20150329237 | FOLDER STORAGE WITH REFERENCE APPARATUS - Folders are disclosed. In some embodiments, the folder may include a unitary planar material folded along a transverse fold forming a front panel and a rear panel. The front panel may be folded over the rear panel along the transverse fold. The rear panel may include an additional fold defining first and second portions. One of the front and rear panels may include lateral projections folded along longitudinal folds and affixed to the other of the front and rear panels to form a document receptacle between the front panel and the rear panel. At least one reference apparatus may be formed with at least one of the front and rear panels. The at least one reference apparatus mat be configured to be detached from the at least one of the front and rear panels. | 11-19-2015 |