TOLLSHARE, INC. Patent applications |
Patent application number | Title | Published |
20150327029 | TEXT MESSAGING TO DEVICES - Methods, apparatuses, and computer-readable media directed to mnemonic-based text messaging are described. A text messaging application (“TMA”) may be configured to operate to facilitate entry of a text message to a business or a device. The text message may include one or more instructions that may be recognized by the business or the device to perform one or more actions. The TMA may be configured to facilitate entry of a text message that includes a mnemonic for the business or device. The TMA may be configured to resolve the mnemonic with a business/device mnemonic service and to send the text message to a destination client device. The text message may also include abbreviated vocabulary, which may be known to a vocabulary service, which may be configured to translate the abbreviated vocabulary into translated text to be included in the text message. Other embodiments may be described and claimed. | 11-12-2015 |
20150324803 | DEVICE-BASED TRANSACTION CONFIRMATION - In various embodiments, facilitation of transactions is described. A customer may provide identifying information, such as a communication address, to a provider of goods and/or services. The provider, may, in turn, send a request to a device-based transaction facilitation system (“TFS”) to determine whether the identified customer wishes to participate in the requested transaction. The TFS may send a message to a device of the customer, such as a mobile phone of the customer. The customer may be facilitated in sending back a confirmation that the customer wishes to participate in the transaction. This confirmation may include a unique identifier of the device under control of the customer. The TFS, on receipt of the unique identifier, may then send a confirmation that the customer wishes to participate, and the provider, in turn, may complete the transaction with the customer. Other embodiments may be described and claimed. | 11-12-2015 |
20150324797 | PHONE-NUMBER-BASED PAYMENTS - Methods, apparatuses, and computer-readable media directed to phone-number-based payments are described. A phone-number-based payment system (PBP) may be configured to facilitate payments between parties based on a phone number for a payer party. The PBP may be configured to receive a payment request for a payment to be made from the payer party to a payee party. The request may include a payment amount and the payer's phone number. The payment request may include a payment amount and a phone number for the customer. In response the payment request, the PBP may verify that the payee has an account with the PBP. The PBP may also request an authorization of the payment from the payer. After receiving authorization for the payment, the PBP may facilitate the requested payment from the payer to the payee. Other embodiments may be described and claimed. | 11-12-2015 |
20150324796 | DEVICE-BASED PAYMENT AUTHORIZATION - Embodiments of device-based payment authorization are described. A device-based authorization system (“DBA”) may interoperate with a device of a payer party, such as a mobile device of the payer, to facilitate authorization of a payment by the payer. The DBA may respond to a payment request, such as by a vendor, which may include a payment account number and identifying information about the payer. In response, the DBA may request authorization from the payer on a device of the payer, such as a mobile device. The DBA may send an authorization request that includes an authorization token. A payment authorization application (“PAA”) on the device may facilitate the payer in performing an authorization, such as by performing a signature. The PAA may return an authorization record, including the authorization token. The DBA may then facilitate payment from the payer to the payee. Other embodiments, may be described and claimed. | 11-12-2015 |
20150324790 | MESSAGING-BASED PAYMENTS - Embodiments for messaging-based payments are described. A messaging-based payment system (MBP) may be configured to facilitate payments between parties based via a messaging protocol, such as a text messaging protocol. The MBP may be configured to receive a request via the messaging protocol for a payment to be made from a first party to a second party. The request may include a payment amount as well as identifying information for the party making payment. In response to receipt of the request, the MBP may request an authorization of the payment from the first party. The request for authorization may be performed via the messaging protocol. After receiving authorization for the payment, the MBP may facilitate the requested payment from the first party to the second party. Payment may be made to an account of the second party or through a payment facilitator. Other embodiments may be described and claimed. | 11-12-2015 |
20150324778 | PHONE-NUMBER-BASED PAYMENT FUNDING CONFIRMATION - Methods, apparatuses, and computer-readable media directed to phone-number-based payment authorization are described. A phone-number-based payment authorization system (PBA) may be configured to authorize payments from a payer party to a payee party based on a phone number of a payer party. The PBA may be configured to receive a payment authorization request, which may include a payment amount as well as a phone number for the payer party. In response to receipt of the payment authorization request, the PBA may make a determination of whether the payer is capable of making a payment of the requested amount. The determination may include determination of payment capabilities from various payment servicers. The PBA may also make an authorization request from a third-party authorizing entity based on identifying and/or financial information known to the PBA. Other embodiments may be described and/or claimed. | 11-12-2015 |
20150324372 | DEVICE MNEMONICS - Apparatuses, methods and storage media associated with device mnemonics are disclosed herein. A registration module may be configured to accept a registration of a device mnemonic associated with a device, including receiving one or more communication addresses to be associated with the device mnemonic, and store the device mnemonic. A response module may be configured to respond to a query about the device mnemonic with at least the associated communication address(es). Acceptance of registration and storage of the device mnemonic may further comprise receipt of metadata to be associated with the device mnemonics. The response module may be configured to respond to a query about the device mnemonics, by providing some or all of the associated metadata. The registered/stored device mnemonics and their associated information may be queried and used by application services. Other embodiments may be described and/or claimed. | 11-12-2015 |
20150317635 | ELECTRONIC GESTURE-BASED SIGNATURES - In various embodiments, facilitation of transactions using electronic gesture-based signatures is described. A party participating in a transaction may provide an electronic signature using a mobile device. The mobile device may be configured to record electronic signature data made through physical manipulation of the mobile device, such as by recording data from one or more instruments of the mobile device. The mobile device may then send the electronic signature data to a gesture-based signature confirmation system (“GSC”), which may confirm an identity of the party and/or confirm an intent of the party to participate in the transaction. The GSC may send an indication to another party to the transaction that the identity has been confirmed, and/or that the first party intends to participate in the transaction, and may generate a record of the signature. Other embodiments are described and claimed. | 11-05-2015 |
20150206159 | GEOGRAPHIC MNEMONICS BASED MESSAGING - Apparatuses, methods and storage medium associated with geographic mnemonics based messaging are disclosed herein. In embodiments, an apparatus may include a data collection module configured to collect demographics of users interacting with a geographic mnemonics associated with a location or an area that includes the location. In response to a request from a requestor for the demographics of users interacting with the geographic mnemonics, the data collection module may respond to the requestor with collected demographics of users interacting with the geographic mnemonics, to enable the requestor to select and transmit a message to the client device, based at least in part on the collected demographics of users interacting with the geographic mnemonics. Other embodiments may be described and/or claimed. | 07-23-2015 |
20150205820 | GEOGRAPHIC MNEMONICS - Apparatuses, methods and storage medium associated with geographic mnemonics are disclosed herein. In embodiments, an apparatus may include a registration module and a response module. The registration module may be configured to accept a registration of a geographic mnemonics, and store the geographic mnemonics. Acceptance of registration and storage of the geographic mnemonics may further comprise receipt of an address and/or meta data to be associated with the geographic mnemonics, and storage of the address and/or meta data as associated with the geographic mnemonics. The response module may be configured to respond to a query about the geographic mnemonics, with at least the associated address and/or meta data. Other embodiments may be described and/or claimed. | 07-23-2015 |
20150161682 | VIRTUALIZING BUILDINGS/SITES AND AUGMENTING VIRTUALIZED BUILDINGS/SITES METHODS AND APPARATUSES - Apparatuses, methods and storage medium associated with virtualizing a building or a site are disclosed herein. In embodiments, an apparatus for virtualizing a building or a site may include one or more processors, and a building/site interface engine configured to be operated by the one or more processors. The building/site interface engine may be configured to facilitate a representative of a building or site to logically associate a virtual billboard with the building or site, to enable an appearance of the corresponding building or site in a 3D view map be augmented with the virtual billboard. The virtual billboard may include one or more commercials. The 3D view map may include an image of the building or site. Other embodiments may be described and/or claimed. | 06-11-2015 |
20150019404 | CREDITWORTHINESS DETERMINATION THROUGH ONLINE SOCIAL NETWORK ENDORSEMENTS - Embodiments relate to computer-implemented methods and computing apparatuses for technologically determining a creditworthiness metric for a potential borrower are disclosed. In embodiments, a creditworthiness metric for a potential borrower may be determined based at least in part on endorsements of other parties connected to the potential borrowers via an online social network. In embodiments, users of an online social network may make respective endorsements of other users of the online social network. Respective creditworthiness metrics may be determined based on the endorsements, and/or other factors, such as connections, endorsement values, so forth. Other embodiments may be disclosed and/or claimed. | 01-15-2015 |
20140372283 | DISTRIBUTED LOAN UNDERWRITING - In embodiments, methods, storage media, and apparatuses are described that are associated with underwriting of loans. In various embodiments, offers to underwrite a loan may be received by one or more loan underwriters. Assets and/or lines of credit of the loan underwriters may then be encumbered such that, upon a requirement to pay the loan balance to a lender, the loan balance may be automatically taken from these assets and/or lines of credit. Other embodiments may be described and claimed. | 12-18-2014 |
20140337305 | GEOGRAPHIC COORDINATES BASED CONTENT SEARCH - Apparatuses, methods and storage medium associated with geographic coordinates based content search are disclosed herein. In embodiments, a search service may be configured to analyze a plurality of contents having non-geographic coordinate content items. The analysis may include determination of whether the non-geographic coordinate content items are associated with a plurality of locations on Earth's surface. The locations may be identifiable by a plurality of geographic coordinates of a geographic coordinate system. For contents with non-geographic coordinate content items recognized to be associated a plurality of locations, the search service may generate and store indices that index the geographic coordinates of the locations to the contents with associated non-geographic coordinate content items. Other embodiments may be described and/or claimed. | 11-13-2014 |
20140337267 | GEOGRAPHIC COORDINATES BASED SOCIAL NETWORK - Embodiments relate to methods, apparatuses, and media configured to identify user characteristics based at least in part on the user's association with geographic coordinates or ranges defining locations or areas of Earth's surface. Recommendations may then be provided to the user based at least in part on the identified user characteristics based on geographic coordinates. Other embodiments may be described or claimed. | 11-13-2014 |
20140282886 | CONTENT LIST SHARING - In embodiments, a server may receive an indication of a content list to be transferred from a first user equipment to a second user equipment. The content list may include information related to content such as books, music, movies, physical items, software, games, or other physical or non-physical goods or media. The server may identify the content in the content list, and then determine what rights, if any, the user of the second user equipment has to access the content in the content list. In some embodiments, the server may then accept a purchase request from one or both of the first user or the second user, and alter the permissions of the second user in response to the purchase request. Finally, the server may facilitate the transfer of the content list, and the content associated with the content list and accessible to the second user, to the second user equipment. Other embodiments may be described and/or claimed. | 09-18-2014 |
20140279508 | SELECTIVE OPERATION OF EXECUTABLE PROCEDURES BASED ON DETECTED GESTURE AND CONTEXT - In embodiments, a generic gesture made with a computing device may be detected. In various embodiments, a context of the apparatus and/or a user of the apparatus may be determined. In various embodiments, at least one of a plurality of executable procedures may be selectively operated based on the detected generic gesture and the determined context. | 09-18-2014 |
20140047354 | TRANSPORTATION SHARING BASED ON MAP LOCATIONS - In embodiments, a map-based shared transportation location identification module (“MTSS”) may facilitate display of locations on a map for which shared transportation has been indicated as being offered or willing to be accepted. In embodiments, the MTSS may identify locations for which shared transportation has been indicated and display those on top of a map; the map may be displayed by the same logical entity as the MTSS or by a different entity. The MTSS may allow a user to select one or more of the locations, view information view information related to the location and elect to accept the offer (or to provide their own offer). The MTSS may then facilitate a matching of the user with the other relevant user for the purpose of sharing transportation. Other embodiments may be described. | 02-13-2014 |
20140047346 | USER INTERFACE ELEMENTS FOR TRANSPORTATION SHARING - In embodiments, a shared-transportation user interface element (“STE”) may facilitate sharing of transportation for a location described in a web page. Code for the STE may be generated based on location or other information for the location and may be included in, or otherwise referred to by, the web page. A user may later request the web page during which the web page and the STE may be rendered. In embodiment, the STE may take the form of a button. The user may then activate the STE, which may in turn cause the code for the STE to trigger a matching of shared transportation using a shared-transportation matching module. Other embodiments, may be described and claimed. | 02-13-2014 |
20140047024 | TRANSPORTATION SHARING BASED ON USER ACTIVITIES AND STATEMENTS - In embodiments, a shared-transportation social interaction system (“STSI”) may facilitate a first user in sharing transportation to one or more locations based on the activities and/or statements of a second user. The STSI may follow one or more blogs of the second user, as well as location information, such as made available by the second user's GPS or social-networking check-ins. The STSI may also allow the first user to follow the second user and to be notified when the second user is at a location of interest. Upon determining the second user to be at a location of interest, the STSI may determine if the first user is available and may then send a notification to the first user. The STSI may then facilitate the first user in sharing transportation to the location. Other embodiments may be described and claimed. | 02-13-2014 |