) FOR UNIFIED PRESENTATION OF DATA - A browser extension may insert code into a document used to generate a web page. For example, the browser extension may detect that the web page is associated with an entity that is associated with one or more delivery estimates. The browser extension may transmit web page information that identifies the entity associated with the web page and/or a date threshold determined based on user input provided to or stored by the browser extension. The browser extension may receive presentation information that identifies a plurality of delivery estimates for a plurality of entities based on transmitting the web page information. The browser extension may insert the code into the document used to generate the web page based on the presentation information. The code may cause an estimated delivery date and/or an indication of whether the date threshold can be satisfied to be provided for display via the web page. | 05-05-2022 |
20220138818 | TASK MANAGEMENT FOR ONLINE MARKETPLACE BRANDS - A task management system for brands on online marketplaces includes a graphic user interface (GUI) running on display devices and includes a server in communication with the display devices. The server is configured to: receive an input from at least one user to retrieve a bulk input of seller information, including task management information, from the online marketplace; retrieve and select the bulk input of seller information from the online marketplace; parse the bulk input for the task management information for creating a task; select at least one task management criterion for creating the task; and create the task based on the task management information and the task management criterion. The task is assignable to the user of the at least one user, displayed on the GUI after creation of the task, and is configured to promote the brand on the online marketplace and to streamline workflows of the brand. | 05-05-2022 |